4 Bedroom Homes for Sale in Key Largo, FL

Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Key Largo listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.

92 homes with four or more bedrooms are for sale or pending in Key Largo, FL today across 40 communities. The median asking price is $2,247,500, from $389,000 to $11,750,000. Listings in Key Largo without that feature have a median of $725,000. Most listings right now: Port Largo (100.0) (12), Buccaneer Point (98.0) (7), Sunrise Point (95.0) (5). Updated September 13, 2026 from the MLS.

Key Largo 4-bedroom homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community4-Bedroom HomesNew buildMedian listFrom
Port Largo (100.0)121$2,850,000$749,000
Buccaneer Point (98.0)73$3,799,000$1,695,000
Sunrise Point (95.0)51$3,995,000$984,000
Harris Ocean Park (93.0)41$769,900$650,000
Ocean Isle Estates (106.0)31$5,250,000$2,595,000
Key Largo Ocn Shores (100.0)30$2,550,000$750,000
Key Largo Ocn Resorts (94.5)31$1,250,000$940,000
S Creek Village (103.0)31$1,190,000$745,000
Key Largo North - Marnier's Club (97.0)30$979,000$955,000
Ocean Park Village (92.5)30$750,000$749,000
Seaside Sub (94.5)20$7,047,500$2,345,000
Hammer Point (93.0)20$5,674,500$5,499,000
Key Largo Beach Addition (100.0)21$3,850,000$3,750,000
Cross Key Waterways (103.0)21$3,230,500$2,950,000
Stillwright Pt (105.5)20$2,872,500$2,795,000
Lake Surprise Properties (106.0)21$2,399,499$799,000
Winston Waterway (102.0)22$2,174,500$1,999,000
Blue Wtr Trlr Vill (92.5)21$1,925,000$1,850,000
Rock Harbor Est (98.0)20$1,296,500$898,000
Dove Creek (94.0)20$1,132,000$769,000
Sexton Cove (106.0)20$1,075,000$775,000
Tavernier Harbor (92.0)20$1,050,000$1,050,000
Adobe Casa (94.0)20$839,500$799,000
Largo Sound Vill (104.0)20$752,500$730,000
Anglers Park (103.0)11$9,700,000$9,700,000
Coral Coast Corrected Plat (96.0)10$7,995,000$7,995,000
Largo Beach (91.0)11$6,095,000$6,095,000
Sunset Point (95.0)10$4,650,000$4,650,000
Harborage (97.5)11$4,399,000$4,399,000
Rock Harbor Yacht Ha (97.0)11$2,950,000$2,950,000
Rock Harbor Manor (97.0)10$2,950,000$2,950,000
Ocean Reef Shores (905.0)10$2,890,000$2,890,000
Lime Grove Estates (96.0)10$1,975,000$1,975,000
Calusa Campground (101.5)10$1,688,000$1,688,000
Key Largo Beach (100.0)10$1,595,000$1,595,000
Pamela Villa (102.5)10$1,049,999$1,049,999
Anglers Pk Shores (103.0)10$999,900$999,900
Winston Park (102.0)11$845,000$845,000
Twin Lakes (103.0)10$665,000$665,000
Lake Surprise Estates (106.0)10$389,000$389,000

What the fourth bedroom costs

The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.

Questions to ask about any four-bedroom listing

Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.

Common questions

How many homes with four or more bedrooms are for sale in Key Largo?
As of September 13, 2026, 92 Key Largo, FL listings whose MLS record reports four or more bedrooms are active or pending, across 40 communities. The count updates with every MLS refresh.
What do 4-bedroom homes cost in Key Largo?
The median asking price today is $2,247,500, with listings from $389,000 to $11,750,000. Key Largo listings without that feature have a median of $725,000.
Which Key Largo community has the most 4-bedroom homes for sale?
Port Largo (100.0) has the most right now (12), followed by Buccaneer Point (98.0) (7), Sunrise Point (95.0) (5), Harris Ocean Park (93.0) (4).
How much more does a 4-bedroom home cost?
It depends on the city and the age of the housing stock. The answer block on this page states today’s median asking price for four-plus-bedroom homes next to the median for other listings in the same city, and each listing page shows square footage so you can compare on a per-square-foot basis.

Keep exploring Key Largo

Live data: floridakeys, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Key Largo, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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