Buyers who want a pool search for the pool first. This page tracks every Key Largo listing whose MLS record reports a private pool, by community, with live counts and asking prices, and what the pool adds to the cost of ownership.
130 homes with a private pool are for sale or pending in Key Largo, FL today across 53 communities. The median asking price is $1,170,000, from $279,000 to $11,750,000. Listings in Key Largo without that feature have a median of $1,582,000. Most listings right now: Ocean Pointe (92.5) (14), Port Largo (100.0) (9), Buccaneer Point (98.0) (8). Updated September 8, 2026 from the MLS.
Key Largo pool homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
Budget three things beyond the price: the pool itself (chemicals, pump electricity and a service if you do not want to do it yourself typically run $150 to $300 a month), the screen enclosure where there is one (a full re-screen every 8 to 12 years; a replacement enclosure is a five-figure job after a storm), and insurance, where a pool adds liability exposure and many carriers require a fence, self-latching gate or approved alarm. Florida’s Residential Swimming Pool Safety Act requires at least one safety feature on a new pool, and lenders and insurers ask about it on older ones. Have the pool inspected separately from the house: the pump, heater, surface finish and deck are the expensive items. Our true cost of ownership calculator puts insurance, taxes and upkeep into one monthly number.
Questions to ask about any pool listing
How old are the pump, filter and heater, and is there a warranty? When was the surface last refinished? Is the enclosure permitted and when was it last re-screened? Is there a barrier or alarm that satisfies the insurer? What did the seller pay for homeowners insurance last year, and did the carrier require anything for the pool? A local agent who works the area will know which enclosures came through the last storm.
Common questions
How many homes with a private pool are for sale in Key Largo?
As of September 8, 2026, 130 Key Largo, FL listings whose MLS record reports a private pool are active or pending, across 53 communities. The count updates with every MLS refresh.
What do pool homes cost in Key Largo?
The median asking price today is $1,170,000, with listings from $279,000 to $11,750,000. Key Largo listings without that feature have a median of $1,582,000.
Which Key Largo community has the most pool homes for sale?
Ocean Pointe (92.5) has the most right now (14), followed by Port Largo (100.0) (9), Buccaneer Point (98.0) (8), Buttonwood Bay (96.0) (6).
Does a pool raise homeowners insurance in Florida?
Usually modestly on premium but meaningfully on requirements: most carriers want a barrier, self-latching gate or approved alarm, and a screen enclosure is often excluded or sub-limited for wind. Get the quote before you offer and ask specifically how the enclosure is covered.
Live data: floridakeys, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Key Largo, FL whose MLS record reports a private pool. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.
Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
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