Amelia Surf & Racque
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 53 condos for sale in Fernandina Beach · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · via realMLS
As of October 2026, Amelia Surf & Racque in Fernandina Beach, FL has 1 home for sale. Homes listed or recently sold were built 1982–1982; 3 of 3 report an HOA (median $1,151/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft).
Amelia Surf & Racque sits on Amelia Island in Fernandina Beach, and that location does most of the pricing work here. Proximity to the beach and the racquet/recreation orientation of the community set the tone; the number of homes actually trading in any short window is small, so pricing tends to be driven by the condition and specifics of the individual unit rather than a broad market trend.
With a two-month closings window on a limited-inventory coastal community, sellers should expect the market to read one property at a time, not as a wave. Buyers should come prepared to move on the right listing when it appears and to underwrite condition carefully, because a single well-renovated home and a dated one can sit far apart in price even inside the same community.
Amelia Surf & Racque right now
🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a small, recreation-oriented pocket of Amelia Island in Fernandina Beach where inventory is thin and each sale carries more weight than it would in a larger subdivision. Think coastal location and lifestyle amenities first, market averages second.
realMLS (Northeast Florida) sales records identify 19 homes in Amelia Surf & Racque that have changed hands since 2010, built between 1982 and 1986 (median 1983), with a median living area of about 1,064 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Amelia Surf & Racque. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Amelia Surf & RacquePhotos from realMLS listings in Amelia Surf & Racque; content deemed reliable but not guaranteed.
Who Amelia Surf & Racque is best for.
Best for
- Buyers prioritizing beach proximity and a racquet/recreation lifestyle on Amelia Island
- Buyers comfortable underwriting a purchase on condition and location rather than heavy comp data
- Buyers seeking a smaller coastal community and willing to wait for the right listing
Probably not for
- Buyers who want a wide selection of homes to compare at any given time
- Buyers who need deep transaction history and predictable pricing to feel confident
- Buyers indifferent to coastal amenities who are simply chasing the lowest price
The market around Amelia Surf & Racque
Amelia Surf & Racque is too small for its own price trend, so here is the market around it.
In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 532 homes are active and 186 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Amelia Surf & Racque specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Amelia Surf & Racque, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Amelia Surf & Racque
Live MLS inventory for Amelia Surf & Racque. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Amelia Surf & Racque listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Amelia Surf & Racque on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Amelia Surf & Racque
- Security Gate · reported on 3 of 3 listings
- Cable TV · reported on 2 of 3 listings
- Gated · reported on 2 of 3 listings
- Maintenance Grounds · reported on 2 of 3 listings
- Tennis Court(s) · reported on 2 of 3 listings
- Trash · reported on 2 of 3 listings
- Water · reported on 2 of 3 listings
- Pool · reported on 2 of 3 listings
- Management - Full Time · reported on 1 of 3 listings
- Beach Access · reported on 1 of 3 listings
- Barbecue · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Southside · Elementary
- Fernandina Beach · Middle
- Fernandina Beach · High
Zoned schools reflect the assignments reported on recent Amelia Surf & Racque listings and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Amelia Surf & Racque address.
Shop the zone: Homes zoned for Southside Elementary School · Homes zoned for Fernandina Beach Middle School · Homes zoned for Fernandina Beach High School
The Amelia Surf & Racque buying strategy.
If we were buying in Amelia Surf & Racque today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia Surf & Racque.
A thin-inventory coastal pocket
Because Amelia Surf & Racque is a compact community and only a short closings window is in view, there is no reliable price band to quote — the spread between homes is condition-driven, and one updated unit can define the top of the range while an untouched one anchors the bottom. Treat any single comp with caution and lean on the specifics of the property in front of you.
The draw is the Amelia Island setting and the racquet-and-recreation character the name implies: this is a location and lifestyle buy on Florida's Nassau County coast. What that means practically is that the amenities and the beach access matter as much to resale as square footage, so pay attention to how a given home relates to the community's shared recreation and to the water.
The location and the amenities are priced into every listing in Amelia Surf & Racque. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community, the value of a broker is judgment, not dashboards. With so few trades to reference, we work each deal on its own merits — condition, position within the community, and beach proximity — and we will tell you plainly when a listing is priced ahead of what the property actually supports.
Amelia Surf & Racque in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $1,151/month (about $13,812/yr) · median of 19 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,151 per month ($13,812 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Amelia Surf & Racque buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia Surf & Racque sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Amelia Surf & Racque, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Amelia Surf & Racque home worth?
Get a no-obligation home value based on real comparable sales in Amelia Surf & Racque, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Amelia Surf & Racque
Homes in Amelia Surf & Racque that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4800 Amelia Island Parkway #B-154 · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Amelia Surf & Racque a buyer's or seller's market right now?
Who is the best real estate agent for Amelia Surf & Racque?
How do I find a top Fernandina Beach real estate agent who knows Amelia Surf & Racque?
Can Momentum Realty connect me with an agent for Amelia Surf & Racque?
Where is Amelia Surf & Racque, and what county is it in?
How far is Amelia Surf & Racque from downtown Jacksonville and the beach?
Should you buy in Amelia Surf & Racque?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2004 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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