Aquavista Condo in Panama City Beach

Aquavista
Condos for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32401
Median sale $486K
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Live Market Pulse
37/100
Market Heat
Cooler than normal
2013 → 2026 · 81 at the 2021 peak
0 is Aquavista Condo's coldest market since 2013, 100 its hottest. Today: 37. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of September 2026, Aquavista Condo in Panama City Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $486,000, a median 168 days on market, sellers accepting 98% of original asking (-25% versus the prior year). Homes listed or recently sold were built 1985–1985; 4 of 4 report an HOA (median $1,135/mo); 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,970 ($5,480 with the full homestead exemption).

Live · Aquavista Condo Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$486K
Median sold · 12 mo
down 25.2% vs the prior 12 months
-25.2%
1-yr price change
n = 4 and 3 sales in the two windows
97.7%
Sale vs ask
Bay median: 94.4%
+170%
T12M median vs 2012
from a $180K median in 2012
Tempo
168days
Median DOM · closed
8 days at the 2025 low
50%
Under contract
Bay: 18% (585 of 3,161)
2 · 2
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 4 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Aquavista's numbers right now come from a thin trading window, just 4 closings, so treat any single data point here as a signal rather than a verdict. The median sits at $486,000, but with so few transactions, condition and unit-specific factors (floor, view, updates) are likely doing more to set price than any broad market trend.

The year-over-year figure, down 25.2%, combined with a median days-on-market north of 160, points to a market that has cooled noticeably from wherever it was pricing a year ago. Sellers here should expect longer marketing times and more negotiation room; buyers get more leverage than they would have had at the top of the run, though the long view since 2012 (up 170%) shows this community has still delivered substantial appreciation over time.

Aquavista Condo Housing Pulse · Momentum Research · as of September 12, 2026

Aquavista Condo right now

🔴 Off the recent peak. The trailing-12-month median ($486K) is down 25.2% from the prior 12 months ($650K) and up 170% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 19, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Aquavista Condo market snapshot (as of September 12, 2026): the median sale price is about $486K, and a median 168 days on market for closed sales. The trailing-12-month median is down 25% from the prior 12 months and up 170% since 2012, computed from record-level CPAR MLS closed sales (4 closings in the current window).

In ZIP 32401 (Panama City Beach), 343 homes closed in the last 12 months at a median of $322K, up 2.4% year over year, with a median 61 days on market. Right now 178 active and 28 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

CPAR sales records identify 10 homes in Aquavista Condo that have changed hands since 2004, built between 1985 and 1986 (median 1985), with a median living area of about 1,200 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Aquavista is a condo community in Panama City Beach where recent activity has been light enough that pricing should be read unit-by-unit rather than off a single median.

Best for

  • A buyer looking for condo ownership in Panama City Beach who is willing to evaluate units individually rather than off broad market trends.
  • A buyer with flexibility on timeline who can wait out a market currently running well over a month on median days-on-market.
  • An investor or long-term holder focused on the multi-year appreciation trend rather than short-term price movement.

Probably not for

  • A buyer who needs a fast, competitive-offer environment; current volume and heat score do not support that.
  • A seller expecting to price at last year's levels given the 25.2% year-over-year pullback.
  • A buyer who wants on-site community amenities as part of the decision; none are currently identified from MLS listings.

Windows contain 1 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 25.2% year over year; up 170% since 2012.
Median days on market · closed sales
05010015020122014201620182020202220242026
8 days at the 2025 low; 168 now.
Sale price vs original ask · median
90%95%20122014201620182020202220242026
97.7% now vs Bay 94.4%.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 8 a year; 4 in the current window.
Indexed since 2012 · Aquavista Condo vs Bay
100200300Bay +126%Aquavista Condo +170%20122014201620182020202220242026
Same CPAR MLS record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201820222026
81 at the 2021 peak, 37 in the troughs, 37 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,090/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

16% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

Aquavista Condo Market Scorecard

Thin data

Aquavista Condo is currently a thin data market. Limited supply, a median asking price of $714,000, and homes go under contract in about 152 days.

n/a
Months supply
$714,000
Median list
n/a
Median sold
n/a
Per sqft
152
Days on mkt
2/2/0
Active/Pend/Sold

Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Aquavista Condo, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 65 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Aquavista Condo

Live MLS inventory for Aquavista Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Aquavista Condo listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Aquavista Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Aquavista Condo.

Best Buy
Buyers and sellers comfortable operating in a low-volume condo market where each transaction is its own data point.
Biggest Risk
A thin closings sample and a steep year-over-year decline mean current pricing signals are less reliable than in a deeper market.
Sweet Spot
Buyers who can be patient through a slower marketing timeline and negotiate on unit-specific condition.
Avoid If
You need a quick sale or a market with active comps to lean on for pricing confidence.

A market defined by low volume

With only 4 closings in the current window, Aquavista isn't offering the kind of transaction depth that lets you draw firm conclusions about where pricing is headed. A market heat score of 38 backs that up, this is a slow-moving segment right now, not one where multiple offers or quick turnarounds are the norm.

The median days-on-market figure, over 160, tells buyers that patience is part of the process here, whether they are the one waiting to see a listing perform or the one waiting for the right unit to surface. Sellers should price to the current environment rather than to memory of stronger years, since the 25.2% year-over-year pullback suggests the market has already repriced from where it recently stood.

The location and the amenities are priced into every listing in Aquavista Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.1C+ · Buy Score
Long-Term Appreciation9.8/10
Recent Direction0.0/10
Pricing Power8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.1). Basis: Long-Term Appreciation +170% since 2012; Recent Direction -25.2% year-over-year; Pricing Power 97.7% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a low-volume, no-listed-amenity condo market like Aquavista, comps are scarce and each unit needs to be evaluated on its own condition and history rather than against a deep pool of recent sales. We pull the actual closing data behind the median, walk through what is driving days-on-market for comparable units, and help you decide whether a given listing is priced to the current environment or to an earlier one.

Aquavista Condo in 15 seconds.

Best forBuyers and sellers comfortable operating in a low-volume condo market where each transaction is its own data point.
Biggest advantageLong-term appreciation since 2012 is substantial, even after the recent pullback.
Biggest riskA thin closings sample and a steep year-over-year decline mean current pricing signals are less reliable than in a deeper market.
Sweet spotBuyers who can be patient through a slower marketing timeline and negotiate on unit-specific condition.
Avoid ifYou need a quick sale or a market with active comps to lean on for pricing confidence.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Aquavista Condos for Sale in Panama City Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Aquavista Condos for Sale in Panama City Beach, FL.
In short
  • HOA dues reported around $1,136/month (about $13,632/yr) · median of 28 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $1,136 per month ($13,632 a year) — the median AssociationFee across 28 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Aquavista Condo sales matched to your home.

What is your Aquavista Condo home worth?

Get a no-obligation home value based on real comparable sales in Aquavista Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Aquavista Condo?
The median sale price in Aquavista Condo was $486K over the 12 months ending September 12, 2026 (4 closed sales, CPAR MLS).
How long do homes in Aquavista Condo take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 168 days on market (4 sales, CPAR MLS).
Have Aquavista Condo home prices gone up?
The trailing-12-month median is up 170% since 2012, from $180K to $486K (CPAR MLS closed records).
Who is the best real estate agent for Aquavista Condo?
The best agent for Aquavista Condo is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Aquavista Condo.
How do I find a top Panama City Beach real estate agent who knows Aquavista Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Aquavista Condo and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Aquavista Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Aquavista Condo purchase or sale - no call center and no pressure.
Where is Aquavista, and what county is it in?
Aquavista is in Panama City Beach, Bay County, FL, ZIP codes 32401, 32413.
A buyer looking for condo ownership in Panama City Beach who is willing to evaluate units individually rather than off broad market trends.Excellent fit
A buyer with flexibility on timeline who can wait out a market currently running well over a month on median days-on-market.Excellent fit
An investor or long-term holder focused on the multi-year appreciation trend rather than short-term price movement.Excellent fit
A buyer who needs a fast, competitive-offer environment; current volume and heat score do not support that.Probably not
A seller expecting to price at last year's levels given the 25.2% year-over-year pullback.Probably not
A buyer who wants on-site community amenities as part of the decision; none are currently identified from MLS listings.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 17, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (60 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Aquavista Condo? 4 recorded closings; median 168 days on market (window ending 2026-09-12). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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