BANKERS SUB #1 in Miami Gardens

BANKERS SUB #1
Homes for Sale in Miami Gardens, FL

Community in Miami Gardens · Miami-Dade County · ZIP 33056
Median sale $412K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
34/100
Market Heat
Cooler than normal
2019 → 2026 · 79 at the 2023 peak
0 is BANKERS SUB #1's coldest market since 2019, 100 its hottest. Today: 34. How it's scored

Photo via miami

Built fromLive miami data12 years of closingsUpdated twice daily
Live · BANKERS SUB #1 Housing Pulse miami + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$412K
Median sold · 12 mo
down 21.4% vs the prior 12 months
-21.4%
1-yr price change
n = 6 and 8 sales in the two windows
$315/sf
Sold $/sqft · 12 mo
peak $411 in 2025
98.9%
Sale vs ask
Tempo
24days
Median DOM · closed
6 days at the 2021 low
6
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
50%
Cash buyers · BANKERS SUB #1
3 of 6 sales, 12 mo ending July 2026
Track record · 12 years of records
1,546sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

BANKERS SUB #1 is trading at a median of $412,500, or roughly $314.79 per square foot, with a year-over-year swing of -21.4 percent. With only 6 closings in the current window, that swing should be read as a signal of a thin, condition-driven market rather than a broad repricing — a handful of sales, especially if they differ in size or finish, can move the median significantly without reflecting a true shift in value.

A market heat score of 34 and a median days-on-market just over 23 days point to a market that is not moving fast, but also is not sitting stagnant. For sellers, that means pricing to the specific condition and comparable sale, not to a headline trend. For buyers, it means there is room to negotiate, but also a need to verify each comp individually given how few transactions are setting the tone.

BANKERS SUB #1 Housing Pulse · Momentum Research · as of July 20, 2026

BANKERS SUB #1 right now

🔴 Off the recent peak. The trailing-12-month median ($412K) is down 21.4% from the prior 12 months ($525K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level miami closed sales, 12-month windows ending July 20. Confidence: Medium (6 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 20, 2026 · Live data: miami, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

BANKERS SUB #1 market snapshot (as of July 20, 2026): the median sale price is about $412K ($315 per sq ft over the trailing 12 months of closed sales), and a median 24 days on market for closed sales. The trailing-12-month median is down 21% from the prior 12 months, computed from record-level miami closed sales (6 closings in the current window).

BANKERS SUB #1, in Miami-Dade County, is a low-volume micro-market where a small number of closings carries outsized weight on pricing trends, so each transaction should be evaluated on its own terms rather than against a community-wide average.

Best for

  • A buyer willing to evaluate each home on its own comparables rather than lean on a community-wide price trend.
  • A seller who can price to condition and recent, specific closings rather than to a headline year-over-year figure.
  • A buyer comfortable with a moderate, roughly 23-day pace to close rather than expecting rapid competitive bidding.

Probably not for

  • A buyer who wants a high-volume market with dozens of recent comparables to benchmark against.
  • A seller expecting the year-over-year figure alone to justify a specific asking price without an individual comp review.
  • A buyer or seller who needs listed community amenities as part of the value proposition, since none are identified in current MLS data.

Windows contain 0 to 13 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2014 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K2014201620182020202220242026
Down 21.4% year over year.
Every sale since 2014 · price vs size
$0$200K$400K$600K1k2k3k
63 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$300$4002014201620182020202220242026
Up from $208 in 2014 to a $411 peak in 2025; $315 now.
Median days on market · closed sales
02040602014201620182020202220242026
6 days at the 2021 low; 24 now.
Sale price vs original ask · median
92%95%98%100%2014201620182020202220242026
98.9% now.
Homes sold per 12-mo window
05102014201620182020202220242026
0 to 13 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2020202220242026
79 at the 2023 peak, 28 in the troughs, 34 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Miami-Dade County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,099/mo
Miami-Dade County typical true cost to own
$158/mo
Miami-Dade County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

39% of homes for sale in ZIP 33056 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).

BANKERS SUB #1 Market Scorecard

Balanced

BANKERS SUB #1 is currently a balanced market., and homes go under contract in about 0 days.

$412,500
Median sold
$463
List $/sqft
0
Days on mkt
1/2/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: miami, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in BANKERS SUB #1

Live MLS inventory for BANKERS SUB #1. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending BANKERS SUB #1 listings as of 2026-08-17, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2014 through 2026. Tap any home to ask about it.

If we were buying in BANKERS SUB #1 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BANKERS SUB #1.

Best Buy
Buyers and sellers comfortable pricing off individual comparables rather than a broad market trend.
Biggest Risk
Low transaction volume means headline trends like the year-over-year figure can be skewed by just one or two sales.
Sweet Spot
Works best for a buyer or seller focused on a specific home's condition and comparable rather than a community-wide average.
Avoid If
Avoid relying on this snapshot alone if you need a high-confidence trend read before pricing a listing or offer.

Reading a thin market correctly

With just 6 closings in the current window, BANKERS SUB #1 does not generate enough transaction volume to support the kind of trend confidence you get in higher-turnover communities. The -21.4 percent year-over-year figure is real data, but it reflects the specific mix of homes that sold, not necessarily a decline in what any individual property is worth. A single larger or more updated home selling can just as easily produce a negative swing as any actual softening.

The median price-per-square-foot of $314.79 gives a useful anchor, but in a market this size it should be checked against the condition and size of the specific comparable, not treated as a fixed rate. A market heat score of 34 signals a cooler posture overall, and a median 23.5-day time on market suggests homes here are neither sitting for months nor moving in a bidding-war pace — pricing accuracy matters more than urgency in this setting.

The location and the amenities are priced into every listing in BANKERS SUB #1. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with only 6 recent closings, the difference between a good outcome and a costly mistake comes down to how carefully each comparable is vetted. We pull the underlying sales, not just the summary median, so pricing a listing or evaluating an offer here is grounded in the actual condition and terms of what sold — not a headline percentage that a thin sample can distort.

BANKERS SUB #1 in 15 seconds.

Best forBuyers and sellers comfortable pricing off individual comparables rather than a broad market trend.
Biggest advantageCurrent posture favors negotiation room given the cooler market heat score and moderate time on market.
Biggest riskLow transaction volume means headline trends like the year-over-year figure can be skewed by just one or two sales.
Sweet spotWorks best for a buyer or seller focused on a specific home's condition and comparable rather than a community-wide average.
Avoid ifAvoid relying on this snapshot alone if you need a high-confidence trend read before pricing a listing or offer.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BANKERS SUB #1 sales matched to your home.

What is your BANKERS SUB #1 home worth?

Get a no-obligation home value based on real comparable sales in BANKERS SUB #1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in BANKERS SUB #1 on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in BANKERS SUB #1?
The median sale price in BANKERS SUB #1 was $412K over the 12 months ending July 20, 2026 (6 closed sales, miami).
How long do homes in BANKERS SUB #1 take to sell?
Homes that closed in the 12 months ending July 20, 2026 took a median 24 days on market (6 sales, miami).
Do cash buyers compete in BANKERS SUB #1?
Cash buyers took 50% of BANKERS SUB #1 sales in the 12 months ending July 2026 (3 of 6 closings, miami).
Who is the best real estate agent for BANKERS SUB #1?
The best agent for BANKERS SUB #1 is one who actively works Miami Gardens and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for BANKERS SUB #1.
How do I find a top Miami Gardens real estate agent who knows BANKERS SUB #1?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows BANKERS SUB #1 and the wider Miami Gardens area.
Can Momentum Realty connect me with an agent for BANKERS SUB #1?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your BANKERS SUB #1 purchase or sale - no call center and no pressure.
A buyer willing to evaluate each home on its own comparables rather than lean on a community-wide price trend.Excellent fit
A seller who can price to condition and recent, specific closings rather than to a headline year-over-year figure.Excellent fit
A buyer comfortable with a moderate, roughly 23-day pace to close rather than expecting rapid competitive bidding.Excellent fit
A buyer who wants a high-volume market with dozens of recent comparables to benchmark against.Probably not
A seller expecting the year-over-year figure alone to justify a specific asking price without an individual comp review.Probably not
A buyer or seller who needs listed community amenities as part of the value proposition, since none are identified in current MLS data.Probably not

Data sources & freshness

Community market statsmiami closed sales, 12-month windows ending July 20, 2026
Under-contract sharesmiami records, as of 2026-07-18
Historical depthClosed-sale records back to 2014 (63 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of miami records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the miami member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in BANKERS SUB #1? 6 recorded closings; median 23 days on market (window ending 2026-07-20). See the Miami-Dade County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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