Emerald Lakes in Stuart

Emerald Lakes
Homes for Sale in Stuart, FL

All 261 homes for sale in Stuart, FL · median $459,000 · 30 townhomes for sale in Stuart · Martin County homes for sale

Community in Stuart · Martin County · ZIP 33469
467 homesBuilt 1983–2000Median sale $278K
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Live Market Pulse
15/100
Market Heat
Cooler than normal
2013 → 2026 · 88 at the 2023 peak
0 is Emerald Lakes's coldest market since 2013, 100 its hottest. Today: 15. How it's scored

Photo via Beaches MLS

Built fromLive Beaches MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Emerald Lakes in Stuart, FL has 9 homes for sale and 2 pending, asking from $219,000 to $474,000 (median $310,000). Over the 12 months ending 2026-08-10, 23 recorded sales closed at a median of $277,900, $203 per square foot, a median 67 days on market, sellers accepting 91% of original asking (-10% versus the prior year). Homes listed or recently sold were built 1983–1999; 23 of 23 report an HOA (median $252/mo); none of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $4,300 ($3,690 with the full homestead exemption).

EMERALD LAKES key facts
LocationStuart, Martin County, FL · ZIP 33469, 34984, 34997
Homes in the community467 (FL DOR 2025 assessment roll)
Years built1983–2000 (median 1984)
Typical living area1,288 sq ft (median)
Home types (current listings and sales)townhouses 70%, single-family 26%
Amenities listed by sellersTennis Court(s), Pickleball Court(s), Pool, Gated - No Guard, Manager On Site, Gated
Sale prices, last 12 months$277,900 median across 23 closed sales · $203 per sq ft · -10.4% vs the prior 12 months
Days on market (closed sales)67 median
For sale right now5 active, 0 pending · median asking $269,999 · 2.6 months of supply
Owner-occupied (homestead) share69%

Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “EMERALD LAKES key facts,” movewithmomentum.com/neighborhoods/emerald-lakes-stuart, data as of August 10, 2026.

Last 30 days in Emerald Lakes: 6 new listings (median asking $364,950), 2 under contract right now, 1 closed sale (median $265,000). As of September 26, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Emerald Lakes Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$278K ▼
Median sold · 12 mo
down 10.4% vs the prior 12 months
-10.4% ▼
1-yr price change
n = 23 and 14 sales in the two windows
$203/sf
Sold $/sqft · 12 mo
peak $269 in 2023
91.3%
Sale vs ask
+257%
T12M median vs 2012
from a $78K median in 2012
Tempo
2.6mo
Supply
3 to 6 months is the balanced band
67days
Median DOM · closed
4 days at the 2023 low
0%
Under contract
Martin: 25% (305 of 1,214)
5 · 0
For sale · pending
live counts, refreshed twice daily
23
Sold · last 12 mo
10-yr average: about 12 a year
Ownership and context
69%
Owner-occupied · Emerald Lakes
322 of 468 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · Emerald Lakes
incl. 9% trust or LLC-held · 13% out-of-state
467
Homes in the community
plus 1 vacant residential lots · 468 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1983
Community established
homes built 1983-2000, median 1984 (FL DOR 2025)
1,288sqft
Median sold home size
12-mo windows, closed sales
4.9%/yr
Turnover rate
about 23 of 467 homes trade a year

Homes For Sale Right Now in Emerald Lakes

Live MLS inventory for Emerald Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Emerald Lakes listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Emerald Lakes Housing Pulse · Momentum Research · as of August 10, 2026

Emerald Lakes right now

🟡 Balanced market. 2.6 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: High (5 active and pending listings, 23 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($278K) is down 10.4% from the prior 12 months ($310K) and up 257% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Medium (23 and 14 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Emerald Lakes market snapshot (as of August 10, 2026): the median sale price is about $278K ($203 per sq ft over the trailing 12 months of closed sales), a median 67 days on market for closed sales, and 2.6 months of supply, a balanced market. The trailing-12-month median is down 10% from the prior 12 months and up 257% since 2012, computed from record-level Beaches MLS closed sales (23 closings in the current window).

In ZIP 33469 (Stuart), 322 homes closed in the last 12 months at a median of $620K ($389/sq ft), up 1.5% year over year, with a median 56 days on market. Right now 38 active and 14 pending listings put supply at about 3.0 months — a balanced market. See the live ZIP 33469 housing market and the Palm Beach County market.

Flood zones in EMERALD LAKES: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Stuart.

Emerald Lakes is a community of 467 homes in Stuart, Martin County, built between 1983 and 2000 (median 1984), with a median living area of about 1,288 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 4 to 23 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Down 10.4% year over year; up 257% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K2k2k
256 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$20020122014201620182020202220242026
Up from $60 in 2012 to a $269 peak in 2023; $203 now.
Median days on market · closed sales
025507520122014201620182020202220242026
4 days at the 2023 low; 67 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
91.3% now.
Homes sold per 12-mo window
0102020122014201620182020202220242026
4 to 23 a year; 23 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
88 at the 2023 peak, 15 in the troughs, 15 now. Same score as the hero card, full history.
How much local inventory is already under contract

18% of homes for sale in Emerald Lakes are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Emerald Lakes Market Scorecard

Buyer-Leaning Market

Emerald Lakes is currently a buyer-leaning market. About 4.5 months of supply, a median asking price of $310,000, and homes go under contract in about 8 days.

4.5
Months supply
$310,000
Median list
$270,000
Median sold
$204
Per sqft
8
Days on mkt
9/2/24
Active/Pend/Sold

Typical home value in the 34997 ZIP is $429,453, about 14.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in EMERALD LAKES, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • SeaWind · Elementary
  • Murray · Middle
  • South Fork · High

Zoned schools reflect the assignments reported on recent Emerald Lakes listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Emerald Lakes address.

If we were buying in Emerald Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Emerald Lakes.

A closer look at the Emerald Lakes market

At a median of $203 per square foot, Emerald Lakes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.6 months of supply, a balanced market and the trailing-12-month median down 10% year over year. Homes that do trade take a median 67 days on market, useful leverage on any listing that has lingered.

The housing stock is 467 homes built between 1983 and 2000, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Emerald Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.4B- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction3.4/10
Liquidity & Demand7.4/10
Owner Commitment6.9/10
Pricing Power4.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.4). Basis: Long-Term Appreciation +257% since 2012; Recent Direction -10.4% year-over-year; Liquidity & Demand 2.6 months of supply; Owner Commitment 69% owner-occupied; Pricing Power 91.3% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Emerald Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Emerald Lakes.
In short
  • HOA dues reported around $252/month (about $3,024/yr) · median of 128 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $252 per month ($3,024 a year) — the median AssociationFee across 128 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Emerald Lakes sales matched to your home.

What is your Emerald Lakes home worth?

Get a no-obligation home value based on real comparable sales in Emerald Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.

Recently off market in EMERALD LAKES

Homes in EMERALD LAKES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 14 on record.

Frequently Asked Questions

What is the median home price in Emerald Lakes?
The median sale price in Emerald Lakes was $278K over the 12 months ending August 10, 2026 (23 closed sales, Beaches MLS).
How long do homes in Emerald Lakes take to sell?
Homes that closed in the 12 months ending August 10, 2026 took a median 67 days on market (23 sales, Beaches MLS).
Is Emerald Lakes a buyer's or seller's market right now?
As of August 10, 2026, Emerald Lakes is roughly balanced: 2.6 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Emerald Lakes?
The Florida DOR 2025 assessment roll shows 467 homes plus 1 vacant residential lots in Emerald Lakes (public records).
What share of Emerald Lakes is owner-occupied?
69% of Emerald Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Emerald Lakes built?
Homes in Emerald Lakes were built between 1983 and 2000, with a median year built of 1984 (FL DOR 2025 roll).
Have Emerald Lakes home prices gone up?
The trailing-12-month median is up 257% since 2012, from $78K to $278K (Beaches MLS closed records).
Who is the best real estate agent for Emerald Lakes?
The best agent for Emerald Lakes is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Emerald Lakes.
How do I find a top Stuart real estate agent who knows Emerald Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Emerald Lakes and the wider Stuart area.
Can Momentum Realty connect me with an agent for Emerald Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Emerald Lakes purchase or sale - no call center and no pressure.
Where is Emerald Lakes, and what county is it in?
Emerald Lakes is in Stuart, Martin County, FL, ZIP codes 33469, 34984, 34997.
Is Emerald Lakes in a flood zone?
No, for the homes we can see: all 14 homes we sampled in Emerald Lakes sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Emerald Lakes a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Emerald Lakes: the median sale price over the last 12 months was $278K (23 sales), 27% below the Stuart median of $380K; homes took a median 67 days to go under contract; the assessment roll counts 467 homes, 69% of them homesteaded (owner-occupied); supply is 2.6 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Community market statsBeaches MLS closed sales, 12-month windows ending August 10, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 33469/34984/34997))
Under-contract sharesBeaches MLS records, as of 2026-08-10
Historical depthClosed-sale records back to 2001 (256 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Emerald Lakes with Momentum Realty’s local guides.

SSSalerno Small Farms0.3 mi away · 51 homes, built 1956–24CSCostner S0.3 mi away · 1 for saleVSVista Salerno0.5 mi away · median $485K, 5 sales/12 moPSPort Salerno Village0.5 mi away · 54 homes, built 1979–85PSPort Salerno Village0.5 mi away · median $255K, 3 sales/12 moCPCove Place0.6 mi away · 49 homes, built 1980–81PSPort Salerno0.6 mi away · median $430K, 11 sales/12 moMCMontego Cove Condo0.6 mi away · median $235K, 6 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in EMERALD LAKES? 23 recorded closings; median 67 days on market (window ending 2026-08-10). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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