Cove Place
Homes for Sale in Stuart, FL
All 648 homes for sale in Stuart, FL · median $415,000 · 323 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Homes listed or recently sold were built 1981–1981; 3 of 3 report an HOA (median $370/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). As of October 2026, the MLS records 38 closed sales in Cove Place in Stuart, FL since 2006, the most recent in June 2026. Recorded prices since 2024 ran from $178,000 to $237,000 (median $220,000), on homes of 944 to 944 sq ft. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 633 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $3,400 ($2,790 with the full homestead exemption).
Last 30 days in Cove Place: 1 new listing (median asking $215,000). As of October 17, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Cove Place in Stuart trades at a $215K median and $228 per square foot—pricing that reflects older construction, straightforward finishes, and a location that values affordability over amenity. The sixty-six-day median time on market signals a buyer pool that takes time to commit; sellers who price to condition and present well-maintained homes will compress that window, but expect deliberate diligence from prospects evaluating value.
With three closings in the snapshot period, inventory here is intermittent. Buyers drawn to this price band in Martin County often weigh Cove Place against alternatives in neighboring census blocks or inland Stuart communities where lot size or HOA structure differ. The market rewards patience and strict underwriting of condition—deferred maintenance erodes negotiating position quickly at this price point.
Nearby homes for sale
No active listings inside Cove Place right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cove Place is a Stuart neighborhood where entry-level Martin County pricing meets a market that moves on its own calendar—inventory appears in pulses, buyers take their time, and condition is the deciding variable between a quick close and a protracted listing.
BeachesMLS sales records identify 34 homes in Cove Place that have changed hands since 2006, built between 1981 and 1981 (median 1981), with a median living area of about 944 sq ft and a typical 2-bedroom, 2-bath layout; 85% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Cove Place across 2024–2025 (3 in 2024, 2 in 2025), median $229,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Cove Place. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Cove Place; content deemed reliable but not guaranteed.
Who Cove Place is best for.
Best for
- First-time buyers with a $215K budget who can handle minor updates over time and prioritize owning in Martin County over move-in-ready finishes.
- Investors targeting long-term rental yield in a lower price band, comfortable with tenant turnover and the maintenance cadence that older housing stock requires.
- Buyers trading space and overhead for a manageable property in a slower-paced Stuart setting, willing to personalize on their own timeline.
Probably not for
- Buyers who need a home they can occupy immediately without any repair or updating work, or who lack capital reserves beyond the down payment and closing costs.
- Households seeking community amenities—pools, fitness centers, social programming—or a neighborhood with strong visual cohesion and consistent exterior maintenance standards.
- Investors requiring predictable rent premiums or fast resale liquidity; the episodic inventory and longer market times here demand a buy-and-hold horizon and realistic underwriting.
The market around Cove Place
Cove Place is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Cove Place specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Cove Place
Live MLS inventory for Cove Place. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cove Place listings as of 2026-10-17, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Cove Place on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Port Salerno · Elementary
- Murray · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Cove Place listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cove Place address.
The Cove Place buying strategy.
If we were buying in Cove Place today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Place.
Affordability, condition, and the patience premium
The median price of $215K positions Cove Place as one of the more accessible pockets in Martin County, but affordability here comes with trade-offs. Homes tend to be older, finishes are functional rather than contemporary, and many properties require either immediate updates or a willingness to live with dated kitchens and baths while building equity. The per-square-foot figure reflects that reality—this is not a neighborhood where cosmetic staging alone drives premiums.
The sixty-six-day median time on market is telling. It is not a distressed figure, but it is well above the threshold where motivated sellers start considering concessions. Buyers in this price range are typically first-timers, investors evaluating rental yield, or downsizers trading space for lower overhead; all three cohorts conduct thorough inspections and negotiate from inspection reports. Sellers who address deferred maintenance before listing—roof condition, HVAC service records, plumbing integrity—will separate their property from the pack.
Cove Place does not offer identified community amenities in current MLS data, so the value proposition rests entirely on the home itself and Stuart's broader appeal: proximity to the Intracoastal, a slower pace than the southern coastal corridor, and a county where development pressures remain moderate. For buyers, that means the due diligence burden is high—title, survey, flood-zone verification, and a contractor's opinion on any deferred capital expenditure should all happen before contract.
Three closings in the recent window underscore the episodic nature of inventory here. This is not a neighborhood where you can expect five comparable active listings at any given moment. Buyers need to act decisively when the right property appears, but that urgency must be tempered with rigorous inspection and appraisal discipline. Sellers, conversely, benefit from marketing outside peak spring windows—less competition can mean more attention from serious prospects.
The location and the amenities are priced into every listing in Cove Place. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Momentum brokers know how to price and present homes in neighborhoods where condition variability is wide and buyer hesitation is the norm. We will walk a Cove Place seller through pre-listing repairs that actually move the needle, connect you with contractors who understand the local cost-to-value equation, and write listing copy that sets realistic expectations while highlighting honest strengths. For buyers, we bring inspection referrals who will catch deferred maintenance before it becomes your liability, comp analysis that accounts for the full spectrum of condition in this price band, and negotiation strategy calibrated to a market where patience is mistaken for weakness. We do not oversell the neighborhood, and we do not let you overpay for someone else's problem.
Cove Place in 15 seconds.
What it really costs to own in Cove Place
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $370/month across 44 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1981 across 3 listings. An original roof here would be about 45 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Cove Place
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cove Place
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cove Place will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $370/month (about $4,440/yr) · median of 44 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $370 per month ($4,440 a year) — the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cove Place buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Place sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Place, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Place home worth?
Get a no-obligation home value based on real comparable sales in Cove Place, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 49 (FL DOR 2025 assessment roll) |
| Years built | 1980–1981 (median 1981) |
| Typical living area | 944 sq ft (median) |
| Amenities listed by sellers | Parking, Picnic Area, Car Wash Area, Fire Alarm, Maintained Community, Maintenance |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 41% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cove Place key facts,” movewithmomentum.com/neighborhoods/cove-place, data as of September 20, 2026.
Housing distress & ownership in Cove Place, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Every Home for Sale in Cove Place Right Now (1)
All 1 active and pending Cove Place listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3554 SE Cobia Way · $215,000 · 2 bd / 2 ba · listed Sep 25, 2026 · listed by Keller Williams Realty Of The
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23% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-15).
Frequently Asked Questions
How many homes are in Cove Place?
What share of Cove Place is owner-occupied?
When were the homes in Cove Place built?
Who is the best real estate agent for Cove Place?
How do I find a top Stuart real estate agent who knows Cove Place?
Can Momentum Realty connect me with an agent for Cove Place?
Where is Cove Place, and what county is it in?
Should you buy in Cove Place?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 17, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cove Place fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Cove Place
- Home values · What homes in Cove Place actually sell for
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