Fernandina Shores in Fernandina Beach

Fernandina Shores
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 53 condos for sale in Fernandina Beach · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of SERVICE REALTY, LLC · via realMLS

Built fromLive realMLS data13 years of closingsUpdated twice daily

As of October 2026, the MLS records 22 closed sales in Fernandina Shores in Fernandina Beach, FL since 2013, the most recent in July 2026. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Live · Fernandina Shores Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The honest starting point on Fernandina Shores is that we are working from a thin data window right now — no closings in the current period — so anyone quoting you a hard price trend here is guessing. What we can say is that this is Fernandina Beach, in Nassau County, a barrier-island market where value tends to be driven by proximity to the water, lot position, and the condition of the home itself rather than by a tidy per-square-foot formula.

For a buyer, that means pricing has to be read house by house, not off a neighborhood average. For a seller, it means presentation and condition carry real weight, and you should not anchor expectations to a comp you saw online. With limited recent closings, the smart move on both sides is to price and offer against the specific property in front of you, verified against the current listing pool.

Nearby homes for sale

No active listings inside Fernandina Shores right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

829 N FLETCHER Avenue
$1.40M · 0.2 mi away
3 bd · 3 ba · 3,300 sqft
829 N FLETCHER Avenue
Listed by SUMMER HOUSE REALTY
933 N FLETCHER Avenue
$540K · 0.3 mi away
2 bd · 1 ba · 750 sqft
933 N FLETCHER Avenue
Listed by DJ & LINDSEY REAL ESTATE
2625 GEORGIA Avenue
$800K · 0.8 mi away
3 bd · 3 ba · 2,577 sqft
2625 GEORGIA Avenue
Listed by BEYCOME OF FLORIDA LLC
19 S 19TH Street
$815K · 0.9 mi away
4 bd · 2.5 ba · 2,230 sqft
19 S 19TH Street
Listed by SUMMER HOUSE REALTY
604 N 15TH Street
$649K · 0.9 mi away
3 bd · 2 ba · 1,318 sqft
604 N 15TH Street
Listed by FERNANDINA BEACH REALTY
1725 LISA Avenue
$749K · 1.0 mi away
4 bd · 3 ba · 2,322 sqft
1725 LISA Avenue
Listed by EXP REALTY, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Fernandina Shores sits inside the Fernandina Beach market in Nassau County, a coastal setting where the appeal is the island location and the individual home, not a mass-produced subdivision feel.

realMLS (Northeast Florida) sales records identify 10 homes in Fernandina Shores that have changed hands since 2018, built between 1973 and 1975 (median 1974), with a median living area of about 1,178 sq ft and a typical 2-bedroom, 1.5-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a Fernandina Beach barrier-island location who will judge each home individually
  • Buyers with flexibility on condition who are willing to weigh maintenance and coastal upkeep
  • Sellers ready to invest in presentation and price to the specific property, not a market average

Probably not for

  • Buyers who need a clear recent-sales trend before committing
  • Buyers wanting a tidy per-square-foot or price-range benchmark to shop against
  • Sellers expecting to anchor their price to an online estimate or a single distant comp

The market around Fernandina Shores

Fernandina Shores is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Fernandina Shores specifically. Momentum Research analysis of MLS records.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Fernandina Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fernandina Shores.

Best Buy
Buyers who want a Fernandina Beach island address and will evaluate a home on its own merits.
Biggest Risk
A thin recent-sales record makes pricing harder to triangulate and demands parcel-level analysis.
Sweet Spot
A well-maintained home in a strong island position, priced against current listings rather than stale comps.
Avoid If
You want a fast, formula-driven comp read or a predictable per-square-foot number.

Reading a thin-data coastal market

The challenge in a community like this is data scarcity. With no closings in the current window, there is no clean median or velocity number to lean on, and that absence is itself the story: value here is condition-driven and location-driven, with a spread wide enough that averaging would mislead more than it informs.

Practically, that pushes the analysis back to fundamentals. Where does the home sit relative to the beach and to town? What is the condition, and what has recent maintenance looked like on a barrier island where salt air and weather matter? Those questions decide price far more than any headline figure, and they reward buyers and sellers who do the parcel-level homework instead of trusting a summary statistic.

“

The location and the amenities are priced into every listing in Fernandina Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When the recent-sales record is thin, you need someone who will do the granular work rather than hand you a formula. We track the active Fernandina Beach listing pool through the local MLS, walk the specific home, and build pricing and offer strategy off condition and location — and we will tell you plainly when the numbers don't support a deal.

Fernandina Shores in 15 seconds.

Best forBuyers who want a Fernandina Beach island address and will evaluate a home on its own merits.
Biggest advantageA coastal Nassau County location where location and condition drive value more than any average.
Biggest riskA thin recent-sales record makes pricing harder to triangulate and demands parcel-level analysis.
Sweet spotA well-maintained home in a strong island position, priced against current listings rather than stale comps.
Avoid ifYou want a fast, formula-driven comp read or a predictable per-square-foot number.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Fernandina Shores homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Fernandina Shores.
In short
  • HOA dues reported around $500/month (about $6,000/yr) · median of 19 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $500 per month ($6,000 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fernandina Shores sales matched to your home.

What is your Fernandina Shores home worth?

Get a no-obligation home value based on real comparable sales in Fernandina Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.
Buyers set on a Fernandina Beach barrier-island location who will judge each home individuallyExcellent fit
Buyers with flexibility on condition who are willing to weigh maintenance and coastal upkeepExcellent fit
Sellers ready to invest in presentation and price to the specific property, not a market averageExcellent fit
Buyers who need a clear recent-sales trend before committingProbably not
Buyers wanting a tidy per-square-foot or price-range benchmark to shop againstProbably not
Sellers expecting to anchor their price to an online estimate or a single distant compProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2013 (22 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Fernandina Shores? 1 recorded closings (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Fernandina Shores with Momentum Realty’s local guides.

Seascape0.1 mi away · 5 homes, built 2004–22GSGeorgia S Fdna Beach0.1 mi away · 691 homes, built 1900–24, 1 for saleIDIngram Dunes0.1 mi awayOcean Terrace0.2 mi awaySOSorensens Ocean Terrace0.2 mi away · 8 homes, built 1970–94Wildwood Creek0.2 mi awayOPOcean Park0.2 mi away · median $705K, 5 sales/12 moNorth Point Villas0.3 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Fernandina Shores. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Fernandina Shores

Where is Fernandina Shores?

Fernandina Shores is a community in Fernandina Beach, Nassau County, Florida, ZIP 32034.

Are there homes for sale in Fernandina Shores right now?

No active listings inside Fernandina Shores at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Fernandina Shores have an HOA or CDD?

No HOA is on record for Fernandina Shores in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Talk to a Local Fernandina Shores Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.