Georgia's Fdna Beach in Fernandina Beach

Georgia's Fdna Beach
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
691 homesBuilt 1900–2024
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of SUMMER HOUSE REALTY · via realMLS

Built fromLive realMLS data7 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Georgia's Fdna Beach in Fernandina Beach, FL has 1 home for sale. As of October 2026, the MLS records 12 closed sales in Georgia's Fdna Beach in Fernandina Beach, FL since 2019, the most recent in August 2025. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Live · Georgia's Fdna Beach Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Nassau: 26% (186 of 718)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
40%
Owner-occupied · Georgia's Fdna Beach
285 of 719 parcels homesteaded (FL DOR 2025)
60%
Non-owner-occupied · Georgia's Fdna Beach
incl. 26% trust or LLC-held · 33% out-of-state
691
Homes in the community
plus 28 vacant residential lots · 719 residential parcels (FL DOR 2025)
Track record · 7 years of records
39
Recorded sales · 2024-2025
median $1.50M · qualified sales on the county roll (FL DOR 2025)
Est. 1900
Community established
homes built 1900-2024, median 1978 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a large, mature pocket of Fernandina Beach — 691 homes with a median build year of 1978 and a stock that stretches all the way from 1900 to 2024. That spread is the whole story on price. You are not buying a uniform subdivision; you are buying into a mix where a turn-of-the-century structure sits near recent construction, and condition, updates, and lot do far more to set value than any headline number. The single figure worth anchoring on is a median living area right around 2,448 square feet, which points to genuinely usable homes rather than starter boxes.

For buyers, that means underwriting each property on its own merits — age, systems, and how much work has been done — because comps here can look nothing alike. For sellers, a renovated home should not be priced against a tired one two streets over; the wide vintage range rewards owners who can document what they've updated. The homestead share sits under 40%, so a meaningful portion of this stock is held as second homes or rentals, which tends to keep inventory moving and gives well-prepared listings a real audience.

The 60-Second Overview

Georgia's Fdna Beach is one of the more established stretches of Fernandina Beach in Nassau County — deep, varied housing stock with a median home built in 1978 and only a minority of homes held as primary residences. It reads as a place to buy for location and space, then judge each home individually.

realMLS (Northeast Florida) sales records identify 12 homes in Georgia's Fdna Beach that have changed hands since 2019, built between 1933 and 2007 (median 1994), with a median living area of about 1,578 sq ft and a typical 3-bedroom, 2-bath layout; 75% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 39 qualified sales in Georgia's Fdna Beach across 2024–2025 (25 in 2024, 14 in 2025), median $1.50M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a larger primary home near the beach who will inspect closely and budget for condition
  • Renovation-minded buyers willing to trade an older structure for space and location
  • Second-home or investment buyers comfortable in a market where under 40% of homes are owner-occupied

Probably not for

  • Buyers who want new construction only, with turnkey systems and no surprises
  • Buyers who need tight, comparable comps to feel confident on price
  • Buyers with no appetite for maintenance or renovation on an older home

The market around Georgia's Fdna Beach

Georgia's Fdna Beach is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Georgia's Fdna Beach specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Georgia's Fdna Beach, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Georgia's Fdna Beach

Live MLS inventory for Georgia's Fdna Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Georgia's Fdna Beach listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

If we were buying in Georgia's Fdna Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Georgia's Fdna Beach.

Best Buy
Buyers who want real square footage in Fernandina Beach and are comfortable judging homes case by case.
Biggest Risk
A build range from 1900 to 2024 means condition and systems vary wildly between listings.
Sweet Spot
An updated home priced honestly against its true condition peers, not the block's oldest comp.
Avoid If
You want uniform, newer product with predictable comps and minimal deferred maintenance.

A market driven by condition, not a price band

The defining feature here is age range. With homes dating from 1900 through 2024 and a median of 1978, you should expect to encounter original systems, prior renovations, and new builds all inside the same community. The practical result is a value spread that tracks condition more than square footage. Two homes of similar size can justify very different prices based on roof, HVAC, foundation, and finish level — so a careful inspection and a realistic renovation budget matter as much as the list price.

Size works in the buyer's favor. A median living area near 2,448 square feet means most of these are full-scale homes with room to grow, not compact units. Combine that with a homestead share of roughly 40% — meaning a large share of homes are not owner-occupied primary residences — and you get a market where turnover exists and a clean, move-in-ready listing stands out clearly against dated inventory.

“

The location and the amenities are priced into every listing in Georgia's Fdna Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where a home's year built ranges across more than a century, generic pricing gets people in trouble. We walk each property against its true peers — same era, comparable condition — and help buyers separate cosmetic fixes from structural cost before they commit. For sellers, that means pricing a genuinely updated home for what it is instead of letting an older comp down the block set the ceiling.

Georgia's Fdna Beach in 15 seconds.

Best forBuyers who want real square footage in Fernandina Beach and are comfortable judging homes case by case.
Biggest advantageA median near 2,448 sqft means full-size homes, not starter units.
Biggest riskA build range from 1900 to 2024 means condition and systems vary wildly between listings.
Sweet spotAn updated home priced honestly against its true condition peers, not the block's oldest comp.
Avoid ifYou want uniform, newer product with predictable comps and minimal deferred maintenance.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Georgia's Fdna Beach homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Georgia's Fdna Beach.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Georgia's Fdna Beach sales matched to your home.

What is your Georgia's Fdna Beach home worth?

Get a no-obligation home value based on real comparable sales in Georgia's Fdna Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

How many homes are in Georgia's Fdna Beach?
The Florida DOR 2025 assessment roll shows 691 homes plus 28 vacant residential lots in Georgia's Fdna Beach (public records).
What share of Georgia's Fdna Beach is owner-occupied?
40% of Georgia's Fdna Beach parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Georgia's Fdna Beach built?
Homes in Georgia's Fdna Beach were built between 1900 and 2024, with a median year built of 1978 (FL DOR 2025 roll).
Who is the best real estate agent for Georgia's Fdna Beach?
The best agent for Georgia's Fdna Beach is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Georgia's Fdna Beach.
How do I find a top Fernandina Beach real estate agent who knows Georgia's Fdna Beach?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Georgia's Fdna Beach and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Georgia's Fdna Beach?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Georgia's Fdna Beach purchase or sale - no call center and no pressure.
Where is Georgia's Fdna Beach, and what county is it in?
Georgia's Fdna Beach is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 7 miles northeast of the center of Fernandina Beach (straight-line).
How far is Georgia's Fdna Beach from downtown Jacksonville and the beach?
About 27 miles from downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more). The community sits on the Atlantic coast, at Fernandina Beach.
Buyers seeking a larger primary home near the beach who will inspect closely and budget for conditionExcellent fit
Renovation-minded buyers willing to trade an older structure for space and locationExcellent fit
Second-home or investment buyers comfortable in a market where under 40% of homes are owner-occupiedExcellent fit
Buyers who want new construction only, with turnkey systems and no surprisesProbably not
Buyers who need tight, comparable comps to feel confident on priceProbably not
Buyers with no appetite for maintenance or renovation on an older homeProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2019 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Georgia's Fdna Beach? See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Georgia's Fdna Beach with Momentum Realty’s local guides.

IDIngram Dunes0.1 mi awayFSFernandina Shores0.1 mi awaySeascape0.1 mi away · 5 homes, built 2004–22Wildwood Creek0.2 mi awaySOSorensens Ocean Terrace0.2 mi away · 8 homes, built 1970–94Ocean Terrace0.2 mi awayNorth Point Villas0.3 mi awayOPOcean Park0.3 mi away · median $705K, 5 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Georgia's Fdna Beach. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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