Indian River Estates
Homes for Sale in Fort Pierce, FL
All 855 homes for sale in Fort Pierce, FL · median $315,000 · 50 homes for sale in 34945 · St. Lucie County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Beaches MLS
As of September 2026, Indian River Estates in Fort Pierce, FL has 40 homes for sale and 9 pending, asking from $280,000 to $699,000 (median $409,900). Over the 12 months ending 2026-09-20, 90 recorded sales closed at a median of $374,450, $228 per square foot, a median 47 days on market, sellers accepting 97% of original asking (+4% versus the prior year). Homes listed or recently sold were built 1957–2026 with 20 new construction; 48 listings state no HOA; none of the 38 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and St. Lucie County's FY2025-26 rate of 22.85 mills, annual property tax runs about $8,560 ($7,580 with the full homestead exemption).
| Location | Fort Pierce, St. Lucie County, FL · ZIP 34945, 34950, 34952, 34981 and more |
|---|---|
| Homes in the community | 1,714 (FL DOR 2025 assessment roll) |
| Years built | 1936–2024 (median 1984) |
| Typical living area | 1,529 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Carbon Monoxide Detector(s), None, Fire Alarm, Closed Circuit Camera(s), Other, Picnic Area |
| Sale prices, last 12 months | $374,450 median across 90 closed sales · $228 per sq ft · +4.0% vs the prior 12 months |
| Days on market (closed sales) | 47 median |
| For sale right now | 41 active, 8 pending · median asking $409,900 · 5.7 months of supply |
| Owner-occupied (homestead) share | 76% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Indian River Estates key facts,” movewithmomentum.com/neighborhoods/indian-river-estates, data as of September 20, 2026.
Last 30 days in Indian River Estates: 11 new listings (median asking $360,000), 9 under contract right now, 3 closed sales (median $305,000). As of September 26, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Indian River Estates
Live MLS inventory for Indian River Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 202 daysTop listing
Active · 139 days
Active · 105 days
Active · 37 days
Active · 174 days
Active · 15 days
Active · 696 days
Active · 44 days
Active · 91 days
Active · 107 days
Active · 4 days
Active · 192 days
Active · 28 daysActive and pending Indian River Estates listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Indian River Estates in Fort Pierce trades at a median of $378K and $224/ft², positioning it as one of the more accessible entry points in the St. Lucie County single-family market. The neighborhood lacks formal amenities, so pricing here is driven entirely by the homes themselves—lot size, updates, and condition create the spread. At 43 days on market and a heat score of 45, this is a measured environment where buyers have time to evaluate and negotiate.
The 5.7% year-over-year gain is modest but real, and the 440% climb since 2012 reflects Fort Pierce's broader trajectory from overlooked to increasingly discovered. For sellers, the 82 closings in our window show consistent activity, but expect to compete on condition and price rather than scarcity. For buyers, you're trading amenity infrastructure for affordability and the flexibility to choose your own upgrades.
Indian River Estates right now
🟡 Balanced market. 5.7 months of supply and 16% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Very High (49 active and pending listings, 90 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($374K) is up 4.0% from the prior 12 months ($360K) and up 427% since 2012.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending September 20. Confidence: Very High (90 and 73 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Indian River Estates market snapshot (as of September 20, 2026): the median sale price is about $374K ($228 per sq ft over the trailing 12 months of closed sales), a median 47 days on market for closed sales, and 5.7 months of supply, a balanced market. The trailing-12-month median is up 4% from the prior 12 months and up 427% since 2012, computed from record-level Beaches MLS closed sales (90 closings in the current window).
In ZIP 34945 (Fort Pierce), 211 homes closed in the last 12 months at a median of $349K ($212/sq ft), down 3.3% year over year, with a median 55 days on market. Right now 64 active and 15 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 34945 housing market and the St. Lucie County market.
County records show 113 qualified sales in Indian River Estates across 2024–2025 (86 in 2024, 27 in 2025), median $340,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Indian River Estates: of 25 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fort Pierce.
Indian River Estates is a community of 1,714 homes in Fort Pierce, St. Lucie County, built between 1936 and 2024 (median 1984), with a median living area of about 1,529 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Indian River Estates is a no-frills Fort Pierce neighborhood where the value proposition is straightforward: detached single-family homes at a median well below coastal St. Lucie County averages, with pricing determined entirely by the individual property rather than community features.
The setting & the homes.
Aerial and on-site photos of Indian River Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Indian River Estates; content deemed reliable but not guaranteed.
Who Indian River Estates is best for.
Best for
- First-time buyers stretching for detached single-family ownership and comfortable with projects
- Investors targeting cash-flow rental inventory or light-rehab value-add plays
- Buyers prioritizing low cost of ownership over amenities and willing to drive for recreation
Probably not for
- Buyers who need a pool, clubhouse, or formal landscaping included in the purchase
- Those seeking a move-in-ready home with no deferred maintenance or updating required
- Anyone prioritizing walkability, resort aesthetics, or a managed community experience
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($374K) IS the median in the snapshot above, and the move from 2025 ($360K) IS the +4.0% one-year change.
Windows contain 64 to 124 sales each (90 in the current window); every figure carries its sample size. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
18% of homes for sale in Indian River Estates are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Indian River Estates Market Scorecard
Indian River Estates is currently a balanced market. About 5.7 months of supply, a median asking price of $409,900, and homes go under contract in about 94 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Beaches MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Indian River Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- St. Lucie County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Savanna Ridge · Elementary
- Southern Oaks · Middle
- Port St. Lucie · High
Zoned schools reflect the assignments reported on recent Indian River Estates listings and can change; always confirm with St. Lucie County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Indian River Estates address.
Shop the zone: Homes zoned for Port St. Lucie High School · Homes zoned for Fort Pierce Central High School
The Indian River Estates buying strategy.
If we were buying in Indian River Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Indian River Estates.
What you get at $378K in Indian River Estates
There are no HOA amenities, no community pool, no clubhouse. What you're buying is the home itself and the Fort Pierce location—close enough to the Treasure Coast's beaches and the Turnpike corridor without the premium those proximities command in newer master-planned developments. The trade-off is clear: lower cost of entry, but you provide your own recreation and any exterior improvements are on you.
The market here moves at a deliberate pace. At 43 days median time on market, you won't face the pressure of same-day decisions or waived inspections. The per-square-foot median of $224 tells you that size and condition matter more than address cachet. Buyers willing to take on cosmetic work or deferred maintenance will find room to negotiate; those wanting turnkey will pay closer to the top of the range but still stay well under what similar finished homes cost in amenity-rich communities to the north.
Fort Pierce itself is in transition—longtime locals, new remote workers, and retirees drawn by affordability are all present. Indian River Estates reflects that: it's not a showcase neighborhood, but it's stable, with 82 closings in the past quarter showing steady, unglamorous demand. The 5.7% annual appreciation won't make headlines, but it tracks the city's gradual upward momentum without the volatility of hotter markets.
The location and the amenities are priced into every listing in Indian River Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Indian River Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.4). Basis: Long-Term Appreciation +427% since 2012; Recent Direction +4.0% year-over-year; Liquidity & Demand 5.7 months of supply; Owner Commitment 76% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Indian River Estates rewards due diligence. Our agents know which blocks have newer roofs and septic, which properties have been investor-flipped versus owner-maintained, and what comparable condition really means when the median is built from such a wide mix. We'll walk you through the cost-versus-value calculation on any rehab project and tell you when a listing is overpriced for its bones. If you're selling, we price to the home's actual condition and market it to buyers who understand the value equation here—no false promises, just honest positioning that moves property.
Indian River Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Indian River Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Indian River Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Indian River Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Indian River Estates home worth?
Get a no-obligation home value based on real comparable sales in Indian River Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Pierce →
Recently off market in Indian River Estates
Homes in Indian River Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 5513 Myrtle Drive · off market
- 5900 Myrtle Drive · off market
- 5904 Sunset Boulevard · off market
- 709 Savannah Street · off market
Frequently Asked Questions
What is the median home price in Indian River Estates?
How long do homes in Indian River Estates take to sell?
Is Indian River Estates a buyer's or seller's market right now?
How many homes are in Indian River Estates?
What share of Indian River Estates is owner-occupied?
When were the homes in Indian River Estates built?
Have Indian River Estates home prices gone up?
Who is the best real estate agent for Indian River Estates?
How do I find a top Fort Pierce real estate agent who knows Indian River Estates?
Can Momentum Realty connect me with an agent for Indian River Estates?
Where is Indian River Estates, and what county is it in?
Is Indian River Estates in a flood zone?
Is Indian River Estates a good place to live?
Should you buy in Indian River Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (15 streets, ZIP 34945/34950/34952/34981/34982/34984)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (2,047 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Indian River Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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