Gated Communities in Fort Pierce, FL
Looking for gated communities in Fort Pierce, FL? Momentum tracks 8 Fort Pierce communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Fort Pierce gated communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Waterstone · agent | Fort Pierce | $334,000 | – | 106 d |
| Tidewater · agent | Fort Pierce | $305,000 | – | 152 d |
| Portofino Shores · agent | Fort Pierce | $311,000 | – | 87 d |
| Monte Carlo Country Club · agent | Fort Pierce | $500,000 | – | 170 d |
| Meadowood Golf & Tennis Club · agent | Fort Pierce | $446,000 | – | 98 d |
| Mariner Bay · agent | Fort Pierce | $415,000 | – | 336 d |
| Stones Throw Townhomes · agent | Fort Pierce | $145,000 | – | 70 d |
| Seagrove · agent | Fort Pierce | $265,000 | – | 205 d |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What gates change about ownership
Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.
Due diligence before you buy behind a gate
Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.
What it costs to own here
At St. Lucie County’s typical combined millage of 22.85 mills, a purchase at $322,500 (the median across these Fort Pierce gated communities) generates roughly $7,370 a year in property tax before exemptions — about $614 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in St. Lucie County average about $2,332 a year ($194 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in St. Lucie County near $2,327 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses St. Lucie County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in St. Lucie County right now
In the most recent IRS migration data (2022-2023), St. Lucie County gained a net 10,167 people to relocation, with the largest inbound flows from NY, NJ, MA. Households moving IN reported average incomes of $76,840 versus $60,807 for those leaving — the income mix of demand, straight from tax filings. Population is up about 13.3% over the recent multi-year window. On the supply side, builders pulled 4,008 residential permits in St. Lucie County in 2025 (3,468 single-family), down 17.7% year over year — against 7,461 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 9.9% versus its income-and-rent fundamentals.
Live inventory, refreshed nightly from the MLS.
Live gated-community listings in Fort Pierce
191 active listings carry the flag today (23% of Fort Pierce inventory), median asking $394,000, $216/sq ft, median 81 days on market. Photo cards link to the listing; refreshed nightly.
Newest gated community homes in Fort Pierce
The most expensive gated community homes in Fort Pierce
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 4800 Watersong Way | $5,500,000 | 3,623 | — |
| 4044 Johnston Road | $4,300,000 | 3,807 | — |
| 4316 Diamond Shores Way | $3,750,000 | 3,897 | — |
| 4860 Watersong Way | $3,650,000 | 4,436 | — |
| 4860 Watersong Way | $3,650,000 | 4,436 | — |
| 16200 Orange Avenue | $3,500,000 | 3,317 | — |
| 4824 Watersong Way | $3,495,000 | 4,223 | — |
| 3343 S Indian River Drive | $2,990,000 | 7,389 | Einsel'S |
| 5120 Watersong Way | $2,790,000 | 2,772 | Watersong South Pud |
| 4857 Watersong Way | $2,250,000 | 3,528 | — |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 58 | 30% |
| $300K–$500K | 86 | 45% |
| $500K–$750K | 30 | 16% |
| $750K–$1M | 4 | 2% |
| $1M+ | 13 | 7% |
Fort Pierce gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Ocean Village | 12 | 0 | $319,450 | $189,000 |
| Harbour Isle At Hutchinson Island West | 8 | 0 | $457,450 | $389,750 |
| Bent Creek Tract A-1 | 8 | 1 | $370,000 | $300,000 |
| Seagrove | 7 | 3 | $359,594 | $286,190 |
| Ocean Village | 7 | 0 | $349,000 | $235,000 |
| Portofino Shores Phase Two | 7 | 0 | $319,900 | $299,000 |
| Palm Grove Subdivision | 6 | 0 | $262,500 | $238,900 |
| Monte Carlo Country Club Unit 1 | 5 | 0 | $540,000 | $515,000 |
| Portofino Shores | 5 | 0 | $399,900 | $299,000 |
| Morningside Palm Breezes Club Phase 2A | 5 | 0 | $359,999 | $340,000 |
| Palm Breezes Club | 4 | 0 | $375,000 | $289,000 |
| Ocean Villas I Condominium | 4 | 0 | $244,999 | $215,000 |
| Stones Throw Townhomes | 4 | 0 | $204,500 | $142,000 |
| Sandhill Shores | 4 | 0 | $69,950 | $38,000 |
| Watersong Pud Plat No One | 3 | 1 | $2,250,000 | $1,250,000 |
| Hibiscus By The Sea Condominium | 3 | 0 | $689,000 | $625,000 |
| Meadowood | 3 | 0 | $559,000 | $479,000 |
| Harbour Isle West | 3 | 0 | $475,000 | $419,000 |
| Harbour Isle West | 3 | 0 | $415,000 | $399,000 |
| Harbour Isle | 3 | 0 | $395,000 | $369,900 |
| Tiara Towers Condominium | 3 | 0 | $389,900 | $325,000 |
| Waterstone Phase One | 3 | 0 | $370,000 | $314,000 |
| Portofino Shores Phase Three | 3 | 0 | $365,000 | $318,900 |
| Bryn Mawr Ocean Towers, A Condominium | 3 | 0 | $349,000 | $349,000 |
| Seagrove Pud | 3 | 1 | $299,900 | $274,500 |
| Lakeshore Village Of Meadowood Phase 1 | 3 | 0 | $239,000 | $229,900 |
| Quail Run Village (Pattio Rizzo Plaza) | 3 | 0 | $189,000 | $139,900 |
| Indian Pines Village | 3 | 0 | $145,000 | $132,000 |
| Island House Condominium Phase I | 3 | 0 | $110,000 | $99,000 |
| Watersong PUD One | 2 | 0 | $3,572,500 | $3,495,000 |
| The Atrium On The Ocean, A Condominium | 2 | 0 | $870,000 | $725,000 |
| Palm Lakes Gardens | 2 | 0 | $526,500 | $475,000 |
| Harbour Isle At Hutchinson Island East A Condo | 2 | 0 | $519,500 | $450,000 |
| Harbour Isle At Hutchinson Island East | 2 | 0 | $489,950 | $429,900 |
| Mariner Bay | 2 | 0 | $479,500 | $460,000 |
| Breakers Landing, A Condominium | 2 | 0 | $469,950 | $459,900 |
| Capstan I Condo | 2 | 0 | $462,000 | $425,000 |
| Sea Pointe Towers Of Fort Pierce, A Condominium | 2 | 0 | $439,500 | $339,000 |
| Waterstone Phase Three | 2 | 1 | $410,000 | $400,000 |
| Harbour Isle At Hutchinson Island | 2 | 0 | $409,950 | $399,900 |
| Bent Creek Tract B-2 | 2 | 0 | $357,375 | $350,000 |
| Carriage Pointe Estates Replat | 2 | 1 | $353,950 | $350,000 |
| Catamaran Ll Condominium | 2 | 0 | $284,950 | $284,900 |
| Indian Pines Village | 2 | 0 | $132,250 | $131,500 |
| Round Island Planation _ Vero Beach Ocean Club | 1 | 1 | $7,500,000 | $7,500,000 |
| Diamond Shores | 1 | 0 | $3,750,000 | $3,750,000 |
| Watersong Pud One | 1 | 0 | $3,650,000 | $3,650,000 |
| Einsel'S Subdivision | 1 | 0 | $2,990,000 | $2,990,000 |
| Watersong South Pud Plat | 1 | 0 | $2,790,000 | $2,790,000 |
| Beautiful Indian River Drive | 1 | 0 | $1,348,000 | $1,348,000 |
| Altamira At N Hutchinson Island, A Condominium | 1 | 0 | $1,250,000 | $1,250,000 |
| St Lucie Gardens Subdivision | 1 | 0 | $875,000 | $875,000 |
| Riverpointe at the Sands | 1 | 0 | $849,000 | $849,000 |
| Oceanique Oceanfront, A Condominium | 1 | 0 | $839,000 | $839,000 |
| Riverpoint At The Sands Phase Ii | 1 | 0 | $749,000 | $749,000 |
| Mariner Bay | 1 | 0 | $729,000 | $729,000 |
| Coconut Cove Marina | 1 | 0 | $699,000 | $699,000 |
| Hibiscus By The Sea Condo | 1 | 0 | $699,000 | $699,000 |
| Riverpoint At The Sands Phase I | 1 | 0 | $650,000 | $650,000 |
| Palm Lake Gardens | 1 | 0 | $650,000 | $650,000 |
Also with gated community homes for sale
- Coconut Cove Marina (1)
- Winding Creek (1)
- Winding Creek (1)
- Lakeshore At Sands, A Condominium (1)
- Riverwalk at Sands (1)
- Seascape Ii Condominium (1)
- Harbour Cove (1)
- Golf Lodges At Southpointe, A Condominium (1)
- Harbour Isle (1)
- The Grove At Panther Woods (1)
- Renaissance On The River, A Condominium (1)
- Harbour Isle West (1)
- Harbour Isle East (1)
- Atlantic View Beach Club Condominium No 1 (1)
- Harbour Isle At Hutchinson Island West, A Condominium (1)
- Meadowood (1)
- Golf Lodges At Southpointe (1)
- Creekside Plat No. 4 (1)
- Oakland Lake Estates (1)
- Morningside Palm Breezes (1)
- Carriage Pointe Estates (1)
- Bent Creek Tract A-2 (1)
- Waterstone Phase Four (1)
- Portofino Shores (1)
- The Sands (1)
- Palm Breezes Phae 3A (1)
- Seagrove Phase 2 Pud (1)
- Beechtree I Cluster (1)
- The Sands Sec 1 Condo (1)
- Ocean Harbour South Condominium (1)
- Beachtree Ii Cluster, A Condominium (1)
- Indian River Place, A Condominium (1)
- Monte Carlo Country Club Unit 3 (1)
- Golf Villas (1)
- High Point of Fort Pierce (1)
- Savanna Club 02 (1)
- High Point Of Fort Pierce (1)
- Island House Condominium Phase Ii (1)
- Island House Condominium Phase Iii (Bldg X) (1)
Explore more of Fort Pierce
- Gated Communities in St. Lucie County
- Townhome Communities in Fort Pierce
- Find the best agent in Fort Pierce
- Best neighborhoods in Fort Pierce
Run the numbers in St. Lucie County
Common questions
How many gated communities does Fort Pierce, FL have?
What do homes in Fort Pierce gated communities cost?
How does Momentum classify a community as one of the gated communities?
How much is home insurance in St. Lucie County?
What are property taxes like in St. Lucie County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.