Kirkland Manor
Homes for Sale in Panama City, FL
All 258 homes for sale in Panama City, FL · median $349,600 · 42 homes for sale in 32409 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Kirkland Manor in Panama City, FL has 4 homes for sale and 1 pending, asking from $599,900 to $779,000 (median $647,400). Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $513,000, a median 37 days on market, sellers accepting 99% of original asking (-14% versus the prior year). Homes listed or recently sold were built 2003–2026 with 2 new construction; 5 of 5 report an HOA (median $15/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $6,300 ($5,810 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32409, 32444 |
|---|---|
| Homes in the community | 86 (FL DOR 2025 assessment roll) |
| Years built | 2003–2023 (median 2006.0) |
| Typical living area | 3,153 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $513,000 median across 5 closed sales · -14.1% vs the prior 12 months |
| Days on market (closed sales) | 37 median |
| For sale right now | 4 active, 1 pending · median asking $647,400 |
| Owner-occupied (homestead) share | 69% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kirkland Manor key facts,” movewithmomentum.com/neighborhoods/kirkland-manor, data as of September 20, 2026.
Last 30 days in Kirkland Manor: 1 new listing (median asking $599,900), 1 under contract right now. As of September 26, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Kirkland Manor
Live MLS inventory for Kirkland Manor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Kirkland Manor listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Kirkland Manor Right Now (5)
All 5 active and pending Kirkland Manor listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3407 Nautical Drive, Southport, Fl 32409 · $599,900 · 4 bd / 4 ba · listed Sep 2, 2026 · listed by Horsley Real Estate Group
- 3338 Nautical Drive, Southport, Fl 32409 · $649,900 · 4 bd / 3 ba · listed Jul 10, 2026 · listed by Flatfee.Com
- 3409 Nautical Drive, Southport, Fl 32409 · $659,900 · 5 bd / 4 ba · pending · listed Jun 28, 2026 · listed by Coldwell Banker Realty
- 3400 Nautical Drive, Southport, Fl 32409 · $779,000 · 5 bd / 3 ba · listed Jun 27, 2026 · listed by Foundation Real Estate Agency LLC
- 7508 Nautical Court, Southport, Fl 32409 · $644,900 · 4 bd / 4 ba · listed Jun 27, 2026 · listed by Coastal Sun Realty LLC
Kirkland Manor is pricing on the strength of the individual home right now, not on any shared amenity package — current MLS data shows no identified community amenities, so buyers are paying for lot, square footage, and condition rather than a clubhouse or gate. The median sits at $513,000, but with only a handful of closings in the current window, that number should be read as a directional marker, not a precise ceiling or floor.
The twelve-day median days on market is fast by any measure, and a heat score of 62 backs that up — this is a market where a well-priced, well-presented listing does not sit. At the same time, prices are down 16.4% year over year even though they remain up 78% since 2012. Read together, that is a community that ran hard over the last decade-plus and is now giving some of the recent gain back, while still moving quickly when a home is priced to the current moment rather than to last year's comps.
Kirkland Manor right now
🔴 Off the recent peak. The trailing-12-month median ($513K) is down 14.1% from the prior 12 months ($598K) and up 78% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Kirkland Manor market snapshot (as of September 20, 2026): the median sale price is about $513K, and a median 37 days on market for closed sales. The trailing-12-month median is down 14% from the prior 12 months and up 78% since 2012, computed from record-level CPAR MLS closed sales (5 closings in the current window).
In ZIP 32409 (Panama City), 126 homes closed in the last 12 months at a median of $440K, up 0.4% year over year, with a median 64 days on market. Right now 80 active and 35 pending listings — a balanced market. See the live ZIP 32409 housing market and the Bay County market.
County records show 7 qualified sales in Kirkland Manor across 2024–2025 (5 in 2024, 2 in 2025), median $610,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Kirkland Manor is a community of 86 homes in Panama City, Bay County, built between 2003 and 2023 (median 2006.0), with a median living area of about 3,153 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Kirkland Manor is a Panama City community in Bay County where recent activity has been thin enough that each closing carries real weight in the numbers, and where buyers are evaluating homes on their own merits rather than on a documented amenity set.
The setting & the homes.
Aerial and on-site photos of Kirkland Manor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Kirkland ManorPhotos from CPAR MLS listings in Kirkland Manor; content deemed reliable but not guaranteed.
Who Kirkland Manor is best for.
Best for
- Buyers focused on the home and lot itself rather than a shared amenity package
- Buyers or sellers comfortable moving decisively in a market with a fast median days-on-market
- Move-up or move-in-ready buyers working with a mid-$500s budget who can price against current comps
Probably not for
- Buyers who want a large, statistically deep comp set before committing
- Buyers specifically seeking a gated or amenity-rich community, since none are currently identified here
- Sellers expecting last year's peak pricing rather than the current, softened comp level
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($513K) IS the median in the snapshot above, and the move from 2025 ($598K) IS the -14.1% one-year change.
Windows contain 2 to 12 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32409 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Kirkland Manor Market Scorecard
Kirkland Manor is currently a balanced market., a median asking price of $647,400, and homes go under contract in about 175 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Kirkland Manor, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Kirkland Manor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Kirkland Manor buying strategy.
If we were buying in Kirkland Manor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kirkland Manor.
A fast market correcting off a decade-plus run
The two headline trend numbers here point in different directions and both need to be held at once. Since 2012, values in Kirkland Manor are up 78%, which is a substantial long-run gain. But the most recent year shows a 16.4% pullback, which tells you the market has cooled from a higher point rather than that it has struggled to build value at all. For a seller, that means pricing to today's comps matters more than pricing to what a neighbor's home sold for a year or two ago.
For a buyer, the twelve-day median days on market and a heat score of 62 signal that competitively priced listings are still being absorbed quickly despite the year-over-year softening. With only five closings feeding the current window, buyers and sellers alike should treat any single comp with some caution and lean on a broker who is tracking the pattern in real time rather than reacting to one data point.
The location and the amenities are priced into every listing in Kirkland Manor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Kirkland Manor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.2). Basis: Long-Term Appreciation +78% since 2012; Recent Direction -14.1% year-over-year; Owner Commitment 69% owner-occupied; Pricing Power 98.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With a small closings sample and a market that is repricing off recent highs, Kirkland Manor is not a community where you want to lean on a generic valuation tool or a stale comp sheet. We track the live MLS activity here, weigh how much any single sale should move the median, and price listings — or structure offers — against the actual current pace of the market rather than last year's number.
Kirkland Manor in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $15/month · median of 80 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $15 per month — the median AssociationFee across 80 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kirkland Manor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kirkland Manor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kirkland Manor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kirkland Manor home worth?
Get a no-obligation home value based on real comparable sales in Kirkland Manor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Kirkland Manor
Homes in Kirkland Manor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3203 Nautical Drive · off market
Frequently Asked Questions
What is the median home price in Kirkland Manor?
How long do homes in Kirkland Manor take to sell?
How many homes are in Kirkland Manor?
What share of Kirkland Manor is owner-occupied?
When were the homes in Kirkland Manor built?
Have Kirkland Manor home prices gone up?
Who is the best real estate agent for Kirkland Manor?
How do I find a top Panama City real estate agent who knows Kirkland Manor?
Can Momentum Realty connect me with an agent for Kirkland Manor?
Where is Kirkland Manor, and what county is it in?
Is Kirkland Manor a good place to live?
Should you buy in Kirkland Manor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32409/32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (82 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Kirkland Manor fits the bigger picture — live prices, inventory, and Momentum Scores:
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