Lynn Haven
Homes for Sale in Lynn Haven, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Lynn Haven in Lynn Haven, FL has 26 homes for sale and 4 pending, asking from $199,900 to $1,650,000 (median $352,450). Over the 12 months ending 2026-09-20, 56 recorded sales closed at a median of $299,962, a median 36 days on market, sellers accepting 96% of original asking (-8% versus the prior year). Homes listed or recently sold were built 1926–2026 with 1 new construction; 5 of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,680 ($3,200 with the full homestead exemption).
| Location | Lynn Haven, Bay County, FL · ZIP 32404, 32408, 32444 |
|---|---|
| Homes in the community | 530 (FL DOR 2025 assessment roll) |
| Years built | 1911–2024 (median 1979.0) |
| Typical living area | 1,769 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 97% |
| Sale prices, last 12 months | $299,962 median across 56 closed sales · -7.7% vs the prior 12 months |
| Days on market (closed sales) | 36 median |
| For sale right now | 24 active, 6 pending · median asking $364,000 |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lynn Haven key facts,” movewithmomentum.com/neighborhoods/lynn-haven--bay, data as of September 20, 2026.
Last 30 days in Lynn Haven: 12 new listings (median asking $364,950), 4 under contract right now. As of September 26, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Lynn Haven
Live MLS inventory for Lynn Haven. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lynn Haven listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price in Lynn Haven is driven by condition and age of the specific house more than by a uniform product type. With a housing stock that spans more than a century and a median build year of 1986, what you pay tracks how much of the home has been updated. The median sits at $301,000, but the spread underneath that number is wide, so two homes on the same street can carry very different price tags depending on renovation history.
The current posture favors a patient buyer. Prices are down 5.9% year over year, the median home takes just over 30 days to go under contract, and the market heat score of 33 points to a slower, negotiable market rather than a bidding-war environment. Sellers should price to condition and expect scrutiny; buyers have room to ask for repairs and to walk from an overpriced listing.
Lynn Haven right now
🟡 Off the recent peak. The trailing-12-month median ($300K) is down 7.7% from the prior 12 months ($325K) and up 131% since 2012.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Very High (56 and 59 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lynn Haven market snapshot (as of September 20, 2026): the median sale price is about $300K, and a median 36 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months and up 131% since 2012, computed from record-level CPAR MLS closed sales (56 closings in the current window).
In ZIP 32404 (Lynn Haven), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
County records show 34 qualified sales in Lynn Haven across 2024–2025 (25 in 2024, 9 in 2025), median $285,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Lynn Haven: of 20 listing addresses checked against the FEMA National Flood Hazard Layer, 75% sit outside the FEMA Special Flood Hazard Area (Zone X); 20% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage; 5% are in a V-series coastal high-hazard zone. Individual parcels vary — verify any specific address at msc.fema.gov.
Lynn Haven is a community of 530 homes in Lynn Haven, Bay County, built between 1911 and 2024 (median 1979.0), with a median living area of about 1,769 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Lynn Haven is a mature Bay County market of roughly 2,476 homes where a 65% homestead share signals mostly owner-occupied blocks and steady turnover rather than churn.
The setting & the homes.
Aerial and on-site photos of Lynn Haven. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lynn HavenPhotos from CPAR MLS listings in Lynn Haven; content deemed reliable but not guaranteed.
Who Lynn Haven is best for.
Best for
- Buyers targeting a mid-size home around the $301,000 median who will do the inspection homework
- Value-focused buyers comfortable negotiating repairs in a slower market
- Long-hold owner-occupants who want a mostly homesteaded, stable block
Probably not for
- Buyers who need new-construction uniformity and a single builder's finishes
- Anyone counting on a quick flip in a market that has softened over the past year
- Buyers who want shared community amenities, which are not identified here
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($325K) IS the -7.7% one-year change.
Windows contain 32 to 124 sales each (56 in the current window); every figure carries its sample size. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
13% of homes for sale in Lynn Haven are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Lynn Haven Market Scorecard
Lynn Haven is currently a balanced market., a median asking price of $364,000, and homes go under contract in about 43 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Lynn Haven, Lynn Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Lynn Haven on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Lynn Haven buying strategy.
If we were buying in Lynn Haven today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lynn Haven.
Buying condition, not a floor plan
Because the housing stock runs from 1900 through 2024, this is not a place where you shop a single builder's spec sheet. The median living area is around 1,928 square feet, which is a genuinely usable mid-size home, but the age range means mechanical systems, roofs, and additions vary enormously from one address to the next. Inspection findings, not curb appeal, will decide whether a given house is a fair deal at its asking price.
The longer arc is worth understanding: values are up 132% since 2012, which tells you this has been a durable market over time, even though the last year has softened by 5.9%. No MLS-identified shared amenities carry this community, so location, lot, and the individual home have to do the work. That puts the burden of value squarely on the property itself.
The location and the amenities are priced into every listing in Lynn Haven. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lynn Haven buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.7). Basis: Long-Term Appreciation +131% since 2012; Recent Direction -7.7% year-over-year; Owner Commitment 68% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market this varied in age and condition rewards someone who reads the individual house, not the headline median. We underwrite each listing on its own bones — systems, roof, additions, renovation history — and use the current soft, negotiable posture to press for repairs and terms. When a home is overpriced for its condition, we say so, and we help sellers price to what the house actually is rather than to the number they wish it carried.
Lynn Haven in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lynn Haven buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lynn Haven sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lynn Haven, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lynn Haven home worth?
Get a no-obligation home value based on real comparable sales in Lynn Haven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lynn Haven on the map →
Recently off market in Lynn Haven
Homes in Lynn Haven that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 1114 Wyoming Avenue · off market
- 1205 Vermont Avenue · off market
- 1302 Wyoming Avenue · off market
- 1417 Wisconsin Avenue · off market
- 1520 Kentucky Avenue · off market
- 400 W 2nd Street · off market
- 606 W 10th Street · off market
- 700 Iowa Avenue · off market
Frequently Asked Questions
What is the median home price in Lynn Haven?
How long do homes in Lynn Haven take to sell?
How many homes are in Lynn Haven?
What share of Lynn Haven is owner-occupied?
When were the homes in Lynn Haven built?
Have Lynn Haven home prices gone up?
Who is the best real estate agent for Lynn Haven?
How do I find a top Lynn Haven real estate agent who knows Lynn Haven?
Can Momentum Realty connect me with an agent for Lynn Haven?
Where is Lynn Haven, and what county is it in?
Is Lynn Haven in a flood zone?
Is Lynn Haven a good place to live?
Should you buy in Lynn Haven?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32404/32408/32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (1,235 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Lynn Haven fits the bigger picture — live prices, inventory, and Momentum Scores:
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