Old Hickory
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Old Hickory Ph 4 in St Cloud, FL has 7 homes for sale. Over the 12 months ending 2026-08-23, 5 recorded sales closed at a median of $430,000, $176 per square foot, a median 21 days on market, sellers accepting 96% of original asking (-2% versus the prior year). Homes listed or recently sold were built 2021 - 2023; 10 of 11 report an HOA (median $60/mo); none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 76 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,550 ($5,950 with the full homestead exemption).
| Location | ST CLOUD, Osceola County, FL · ZIP 34769, 34772 |
|---|---|
| Homes in the community | 149 (FL DOR 2025 assessment roll) |
| Years built | 2021–2023 (median 2022) |
| Typical living area | 2,652 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Dog Park, Community Mailbox, Deed Restrictions, Buyer Approval Required |
| Sale prices, last 12 months | $430,000 median across 5 closed sales · $176 per sq ft · -2.1% vs the prior 12 months |
| Days on market (closed sales) | 21 median |
| For sale right now | 7 active, 0 pending · median asking $410,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 72% |
Data as of August 23, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “OLD HICKORY PH 4 key facts,” movewithmomentum.com/neighborhoods/old-hickory-st-cloud, data as of August 23, 2026.
Last 30 days in Old Hickory: 3 under contract right now, 1 closed sale (median $365,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Old Hickory right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 23, 2026. Confidence: Medium (7 active and pending listings, 5 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($430K) is down 2.1% from the prior 12 months ($439K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 23. Confidence: Low (5 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Old Hickory market snapshot (as of August 23, 2026): the median sale price is about $430K ($176 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34769 (ST CLOUD), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
Flood zones in OLD HICKORY: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Old Hickory is a community of 149 homes in St Cloud, Osceola County, built between 2021 and 2023 (median 2022), with a median living area of about 2,652 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Old Hickory. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Old Hickory; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($430K) IS the median in the snapshot above, and the move from 2025 ($439K) IS the -2.1% one-year change.
Windows contain 2 to 18 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
OLD HICKORY Market Scorecard
OLD HICKORY is currently a balanced market. About 4.0 months of supply, a median asking price of $447,495, and homes go under contract in about 300 days.
Typical home value in the 34772 ZIP is $393,717, about 8.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in OLD HICKORY PH 4, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Old Hickory
Live MLS inventory for Old Hickory. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Old Hickory listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Old Hickory on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Old Hickory
- Playground · reported on 9 of 12 listings
- Pool · reported on 9 of 12 listings
- Dog Park · reported on 6 of 12 listings
- Park · reported on 3 of 12 listings
- Irrigation-Reclaimed Water · reported on 3 of 12 listings
- Deed Restrictions · reported on 2 of 12 listings
- Community Mailbox · reported on 2 of 12 listings
- Buyer Approval Required · reported on 1 of 12 listings
- Association Recreation - Owned · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Old Hickory listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Old Hickory address.
Shop the zone: Homes zoned for Harmony High High School
The Old Hickory buying strategy.
If we were buying in Old Hickory today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Old Hickory.
A closer look at the Old Hickory market
At a median of $176 per square foot, Old Hickory prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 12.0 months of supply, a buyer-leaning market and the trailing-12-month median down 2% year over year. Homes that do trade take a median 21 days on market, useful leverage on any listing that has lingered.
The housing stock is 149 homes built between 2021 and 2023, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Old Hickory. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Old Hickory buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.0). Basis: Recent Direction -2.1% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 96.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $60/month (about $720/yr) · median of 133 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $60 per month ($720 a year) - the median AssociationFee across 133 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Old Hickory buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Old Hickory sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Old Hickory, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Old Hickory home worth?
Get a no-obligation home value based on real comparable sales in Old Hickory, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Old Hickory on the map →
Recently off market in OLD HICKORY PH 4
Homes in OLD HICKORY PH 4 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 5121 Four Strand Court · off market
- 800 Hitch Loop · off market
Frequently Asked Questions
What is the median home price in Old Hickory?
How long do homes in Old Hickory take to sell?
Is Old Hickory a buyer's or seller's market right now?
How many homes are in Old Hickory?
What share of Old Hickory is owner-occupied?
When were the homes in Old Hickory built?
Who is the best real estate agent for Old Hickory?
How do I find a top St Cloud real estate agent who knows Old Hickory?
Can Momentum Realty connect me with an agent for Old Hickory?
Where is Old Hickory, and what county is it in?
Is Old Hickory in a flood zone?
Is Old Hickory a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34769/34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2021 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how OLD HICKORY PH 4 fits the bigger picture — live prices, inventory, and Momentum Scores:
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