Old Hickory
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Old Hickory Ph 4 in St Cloud, FL has 4 homes for sale and 1 pending, asking from $380,000 to $494,900 (median $447,495). Over the 12 months ending 2026-08-23, 5 recorded sales closed at a median of $430,000, $176 per square foot, a median 21 days on market, sellers accepting 96% of original asking (-2% versus the prior year). Homes listed or recently sold were built 2021 - 2023; 12 of 13 report an HOA (median $60/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 76 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,550 ($5,950 with the full homestead exemption).
Last 30 days in Old Hickory: 2 new listings (median asking $437,450), 1 under contract right now, 2 closed sales (median $377,500). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Old Hickory
Live MLS inventory for Old Hickory. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 145 days
Active · 475 days
Active · 4 days
Pending · 22 days
Pending · 88 daysActive and pending Old Hickory listings as of 2026-10-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Old Hickory right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 23, 2026. Confidence: Medium (7 active and pending listings, 5 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($430K) is down 2.1% from the prior 12 months ($439K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 23. Confidence: Low (5 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Old Hickory market snapshot (as of August 23, 2026): the median sale price is about $430K ($176 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34769 (St Cloud), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
Flood zones in Old Hickory: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Old Hickory is a community of 149 homes in St Cloud, Osceola County, built between 2021 and 2023 (median 2022), with a median living area of about 2,652 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Old Hickory. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Old HickoryOld HickoryOld HickoryOld HickoryOld HickoryOld Hickory
Old Hickory
Old HickoryPhotos from Stellar MLS listings in Old Hickory; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($430K) IS the median in the snapshot above, and the move from 2025 ($439K) IS the -2.1% one-year change.
Windows contain 2 to 18 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
OLD HICKORY Market Scorecard
OLD HICKORY is currently a buyer's market. About 6.0 months of supply, a median asking price of $447,495, and homes go under contract in about 74 days.
Typical home value in the 34772 ZIP is $393,754, about 8.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Old Hickory on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Old Hickory
- Playground · reported on 9 of 12 listings
- Pool · reported on 9 of 12 listings
- Dog Park · reported on 6 of 12 listings
- Park · reported on 3 of 12 listings
- Irrigation-Reclaimed Water · reported on 3 of 12 listings
- Deed Restrictions · reported on 2 of 12 listings
- Community Mailbox · reported on 2 of 12 listings
- Buyer Approval Required · reported on 1 of 12 listings
- Association Recreation - Owned · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Old Hickory listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Old Hickory address.
Shop the zone: Homes zoned for Harmony High High School
Recent Developments in Old Hickory
Development, infrastructure, retail, and school activity affecting Old Hickory, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The site is about 12 miles north of Old Hickory.
Source: Spectrum News 13 - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The site is about 2 miles northwest of Old Hickory.
Source: Spectrum News 13 - March 2026Development
Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona
Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.
What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 11 miles north of Old Hickory.
Source: ClickOrlando
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Old Hickory buying strategy.
If we were buying in Old Hickory today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Old Hickory.
A closer look at the Old Hickory market
At a median of $176 per square foot, Old Hickory prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 12.0 months of supply, a buyer-leaning market and the trailing-12-month median down 2% year over year. Homes that do trade take a median 21 days on market, useful leverage on any listing that has lingered.
The housing stock is 149 homes built between 2021 and 2023, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Old Hickory. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Old Hickory buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.0). Basis: Recent Direction -2.1% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 96.0% sale-to-list. Refreshed with each data update.
What it really costs to own in Old Hickory
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $1,906/yr in CDD or special-district assessments on the tax bill (11 listings, MLS, 2026-10-16). 100% of the 11 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $60/month across 302 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 10 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2022 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Old Hickory
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Old Hickory
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Old Hickory will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $60/month (about $720/yr) · median of 302 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $60 per month ($720 a year) - the median AssociationFee across 302 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 10 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=10) · as of 2026-10
Tools for a Old Hickory buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Old Hickory sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Old Hickory, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Old Hickory home worth?
Get a no-obligation home value based on real comparable sales in Old Hickory, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Old Hickory on the map →
Recently off market in OLD HICKORY PH 4
Homes in OLD HICKORY PH 4 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 292 Pineywoods Street · off market
- 5121 Four Strand Court · off market
- 771 Hitch Loop · off market
- 800 Hitch Loop · off market
| Location | St Cloud, Osceola County, FL · ZIP 34769, 34772 |
|---|---|
| Homes in the community | 149 (FL DOR 2025 assessment roll) |
| Years built | 2021–2023 (median 2022) |
| Typical living area | 2,652 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Dog Park, Community Mailbox, Deed Restrictions, Buyer Approval Required |
| Sale prices, last 12 months | $430,000 median across 5 closed sales · $176 per sq ft · -2.1% vs the prior 12 months |
| Days on market (closed sales) | 21 median |
| For sale right now | 7 active, 0 pending · median asking $410,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 72% |
Data as of August 23, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Old Hickory key facts,” movewithmomentum.com/neighborhoods/old-hickory-st-cloud, data as of August 23, 2026.
Housing distress & ownership in OLD HICKORY PH 4, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Old Hickory
The newest homes for sale in Old Hickory right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 730 Hitch Loop $494,900 · 4 bd · 2.5 ba · 3,165 sq ft · 1 day on market Courtesy of EXP REALTY LLC
- 301 Pineywoods Street $380,000 · 4 bd · 2 ba · 1,950 sq ft · 4 days on market Courtesy of WEICHERT REALTORS HALLMARK PRO
- 4980 Four Strand Court $485,000 · 5 bd · 2.5 ba · 2,879 sq ft · 145 days on market Courtesy of EXP REALTY LLC
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Old Hickory St Cloud Right Now (5)
All 5 active and pending Old Hickory St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 301 Pineywoods Street · $380,000 · 4 bd / 2 ba · listed Oct 3, 2026 · listed by Weichert Realtors Hallmark Pro
- 730 Hitch Loop · $494,900 · 4 bd / 2.5 ba · listed Sep 29, 2026 · listed by Exp Realty Llc
- 771 Hitch Loop · $419,900 · 4 bd / 2.5 ba · pending · listed Sep 5, 2026 · listed by Agent Trust Realty Corporation
- 5151 Four Strand Court · $348,500 · 3 bd / 2 ba · pending · listed Jul 18, 2026 · listed by Lpt Realty, Llc
- 4980 Four Strand Court · $485,000 · 5 bd / 2.5 ba · listed Jul 16, 2026 · listed by Exp Realty Llc
Recently sold in Old Hickory St Cloud
- 771 Hitch Loop · sold $415,000
- 292 Pineywoods Street · sold $340,000
- 5121 Four Strand Court · sold $365,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Holstein Street (10 homes on record)
- Pineywoods Street (9 homes on record)
- Preserve Boulevard (5 homes on record)
- Pineywoods Street (4 homes on record)
- Preserve Boulevard (2 homes on record)
- Holstein Street (2 homes on record)
- Holstein Street (1 homes on record)
Frequently Asked Questions
What is the median home price in Old Hickory?
How long do homes in Old Hickory take to sell?
Is Old Hickory a buyer's or seller's market right now?
How many homes are in Old Hickory?
What share of Old Hickory is owner-occupied?
When were the homes in Old Hickory built?
Who is the best real estate agent for Old Hickory?
How do I find a top St Cloud real estate agent who knows Old Hickory?
Can Momentum Realty connect me with an agent for Old Hickory?
Where is Old Hickory, and what county is it in?
Is Old Hickory in a flood zone?
Is Old Hickory a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34769/34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2021 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how OLD HICKORY PH 4 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Old Hickory
- Home values · What homes in Old Hickory actually sell for
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