St James City
Homes for Sale in St. James City, FL

Community in St James City · Lee County · ZIP 33956
21 homesBuilt 1965–2006Median sale $412K
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Live Market Pulse
20/100
Market Heat
Cooler than normal
2015 → 2026 · 80 at the 2021 peak
0 is St James City's coldest market since 2015, 100 its hottest. Today: 20. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, St James City in St James City, FL has 17 homes for sale and 1 pending, asking from $292,500 to $1,484,000 (median $459,900). Over the 12 months ending 2026-09-20, 14 recorded sales closed at a median of $412,500, $241 per square foot, a median 111 days on market, sellers accepting 88% of original asking (-32% versus the prior year). Homes listed or recently sold were built 1955–2026 with 3 new construction; 14 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $6,590 ($5,920 with the full homestead exemption).

St James City key facts
LocationSt James City, Lee County, FL · ZIP 33956
Homes in the community21 (FL DOR 2025 assessment roll)
Years built1965–2006 (median 1985)
Typical living area2,631 sq ft (median)
Home types (current listings and sales)singlefamilyresidence 89%, manufacturedhome 11%
Sale prices, last 12 months$412,500 median across 14 closed sales · $241 per sq ft · -32.3% vs the prior 12 months
Days on market (closed sales)111 median
For sale right now17 active, 1 pending · median asking $459,900
Owner-occupied (homestead) share30%

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “St James City key facts,” movewithmomentum.com/neighborhoods/st-james-city, data as of September 20, 2026.

Last 30 days in St James City: 3 new listings (median asking $749,900), 1 under contract right now. As of September 26, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · St James City Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$412K ▼
Median sold · 12 mo
down 32.3% vs the prior 12 months
-32.3% ▼
1-yr price change
n = 14 and 6 sales in the two windows
$241/sf
Sold $/sqft · 12 mo
peak $368 in 2022
87.9%
Sale vs ask
Tempo
112days
Median DOM · closed
10 days at the 2022 low
6%
Under contract
Lee: 18% (1,646 of 9,225)
17 · 1
For sale · pending
live counts, refreshed twice daily
14
Sold · last 12 mo
10-yr average: about 10 a year
Ownership and context
30%
Owner-occupied · St James City
14 of 46 parcels homesteaded (FL DOR 2025)
70%
Non-owner-occupied · St James City
incl. 11% trust or LLC-held · 35% out-of-state
21
Homes in the community
plus 25 vacant residential lots · 46 residential parcels (FL DOR 2025)
Track record · 13 years of records
Est. 1965
Community established
homes built 1965-2006, median 1985 (FL DOR 2025)
1,512sqft
Median sold home size
12-mo windows, closed sales
66.7%/yr
Turnover rate
about 14 of 21 homes trade a year

Homes For Sale Right Now in St James City

Live MLS inventory for St James City. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St James City listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in St James City Right Now (18)

All 18 active and pending St James City listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 5288 Fairbanks Dr · $749,900 · 3 bd / 3 ba · listed Sep 11, 2026 · listed by Re/Max Sunshine
  • 3989 Sunshine Blvd · $869,000 · 3 bd / 2 ba · listed Sep 7, 2026 · listed by VRI Homes
  • 3744 Gasparilla St · $364,900 · 3 bd / 2 ba · listed Aug 23, 2026 · listed by Legacy Premier Realty LLC
  • 3400 Coquina Ln · $459,900 · 2 bd / 2 ba · listed Aug 22, 2026 · listed by Luxury Real Estate Group LLC
  • 2551 Tamarind St · $440,000 · 2 bd / 3 ba · listed Aug 7, 2026 · listed by Century 21 Sunbelt Realty
  • 8787 Kodiak Ln · $549,900 · 2 bd / 2 ba · listed Jul 23, 2026 · listed by KW Florida Living
  • 2430 Orange St · $292,500 · 2 bd / 2 ba · listed Jul 14, 2026 · listed by Sea Glass Gulf Realty
  • 3420 1st Ave · $1,484,000 · 3 bd / 3 ba · listed Jul 11, 2026 · listed by John R. Wood Properties
  • 3760 Gasparilla St · $379,000 · 3 bd / 2 ba · listed Jun 30, 2026 · listed by Legacy Premier Realty LLC
  • 8721 Nome Ct · $625,000 · 2 bd / 1 ba · listed Jun 27, 2026 · listed by Coastal Realty SWFL
  • 2660 Date St · $588,500 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by Century 21 Sunbelt Realty
  • 3140 Binnacle Ln · $550,000 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Related ISG Realty, LLC.
  • 3524 5th Ave · $475,000 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Sea Glass Gulf Realty
  • 3435 Sea Holly Ln · $449,999 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by A-Ward Winning Realty LLC
  • 8677 Whispering Pines Dr · $439,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by John R. Wood Properties
  • 3100 Bowsprit Ln · $360,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Related ISG Realty, LLC.
  • 2661 Bamboo St · $335,000 · 2 bd / 1 ba · listed Jun 27, 2026 · listed by RE/MAX Realty Group
  • 3462 Pinetree Dr · $675,000 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by Nicklaus Vance
St James City Housing Pulse · Momentum Research · as of September 20, 2026

St James City right now

🔴 Off the recent peak. The trailing-12-month median ($412K) is down 32.3% from the prior 12 months ($610K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (14 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

St James City market snapshot (as of September 20, 2026): the median sale price is about $412K ($241 per sq ft over the trailing 12 months of closed sales), and a median 112 days on market for closed sales. The trailing-12-month median is down 32% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (14 closings in the current window).

In ZIP 33956 (St James City), 186 homes closed in the last 12 months at a median of $412K ($287/sq ft), up 4.6% year over year, with a median 78 days on market. Right now 99 active and 15 pending listings — a buyer's market. See the live ZIP 33956 housing market and the Lee County market.

Flood zones in St James City: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov.

St James City is a community of 21 homes in St James City, Lee County, built between 1965 and 2006 (median 1985), with a median living area of about 2,631 square feet. 30% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 19 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$0$200K$400K$600K2014201620182020202220242026
Down 32.3% year over year.
Every sale since 2013 · price vs size
$0$500K$1M$1.5M1k2k3k4k
117 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$300$4002014201620182020202220242026
Up from $69 in 2013 to a $368 peak in 2022; $241 now.
Median days on market · closed sales
0501002014201620182020202220242026
10 days at the 2022 low; 112 now.
Sale price vs original ask · median
80%90%100%2014201620182020202220242026
87.9% now.
Homes sold per 12-mo window
010202014201620182020202220242026
0 to 19 a year; 14 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
80 at the 2021 peak, 20 in the troughs, 20 now. Same score as the hero card, full history.
How much local inventory is already under contract

6% of homes for sale in St James City are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).

St James City Market Scorecard

Balanced

St James City is currently a balanced market., a median asking price of $459,900, and homes go under contract in about 82 days.

$459,900
Median list
$412,500
Median sold
$352
List $/sqft
82
Days on mkt
17/1/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in St James City today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St James City.

A closer look at the St James City market

At a median of $241 per square foot, St James City prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The trailing-12-month median down 32% year over year. Homes that do trade take a median 112 days on market, useful leverage on any listing that has lingered.

The housing stock is 21 homes built between 1965 and 2006, and 30% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in St James City. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
1.7D · Buy Score
Recent Direction0.0/10
Owner Commitment3.0/10
Pricing Power2.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (1.7). Basis: Recent Direction -32.3% year-over-year; Owner Commitment 30% owner-occupied; Pricing Power 87.9% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the St James City homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in St James City.
In short
  • HOA dues reported around $12/month · median of 16 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $12 per month — the median AssociationFee across 16 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St James City sales matched to your home.

What is your St James City home worth?

Get a no-obligation home value based on real comparable sales in St James City, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in St James City on the map →

Real comps, not an automated estimate.

Recently off market in St James City

Homes in St James City that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in St James City?
The median sale price in St James City was $412K over the 12 months ending September 20, 2026 (14 closed sales, Florida Gulf Coast MLS).
How long do homes in St James City take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 112 days on market (14 sales, Florida Gulf Coast MLS).
How many homes are in St James City?
The Florida DOR 2025 assessment roll shows 21 homes plus 25 vacant residential lots in St James City (public records).
What share of St James City is owner-occupied?
30% of St James City parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in St James City built?
Homes in St James City were built between 1965 and 2006, with a median year built of 1985 (FL DOR 2025 roll).
Who is the best real estate agent for St James City?
The best agent for St James City is one who actively works St James City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for St James City.
How do I find a top St James City real estate agent who knows St James City?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows St James City and the wider St James City area.
Can Momentum Realty connect me with an agent for St James City?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your St James City purchase or sale - no call center and no pressure.
Where is St James City, and what county is it in?
St James City is in St James City, Lee County, FL, ZIP 33956. The community's center is about 5 miles north of the center of St James City (straight-line).
Is St James City a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about St James City: the median sale price over the last 12 months was $412K (14 sales), about the same as the St James City median of $412K; homes took a median 112 days to go under contract; the assessment roll counts 21 homes, 30% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 33956))
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (117 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near St James City with Momentum Realty’s local guides.

Palm Tree Harbors0.3 mi awayBuccaneer Inn Condo0.6 mi awayGalt Island Shores0.7 mi awaySt Jude Harbors0.7 mi away · median $550K, 5 sales/12 moCherry Estates0.8 mi away · median $340K, 21 sales/12 moFishermans Wharf Condo0.9 mi away · 4 for saleIsle Of Pines1.1 mi away · median $420K, 3 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in St James City? 14 recorded closings; median 111 days on market (window ending 2026-09-20). See the Lee County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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