Florida Housing Intelligence › Lee County › 33956 (St. James City)
Aerial view of 33956, Florida

33956 (St. James City)
Housing Market & Home Values

ZIP code market report · Lee County, FL

Median sale price $412,500, up 4.6% year over year, with homes going under contract in about 78 days, 99 homes on the market.

20 communities reporting186 sales analyzedRefreshed twice dailyMomentum Score 35
Live Market Pulse
35/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 11% off asking. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · 33956 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$412K ▲
Median sold · 12 moConfidence: High
up 4.6% vs the prior 12 months
+4.6% ▲
1-yr price change
n = 186 recent sales
$287/sf ▲
Sold $/sqft · 12 mo
Lee County: $221 · +6.0% vs prior yr
88.8% ▲
Sale vs ask
Lee County: 93.2% · +3.6pp vs prior yr
$335K ▼
Lee County home value
Zillow ZHVI, monthly · -4.4% vs a year ago
Tempo
78days ▼
Median DOM · closed
Lee County: 60 days · -17.0 days vs prior yr
14%
Under contract
Lee County: 22%
99 · 15 ▼24
For sale · pending
live counts, refreshed twice daily
Market context
21% ▼
Listings with price cuts
Lee County · Zillow · -1.1pp vs prior month
10,537 ▼
County for-sale inventory
Zillow, monthly · -5.9% vs prior month
1% ▼
New construction
share of recent sales · -2.5pp vs prior yr
35/100
Momentum score
Buyer's Opportunity
20
Communities reporting
of 28 tracked in 33956
Economy & people · county layer
$73,099
Median household income
U.S. Census ACS, county
792,692
County population
+10.3% since 2018
4.6×
Price to income
county home value vs median income
74%
Owner-occupied
U.S. Census ACS, county
$2,699/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

14% of listed homes are already under contract. Prices are up 4.6% versus the prior year and sellers are still collecting 88.8% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 35
Momentum Score
Buyer leverage65
Seller leverage35

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 14% of inventory sits under contract.
  • Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33956 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
— mo · buyer-tilted · 20 active
$300K–$500K
— mo · buyer-tilted · 54 active
$500K–$750K
— mo · buyer-tilted · 25 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 33956 is hot — and where it isn't

Each dot is a community (20 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 33956 (St. James City)

The median sale price across 33956 currently stands at $412,500, up 4.6% from a year ago. Buyers are paying a median of $287 per square foot. The typical home goes under contract in about 78 days. Sellers are capturing 88.8% of their original asking price on average.

There are 99 active listings on the market, with 15 more already under contract.

Zillow's home value index for Lee County stands at $335,409. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33956 is 35 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

33956 since 2014 — and where it’s heading

A median home here sold for $174,437 in 2014 and $408,857 over the last recorded year — 134% appreciation across 12 years of recorded sales.

Median sale price · 2014–2026 (2,221 recorded sales)

$168K$330K$491K$409K2014: $174K2015: $177K2016: $223K2017: $228K2018: $227K2019: $248K2020: $274K2021: $324K2022: $485K2023: $412K2024: $454K2025: $441K2026: $409K20142017202020232026

Days on market by year

14d55d96d78d2014: 87d2015: 65d2016: 57d2017: 60d2018: 59d2019: 67d2020: 71d2021: 23d2022: 16d2023: 27d2024: 62d2025: 95d2026: 78d20142017202020232026

Home value trend · Lee County (Zillow ZHVI)

$335K$343K$351K$335KAug '25: $351KSep '25: $347KOct '25: $345KNov '25: $343KDec '25: $342KJan '26: $341KFeb '26: $340KMar '26: $340KApr '26: $339KMay '26: $338KJun '26: $337KJul '26: $336KAug '26: $335KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

10,47512,01513,55410,537Aug '25: 13,144Sep '25: 12,315Oct '25: 11,913Nov '25: 11,951Dec '25: 12,181Jan '26: 12,664Feb '26: 13,059Mar '26: 13,493Apr '26: 13,309May '26: 12,795Jun '26: 11,977Jul '26: 11,195Aug '26: 10,537Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Lee County (MLS)

1,9615,7579,552Aug 22 · Active: 9,401Aug 23 · Active: 9,393Aug 28 · Active: 9,327Aug 29 · Active: 9,326Aug 30 · Active: 9,318Aug 31 · Active: 9,304Sep 07 · Active: 9,176Sep 09 · Active: 9,176Sep 11 · Active: 9,156Sep 12 · Active: 9,157Sep 13 · Active: 9,138Sep 14 · Active: 9,126Sep 15 · Active: 9,126Sep 16 · Active: 9,130Sep 17 · Active: 9,167Sep 19 · Active: 9,227Sep 20 · Active: 9,221Sep 21 · Active: 9,221Sep 22 · Active: 9,205Sep 23 · Active: 9,210Sep 24 · Active: 9,232Sep 25 · Active: 9,248Sep 26 · Active: 9,261Sep 28 · Active: 9,256Sep 29 · Active: 9,221Oct 01 · Active: 9,197Aug 22Sep 16Oct 01ActivePending

Median price · daily recalculation

$338K$376K$414K$412KAug 06: $340KAug 08: $340KAug 09: $340KAug 10: $340KAug 11: $340KAug 12: $340KAug 13: $340KAug 15: $340KAug 17: $340KAug 18: $340KAug 19: $340KAug 20: $340KAug 21: $340KAug 22: $340KAug 23: $340KAug 24: $340KAug 26: $340KAug 28: $340KAug 29: $340KAug 30: $340KAug 31: $340KSep 01: $340KSep 04: $340KSep 05: $340KSep 06: $340KSep 07: $340KSep 08: $340KSep 09: $340KSep 10: $340KSep 11: $340KSep 12: $358KSep 13: $358KSep 14: $358KSep 15: $358KSep 16: $358KSep 17: $358KSep 19: $358KSep 20: $412KSep 21: $412KSep 22: $412KSep 23: $412KSep 24: $412KSep 25: $412KSep 26: $412KSep 28: $412KSep 29: $412KSep 30: $412KOct 01: $412KOct 03: $412KOct 04: $412KOct 05: $412KAug 06Aug 21Sep 07Sep 21Oct 05
Local Economics · county layer

What’s driving 33956

Who’s moving here
+4,899 net residents/yr

Top inbound states: NY, IL, NJ, OH. Movers arriving report ~$123,695 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,197/yr avg premium

6,508 Citizens policies in force in Lee County — the state-backed insurer of last resort. Budget insurance into any Lee purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
13,547 units permitted -12% YoY

9,962 single-family · 3,585 multi-family · 17.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
St James City ▼ 32%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Lee

MarketMedianActiveScore
33956 ← this page$412K9935
33908$345K61834Open →
33913$445K49560Open →
34135$476K46344Open →
34134$595K43736Open →
33905$340K42342Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Pine IslandBokeelia$415K▲ 26%
GulfhavenSt. James City$612K▲ 25%
Pine Island Tropical HomesitesSt. James City$310K▲ 9%
Tropic IslesNorth Fort Myers$194K▲ 5%
Pine Island CoveSt. James City$155K▲ -2%
Prices cooling fastest
St James CitySt. James City$412K▼ 32%
Pine Island ShoresSt. James City$695K▼ 26%
Gulf HavenSt. James City$600K▼ 17%
Cherry EstatesSt. James City$340K▼ 4%
Pine Island CoveSt. James City$155K▼ 2%
Most homes for sale
St James CitySt. James City$412K17
Cherry EstatesSt. James City$340K15
Pine Island CoveSt. James City$155K9
GulfhavenSt. James City$612K7
Bayview AcresSt. James City$638K6
Selling fastest
Flamingo BaySt. James City$207K25 days
Pine Island ShoresSt. James City$695K41 days
Tropic IslesNorth Fort Myers$194K58 days
Cherry EstatesSt. James City$340K61 days
Pine Island Tropical HomesitesSt. James City$310K69 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33956 right now?

The data says conditions currently favor buyers in 33956 — the Momentum Score reads 35/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33956 becoming more affordable?

No — the median sale price in 33956 is $412,500, up 4.6% versus the prior year, while sellers still capture 88.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 33956?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are St James City (-32%); Pine Island Shores (-26%); Gulf Haven (-17%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33956 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Flamingo Bay (25 days); Pine Island Shores (41 days); Tropic Isles (58 days) — homes there go under contract well ahead of the market-wide pace of 78 days.

Questions

33956 (St. James City) housing market FAQ

How is the housing market in 33956 right now?

As of October 5, 2026, the 33956 housing market favors buyers: the median sale price is $412,500 (up 4.6% year over year), 99 homes are for sale, and the typical home goes under contract in about 78 days.

How much is a house in 33956?

The median home sold for $412,500 in 33956 over the last 12 months, about $287 per square foot; asking prices on the 99 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 33956?

By the numbers, sellers in 33956 are getting 88.8% of asking price and going under contract in about 78 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 33956 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 33956 median sale prices are up 4.6% year over year, and 14% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 33956?

The median sale price in 33956 is currently $412,500, up 4.6% from a year ago, based on MLS sales data updated October 5, 2026.

Is 33956 a buyer's or seller's market right now?

The data currently favors buyers. 33956 scores 35 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 33956?

The typical home in 33956 goes under contract in about 78 days, per current MLS data.

How many homes are for sale in 33956?

There are approximately 99 active listings in 33956 as of October 5, 2026.

Are home prices in 33956 rising or falling?

Median sale prices are up 4.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33956 (St. James City). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.