The Bluffs at Lafayette
Homes for Sale in Freeport, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, the Bluffs at Lafayette in Freeport, FL has 11 homes for sale and 5 pending, asking from $346,930 to $429,700 (median $370,550). Over the 12 months ending 2026-09-12, 75 recorded sales closed at a median of $359,990, a median 84 days on market, sellers accepting 97% of original asking (-4% versus the prior year). Homes listed or recently sold were built 2023–2026 with 23 new construction; none of the 24 geocoded homes sit in a FEMA special flood hazard zone (median elevation 89 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,510 ($3,130 with the full homestead exemption).
Homes For Sale Right Now in The Bluffs at Lafayette
Live MLS inventory for The Bluffs at Lafayette. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 108 daysTop listing
Active · 208 days
Active · 73 daysActive · 39 days
Active · 1114 days
Active · 164 days
Active · 164 days
Active · 69 days
Active · 69 days
Active · 54 days
Active · 54 days
Pending · 47 days
Pending · 16 days
Pending · 51 daysActive and pending The Bluffs at Lafayette listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Bluffs at Lafayette is a new-construction subdivision in Freeport, with a median build year of 2024 and every home in the current picture dated 2023 or 2024. When the housing stock is this uniform and this new, price is driven less by neighborhood pedigree and more by floor plan, lot, and finish level. The median sits at $364,678 on roughly 2,129 square feet, and the spread you see across listings tracks condition and configuration rather than any wide age or renovation gap.
The posture right now favors a patient buyer. Prices are off about 3% year over year, the typical listing takes 74 days to go under contract, and there are 12 active listings against 79 closings in the trailing window. That is enough standing inventory and enough days on market to negotiate on terms, particularly against builder or investor sellers who want movement. Sellers here should price to the comps and expect to compete; this is not a market where you name a number and wait.
The Bluffs at Lafayette right now
🔴 Seller-leaning market. 1.8 months of supply and 31% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Very High (16 active and pending listings, 75 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($360K) is down 4.2% from the prior 12 months ($376K).Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Very High (75 and 98 sales in the two windows).
What's unique here: the median sale price is about 47% below the typical Walton County sale ($360K vs $680K, trailing 12 months, Emerald Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
The Bluffs at Lafayette market snapshot (as of September 12, 2026): the median sale price is about $360K, a median 84 days on market for closed sales, and 1.8 months of supply, a seller-leaning market. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (75 closings in the current window).
The Bluffs at Lafayette is a community of 125 homes in Freeport, Walton County, built between 2023 and 2024 (median 2024.0), with a median living area of about 2,129 square feet. 33% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a young Walton County community in Freeport, built out in 2023 and 2024, where the homes are essentially one generation of construction and the buying decision comes down to plan and lot rather than vintage.
The setting & the homes.
Aerial and on-site photos of The Bluffs at Lafayette. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
The Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayettePhotos from Emerald Coast MLS listings in The Bluffs at Lafayette; content deemed reliable but not guaranteed.
Who The Bluffs at Lafayette is best for.
Best for
- Buyers targeting new construction around the mid-$360s who want low near-term maintenance
- Value-focused buyers willing to compare several plans and negotiate on a listing that has sat
- Owner-occupants who want space in Freeport and do not need a clubhouse or pool
Probably not for
- Buyers who want established resale character or mature landscaping
- Anyone counting on quick appreciation given the soft year-over-year price trend
- Buyers whose short list requires community amenities, which none are identified here
Housing distress & ownership in THE BLUFFS AT LAFAYETTE, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Bluffs at Lafayette on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Freeport · Elementary
- Freeport · Middle
- Freeport · High
Zoned schools reflect the assignments reported on recent The Bluffs at Lafayette listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Bluffs at Lafayette address.
The The Bluffs at Lafayette buying strategy.
If we were buying in The Bluffs at Lafayette today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Bluffs at Lafayette.
A new-build tract still finding its footing
With 142 homes and a homestead share around 32%, a meaningful portion of what is here is held as something other than a primary residence. That matters for two reasons: it tends to mean more listings hitting the market at once, and it means you may be negotiating with a seller who is watching the numbers rather than their move-out date. Combined with a 74-day median time to contract, the leverage in this market is not automatically with the seller.
No community amenities surface in the current MLS listings, so buy for the house and the location, not for a pool or clubhouse that may or may not materialize. The living space is generous at a 2,129-square-foot median, and the construction is current, which limits near-term maintenance surprises. Just go in understanding that a new-tract market with a soft year-over-year number rewards buyers who compare plans across several listings before committing.
The location and the amenities are priced into every listing in The Bluffs at Lafayette. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in The Bluffs at Lafayette buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.1). Basis: Recent Direction -4.2% year-over-year; Liquidity & Demand 1.8 months of supply; Owner Commitment 33% owner-occupied; Pricing Power 97.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a uniform new-build community, the edge comes from knowing which plan, lot, and finish package is actually worth paying for and where a seller's motivation gives you room. We track the closings and the standing inventory in The Bluffs at Lafayette so you are comparing your target listing against the whole set, not just the one in front of you, and negotiating from the market rather than the list price.
The Bluffs at Lafayette in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Bluffs at Lafayette buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Bluffs at Lafayette sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Bluffs at Lafayette, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Bluffs at Lafayette home worth?
Get a no-obligation home value based on real comparable sales in The Bluffs at Lafayette, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Freeport →
Recently off market in THE BLUFFS AT LAFAYETTE
Homes in THE BLUFFS AT LAFAYETTE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.
- 101 Hydrangea Boulevard · off market
- 120 Bonne Vue Circle #Lot 105-1 · off market
- 126 Bonne Vue Circle #Lot 106-1 · off market
- 140 Bonne Vue Circle #108-1 · off market
- 148 Bonne Vue Circle #Lot 109-1 · off market
- 211 Bon Ami Drive · off market
- 38 Bon Ami Drive · off market
- 67 Mahogany Drive #53-1 · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
THE BLUFFS AT LAFAYETTE Market Scorecard
THE BLUFFS AT LAFAYETTE is currently a strong seller's market. About 1.8 months of supply, a median asking price of $370,550, and homes go under contract in about 73 days.
Typical home value in the 32439 ZIP is $391,682, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in The Bluffs at Lafayette?
How long do homes in The Bluffs at Lafayette take to sell?
Is The Bluffs at Lafayette a buyer's or seller's market right now?
How many homes are in The Bluffs at Lafayette?
What share of The Bluffs at Lafayette is owner-occupied?
When were the homes in The Bluffs at Lafayette built?
Who is the best real estate agent for The Bluffs at Lafayette?
How do I find a top Freeport real estate agent who knows The Bluffs at Lafayette?
Can Momentum Realty connect me with an agent for The Bluffs at Lafayette?
Should you buy in The Bluffs at Lafayette?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near The Bluffs at Lafayette with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32439)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2023 (248 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how THE BLUFFS AT LAFAYETTE fits the bigger picture — live prices, inventory, and Momentum Scores: