Magnolia at the Bluffs in Freeport

Magnolia at the Bluffs
Homes for Sale in Freeport, FL

All 377 homes for sale in Freeport, FL · median $428,000 · 374 homes for sale in 32439 · Walton County homes for sale

Community in Freeport · Walton County · ZIP 32439
Median sale $298K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data1 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Magnolia at the Bluffs in Freeport, FL has 9 homes for sale and 3 pending, asking from $288,833 to $365,900 (median $324,900). Over the 12 months ending 2026-09-20, 21 recorded sales closed at a median of $298,209, a median 55 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2026–2026 with 24 new construction; none of the 24 geocoded homes sit in a FEMA special flood hazard zone (median elevation 55 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $2,910 ($2,520 with the full homestead exemption).

Live · Magnolia at the Bluffs Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$298K
Median sold · 12 mo
94.0%
Sale vs ask
Tempo
4.1mo
Supply
3 to 6 months is the balanced band
55days
Median DOM · closed
55 days at the 2026 low
33%
Under contract
Walton: 18% (698 of 3,872)
10 · 5
For sale · pending
live counts, refreshed twice daily
21
Sold · last 12 mo
10-yr average: about 11 a year
Ownership and context
0%
Owner-occupied · Magnolia at the Bluffs
0 of 10 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · Magnolia at the Bluffs
incl. 100% trust or LLC-held · 0% out-of-state

Homes For Sale Right Now in Magnolia at the Bluffs

Live MLS inventory for Magnolia at the Bluffs. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Magnolia at the Bluffs listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

In Magnolia at the Bluffs, price is driven by the house itself, not by shared amenities. There is nothing identified in the current MLS listings — no pool, no gate, no clubhouse — so what you pay tracks square footage, condition, and finish level rather than a lifestyle package. The median sits at $302,233, and the spread around it is about how updated a given home is more than anything else.

The market posture is patient. With 14 active listings against 14 closings and a median of roughly 57 days to contract, supply and demand are close to balanced and homes take time to move. Buyers have room to inspect, negotiate, and walk away; sellers should price to the condition of the home and expect to wait out a normal marketing window rather than a bidding war.

Magnolia at the Bluffs Housing Pulse · Momentum Research · as of September 20, 2026

Magnolia at the Bluffs right now

🟡 Balanced market. 4.1 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Very High (15 active and pending listings, 21 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Magnolia at the Bluffs market snapshot (as of September 20, 2026): the median sale price is about $298K, a median 55 days on market for closed sales, and 4.1 months of supply, a balanced market.

In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.

Emerald Coast MLS sales records identify 39 homes in Magnolia at the Bluffs that have changed hands since 2025, built between 2025 and 2026 (median 2026), with a median living area of about 1,641 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Magnolia at the Bluffs: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Freeport.

Magnolia at the Bluffs is a Freeport community in Walton County where the value proposition is the house and its location, not a set of community perks — no amenities surface in the current listings.

Best for

  • Buyers targeting the mid-$300,000s who want value in the house itself, not in shared facilities
  • Patient buyers who want time to inspect and negotiate in a balanced, roughly two-month market
  • Owner-occupants comfortable weighing condition and finish level against the median

Probably not for

  • Buyers who require a pool, gate, or clubhouse as part of the community
  • Anyone needing to close fast, given a median of about 57 days to contract
  • Buyers expecting a competitive, bidding-war market with quick turnover

Housing distress & ownership in Magnolia at the Bluffs, Freeport

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Freeport · Elementary
  • Freeport · Middle
  • Freeport · High

Zoned schools reflect the assignments reported on recent Magnolia at the Bluffs listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Magnolia at the Bluffs address.

If we were buying in Magnolia at the Bluffs today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Magnolia at the Bluffs.

Best Buy
Buyers who want a Freeport home priced on its own merits rather than a bundle of community amenities.
Biggest Risk
With no amenities identified, all of your value rides on the condition and location of the specific home.
Sweet Spot
A well-maintained listing near the $302,233 median where the finishes justify the price.
Avoid If
You want a gate, pool, or clubhouse — none show up in the current listings here.

A condition-driven market with no amenity premium

Because no community amenities show up in the current MLS data, buyers here are paying for the structure and the lot rather than for shared facilities. That tends to widen the gap between an updated home and a dated one, so two listings near the $302,233 median can feel very different in person. Read the finishes carefully and let condition, not the sticker, guide your offer.

Inventory and absorption are running close to even — 14 homes for sale and 14 closings in the window — and the median home takes just under two months to reach contract. That is a market where careful pricing and clean presentation matter, and where a buyer who does the homework has genuine leverage to negotiate on terms and repairs.

“

The location and the amenities are priced into every listing in Magnolia at the Bluffs. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.0C- · Buy Score
Liquidity & Demand5.9/10
Owner Commitment0.0/10
Pricing Power6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.0). Basis: Liquidity & Demand 4.1 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 94.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market with no amenity story to lean on, the value lives in the details of each home — and that is exactly where we underwrite. We read condition against the $302,233 median, pace an offer to a market that takes around 57 days to move, and tell you plainly when a listing is priced ahead of its finishes. As a Northeast Florida brokerage covering the Emerald Coast, we work Freeport and Walton County day in and day out.

Magnolia at the Bluffs in 15 seconds.

Best forBuyers who want a Freeport home priced on its own merits rather than a bundle of community amenities.
Biggest advantageA balanced market — equal active listings and closings — gives buyers time to inspect and negotiate.
Biggest riskWith no amenities identified, all of your value rides on the condition and location of the specific home.
Sweet spotA well-maintained listing near the $302,233 median where the finishes justify the price.
Avoid ifYou want a gate, pool, or clubhouse — none show up in the current listings here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Magnolia at the Bluffs homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Magnolia at the Bluffs.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Magnolia at the Bluffs sales matched to your home.

What is your Magnolia at the Bluffs home worth?

Get a no-obligation home value based on real comparable sales in Magnolia at the Bluffs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Freeport →

Real comps, not an automated estimate.

Recently off market in Magnolia at the Bluffs

Homes in Magnolia at the Bluffs that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

25% of homes for sale in Magnolia at the Bluffs are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Magnolia at the Bluffs Market Scorecard

Seller's market

Magnolia at the Bluffs is currently a seller's market. About 3.4 months of supply, a median asking price of $324,900, and homes go under contract in about 59 days.

3.4
Months supply
$324,900
Median list
$288,102
Median sold
n/a
Per sqft
59
Days on mkt
9/3/32
Active/Pend/Sold

Typical home value in the 32439 ZIP is $389,845, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is the median home price in Magnolia at the Bluffs?
The median sale price in Magnolia at the Bluffs was $298K over the 12 months ending September 20, 2026 (21 closed sales, Emerald Coast MLS).
How long do homes in Magnolia at the Bluffs take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 55 days on market (21 sales, Emerald Coast MLS).
Is Magnolia at the Bluffs a buyer's or seller's market right now?
As of September 20, 2026, Magnolia at the Bluffs is roughly balanced: 4.1 months of supply at the current sales pace (Emerald Coast MLS live counts).
What share of Magnolia at the Bluffs is owner-occupied?
0% of Magnolia at the Bluffs parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
Who is the best real estate agent for Magnolia at the Bluffs?
The best agent for Magnolia at the Bluffs is one who actively works Freeport and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Magnolia at the Bluffs.
How do I find a top Freeport real estate agent who knows Magnolia at the Bluffs?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Magnolia at the Bluffs and the wider Freeport area.
Can Momentum Realty connect me with an agent for Magnolia at the Bluffs?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Magnolia at the Bluffs purchase or sale - no call center and no pressure.
Where is Magnolia at the Bluffs, and what county is it in?
Magnolia at the Bluffs is in Freeport, Walton County, FL, ZIP 32439. The community's center is about 12 miles east of the center of Freeport (straight-line).
Is Magnolia at the Bluffs in a flood zone?
No, for the homes we can see: all 13 homes we sampled in Magnolia at the Bluffs sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Magnolia at the Bluffs a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Magnolia at the Bluffs: the median sale price over the last 12 months was $298K (21 sales), 23% below the Freeport median of $385K; homes took a median 55 days to go under contract; supply is 4.1 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
Buyers targeting the mid-$300,000s who want value in the house itself, not in shared facilitiesExcellent fit
Patient buyers who want time to inspect and negotiate in a balanced, roughly two-month marketExcellent fit
Owner-occupants comfortable weighing condition and finish level against the medianExcellent fit
Buyers who require a pool, gate, or clubhouse as part of the communityProbably not
Anyone needing to close fast, given a median of about 57 days to contractProbably not
Buyers expecting a competitive, bidding-war market with quick turnoverProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32439))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2025 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Magnolia at the Bluffs? 21 recorded closings; median 55 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Magnolia at the Bluffs with Momentum Realty’s local guides.

Magnolia At The Bluffs0.0 mi away · median $287K, 8 sales/12 moThe Bluffs At Lafayette0.4 mi away · median $360K, 75 sales/12 moOwl S Head Farms1.0 mi away · median $383K, 62 sales/12 moAshton Park1.5 mi away · 70 homes, built 2020–24, 1 for saleAshton Park1.6 mi away · median $330K, 9 sales/12 moAshton Park1.6 mi away · median $340K, 11 sales/12 moNest At Owl S Head1.7 mi away · median $413K, 3 sales/12 mo

Browse all neighborhood guides →

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