Waterford Lakes in Orlando

Waterford Lakes
Homes for Sale in Orlando, FL

All 4,073 homes for sale in ORLANDO, FL · median $380,000 · 123 homes for sale in 32828 · Orange County homes for sale

Community in Orlando · Orange County · ZIP 32828
115 homesBuilt 1992–1996
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1994 - 1995; 5 of 5 report an HOA (median $83/mo); 1 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 67 ft). As of September 2026, the MLS records 28 closed sales in Waterford Lakes Tr N32 in Orlando, FL since 2015, the most recent in May 2026. Across Orlando as a whole, 6,171 homes closed in the last 12 months at a median of $415,000, 42 median days on market, with 1,694 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $6,920 ($6,250 with the full homestead exemption).

Part of Waterford Lakes, Orlando, FL — see all Waterford Lakes homes for sale (8 listings across 20 sections in the MLS).

Waterford Lakes Tr N32 key facts
LocationORLANDO, Orange County, FL · ZIP 32828
Homes in the community115 (FL DOR 2025 assessment roll)
Years built1992–1996 (median 1994)
Typical living area1,695 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPlayground, Pool, Dog Park, Tennis Court(s), Basketball Court, Fitness Center
For sale right now0 active, 1 pending
Owner-occupied (homestead) share70%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Waterford Lakes Tr N32 key facts,” movewithmomentum.com/neighborhoods/waterford-lakes-tr-n32-orlando, data as of September 20, 2026.

Live · Waterford Lakes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Orange: 23% (1,755 of 7,529)
0 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
70%
Owner-occupied · Waterford Lakes
81 of 115 parcels homesteaded (FL DOR 2025)
30%
Non-owner-occupied · Waterford Lakes
incl. 9% trust or LLC-held · 100% out-of-state
115
Homes in the community
115 residential parcels (FL DOR 2025)
Track record · 11 years of records
10
Recorded sales · 2024-2025
median $430K · qualified sales on the county roll (FL DOR 2025)
Est. 1992
Community established
homes built 1992-1996, median 1994 (FL DOR 2025)
1.7%/yr
Turnover rate
about 2 of 115 homes trade a year

The market around Waterford Lakes

Waterford Lakes is too small for its own price trend, so here is the market around it.

In ZIP 32828, 227 homes are on the market and 24% are under contract — a steady corner of Orlando.

Across Orange County, 5,774 homes are active and 1,755 pending (23% under contract).

ZIP and county figures describe the wider market, not Waterford Lakes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Waterford Lakes Tr N32, ORLANDO

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-21)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Waterford Lakes

Live MLS inventory for Waterford Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Waterford Lakes listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Every Home for Sale in Waterford Lakes Tr N32 Orlando Right Now (1)

All 1 active and pending Waterford Lakes Tr N32 Orlando listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 13538 Fordwell Drive · $454,900 · 3 bd / 2.5 ba · pending · listed Jun 27, 2026 · listed by Keller Williams Advantage 2 Realty

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Orange County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Waterford Elem · Elementary
  • Discovery Middle · Middle
  • Timber Creek High · High

Zoned schools reflect the assignments reported on recent Waterford Lakes listings and can change; always confirm with Orange County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterford Lakes address.

If we were buying in Waterford Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Lakes.

A closer look at the Waterford Lakes market

The housing stock is 115 homes built between 1992 and 1996, and 70% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Waterford Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Waterford Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Waterford Lakes.
In short
  • HOA dues reported around $83/month (about $996/yr) · median of 66 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $83 per month ($996 a year) - the median AssociationFee across 66 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Lakes sales matched to your home.

What is your Waterford Lakes home worth?

Get a no-obligation home value based on real comparable sales in Waterford Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Orlando →

Real comps, not an automated estimate.
How much local inventory is already under contract

21% of homes for sale in ZIP 32828 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Frequently Asked Questions

How many homes are in Waterford Lakes?
The Florida DOR 2025 assessment roll shows 115 homes in Waterford Lakes (public records).
What share of Waterford Lakes is owner-occupied?
70% of Waterford Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterford Lakes built?
Homes in Waterford Lakes were built between 1992 and 1996, with a median year built of 1994 (FL DOR 2025 roll).
Who is the best real estate agent for Waterford Lakes?
The best agent for Waterford Lakes is one who actively works Orlando and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterford Lakes.
How do I find a top Orlando real estate agent who knows Waterford Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterford Lakes and the wider Orlando area.
Can Momentum Realty connect me with an agent for Waterford Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterford Lakes purchase or sale - no call center and no pressure.
Where is Waterford Lakes, and what county is it in?
Waterford Lakes is in ORLANDO, Orange County, FL, ZIP 32828. The community's center is about 11 miles east of the center of ORLANDO (straight-line).

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32828))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2015 (28 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Waterford Lakes with Momentum Realty’s local guides.

WLWaterford Lakes0.2 mi away · 135 homes, built 1994–97WLWaterford Lakes0.2 mi away · 115 homes, built 1996–00, 1 for saleWLWaterford Lakes0.2 mi away · median $485K, 5 sales/12 moWLWaterford Lakes0.2 mi away · median $415K, 3 sales/12 moWLWaterford Lakes0.2 mi away · median $590K, 3 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Waterford Lakes Tr N32? 2 recorded closings (window ending 2026-09-20). See the Orange County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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