Waterford Lakes
Homes for Sale in Orlando, FL
All 4,060 homes for sale in Orlando, FL · median $384,945 · 106 homes for sale in 32828 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 23 closed sales in Waterford Lakes Ph 02 Tr N19 in Orlando, FL since 2014, the most recent in August 2026. Across Orlando as a whole, 5,915 homes closed in the last 12 months at a median of $412,500, 41 median days on market, with 1,608 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $6,880 ($6,210 with the full homestead exemption).
Part of Waterford Lakes, Orlando, FL — see all Waterford Lakes homes for sale (7 listings across 20 sections in the MLS).
This is a tight, built-out pocket of 115 homes in Waterford Lakes, all delivered between 1996 and 2000 with a median build year of 1999. The homes cluster around 1,994 square feet, so you are looking at a fairly consistent product type rather than a wide mix of sizes. That consistency means condition and updates — not square footage or vintage — are what actually move price from one sale to the next.
With only a single closing in the current window, there is not enough recent transaction volume to call a firm trend. The signal to watch is the homestead share at roughly 69%, which points to a stable owner-occupied base and typically slower, less frequent turnover. For a seller, that thin trading volume can mean a specific, motivated buyer sets the number; for a buyer, expect to move on the right home when it surfaces rather than wait for a steady stream of options.
Nearby homes for sale
No active listings inside Waterford Lakes Ph 02 Tr N19 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterford Lakes is a late-1990s tract of similarly sized homes where day-to-day pricing hinges on how a given house has been maintained and updated, not on floor plan variety.
Stellar MLS sales records identify 1,096 homes in Waterford Lakes that have changed hands since 2004, built between 1985 and 2000 (median 1995), with a median living area of about 2,250 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterford Lakes is best for.
Best for
- Buyers targeting a roughly 2,000-square-foot single-era home who value predictable, comparable product
- Long-hold owner-occupants comfortable in a stable, low-turnover tract
- Buyers who will budget for aging major systems and reward an already-updated house
Probably not for
- Shoppers who want a wide range of sizes, ages, or floor plans to choose from
- Buyers needing many active listings and quick turnover to compare against
- Anyone unwilling to underwrite the cost of late-1990s roofs, HVAC, and water heaters
The market around Waterford Lakes
Waterford Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32828, 223 homes are on the market and 28% are under contract — a steady corner of Orlando.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 32828 (Orlando), 625 homes closed in the last 12 months at a median of $488K ($221/sq ft), down 1.8% year over year, with a median 33 days on market. Right now 73 active and 23 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32828 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Waterford Lakes specifically. Momentum Research analysis of MLS records.
The Waterford Lakes buying strategy.
If we were buying in Waterford Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Lakes.
A uniform product in a mature tract
The narrow year-built range and the median near 1,994 square feet tell you most of what you need to know about the housing stock: this is a cohesive, single-era subdivision. Roofs, HVAC systems, and water heaters across these homes are of a similar age, so due diligence on major systems matters more here than in a mixed-vintage neighborhood. A home that has already handled those big-ticket replacements should command a premium over one that has not.
Because the homes are so alike on paper, the spread in outcomes comes down to condition, layout updates, and lot. Two houses with nearly identical square footage can trade at meaningfully different numbers based purely on kitchens, baths, and finishes. Buyers should underwrite the work; sellers should document it.
The location and the amenities are priced into every listing in Waterford Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, slow-turning tract like this one, comparables are scarce and a single sale can distort the picture. We price and negotiate off the underlying product — systems age, updates, and condition — rather than a headline number, and we know how to position a listing or an offer when there is thin data to lean on.
Waterford Lakes in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $29/month (about $348/yr) · median of 3 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $29 per month ($348 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford Lakes home worth?
Get a no-obligation home value based on real comparable sales in Waterford Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orlando →
Should you buy in Waterford Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Waterford Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Waterford Lakes
Where is Waterford Lakes?
Waterford Lakes is a community in Orlando, Orange County, Florida, ZIP 32828.
Are there homes for sale in Waterford Lakes right now?
No active listings inside Waterford Lakes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Waterford Lakes have an HOA or CDD?
No HOA is on record for Waterford Lakes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Waterford Lakes with Momentum Realty’s local guides.
Waterford Lakes Ph 02 Tr N19 Market Scorecard
Waterford Lakes Ph 02 Tr N19 is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32828 ZIP is $470,651, about 5.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.