Windmark
Homes for Sale in Port St Joe, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Windmark in Port St Joe, FL has 31 homes for sale and 17 pending, asking from $359,900 to $2,245,000 (median $638,000). Over the 12 months ending 2026-09-12, 94 recorded sales closed at a median of $455,950, a median 102 days on market, sellers accepting 95% of original asking (-3% versus the prior year). Homes listed or recently sold were built 2007–2026 with 34 new construction; 48 of 48 report an HOA (median $180/mo); 36 of the 41 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Gulf County's FY2025-26 rate of 18.96 mills, annual property tax runs about $8,650 ($7,860 with the full homestead exemption).
| Location | Port St Joe, Gulf County, FL · ZIP 32456 |
|---|---|
| Homes in the community | 226 (FL DOR 2025 assessment roll) |
| Years built | 2002–2024 (median 2022) |
| Typical living area | 2,453 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 90%, attached 10% |
| Sale prices, last 12 months | $455,950 median across 94 closed sales · -2.8% vs the prior 12 months |
| Days on market (closed sales) | 102 median |
| For sale right now | 35 active, 11 pending · median asking $624,900 |
| Owner-occupied (homestead) share | 9% |
Data as of September 12, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Windmark key facts,” movewithmomentum.com/neighborhoods/windmark, data as of September 12, 2026.
Last 30 days in Windmark: 9 new listings (median asking $638,000), 17 under contract right now. As of September 17, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Windmark
Live MLS inventory for Windmark. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Windmark listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Windmark is a newer-build coastal community in Port St Joe, with a median build year of 2022 and stock that runs from 2002 all the way to 2024. At a median of about 2,400 square feet and a median price of $439,900, this is a market where price is driven mostly by construction vintage, size, and finish level rather than any single amenity package — the MLS shows no shared amenities to underwrite value here. Expect a wide spread depending on how new and how large a given home is.
The posture right now favors buyers. Median days on market sit at 100 — a slow, patient pace — and prices are down 8% year over year, with a heat score of 28 that confirms a soft, unhurried market. For sellers, that means sharp pricing and condition matter more than ever; the market will not bail out an aspirational number. For buyers, there is room to negotiate and time to do it right.
Windmark right now
🟡 Off the recent peak. The trailing-12-month median ($456K) is down 2.8% from the prior 12 months ($469K). With about 27 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Very High (94 and 66 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Windmark market snapshot (as of September 12, 2026): the median sale price is about $456K, and a median 102 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level CPAR MLS closed sales (94 closings in the current window).
In ZIP 32456 (Port St Joe), 213 homes closed in the last 12 months at a median of $456K, down 2.6% year over year, with a median 126 days on market. Right now 89 active and 21 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.
Flood zones in Windmark: of 34 listing addresses checked against the FEMA National Flood Hazard Layer, 15% sit outside the FEMA Special Flood Hazard Area (Zone X); 85% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov.
Windmark is a community of 226 homes in Port St Joe, Gulf County, built between 2002 and 2024 (median 2022), with a median living area of about 2,453 square feet. 9% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Windmark is a predominantly new-construction stretch of Port St Joe in Gulf County, where the homes themselves — vintage, square footage, and finish — do most of the pricing work, since there are no community amenities identified in current listings.
The setting & the homes.
Aerial and on-site photos of Windmark. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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WindmarkPhotos from CPAR MLS listings in Windmark; content deemed reliable but not guaranteed.
Who Windmark is best for.
Best for
- Second-home or seasonal buyers wanting newer coastal construction around the mid-$400s median
- Buyers who value negotiating leverage and are not rushed on timing
- Those prioritizing recent build vintage and larger square footage over shared amenities
Probably not for
- Buyers needing a fast turnaround, given 100-day median days on market
- Anyone counting on quick appreciation while prices are down year over year
- Buyers wanting a heavily owner-occupied setting rather than a coastal, second-home mix
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($456K) IS the median in the snapshot above, and the move from 2025 ($469K) IS the -2.8% one-year change.
Windows contain 1 to 94 sales each (94 in the current window); every figure carries its sample size. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Gulf County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Gulf County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
35% of homes for sale in Windmark are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
Windmark Market Scorecard
Windmark is currently a thin data market. Limited supply, a median asking price of $638,000, and homes go under contract in about 116 days.
Typical home value in the 32456 ZIP is $479,381, about 30.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Windmark, Port St Joe
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Windmark on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Windmark buying strategy.
If we were buying in Windmark today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windmark.
A new-build coastal market that rewards patience
The defining trait here is youth of inventory. With a median year built of 2022 and homes spanning 2002 to 2024, most of what trades is recent construction, and buyers should weigh a newer home against an older one on the basis of systems, layout, and updates rather than assuming age tracks price cleanly. The median living area of roughly 2,400 square feet points to substantial homes rather than compact cottages.
The other number worth sitting with is the homestead share of about 13%. That tells you a large portion of this community is not owner-occupied as a primary residence — consistent with a coastal, second-home or seasonal profile. Combined with 100-day median marketing times and an 8% year-over-year price decline across 84 closings, the takeaway is a market where nothing sells itself. Both sides need to price and prepare deliberately.
The location and the amenities are priced into every listing in Windmark. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Windmark buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.2). Basis: Recent Direction -2.8% year-over-year; Owner Commitment 9% owner-occupied; Pricing Power 94.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slow market — 100 days to sell, prices off 8% — the difference between a good outcome and a lingering listing is disciplined pricing and honest condition assessment. We read the actual closings behind the median, not the wishful list prices, and we tell sellers what the market will bear and buyers where there is real negotiating room. On a coastal new-build like Windmark, that clarity is the whole job.
Windmark in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $180/month (about $2,160/yr) · median of 323 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $180 per month ($2,160 a year) — the median AssociationFee across 323 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Windmark buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windmark sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Windmark, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Windmark home worth?
Get a no-obligation home value based on real comparable sales in Windmark, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Windmark on the map →
Recently off market in Windmark
Homes in Windmark that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 16 on record.
- 104 Pinwheel Court · off market
- 1073 Backwater Road · off market
- 1080 Backwater Road · off market
- 140 Greene Circle · off market
- 153 Porter Drive · off market
- 166 Porter Drive · off market
- 170 Sandy Shore Court · off market
- 291 Vermilion Circle · off market
Frequently Asked Questions
What is the median home price in Windmark?
How long do homes in Windmark take to sell?
How many homes are in Windmark?
What share of Windmark is owner-occupied?
When were the homes in Windmark built?
Who is the best real estate agent for Windmark?
How do I find a top Port St Joe real estate agent who knows Windmark?
Can Momentum Realty connect me with an agent for Windmark?
Where is Windmark, and what county is it in?
Is Windmark in a flood zone?
Is Windmark a good place to live?
Should you buy in Windmark?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 32456)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2017 (271 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Windmark fits the bigger picture — live prices, inventory, and Momentum Scores:
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