Pablo Bay vs Wolf Creek
Two Duval communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-01.
| Metric | Pablo Bay | Wolf Creek |
|---|---|---|
| Median sale price | $726K | $248K |
| Price per sq ft | $272 | $185 |
| Avg days on market | 68 days | 81 days |
| Months of supply | 1.1 mo | 1.5 mo |
| Market | Strong Seller's Market | Seller's Market |
| 1-year price change | -1% | -4% |
| Recent closings | 33 | 41 |
The verdict
Pablo Bay carries the higher median price — about 193% above Wolf Creek. Homes in Pablo Bay sell faster (68 days on market vs 81). Pablo Bay is the tighter market on inventory (1.1 months of supply).
Where each one is
Pablo Bay and Wolf Creek are about a mile apart (straight-line, center to center) and share Duval County.
| Pablo Bay | Wolf Creek | |
|---|---|---|
| County | Duval County, FL | Duval County, FL |
| City / area | Jacksonville | Jacksonville |
| ZIP | 32224 | 32224 |
| Straight-line to downtown Jacksonville | 13 mi | 12 mi |
| Nearest Atlantic beach | 4 mi, Jacksonville Beach | 5 mi, Jacksonville Beach |
| FEMA flood zones (sampled parcels) | all 15 sampled homes outside a flood zone | 95% of 19 homes outside a flood zone (Zone X) |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Pablo Bay | Wolf Creek | |
|---|---|---|
| Homes for sale now | 3 | 5 |
| Under contract | 4 | 2 |
| Asking prices today | $669K to $965K | $220K to $285K |
| Property types listed | Single Family Residence | Condominium |
Live MLS counts, refreshed with every listing pull. Browse them: Pablo Bay homes for sale · Wolf Creek homes for sale.
The homes themselves
| Pablo Bay | Wolf Creek | |
|---|---|---|
| Homes (parcels) | 329 | 221 |
| Built | 2002–2016 (median 2014) | 2005–2006 (median 2005) |
| Typical living area | 3,052 sq ft | 1,781 sq ft |
| Homesteaded (owner-occupied) share | 89% | 57% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Pablo Bay median | Wolf Creek median |
|---|---|---|
| 2012 | $365K (24 sales) | $95K (50 sales) |
| 2013 | $370K (24 sales) | $125K (47 sales) |
| 2014 | $351K (120 sales) | $130K (46 sales) |
| 2015 | $410K (144 sales) | $145K (63 sales) |
| 2016 | $420K (77 sales) | $156K (69 sales) |
| 2017 | $414K (42 sales) | $163K (65 sales) |
| 2018 | $439K (52 sales) | $174K (63 sales) |
| 2019 | $455K (52 sales) | $194K (70 sales) |
| 2020 | $480K (57 sales) | $188K (61 sales) |
| 2021 | $555K (57 sales) | $224K (59 sales) |
| 2022 | $660K (36 sales) | $270K (59 sales) |
| 2023 | $765K (31 sales) | $277K (64 sales) |
| 2024 | $712K (28 sales) | $280K (30 sales) |
| 2025 | $704K (28 sales) | $270K (39 sales) |
| 2026 | $732K (33 sales) | $265K (41 sales) |
Since 2012, Pablo Bay's median sale price is +101% and Wolf Creek's is +179% — Wolf Creek has appreciated faster over that stretch.
How each one trades
| Pablo Bay | Wolf Creek | |
|---|---|---|
| Sale-to-original-list | 96.0% | 95.8% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 2,702 sq ft | 1,550 sq ft |
| Momentum market-heat score | 51 (normal) | 30 (cold) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Pablo Bay | Wolf Creek | |
|---|---|---|
| Elementary | Alimacani | Chets Creek |
| Middle | Kernan | Kernan |
| High school | Atlantic Coast | Atlantic Coast |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 0 homes in Pablo Bay and 1 in Wolf Creek (brokerage records, both sides counted once). Find an agent who works Pablo Bay · Wolf Creek.
Which one fits
On budget alone, Wolf Creek is the lower entry point (median $248K vs $726K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Pablo Bay; Wolf Creek trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Pablo Bay (68 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Pablo Bay more expensive than Wolf Creek?
Yes, on recent sales: the median sale price in Pablo Bay is $726,000 versus $248,000 in Wolf Creek, about 193% higher.
How far apart are Pablo Bay and Wolf Creek?
About a mile straight-line, center to center, both in Duval County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Pablo Bay or Wolf Creek?
Pablo Bay: its homes were built 2002–2016 with a median year of 2014, versus a median of 2005 in Wolf Creek (Florida DOR assessment roll).
Which has bigger homes?
Pablo Bay. The typical home there is 3,052 sq ft of living area, versus 1,781 sq ft in Wolf Creek.
Which has appreciated more, Pablo Bay or Wolf Creek?
From 2012 to 2026 the median sale price rose 101% in Pablo Bay and 179% in Wolf Creek (recorded MLS closings by calendar year).
What high schools serve Pablo Bay and Wolf Creek?
Listings in Pablo Bay most often report Atlantic Coast; listings in Wolf Creek report Atlantic Coast. Zoning is set by the district and can change - verify by address.
Go deeper on each: Pablo Bay homes, photos & schools · Wolf Creek homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.