Tampa Overlook vs Temple Terrace Estates
Two Hillsborough communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-09-19.
| Metric | Tampa Overlook | Temple Terrace Estates |
|---|---|---|
| Median sale price | $309K | $472K |
| Price per sq ft | $238 | $241 |
| Avg days on market | 76 days | 54 days |
| Months of supply | 2.6 mo | 2.5 mo |
| Market | Seller's Market | Seller's Market |
| 1-year price change | False | False |
| Recent closings | 46 | 44 |
The verdict
Temple Terrace Estates carries the higher median price — about 53% above Tampa Overlook. Homes in Temple Terrace Estates sell faster (54 days on market vs 76). Temple Terrace Estates is the tighter market on inventory (2.5 months of supply).
Where each one is
| Tampa Overlook | Temple Terrace Estates | |
|---|---|---|
| County | Hillsborough County, FL | Hillsborough County, FL |
| City / area | Tampa | Temple Terrace |
| ZIP | 33612 | 33617 |
| FEMA flood zones (sampled parcels) | 60% of 25 homes outside a flood zone (Zone X) | all 25 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Tampa Overlook | Temple Terrace Estates | |
|---|---|---|
| Homes for sale now | 10 | 9 |
| Under contract | 6 | 5 |
| Asking prices today | $192K to $670K | $329K to $1.1M |
| Listed in the last 7 days | 3 | 0 |
| Property types listed | Half Duplex, Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Tampa Overlook homes for sale · Temple Terrace Estates homes for sale.
The homes themselves
| Tampa Overlook | Temple Terrace Estates | |
|---|---|---|
| Homes (parcels) | 399 | 424 |
| Built | 1925–2024 (median 1964) | 1926–2024 (median 1973) |
| Typical living area | 1,276 sq ft | 2,496 sq ft |
| Homesteaded (owner-occupied) share | 52% | 81% |
| Vacant lots | 11 | 9 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Tampa Overlook median | Temple Terrace Estates median |
|---|---|---|
| 2012 | $23K (5 sales) | $141K (3 sales) |
| 2013 | $46K (12 sales) | $226K (11 sales) |
| 2014 | $50K (12 sales) | $208K (11 sales) |
| 2015 | $54K (20 sales) | $192K (31 sales) |
| 2016 | $65K (20 sales) | $218K (44 sales) |
| 2017 | $100K (20 sales) | $250K (47 sales) |
| 2018 | $70K (8 sales) | $241K (11 sales) |
| 2019 | $139K (6 sales) | $278K (10 sales) |
| 2021 | $207K (10 sales) | $395K (9 sales) |
| 2022 | $232K (54 sales) | $400K (41 sales) |
| 2023 | $229K (7 sales) | $404K (16 sales) |
| 2024 | $287K (25 sales) | $450K (27 sales) |
| 2025 | $253K (24 sales) | $445K (27 sales) |
| 2026 | $305K (37 sales) | $440K (32 sales) |
Since 2012, Tampa Overlook's median sale price is +1226% and Temple Terrace Estates's is +212% — Tampa Overlook has appreciated faster over that stretch.
How each one trades
| Tampa Overlook | Temple Terrace Estates | |
|---|---|---|
| Sale-to-original-list | 98.1% | 96.2% |
| New-construction share of sales | 3% | 0% |
| Typical sold home | 1,200 sq ft | 2,020 sq ft |
| Momentum market-heat score | 48 (normal) | 55 (normal) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Tampa Overlook | Temple Terrace Estates | |
|---|---|---|
| Elementary | Witter-Hb | Temple Terrace-Hb |
| Middle | Adams-Hb | Greco-Hb |
| High school | Chamberlain-Hb | King-Hb |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Tampa Overlook is the lower entry point (median $309K vs $472K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Temple Terrace Estates; Tampa Overlook trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Temple Terrace Estates (54 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Temple Terrace Estates more expensive than Tampa Overlook?
Yes, on recent sales: the median sale price in Temple Terrace Estates is $472,000 versus $309,000 in Tampa Overlook, about 53% higher.
Which has newer homes, Tampa Overlook or Temple Terrace Estates?
Temple Terrace Estates: its homes were built 1926–2024 with a median year of 1973, versus a median of 1964 in Tampa Overlook (Florida DOR assessment roll).
Which has bigger homes?
Temple Terrace Estates. The typical home there is 2,496 sq ft of living area, versus 1,276 sq ft in Tampa Overlook.
Which has appreciated more, Tampa Overlook or Temple Terrace Estates?
From 2012 to 2026 the median sale price rose 1226% in Tampa Overlook and 212% in Temple Terrace Estates (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Tampa Overlook — sellers there received 98.1% of the original list price over the last 12 months versus 96.2% in Temple Terrace Estates.
What high schools serve Tampa Overlook and Temple Terrace Estates?
Listings in Tampa Overlook most often report Chamberlain-Hb; listings in Temple Terrace Estates report King-Hb. Zoning is set by the district and can change - verify by address.
Go deeper on each: Tampa Overlook homes, photos & schools · Temple Terrace Estates homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.