Florida Housing Data · Value & Risk
The most overvalued Florida housing markets.
How far each county's home-value-to-income ratio sits above the Florida norm. The higher the figure, the more prices have outrun local incomes, which is the classic setup for a stall or a correction when buyers tap out.
| # | County | Over/undervalued | Home value | Score |
|---|---|---|---|---|
| 1 | Monroe County | +136.7% | $962,885 | 13 |
| 2 | Walton County | +73.9% | $660,738 | 19 |
| 3 | Miami-Dade County | +57.3% | $523,240 | 12 |
| 4 | Gulf County | +42.4% | $403,845 | 13 |
| 5 | Franklin County | +42.2% | $422,234 | 25 |
| 6 | Collier County | +32.3% | $552,087 | 8 |
| 7 | Palm Beach County | +22.8% | $475,754 | 21 |
| 8 | Glades County | +20.8% | $257,042 | 25 |
| 9 | Broward County | +17.4% | $422,344 | 23 |
| 10 | Nassau County | +16.5% | $484,963 | 26 |
| 11 | Martin County | +16.5% | $448,233 | 19 |
| 12 | Manatee County | +12.2% | $408,269 | 27 |
| 13 | Saint Lucie County | +12.0% | $370,781 | 40 |
| 14 | Pinellas County | +9.6% | $368,917 | 38 |
| 15 | Sumter County | +9.4% | $387,784 | 30 |
| 16 | Levy County | +9.2% | $287,334 | 30 |
| 17 | Orange County | +8.5% | $400,964 | 41 |
| 18 | Jefferson County | +7.7% | $305,552 | 24 |
| 19 | Okeechobee County | +7.7% | $289,216 | 34 |
| 20 | Osceola County | +6.8% | $359,224 | 44 |
| 21 | Indian River County | +6.8% | $363,705 | 31 |
| 22 | Lake County | +6.2% | $360,055 | 51 |
| 23 | Alachua County | +4.2% | $298,912 | 51 |
| 24 | Gilchrist County | +4.0% | $306,253 | 59 |
| 25 | Hendry County | +3.4% | $270,219 | 46 |
| 26 | Sarasota County | +3.1% | $399,023 | 32 |
| 27 | Citrus County | +2.5% | $268,688 | 51 |
| 28 | Hillsborough County | +1.9% | $375,501 | 49 |
| 29 | Suwannee County | +1.6% | $266,652 | 52 |
| 30 | Seminole County | +0.8% | $400,341 | 52 |
| 31 | Bay County | +0.6% | $343,009 | 41 |
| 32 | Pasco County | +0.3% | $328,125 | 66 |
| 33 | Volusia County | +0.1% | $324,665 | 45 |
| 34 | Hernando County | -0.1% | $306,116 | 62 |
| 35 | De Soto County | -0.7% | $250,420 | 56 |
| 36 | Flagler County | -2.2% | $350,266 | 45 |
| 37 | Columbia County | -2.5% | $267,659 | 56 |
| 38 | Putnam County | -2.7% | $216,313 | 57 |
| 39 | Saint Johns County | -3.1% | $492,987 | 44 |
| 40 | Polk County | -3.3% | $295,509 | 64 |
| 41 | Leon County | -5.1% | $291,390 | 64 |
| 42 | Marion County | -5.3% | $267,911 | 66 |
| 43 | Lee County | -5.3% | $334,485 | 41 |
| 44 | Brevard County | -5.9% | $342,346 | 57 |
| 45 | Dixie County | -6.1% | $217,764 | 57 |
| 46 | Okaloosa County | -7.2% | $352,929 | 59 |
| 47 | Charlotte County | -7.9% | $298,906 | 51 |
| 48 | Madison County | -8.3% | $206,128 | 61 |
| 49 | Highlands County | -9.2% | $231,284 | 72 |
| 50 | Lafayette County | -9.8% | $262,301 | 70 |
| 51 | Escambia County | -10.4% | $280,027 | 66 |
| 52 | Duval County | -10.9% | $294,079 | 63 |
| 53 | Hamilton County | -10.9% | $207,098 | 54 |
| 54 | Gadsden County | -11.7% | $199,661 | 77 |
| 55 | Taylor County | -13.5% | $196,856 | 62 |
| 56 | Bradford County | -13.5% | $252,646 | 73 |
| 57 | Union County | -13.7% | $256,560 | 86 |
| 58 | Baker County | -15.2% | $314,146 | 85 |
| 59 | Hardee County | -16.1% | $235,001 | 61 |
| 60 | Clay County | -17.6% | $335,274 | 77 |
| 61 | Santa Rosa County | -17.6% | $350,823 | 76 |
| 62 | Washington County | -18.2% | $220,578 | 83 |
| 63 | Holmes County | -20.8% | $181,325 | 73 |
| 64 | Jackson County | -21.0% | $179,815 | 82 |
| 65 | Wakulla County | -24.7% | $285,880 | 77 |
| 66 | Liberty County | -26.0% | $201,245 | 81 |
| 67 | Calhoun County | -28.8% | $166,734 | 77 |
Tap a county for its full scorecard (home value, cap rate, scores, migration, permits, insurance). Computed from Zillow Home Value Index and U.S. Census median household income.
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Common questions
Which Florida county ranks first for over/undervalued?
Monroe County leads, followed by Walton County and Miami-Dade County. The full ranking of 67 counties is in the table above.
Where does this data come from?
Computed from Zillow Home Value Index and U.S. Census median household income. Tap any county to open its full scorecard. Data current as of 2026-11-06.