Florida Housing Data · Value & Risk
The most overvalued Florida housing markets.
How far each county's home-value-to-income ratio sits above the Florida norm. The higher the figure, the more prices have outrun local incomes, which is the classic setup for a stall or a correction when buyers tap out.
| # | County | Over/undervalued | Home value | Score |
|---|---|---|---|---|
| 1 | Monroe County | +139.0% | $960,677 | 19 |
| 2 | Walton County | +70.5% | $658,811 | 17 |
| 3 | Miami-Dade County | +55.5% | $520,887 | 20 |
| 4 | Glades County | +37.7% | $261,125 | 30 |
| 5 | Franklin County | +37.3% | $419,703 | 20 |
| 6 | Collier County | +32.3% | $556,123 | 24 |
| 7 | Gulf County | +21.7% | $399,522 | 14 |
| 8 | Palm Beach County | +18.2% | $467,365 | 27 |
| 9 | Broward County | +16.5% | $423,097 | 30 |
| 10 | Martin County | +13.2% | $445,126 | 25 |
| 11 | Okeechobee County | +13.2% | $288,850 | 29 |
| 12 | Nassau County | +11.4% | $482,989 | 27 |
| 13 | Manatee County | +10.6% | $408,613 | 39 |
| 14 | Saint Lucie County | +10.4% | $371,681 | 44 |
| 15 | Levy County | +9.8% | $287,640 | 42 |
| 16 | Sumter County | +8.7% | $388,108 | 39 |
| 17 | Jefferson County | +8.7% | $302,084 | 31 |
| 18 | Osceola County | +8.5% | $363,573 | 40 |
| 19 | Pinellas County | +7.5% | $368,443 | 48 |
| 20 | Orange County | +7.5% | $403,694 | 38 |
| 21 | Hendry County | +6.7% | $275,868 | 48 |
| 22 | Lake County | +6.7% | $363,783 | 54 |
| 23 | Alachua County | +5.9% | $307,651 | 43 |
| 24 | Indian River County | +5.0% | $363,767 | 43 |
| 25 | Hillsborough County | +3.4% | $377,787 | 49 |
| 26 | Gilchrist County | +3.0% | $306,417 | 50 |
| 27 | Sarasota County | +1.6% | $399,384 | 44 |
| 28 | De Soto County | +1.6% | $251,851 | 44 |
| 29 | Pasco County | +0.9% | $331,195 | 65 |
| 30 | Hernando County | +0.7% | $309,981 | 62 |
| 31 | Citrus County | +0.7% | $271,774 | 64 |
| 32 | Bay County | +0.3% | $343,452 | 34 |
| 33 | Suwannee County | +0.1% | $270,734 | 55 |
| 34 | Columbia County | -0.1% | $268,422 | 54 |
| 35 | Volusia County | -0.3% | $323,354 | 43 |
| 36 | Seminole County | -0.5% | $403,053 | 48 |
| 37 | Flagler County | -2.1% | $348,011 | 50 |
| 38 | Polk County | -3.8% | $298,611 | 59 |
| 39 | Marion County | -4.2% | $273,396 | 69 |
| 40 | Lee County | -4.4% | $340,798 | 50 |
| 41 | Putnam County | -5.2% | $218,194 | 54 |
| 42 | Saint Johns County | -5.2% | $490,552 | 45 |
| 43 | Dixie County | -6.0% | $218,059 | 57 |
| 44 | Brevard County | -7.3% | $342,943 | 60 |
| 45 | Charlotte County | -7.5% | $298,080 | 59 |
| 46 | Leon County | -7.5% | $293,690 | 56 |
| 47 | Okaloosa County | -8.3% | $353,625 | 53 |
| 48 | Baker County | -9.1% | $313,569 | 58 |
| 49 | Hardee County | -10.1% | $237,265 | 59 |
| 50 | Gadsden County | -10.8% | $200,267 | 65 |
| 51 | Madison County | -11.2% | $208,688 | 62 |
| 52 | Duval County | -11.4% | $295,863 | 57 |
| 53 | Taylor County | -12.2% | $192,550 | 66 |
| 54 | Escambia County | -12.4% | $280,427 | 61 |
| 55 | Hamilton County | -12.8% | $202,744 | 44 |
| 56 | Lafayette County | -13.0% | $257,163 | 67 |
| 57 | Bradford County | -13.8% | $250,642 | 72 |
| 58 | Highlands County | -13.8% | $233,707 | 75 |
| 59 | Washington County | -14.0% | $220,897 | 73 |
| 60 | Union County | -14.7% | $269,922 | 89 |
| 61 | Santa Rosa County | -19.2% | $350,872 | 71 |
| 62 | Clay County | -19.8% | $336,765 | 69 |
| 63 | Holmes County | -20.2% | $187,855 | 63 |
| 64 | Wakulla County | -21.2% | $285,040 | 78 |
| 65 | Jackson County | -22.2% | $179,435 | 81 |
| 66 | Liberty County | -24.1% | $199,231 | 76 |
| 67 | Calhoun County | -24.3% | $173,141 | 61 |
Tap a county for its full scorecard (home value, cap rate, scores, migration, permits, insurance). Computed from Zillow Home Value Index and U.S. Census median household income.
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Common questions
Which Florida county ranks first for over/undervalued?
Monroe County leads, followed by Walton County and Miami-Dade County. The full ranking of 67 counties is in the table above.
Where does this data come from?
Computed from Zillow Home Value Index and U.S. Census median household income. Tap any county to open its full scorecard. Data current as of 2026-06-09.