Florida Housing Data · Value & Risk
The most overvalued Florida housing markets.
How far each county's home-value-to-income ratio sits above the Florida norm. The higher the figure, the more prices have outrun local incomes, which is the classic setup for a stall or a correction when buyers tap out.
| # | County | Over/undervalued | Home value | Score |
|---|---|---|---|---|
| 1 | Monroe County | +141.1% | $962,885 | 13 |
| 2 | Walton County | +72.0% | $660,738 | 19 |
| 3 | Miami-Dade County | +57.3% | $523,240 | 12 |
| 4 | Franklin County | +38.9% | $422,234 | 24 |
| 5 | Glades County | +36.5% | $257,042 | 22 |
| 6 | Collier County | +32.3% | $552,087 | 8 |
| 7 | Gulf County | +23.9% | $403,845 | 15 |
| 8 | Palm Beach County | +21.2% | $475,754 | 23 |
| 9 | Broward County | +17.0% | $422,344 | 23 |
| 10 | Martin County | +14.6% | $448,233 | 18 |
| 11 | Okeechobee County | +14.2% | $289,216 | 28 |
| 12 | Nassau County | +12.7% | $484,963 | 27 |
| 13 | Manatee County | +11.3% | $408,269 | 28 |
| 14 | Saint Lucie County | +10.9% | $370,781 | 41 |
| 15 | Jefferson County | +10.6% | $305,552 | 21 |
| 16 | Levy County | +10.2% | $287,334 | 30 |
| 17 | Sumter County | +9.2% | $387,784 | 32 |
| 18 | Pinellas County | +8.4% | $368,917 | 41 |
| 19 | Osceola County | +8.0% | $359,224 | 43 |
| 20 | Orange County | +7.6% | $400,964 | 43 |
| 21 | Lake County | +6.3% | $360,055 | 50 |
| 22 | Indian River County | +5.7% | $363,705 | 32 |
| 23 | Hendry County | +5.1% | $270,219 | 45 |
| 24 | Hillsborough County | +3.4% | $375,501 | 47 |
| 25 | Gilchrist County | +3.4% | $306,253 | 60 |
| 26 | Alachua County | +3.4% | $298,912 | 53 |
| 27 | Sarasota County | +2.2% | $399,023 | 34 |
| 28 | De Soto County | +1.6% | $250,420 | 51 |
| 29 | Bay County | +0.9% | $343,009 | 40 |
| 30 | Volusia County | +0.7% | $324,665 | 43 |
| 31 | Pasco County | +0.5% | $328,125 | 66 |
| 32 | Columbia County | +0.3% | $267,659 | 53 |
| 33 | Citrus County | +0.1% | $268,688 | 55 |
| 34 | Hernando County | -0.1% | $306,116 | 62 |
| 35 | Seminole County | -0.5% | $400,341 | 55 |
| 36 | Suwannee County | -0.7% | $266,652 | 58 |
| 37 | Flagler County | -0.9% | $350,266 | 46 |
| 38 | Saint Johns County | -4.2% | $492,987 | 43 |
| 39 | Polk County | -4.2% | $295,509 | 63 |
| 40 | Marion County | -5.5% | $267,911 | 65 |
| 41 | Lee County | -5.5% | $334,485 | 40 |
| 42 | Putnam County | -5.5% | $216,313 | 60 |
| 43 | Dixie County | -5.7% | $217,764 | 54 |
| 44 | Brevard County | -6.7% | $342,346 | 57 |
| 45 | Charlotte County | -6.7% | $298,906 | 49 |
| 46 | Leon County | -7.5% | $291,390 | 66 |
| 47 | Okaloosa County | -7.9% | $352,929 | 60 |
| 48 | Baker County | -8.3% | $314,146 | 78 |
| 49 | Taylor County | -9.6% | $196,856 | 57 |
| 50 | Hamilton County | -10.4% | $207,098 | 52 |
| 51 | Gadsden County | -10.4% | $199,661 | 75 |
| 52 | Hardee County | -10.6% | $235,001 | 55 |
| 53 | Lafayette County | -10.8% | $262,301 | 71 |
| 54 | Duval County | -11.2% | $294,079 | 64 |
| 55 | Madison County | -11.6% | $206,128 | 66 |
| 56 | Escambia County | -12.1% | $280,027 | 70 |
| 57 | Bradford County | -12.7% | $252,646 | 74 |
| 58 | Washington County | -13.7% | $220,578 | 80 |
| 59 | Highlands County | -14.1% | $231,284 | 79 |
| 60 | Union County | -18.5% | $256,560 | 88 |
| 61 | Santa Rosa County | -18.7% | $350,823 | 76 |
| 62 | Clay County | -19.7% | $335,274 | 79 |
| 63 | Wakulla County | -20.5% | $285,880 | 75 |
| 64 | Jackson County | -21.6% | $179,815 | 81 |
| 65 | Holmes County | -22.4% | $181,325 | 74 |
| 66 | Liberty County | -22.8% | $201,245 | 81 |
| 67 | Calhoun County | -26.5% | $166,734 | 77 |
Tap a county for its full scorecard (home value, cap rate, scores, migration, permits, insurance). Computed from Zillow Home Value Index and U.S. Census median household income.
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Common questions
Which Florida county ranks first for over/undervalued?
Monroe County leads, followed by Walton County and Miami-Dade County. The full ranking of 67 counties is in the table above.
Where does this data come from?
Computed from Zillow Home Value Index and U.S. Census median household income. Tap any county to open its full scorecard. Data current as of 2026-10-16.