Florida Housing Data · Value & Risk
The most overvalued Florida housing markets.
How far each county's home-value-to-income ratio sits above the Florida norm. The higher the figure, the more prices have outrun local incomes, which is the classic setup for a stall or a correction when buyers tap out.
| # | County | Over/undervalued | Home value | Score |
|---|---|---|---|---|
| 1 | Monroe County | +138.1% | $966,261 | 14 |
| 2 | Walton County | +67.6% | $654,437 | 18 |
| 3 | Miami-Dade County | +54.6% | $522,601 | 17 |
| 4 | Franklin County | +38.8% | $428,595 | 21 |
| 5 | Glades County | +38.4% | $264,792 | 24 |
| 6 | Collier County | +31.1% | $555,973 | 11 |
| 7 | Gulf County | +23.5% | $409,562 | 28 |
| 8 | Palm Beach County | +18.5% | $473,295 | 22 |
| 9 | Broward County | +15.6% | $424,261 | 26 |
| 10 | Martin County | +13.2% | $449,805 | 20 |
| 11 | Okeechobee County | +13.2% | $291,319 | 38 |
| 12 | Nassau County | +11.1% | $486,173 | 26 |
| 13 | Levy County | +10.1% | $291,684 | 33 |
| 14 | Jefferson County | +10.1% | $308,576 | 35 |
| 15 | Saint Lucie County | +9.9% | $373,333 | 41 |
| 16 | Manatee County | +9.7% | $409,246 | 35 |
| 17 | Sumter County | +7.7% | $388,599 | 35 |
| 18 | Pinellas County | +7.5% | $371,631 | 42 |
| 19 | Osceola County | +7.3% | $362,791 | 42 |
| 20 | Orange County | +6.9% | $404,959 | 40 |
| 21 | Lake County | +5.9% | $364,340 | 54 |
| 22 | Hendry County | +5.5% | $275,334 | 52 |
| 23 | Alachua County | +4.8% | $307,828 | 49 |
| 24 | Indian River County | +4.4% | $365,308 | 36 |
| 25 | Gilchrist County | +3.2% | $310,217 | 53 |
| 26 | Hillsborough County | +3.0% | $380,041 | 50 |
| 27 | Suwannee County | +2.2% | $278,996 | 53 |
| 28 | Columbia County | +1.4% | $274,669 | 54 |
| 29 | De Soto County | +1.0% | $253,011 | 42 |
| 30 | Citrus County | +0.6% | $273,929 | 60 |
| 31 | Sarasota County | +0.6% | $399,487 | 39 |
| 32 | Bay County | +0.2% | $346,095 | 40 |
| 33 | Pasco County | +-0.0% | $331,852 | 66 |
| 34 | Hernando County | +-0.0% | $310,999 | 65 |
| 35 | Volusia County | -0.4% | $326,543 | 44 |
| 36 | Seminole County | -0.8% | $404,888 | 52 |
| 37 | Flagler County | -2.3% | $350,829 | 51 |
| 38 | Polk County | -4.5% | $298,826 | 59 |
| 39 | Dixie County | -4.9% | $223,102 | 49 |
| 40 | Marion County | -5.1% | $273,513 | 66 |
| 41 | Putnam County | -5.7% | $219,440 | 53 |
| 42 | Saint Johns County | -5.7% | $492,885 | 47 |
| 43 | Lee County | -5.9% | $338,437 | 44 |
| 44 | Leon County | -6.9% | $298,358 | 55 |
| 45 | Brevard County | -7.7% | $344,481 | 59 |
| 46 | Baker County | -7.7% | $321,619 | 69 |
| 47 | Okaloosa County | -8.2% | $357,488 | 58 |
| 48 | Charlotte County | -8.2% | $299,141 | 54 |
| 49 | Taylor County | -9.0% | $201,605 | 68 |
| 50 | Madison County | -9.4% | $215,003 | 65 |
| 51 | Lafayette County | -9.4% | $270,537 | 74 |
| 52 | Hardee County | -9.4% | $241,964 | 62 |
| 53 | Gadsden County | -10.2% | $203,481 | 65 |
| 54 | Hamilton County | -11.4% | $207,718 | 50 |
| 55 | Duval County | -11.6% | $297,493 | 60 |
| 56 | Escambia County | -12.2% | $283,690 | 70 |
| 57 | Bradford County | -12.6% | $256,701 | 75 |
| 58 | Washington County | -12.8% | $226,021 | 70 |
| 59 | Highlands County | -13.8% | $235,940 | 73 |
| 60 | Union County | -14.7% | $272,385 | 93 |
| 61 | Santa Rosa County | -19.1% | $353,844 | 72 |
| 62 | Clay County | -19.9% | $339,079 | 76 |
| 63 | Holmes County | -20.3% | $189,067 | 58 |
| 64 | Wakulla County | -20.6% | $289,715 | 68 |
| 65 | Jackson County | -21.4% | $183,231 | 85 |
| 66 | Liberty County | -21.6% | $207,878 | 73 |
| 67 | Calhoun County | -22.4% | $179,336 | 85 |
Tap a county for its full scorecard (home value, cap rate, scores, migration, permits, insurance). Computed from Zillow Home Value Index and U.S. Census median household income.
More Florida rankings
counties where the most homeowners are stuThe most expensive counties to insure a hoThe best-value counties for buyers right nThe highest cap-rate counties for rental iWhere is building the most new homesWhere people are moving to and from in FloAll rankings County scorecards
Common questions
Which Florida county ranks first for over/undervalued?
Monroe County leads, followed by Walton County and Miami-Dade County. The full ranking of 67 counties is in the table above.
Where does this data come from?
Computed from Zillow Home Value Index and U.S. Census median household income. Tap any county to open its full scorecard. Data current as of 2026-08-01.