Gated Communities in Zephyrhills, FL
Looking for gated communities in Zephyrhills, FL? Momentum tracks 6 Zephyrhills communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Zephyrhills gated communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Zephyr Lakes · agent | Zephyrhills | $335,000 | – | 119 d |
| Hammock at Two Rivers · agent | Zephyrhills | $590,000 | – | 13 d |
| Grand Horizons · agent | Zephyrhills | $215,000 | – | 129 d |
| Abbott Square · agent | Zephyrhills | $304,000 | – | 93 d |
| Driftwood · agent | Zephyrhills | $185,000 | – | 87 d |
| Townes at Windsong · agent | Zephyrhills | $935,000 | – | – |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What gates change about ownership
Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.
Due diligence before you buy behind a gate
Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.
What it costs to own here
At Pasco County’s typical combined millage of 16.15 mills, a purchase at $319,500 (the median across these Zephyrhills gated communities) generates roughly $5,161 a year in property tax before exemptions — about $430 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Pasco County average about $1,659 a year ($138 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Pasco County near $1,989 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Pasco County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Pasco County right now
In the most recent IRS migration data (2022-2023), Pasco County gained a net 18,430 people to relocation, with the largest inbound flows from NY, NJ, IL. Households moving IN reported average incomes of $76,486 versus $62,180 for those leaving — the income mix of demand, straight from tax filings. Population is up about 15.3% over the recent multi-year window. On the supply side, builders pulled 7,878 residential permits in Pasco County in 2025 (6,191 single-family), up 16.5% year over year — against 8,905 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 0.0% versus its income-and-rent fundamentals.
Live inventory, refreshed nightly from the MLS.
Live gated-community listings in Zephyrhills
55 active listings carry the flag today (10% of Zephyrhills inventory), median asking $259,000, $170/sq ft, median 84 days on market. Photo cards link to the listing; refreshed nightly.
Newest gated community homes in Zephyrhills
The most expensive gated community homes in Zephyrhills
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 1953 Arching Branch Drive | $1,135,000 | 4,673 | — |
| 1571 Trailhead Lane | $899,999 | 4,875 | 2 rivers pcl c1a |
| 2512 Wise River Lane | $748,295 | 3,405 | — |
| 2301 Wise River Lane | $635,940 | 2,929 | — |
| 1678 Trailhead Lane | $609,999 | 3,422 | 2 rivers pcl c1a |
| 35709 Emberview Drive | $599,999 | 3,422 | 2 rivers pcl c1a |
| 1623 Anson Lane | $579,999 | 3,053 | 2 rivers pcl c1a |
| 2263 Wise River Lane | $562,490 | 2,331 | — |
| 2357 Wise River Lane | $562,490 | 2,331 | — |
| 2302 Lone Tree Bend | $559,990 | 2,468 | — |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 40 | 73% |
| $300K–$500K | 3 | 5% |
| $500K–$750K | 10 | 18% |
| $750K–$1M | 1 | 2% |
| $1M+ | 1 | 2% |
Zephyrhills gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Grand Horizons | 10 | 0 | $263,950 | $190,000 |
| Two Rivers | 8 | 8 | $562,490 | $509,990 |
| Hammock At Two Rivers | 7 | 6 | $641,999 | $579,999 |
| Spanish Trails Village Condo | 7 | 0 | $112,000 | $84,000 |
| Driftwood Zephyrhills | 6 | 0 | $159,700 | $130,000 |
| American Condominium Parks - Zephyrhills | 5 | 0 | $89,000 | $70,000 |
| Eiland Park Twnhms | 4 | 0 | $185,950 | $179,000 |
| Abbott Square Ph 1A | 3 | 0 | $279,000 | $233,000 |
| Driftwood | 3 | 0 | $260,000 | $200,000 |
| Orange Blossom Ranch Condo | 3 | 0 | $117,900 | $95,000 |
| Oaks Of Pasco | 2 | 0 | $409,500 | $399,000 |
| Crestview Hills | 2 | 0 | $274,450 | $269,000 |
| American Condominium Parks-Zephyrhills | 2 | 0 | $111,950 | $89,000 |
| Two Rivers Prcl C1A | 1 | 1 | $1,135,000 | $1,135,000 |
| Lincoln Heights Sub | 1 | 0 | $395,000 | $395,000 |
| Oaks/Pasco | 1 | 0 | $340,000 | $340,000 |
| Zephyr Lakes Sub | 1 | 0 | $319,500 | $319,500 |
| Zephyr Lakes | 1 | 0 | $299,999 | $299,999 |
| Saddlebrook Golf & Country Club | 1 | 0 | $295,000 | $295,000 |
| Grand Horizons Ph 4 | 1 | 0 | $269,900 | $269,900 |
| Grand Horizons Ph 04 | 1 | 0 | $258,000 | $258,000 |
| Grand Horizons Ph 02 | 1 | 0 | $198,000 | $198,000 |
| Grand Horizons Ph 01 | 1 | 0 | $189,000 | $189,000 |
| Spanish Trails Village | 1 | 0 | $149,900 | $149,900 |
| American Condo Parks | 1 | 0 | $94,000 | $94,000 |
| American Condominium Parks | 1 | 0 | $90,000 | $90,000 |
| American Condominium Parks Zephyrhills | 1 | 0 | $79,000 | $79,000 |
| Country Aire Village | 1 | 0 | $74,500 | $74,500 |
Explore more of Zephyrhills
- Gated Communities in Pasco County
- Golf Course Communities in Zephyrhills
- New Construction Communities in Zephyrhills
- Find the best agent in Zephyrhills
- Best neighborhoods in Zephyrhills
Run the numbers in Pasco County
- Find the best agent in Pasco County
- Get a cash offer in Pasco County
- Pasco County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
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What are property taxes like in Pasco County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.