HOA Fees by Community in Gulf County, FL

Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Gulf County. This league table ranks every Gulf County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Gulf County, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Gulf County, FL.

Across 16 Gulf County communities with a reported association fee on recent MLS listings, the median HOA is $124 per month. The lowest single-family HOA we track is Gulfaire at $33/mo; the highest is Cape San Blas at $400/mo.

How Gulf County HOA fees are distributed

Monthly HOA bandCommunitiesShare
$1–$100/mo531%
$101–$250/mo744%
$251–$500/mo425%
$501–$1,000/mo00%
Over $1,000/mo00%

Lowest HOA fees: single-family and townhome communities

Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.

CommunityCityHOA (median, $/mo)Listings sampled
GulfairePort St Joe$3344
Two PalmsPort St Joe$42135
Bryant'S LandingWewahitchka$5081
Piney Woods BeachPort St Joe$6245
Sunset VillagePort St Joe$6753
Surfside EstatesPort St Joe$10590
Villa Del SolCape San Blas$112134
JubilationCape San Blas$11568
Sunset PointePort St Joe$133180
Park PointCape San Blas$13843
WindmarkPort St Joe$1802,051
Barefoot CottagesPort St Joe$250110
OvationPort St Joe$25190
Brighton By The SeaPort St Joe$27545
Barrier DunesCape San Blas$37545
Cape San BlasCape San Blas$400109

Highest HOA fees: single-family and townhome communities

Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.

CommunityCityHOA (median, $/mo)Listings sampled
Cape San BlasCape San Blas$400109
Barrier DunesCape San Blas$37545
Brighton By The SeaPort St Joe$27545
OvationPort St Joe$25190
Barefoot CottagesPort St Joe$250110
WindmarkPort St Joe$1802,051
Park PointCape San Blas$13843
Sunset PointePort St Joe$133180
JubilationCape San Blas$11568
Villa Del SolCape San Blas$112134
Surfside EstatesPort St Joe$10590
Sunset VillagePort St Joe$6753
Piney Woods BeachPort St Joe$6245
Bryant'S LandingWewahitchka$5081
Two PalmsPort St Joe$42135
GulfairePort St Joe$3344

How to read this

Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, October 2026. Back to homes for sale in Gulf County, FL.

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Common questions

What is the average HOA fee in Gulf County, FL?

The median association fee across 16 Gulf County communities with a reported fee is $124 per month.

Which Gulf County communities have the lowest HOA fees?

Lowest reported single-family fees: Gulfaire ($33/mo), Two Palms ($42/mo), Bryant'S Landing ($50/mo), Piney Woods Beach ($62/mo), Sunset Village ($67/mo), Surfside Estates ($105/mo).

Which Gulf County communities have the highest HOA fees?

Highest reported: Cape San Blas ($400/mo), Barrier Dunes ($375/mo), Brighton By The Sea ($275/mo), Ovation ($251/mo).

Are there Gulf County communities with no HOA?

0 of the 16 communities tracked here reported no mandatory association fee on recent listings; always confirm with a title search because deed restrictions can exist without a fee.