Two Palms
Homes for Sale in Port St Joe, FL

Community in Port St Joe · Gulf County · ZIP 32456
19 homesBuilt 2001–2023
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Photo via CPAR MLS

Built fromLive CPAR MLS data9 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Two Palms in Port St Joe, FL has 3 homes for sale. Homes listed or recently sold were built 2000–2023; 3 of 3 report an HOA (median $42/mo); 2 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft).

Two Palms key facts
LocationPort St Joe, Gulf County, FL · ZIP 32456
Homes in the community19 (FL DOR 2025 assessment roll)
Years built2001–2023 (median 2003)
Typical living area3,596 sq ft (median)
For sale right now3 active, 0 pending · median asking $1,490,000
Owner-occupied (homestead) share24%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Two Palms key facts,” movewithmomentum.com/neighborhoods/two-palms, data as of September 20, 2026.

Last 30 days in Two Palms: 2 new listings (median asking $1,444,900). As of September 28, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Two Palms Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Gulf: 20% (20 of 100)
3 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
24%
Owner-occupied · Two Palms
6 of 25 parcels homesteaded (FL DOR 2025)
76%
Non-owner-occupied · Two Palms
incl. 8% trust or LLC-held · 64% out-of-state
19
Homes in the community
plus 6 vacant residential lots · 25 residential parcels (FL DOR 2025)
Track record · 9 years of records
Est. 2001
Community established
homes built 2001-2023, median 2003 (FL DOR 2025)

Homes For Sale Right Now in Two Palms

Live MLS inventory for Two Palms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Two Palms listings as of 2026-09-28, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Two Palms Right Now (3)

All 3 active and pending Two Palms listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

There isn't a clean pricing benchmark to point to for Two Palms right now — current MLS activity in the CPAR feed doesn't surface enough listing detail to establish a median, a typical days-on-market figure, or an inventory count. That in itself tells you something: this is a small, thinly-traded pocket rather than a high-volume subdivision, and pricing here gets set listing by listing rather than by a visible market curve.

For a buyer, that means doing the legwork on comparable sales directly rather than leaning on aggregate stats. For a seller, it means the asking price will largely be judged against individual comps pulled by an agent, not against a public median — so accurate, current comp work matters more here than in a community with a steady stream of closed sales.

The 60-Second Overview

Two Palms sits in Port St Joe, Gulf County — current MLS data doesn't identify specific community amenities, and there isn't enough listing volume in the feed right now to establish typical pricing or market pace.

CPAR sales records identify 5 homes in Two Palms that have changed hands since 2024, built between 2000 and 2023 (median 2022), with a median living area of about 2,804 sq ft and a typical 4-bedroom, 4-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on a specific location in Port St Joe who are comfortable evaluating homes on individual merit
  • Buyers working closely with an agent who will pull direct comps rather than relying on published community stats
  • Sellers prepared for a pricing conversation grounded in specific comparable sales rather than an aggregate market figure

Probably not for

  • Buyers who want to compare median price and days-on-market figures before narrowing a search
  • Buyers hoping to lean on a list of established community amenities as a deciding factor
  • Sellers expecting a published market trend to support their asking price

The market around Two Palms

Two Palms is too small for its own price trend, so here is the market around it.

In ZIP 32456, 134 homes are on the market and 17% are under contract — a slower corner of Port St Joe.

Across Gulf County, 80 homes are active and 20 pending (20% under contract).

In ZIP 32456 (Port St Joe), 207 homes closed in the last 12 months at a median of $460K, down 1.7% year over year, with a median 126 days on market. Right now 86 active and 24 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.

ZIP and county figures describe the wider market, not Two Palms specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Two Palms, Port St Joe

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 20 listings
Distress share trend — 0.0% now (2026-08-27 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Two Palms today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Two Palms.

Best Buy
Buyers and sellers comfortable working from individual comps rather than published market stats.
Biggest Risk
With no median or pace data, pricing decisions carry more guesswork without direct agent research.
Sweet Spot
Buyers targeting a specific Port St Joe location who are prepared to evaluate homes individually.
Avoid If
You want to lean on published stats like median price or days-on-market before making a decision.

A market with no visible track record yet

When a community shows no identified amenities and no reportable pricing statistics, it usually means one of two things: it's a very small or newly-tracked pocket, or turnover has simply been too low recently for the feed to generate stats. Either way, the practical impact is the same — you can't shop this community by scrolling a median price or a days-on-market number. You shop it by pulling the handful of comparable sales and evaluating each one on its own condition, lot, and location within Port St Joe.

That also means value here is more dependent on the individual home than on the community label. Two properties in Two Palms could differ meaningfully in price for reasons that have nothing to do with the neighborhood and everything to do with age, condition, and lot specifics. Anyone serious about buying or selling here should expect a comp-driven conversation rather than a stats-driven one.

“

The location and the amenities are priced into every listing in Two Palms. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with no visible pricing data, the value of local, listing-by-listing comp knowledge goes up, not down. We pull the actual comparable sales in and around Port St Joe rather than relying on aggregate feed statistics that simply don't exist yet for Two Palms, so you're pricing or bidding against real information instead of guesswork.

Two Palms in 15 seconds.

Best forBuyers and sellers comfortable working from individual comps rather than published market stats.
Biggest advantageA small, thinly-tracked pocket means less competition pressure from broad market visibility.
Biggest riskWith no median or pace data, pricing decisions carry more guesswork without direct agent research.
Sweet spotBuyers targeting a specific Port St Joe location who are prepared to evaluate homes individually.
Avoid ifYou want to lean on published stats like median price or days-on-market before making a decision.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Two Palms homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Two Palms.
In short
  • HOA dues reported around $42/month (about $504/yr) · median of 54 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $42 per month ($504 a year) — the median AssociationFee across 54 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Two Palms sales matched to your home.

What is your Two Palms home worth?

Get a no-obligation home value based on real comparable sales in Two Palms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Two Palms on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

17% of homes for sale in ZIP 32456 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Frequently Asked Questions

How many homes are in Two Palms?
The Florida DOR 2025 assessment roll shows 19 homes plus 6 vacant residential lots in Two Palms (public records).
What share of Two Palms is owner-occupied?
24% of Two Palms parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Two Palms built?
Homes in Two Palms were built between 2001 and 2023, with a median year built of 2003 (FL DOR 2025 roll).
Who is the best real estate agent for Two Palms?
The best agent for Two Palms is one who actively works Port St Joe and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Two Palms.
How do I find a top Port St Joe real estate agent who knows Two Palms?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Two Palms and the wider Port St Joe area.
Can Momentum Realty connect me with an agent for Two Palms?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Two Palms purchase or sale - no call center and no pressure.
Where is Two Palms, and what county is it in?
Two Palms is in Port St Joe, Gulf County, FL, ZIP 32456. The community's center is about 9 miles south of the center of Port St Joe (straight-line).
Buyers focused on a specific location in Port St Joe who are comfortable evaluating homes on individual meritExcellent fit
Buyers working closely with an agent who will pull direct comps rather than relying on published community statsExcellent fit
Sellers prepared for a pricing conversation grounded in specific comparable sales rather than an aggregate market figureExcellent fit
Buyers who want to compare median price and days-on-market figures before narrowing a searchProbably not
Buyers hoping to lean on a list of established community amenities as a deciding factorProbably not
Sellers expecting a published market trend to support their asking priceProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 28, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32456))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2017 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Two Palms with Momentum Realty’s local guides.

Villa Del Sol (Gulf)0.3 mi away · median $2.10M, 4 sales/12 moSurfside Estates0.4 mi away · 2 for saleBrighton By The Sea0.5 mi away · 1 for salePiney Woods Beach1.0 mi away · 1 for saleSan Blas Plantation1.0 mi away · 1 for saleJubilation1.2 mi away · 10 homes, built 2006–22, 1 for saleTreasure Bay1.3 mi away · 1 for saleCape Isle Preserve3.3 mi away · 2 for sale

Browse all neighborhood guides →

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