Surfside Estates
Homes for Sale in Port St Joe, FL

Surfside Estates is a small, individually-priced pocket of Merritt Island where values track the house itself. Values are up 8.2% year over year and 208% since 2012, but the current pace is measured rather than frantic.

CPAR sales records identify 5 homes in Surfside Estates that have changed hands, built between 1986 and 1999 (median 1995), with a median living area of about 1,900 sq ft and a typical 3-bedroom, 3-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Surfside Estates is too small for its own price trend, so here is the market around it.

In ZIP 32456, 134 homes are on the market and 17% are under contract — a slower corner of Port St Joe.

Across Gulf County, 80 homes are active and 20 pending (20% under contract).

In ZIP 32456 (Port St Joe), 207 homes closed in the last 12 months at a median of $460K, down 1.7% year over year, with a median 126 days on market. Right now 86 active and 24 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.

ZIP and county figures describe the wider market, not Surfside Estates specifically. Momentum Research analysis of MLS records.

With no community amenities identified in current MLS listings, there is no pool, gate, or shared feature carrying the price. That puts the weight on the individual property: its finishes, its footprint, its lot. At about $260 per square foot on the median sale, buyers should read each listing on its own merits rather than assuming a neighborhood-wide baseline.

The long-run numbers are worth respecting without over-reading them. A 208% gain since 2012 and 8.2% over the past year point to durable demand for Merritt Island's location. But a heat score of 21 and a median near 44 days say today's market is not a bidding-war environment. That gap between long-term strength and current-day patience is where negotiation happens.

A thin sample of 18 closings and a condition-driven price mean comps here are easy to misread. We price each home against what it actually is, not a blunt neighborhood average, and in a market moving at this pace we know where the room to negotiate sits on both sides of the table.

Listings in this community report association dues of about $105 per month ($1,260 a year) — the median AssociationFee across 40 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.