Fernandina Beach, FL ZIP Codes

By Jon Brooks, Co-Founder, Momentum Realty · Updated September 10, 2026

Buying in Fernandina Beach? Get matched with a local agent →Selling? Get your Fernandina Beach home value →or call (904) 351-6461

Fernandina Beach, FL has 2 ZIP codes: 32034, 32054. Between them, 162 homes are for sale as of 2026-09-10; 32034 has the most listings (161), 32034 is the least expensive by asking price (median $699,900) and 32054 the most (median $1,283,520).

ZIP codes

162

Homes for sale

32034 (161)

Busiest ZIP

$366,958

Median sold, middle ZIP

Every Fernandina Beach ZIP code with prices and what is for sale

All 2 ZIP codes for Fernandina Beach, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is Fernandina Beach but where current listings sit in a neighboring city.

ZIP	Neighborhoods	For sale	Median list	Median sold (12 mo)	DOM	ZIP pages
32034	The Arbors, Tributary, Oak Hill	161	$699,900	$456,417	56	scorecard · market data
32054 PO/partial	OAKRIDGE ESTATES, Whispering Pines, LAKESIDE	1	$1.28M	$277,500	38	scorecard · market data

Homes for sale in Fernandina Beach by ZIP

The live listings behind these counts, with photos, are on the Fernandina Beach homes for sale page, grouped by price and by ZIP.

Every ZIP with 15 or more active listings has its own live page:

32034 · 237 for sale · median $715,000

Explore Fernandina Beach

Common questions

What are the ZIP codes in Fernandina Beach, FL?

Fernandina Beach has 2 ZIP codes with homes on the market or in the USPS list for the city: 32034, 32054.

Which Fernandina Beach ZIP code has the most homes for sale?

32034 has the most active listings right now with 161 homes for sale at a median list price of $699,900.

What is the cheapest ZIP code in Fernandina Beach?

By median asking price today, 32034 is the least expensive Fernandina Beach ZIP with homes for sale (median $699,900), and 32054 is the most expensive (median $1,283,520).

What is the median home price in Fernandina Beach by ZIP?

Across the 2 Fernandina Beach ZIPs with 12 months of sales data, median sold prices range from $277,500 to $456,417; the middle ZIP is $366,958. Each ZIP row links to its housing scorecard and market page with the full history.

Is there a Fernandina Beach ZIP code map?

Yes. The map above plots every Fernandina Beach ZIP code by its centroid, sized by homes for sale today, and the table lists each ZIP with its neighborhoods, listing count and median prices.

How many homes are for sale in Fernandina Beach right now?

162 homes are listed for sale across Fernandina Beach's ZIP codes as of 2026-09-10. The full list with photos is on the Fernandina Beach homes for sale page.

Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-09-10; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.

Homes for sale now in Fernandina Beach ZIP codes

481 live listings across 3 ZIP codes on this page, 40 listed in the last 7 days. A selection, newest first:

1736 Holly Oaks Ravine Drive, Jacksonville · $329,900 · Courtesy of INI REALTY
604 N 15TH Street, Fernandina Beach · $649,000 · Courtesy of FERNANDINA BEACH REALTY
95340 Shumard Oak Drive, Fernandina Beach · $966,990 · Courtesy of DREES REALTY
812 S Fletcher Avenue, Fernandina Beach · $2,700,000 · Courtesy of FERNANDINA BEACH REALTY
10169 Geni Hill Circle, Jacksonville · $280,000 · Courtesy of PLANTANA REALTY, INC.
180 Cockatiel Drive, Jacksonville · $649,900 · Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
1122 Romaine Circle, Jacksonville · $224,900 · Courtesy of KELLER WILLIAMS FIRST COAST REALTY
1864 Buccaneer Drive, Jacksonville · $715,000 · Courtesy of MAXREV, LLC
13846 Atlantic Boulevard #215, Jacksonville · $589,500 · Courtesy of ALLIANCE REALTY & FINANCIAL SERVICES, INC
1594 Point Park Drive, Jacksonville · $424,900 · Courtesy of UNITED REAL ESTATE GALLERY
1346 Running Brook Court, Jacksonville · $365,000 · Courtesy of KELLER WILLIAMS ST JOHNS
95072 Golden Glow Drive, Fernandina Beach · $779,900 · Courtesy of WATSON REALTY CORP
85467 Stonehurst Parkway, Fernandina Beach · $449,000 · Courtesy of KELLER WILLIAMS JACKSONVILLE
96230 Stoney Drive #2801, Fernandina Beach · $289,900 · Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
95154 Cornflower Drive, Fernandina Beach · $529,500 · Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
95439 Golden Glow Drive, Fernandina Beach · $799,900 · Courtesy of RICK WOOD & ASSOCIATES INC
96023 Cottage Court #1202, Fernandina Beach · $280,000 · Courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
96177 Piedmont Drive, Fernandina Beach · $360,000 · Courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
2923 S Fletcher Avenue, Fernandina Beach · $969,000 · Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS
505 Cedar Street, Fernandina Beach · $845,000 · Courtesy of WATSON REALTY CORP
1209 Manucy Road, Fernandina Beach · $1,975,000 · Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
1625 Monument Oaks Drive, Jacksonville · $285,000 · Courtesy of SOUND INVESTMENTS REAL ESTATE
96067 Oak Canopy Lane, Fernandina Beach · $749,000 · Courtesy of SUMMER HOUSE REALTY
44 Beachwood Road, Fernandina Beach · $1,500,000 · Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY

Just listed, updated hourly: New in Northeast Florida

Live MLS listings, refreshed hourly; listings held by other brokerages are marked with the listing broker. Information deemed reliable but not guaranteed. Equal Housing Opportunity.