Fernandina Beach, FL ZIP Codes

By Jon Brooks, Co-Founder, Momentum Realty · Updated September 10, 2026

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Fernandina Beach, FL has 2 ZIP codes: 32034, 32054. Between them, 162 homes are for sale as of 2026-09-10; 32034 has the most listings (161), 32034 is the least expensive by asking price (median $699,900) and 32054 the most (median $1,283,520).

Homes for sale in Fernandina Beach, FL →

ZIP codes

162

Homes for sale

32034 (161)

Busiest ZIP

$366,958

Median sold, middle ZIP

Every Fernandina Beach ZIP code with prices and what is for sale

All 2 ZIP codes for Fernandina Beach, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is Fernandina Beach but where current listings sit in a neighboring city.

ZIP	Neighborhoods	For sale	Median list	Median sold (12 mo)	DOM	ZIP pages
32034	The Arbors, Tributary, Oak Hill	161	$699,900	$456,417	56	scorecard · market data
32054 PO/partial	OAKRIDGE ESTATES, Whispering Pines, LAKESIDE	1	$1.28M	$277,500	38	scorecard · market data

Homes for sale in Fernandina Beach by ZIP

The live listings behind these counts, with photos, are on the Fernandina Beach homes for sale page, grouped by price and by ZIP.

Every ZIP with 15 or more active listings has its own live page:

32034 · 218 for sale · median $663,000

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Everything we publish about Fernandina Beach: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

What are the ZIP codes in Fernandina Beach, FL?

Fernandina Beach has 2 ZIP codes with homes on the market or in the USPS list for the city: 32034, 32054.

Which Fernandina Beach ZIP code has the most homes for sale?

32034 has the most active listings right now with 161 homes for sale at a median list price of $699,900.

What is the cheapest ZIP code in Fernandina Beach?

By median asking price today, 32034 is the least expensive Fernandina Beach ZIP with homes for sale (median $699,900), and 32054 is the most expensive (median $1,283,520).

What is the median home price in Fernandina Beach by ZIP?

Across the 2 Fernandina Beach ZIPs with 12 months of sales data, median sold prices range from $277,500 to $456,417; the middle ZIP is $366,958. Each ZIP row links to its housing scorecard and market page with the full history.

Is there a Fernandina Beach ZIP code map?

Yes. The map above plots every Fernandina Beach ZIP code by its centroid, sized by homes for sale today, and the table lists each ZIP with its neighborhoods, listing count and median prices.

How many homes are for sale in Fernandina Beach right now?

162 homes are listed for sale across Fernandina Beach's ZIP codes as of 2026-09-10. The full list with photos is on the Fernandina Beach homes for sale page.

Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-11-11). Suggested attribution:

<a href="https://movewithmomentum.com/zip-codes/fernandina-beach-fl">Fernandina Beach, FL ZIP Codes: All 2 ZIPs, Map & Home Prices — Momentum Realty</a>

Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-09-10; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.

Homes for sale now in Fernandina Beach ZIP codes

271 live listings across 2 ZIP codes on this page, 21 listed in the last 7 days. A selection, newest first:

85472 Stonehurst Parkway, Fernandina Beach · $679,000 · Courtesy of FERNANDINA BEACH REALTY
85505 Babcock Court, Fernandina Beach · $365,000 · Courtesy of ISLAND SIDE REALTY
32053 Juniper Parke Drive, Fernandina Beach · $610,000 · Courtesy of PINEYWOODS REALTY LLC
1389 Harrison Point Trail, Fernandina Beach · $729,000 · Courtesy of WATSON REALTY CORP
410 Portside Drive, Fernandina Beach · $709,000 · Courtesy of LOWEST FEE REALTY LLC
96109 Ocean Breeze Drive, Fernandina Beach · $1,075,000 · Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY
408 Beech Street, Fernandina Beach · $799,000 · Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
1545 Philips Manor Road, Fernandina Beach · $1,299,000 · Courtesy of CABANA LANE, INC
2775 Forest Ridge Drive, Fernandina Beach · $349,900 · Courtesy of THOMAS R RHODEN AGENCY, INC
83279 Yuleecote Court, Fernandina Beach · $429,000 · Courtesy of STILLWELL REAL ESTATE LLC
9635 NW 214TH Street, Lake Butler · $249,000 · Courtesy of HERRON REAL ESTATE LLC
925 S 7TH Street, Fernandina Beach · $350,000 · Courtesy of FLORIDA HOMES REALTY & MTG LLC
2016 Bonnie Oaks Drive, Fernandina Beach · $525,000 · Courtesy of CENTURY 21 MILLER ELITE LLC
85101 Sagaponack Drive, Fernandina Beach · $715,000 · Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY
96645 Stillpoint Way, Fernandina Beach · $419,000 · Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA
1416 Plantation Oaks Lane, Fernandina Beach · $1,250,000 · Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS
728 Tarpon Avenue, Fernandina Beach · $815,000 · Courtesy of LPT REALTY LLC
85225 Sagamore Court, Fernandina Beach · $499,000 · Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA
4776 Amelia Island Parkway #9, Fernandina Beach · $1,150,000 · Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY
85080 Floridian Drive, Fernandina Beach · $549,900 · Courtesy of SUMMER HOUSE REALTY
4800 Amelia Island Parkway #B-103, Fernandina Beach · $1,100,000 · Courtesy of CENTURY 21 MILLER ELITE LLC
95460 Golden Glow Drive, Fernandina Beach · $799,065 · Courtesy of ICI SELECT REALTY, INC.
3150 S Fletcher Avenue #403, Fernandina Beach · $699,990 · Courtesy of FERNANDINA BEACH REALTY
33206 Prairie Parke Place, Fernandina Beach · $569,000 · Courtesy of ERA ONETEAM REALTY

Just listed, updated hourly: New in Northeast Florida

Live MLS listings, refreshed hourly; listings held by other brokerages are marked with the listing broker. Information deemed reliable but not guaranteed. Equal Housing Opportunity.