Homes for Sale $300K to $500K in Palatka, FL

This page tracks every Palatka listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

56 homes listed between $300,000 and $500,000 are for sale or pending in Palatka, FL today across 24 communities. The median asking price is $385,000, from $300,000 to $499,900. Listings in Palatka without that feature have a median of $239,000. Most listings right now: Palatka (14), Nobles Crossing (5), Blair Estates (2). Updated September 11, 2026 from the MLS.

Palatka homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes $300K–$500KNew buildMedian listFrom
Palatka1413$385,000$320,000
Nobles Crossing55$328,990$325,990
Blair Estates22$431,250$422,500
Palatka20$414,450$329,000
Not Validd20$327,500$300,000
Webbs Viking Manor20$320,000$315,000
Crystal Cove10$499,900$499,900
St Johns Harbor Sub10$497,000$497,000
St Johns Harbor10$497,000$497,000
Rowtons Sub10$455,000$455,000
Fairweather Sub10$450,000$450,000
Forest Park10$414,900$414,900
Colonial Pines11$414,900$414,900
Whippletree Narrows10$399,999$399,999
Baughmans11$385,000$385,000
Interlachen Lakes Estates10$374,900$374,900
Interlachen Lakes Estates10$374,900$374,900
Fairweather10$337,000$337,000
River Road Estates10$319,900$319,900
Baileyville Sub10$315,000$315,000
Baileyville10$315,000$315,000
Interlachen Lakes Estates Dunham Wo10$314,000$314,000
George Fleming Grant10$305,000$305,000
Burts Addition10$304,900$304,900

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Palatka?
As of September 11, 2026, 56 Palatka, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 24 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Palatka?
The median asking price today is $385,000, with listings from $300,000 to $499,900. Palatka listings without that feature have a median of $239,000.
Which Palatka community has the most homes $300K–$500K for sale?
Palatka has the most right now (14), followed by Nobles Crossing (5), Blair Estates (2), Palatka (2).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Palatka

Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palatka, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Listings courtesy of Stellar MLS as distributed by MLS GRID.

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