Crystal Cove
Homes for Sale in Palatka, FL
All 121 homes for sale in Palatka, FL · median $244,900 · 125 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of November 2026, Crystal Cove in Palatka, FL has 1 home for sale. Homes listed or recently sold were built 1992–2007.
Last 30 days in Crystal Cove: 1 closed sale (median $600,000). As of November 12, 2026, realMLS.
Crystal Cove is a small community in Palatka, and with a two-closing window to work from, the data here is thin. That means pricing is driven far more by the condition and specifics of the individual home than by any reliable neighborhood trend. Treat every listing on its own merits rather than assuming a going rate.
For a seller, the posture is straightforward: with so few comparable sales, you are effectively setting the market rather than following it, so pricing and presentation carry real weight. For a buyer, the same thinness cuts the other way — expect to underwrite each property individually and lean on inspection and condition rather than a stack of recent comps.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Crystal Cove right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Crystal Cove sits in Palatka, in Putnam County, well inland of the coastal Northeast Florida markets. It is a smaller community where individual home condition, not volume of sales, tells you most of what you need to know.
realMLS (Northeast Florida) sales records identify 16 homes in Crystal Cove that have changed hands since 2001, built between 1992 and 2007 (median 1998), with a median living area of about 2,076 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Crystal Cove across 2024–2024, median $445,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Crystal Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Crystal Cove
Crystal Cove
Crystal CovePhotos from realMLS listings in Crystal Cove; content deemed reliable but not guaranteed.
Who Crystal Cove is best for.
Best for
- Buyers who want an inland Palatka location and will judge each home on condition rather than a market trend
- Long-horizon buyers unbothered by a small, low-turnover community
- Sellers willing to price on presentation and property specifics in a thin-comp market
Probably not for
- Buyers who need extensive recent comps to justify an offer
- Those seeking coastal proximity or a high-volume, fast-moving market
- Short-term buyers counting on quick, predictable resale demand
The market around Crystal Cove
Crystal Cove is too small for its own price trend, so here is the market around it.
In ZIP 32177, 165 homes are on the market and 21% are under contract — a steady corner of Palatka.
Across Putnam County, 807 homes are active and 125 pending (13% under contract).
In ZIP 32177 (Palatka), 113 homes closed in the last 12 months at a median of $200K ($156/sq ft), up 0.7% year over year, with a median 69 days on market. Right now 13 active and 3 pending listings. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Crystal Cove specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Crystal Cove
Live MLS inventory for Crystal Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Crystal Cove listings as of 2026-11-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Crystal Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Crystal Cove buying strategy.
If we were buying in Crystal Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Cove.
A thin-data market in inland Putnam
The defining feature of Crystal Cove right now is scale. A short closings window gives you very little to triangulate from, so anyone quoting a confident price trend is guessing. The honest approach is to value a home on its own condition, layout, and lot, then sanity-check against the wider Palatka market.
Location is the steadier variable. This is Palatka in Putnam County — an inland setting with a different pace and cost structure than the coastal corridor. That geography, not a hot local sales streak, is the constant to plan around.
The location and the amenities are priced into every listing in Crystal Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community like Crystal Cove, the value we add is judgment, not just a comp report. We will price and negotiate off the specifics of the actual home and the broader Palatka market rather than pretend a handful of sales tells the whole story, and we will say plainly when a property does not pencil out for your goals.
Crystal Cove in 15 seconds.
Tools for a Crystal Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crystal Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crystal Cove home worth?
Get a no-obligation home value based on real comparable sales in Crystal Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Housing distress & ownership in Crystal Cove, Palatka
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in Crystal Cove Palatka Right Now (1)
All 1 active and pending Crystal Cove Palatka listings with a detail page, newest first, refreshed twice a day from the MLS.
- 245 Crystal Cove Drive · $424,900 · 4 bd / 2 ba · listed Aug 16, 2026 · listed by Maxrev, Llc
Recently sold in Crystal Cove Palatka
- 235 Crystal Cove Drive · sold $600,000
- 246 Crystal Cove Drive · sold $780,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Palatka home searches
- All homes for sale in Palatka, FL
- Homes for sale in Putnam County, FL
- Palatka waterfront homes for sale
- Homes from $300K to $500K in Palatka
- Palatka home values: what is my house worth?
- ZIP 32177 housing scorecard
Palatka guides & data
- Market data
- Property taxes (Putnam County)
- Homestead exemption (Putnam County)
- Home insurance cost
- HOA database
- New construction (Putnam County)
- ZIP codes
- Rent tracker
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Recent Developments in Crystal Cove
Development, infrastructure, retail, and school activity affecting Crystal Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Crill Avenue in Palatka to close Nov. 2 for railroad work
The city of Palatka will close both lanes of Crill Avenue from Osceola Street to South 13th Street near the railroad underpass on Monday, Nov. 2, from 9 a.m. to 2 p.m. The closure could extend to Nov. 3 if needed. No traffic can pass under the tracks until the railroad work is finished.
What it may mean for the marketDrivers in central Palatka should expect short detours and added travel time on the day of the closure. The site is about 2 miles southeast of Crystal Cove.
Source: Palatka Daily News - October 2026Development
Georgia-Pacific plans $150 million replacement of paper machine at Palatka mill
Georgia-Pacific announced a roughly $150 million project to replace the No. 4 paper machine, installed in 1980, at its Palatka mill. Completion is expected in the second quarter of 2028. The company says the project will not directly add permanent jobs at a mill that employs 1,032 people, though construction will bring in contractors.
What it may mean for the marketThe investment signals long-term commitment to a major Putnam County employer and should bring temporary contractor activity to the Palatka area through 2028. The site is about 2 miles southeast of Crystal Cove.
Source: Palatka Daily News - October 2026Infrastructure
Port Putnam receives $285,000 state grant for infrastructure planning
Port Putnam, off Comfort Road in Palatka, received a $285,000 Rural Infrastructure Fund planning grant from FloridaCommerce with no county match required. The money covers studies and preliminary designs for port upgrades. The port authority also voted to let its chairperson sign port documents and discussed a workshop on broadening the board.
What it may mean for the marketPlanning for port upgrades could eventually expand industrial and freight capacity near Palatka, supporting local employment and commercial land demand. The site is about 4 miles southeast of Crystal Cove.
Source: Palatka Daily News - October 2026Development
Palatka commissioners give first approval to annex 10 parcels
The Palatka City Commission voted 3-2 on its Thursday meeting to give the first of two required approvals to annex 10 parcels into the city, against legal advice to wait. Parcel locations, acreage and planned use were not published in the visible report.
What it may mean for the marketAnnexation would extend city services and zoning to additional parcels around Palatka, potentially adding developable land inside city limits. The site is about 2 miles southeast of Crystal Cove.
Source: Palatka Daily News - September 2026Development
Putnam Habitat completes fifth and final home in Veterans Village of Palatka
Putnam Habitat for Humanity finished the fifth home in the Veterans Village off Westover Drive on about 2 acres, a project begun in 2018. Infrastructure cost nearly $500,000, and Habitat plans another home on an adjoining lot.
What it may mean for the marketSmall-scale affordable infill adds a handful of owner-occupied homes to the Palatka housing supply. The site is about 3 miles south of Crystal Cove.
Source: Palatka Daily News - May 2026Development
Palatka Planning Board advances downtown redevelopment PUD
The Palatka Planning Board unanimously approved a Planned Unit Development for multiple downtown parcels at St. Johns Avenue and Reach Street. The plan includes the James Hotel with 30 to 70 rooms, commercial spaces, and a rooftop bar and restaurant at the former Bingo Palace building, described by the developer as a tens of millions of dollars investment. The project now advances to the city commission for final consideration.
What it may mean for the marketA downtown hotel and mixed use redevelopment adds lodging and commercial space to the Palatka core and supports the downtown property market. The project is about 2 miles southeast of Crystal Cove, elsewhere in Putnam County.
Source: The Local Lens
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Email me new listings in Crystal Cove
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Crystal Cove
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Crystal Cove will answer, and the answer is published on this page for the next buyer.
23% of homes for sale in ZIP 32177 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Frequently Asked Questions
Is Crystal Cove a buyer's or seller's market right now?
How many homes are in Crystal Cove?
What share of Crystal Cove is owner-occupied?
When were the homes in Crystal Cove built?
Who is the best real estate agent for Crystal Cove?
How do I find a top Palatka real estate agent who knows Crystal Cove?
Can Momentum Realty connect me with an agent for Crystal Cove?
Where is Crystal Cove, and what county is it in?
How far is Crystal Cove from downtown Jacksonville and the beach?
Should you buy in Crystal Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2012 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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