Homes for Sale $300K to $500K in Winter Haven, FL

This page tracks every Winter Haven listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

318 homes listed between $300,000 and $500,000 are for sale or pending in Winter Haven, FL today across 164 communities. The median asking price is $349,450, from $300,000 to $499,900. Listings in Winter Haven without that feature have a median of $239,999. Most listings right now: Villa Mar (13), Villamar (10), Seasons At Annabelle Estates (9). Updated October 2, 2026 from the MLS.

Live $300k–$500k homes in Winter Haven: the listings

263 active listings match today (36% of Winter Haven inventory), median asking $349,900, $173/sq ft, median 47 days on market. Photo cards link to the listing; refreshed nightly.

Newest $300k–$500k homes in Winter Haven

1321 Oakmont Drive, $300k–$500k for sale in Winter Haven
$434,700 New
3 bd · 2 ba · 2,312 sq ft · built 2022
1321 Oakmont Drive, 33884
Listing courtesy of LAKE ASHTON REALTY INC.
5325 Snead Drive, $300k–$500k for sale in Winter Haven
$364,500 New
3 bd · 2 ba · 1,833 sq ft · built 2006
5325 Snead Drive, 33884
Listing courtesy of LA ROSA REALTY LLC
645 Avenue M, $300k–$500k for sale in Winter Haven
$330,000 New
3 bd · 2 ba · 1,959 sq ft · built 1962
645 Avenue M, 33880
Listing courtesy of COLDWELL BANKER REALTY
3304 Costello Circle, $300k–$500k for sale in Winter Haven
$309,900 New
3 bd · 2 ba · 1,525 sq ft · built 2023
3304 Costello Circle, 33884
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP
900 Lake Martha Drive, $300k–$500k for sale in Winter Haven
$460,000 New
4 bd · 4 ba · 3,408 sq ft · built 1947
900 Lake Martha Drive, 33881
Listing courtesy of KELLER WILLIAMS REALTY SMART 1
1196 Lake Elbert Drive, $300k–$500k for sale in Winter Haven
$459,900 New
5 bd · 3 ba · 2,242 sq ft · built 1952
1196 Lake Elbert Drive, 33880
Listing courtesy of DALTON WADE INC
2734 Rochelle Drive, $300k–$500k for sale in Winter Haven
$450,000 New
4 bd · 2.5 ba · 2,829 sq ft · built 2006
2734 Rochelle Drive, 33881
Listing courtesy of GATAP REALTY
4064 Phoenician Way, $300k–$500k for sale in Winter Haven
$449,900 New
3 bd · 2 ba · 2,354 sq ft · built 2007
4064 Phoenician Way, 33884
Listing courtesy of LAKE ASHTON REALTY INC.
1755 Beth Lane, $300k–$500k for sale in Winter Haven
$435,000 New
3 bd · 2 ba · 2,702 sq ft · built 1992
1755 Beth Lane, 33880
Listing courtesy of COLDWELL BANKER REALTY
9 Winterset Dr, $300k–$500k for sale in Winter Haven
$430,000 New
4 bd · 2 ba · 2,489 sq ft · built 1972
9 Winterset Dr, 33884
Listing courtesy of LPT REALTY, LLC
5009 Strada Drive, $300k–$500k for sale in Winter Haven
$425,000 New
4 bd · 2.5 ba · 2,434 sq ft · built 2004
5009 Strada Drive, 33880
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY
2900 Crump Road, $300k–$500k for sale in Winter Haven
$425,000 New
4 bd · 2.5 ba · 2,280 sq ft · built 1973
2900 Crump Road, 33881
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS
215 S Lake Howard Drive, $300k–$500k for sale in Winter Haven
$419,000 New
3 bd · 2 ba · 2,099 sq ft · built 1948
215 S Lake Howard Drive, 33880
Listing courtesy of COLDWELL BANKER REALTY
742 Santa Maria Drive, $300k–$500k for sale in Winter Haven
$409,900 New
3 bd · 3 ba · 2,592 sq ft · built 1992
742 Santa Maria Drive, 33884
Listing courtesy of CROSBY & ASSOCIATES, INC.
1114 Brimstone Circle, $300k–$500k for sale in Winter Haven
$399,000 New
4 bd · 3 ba · 2,476 sq ft · built 2024
1114 Brimstone Circle, 33884
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS
1117 Michelangelo Lane, $300k–$500k for sale in Winter Haven
$375,000 New
4 bd · 2.5 ba · 2,626 sq ft · built 2023
1117 Michelangelo Lane, 33884
Listing courtesy of ORANGE SLICE PROPERTIES
3035 Buckeye Pointe Drive, $300k–$500k for sale in Winter Haven
$369,900 New
4 bd · 3 ba · 2,070 sq ft · built 2004
3035 Buckeye Pointe Drive, 33881
Listing courtesy of EXP REALTY LLC
4230 Roberta Drive, $300k–$500k for sale in Winter Haven
$360,000 New
5 bd · 3 ba · 2,616 sq ft · built 2018
4230 Roberta Drive, 33881
Listing courtesy of FORTEX REALTY INC
464 Terranova Street, $300k–$500k for sale in Winter Haven
$359,900 New
3 bd · 2 ba · 1,893 sq ft · built 2004
464 Terranova Street, 33884
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL
270 Meadowbrook Boulevard, $300k–$500k for sale in Winter Haven
$355,900 New
5 bd · 3 ba · 2,696 sq ft · built 2020
270 Meadowbrook Boulevard, 33881
LUCERNE Park RESERVE
Listing courtesy of 3% REAL E$TATE
540 Ituna Circle, $300k–$500k for sale in Winter Haven
$353,290 New
4 bd · 2.5 ba · 2,029 sq ft · built 2025
540 Ituna Circle, 33881
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL
1218 37Th Street, $300k–$500k for sale in Winter Haven
$350,000 New
3 bd · 2 ba · 2,431 sq ft · built 2005
1218 37Th Street, 33881
Listing courtesy of CENTURY 21 BE3
3541 Raleigh Drive, $300k–$500k for sale in Winter Haven
$350,000 New
3 bd · 3 ba · 2,006 sq ft · built 2015
3541 Raleigh Drive, 33884
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES
1187 Tyler Loop, $300k–$500k for sale in Winter Haven
$350,000 New
5 bd · 2.5 ba · 2,254 sq ft · built 2024
1187 Tyler Loop, 33884
Listing courtesy of OSF REAL ESTATE SERVICE
521 Adriel Avenue, $300k–$500k for sale in Winter Haven
$350,000 New
4 bd · 2 ba · 2,280 sq ft · built 2006
521 Adriel Avenue, 33880
Listing courtesy of LA ROSA REALTY KISSIMMEE
817 Reflections Loop, $300k–$500k for sale in Winter Haven
$350,000 New
4 bd · 2 ba · 2,257 sq ft · built 2001
817 Reflections Loop, 33884
Listing courtesy of KELLER WILLIAMS REALTY SMART 1
117 Homewood Drive, $300k–$500k for sale in Winter Haven
$350,000 New
3 bd · 2 ba · 1,762 sq ft · built 1988
117 Homewood Drive, 33880
Listing courtesy of ENGEL & VOELKERS LAKELAND
456 Adriel Avenue, $300k–$500k for sale in Winter Haven
$349,900 New
4 bd · 2 ba · 1,874 sq ft · built 2022
456 Adriel Avenue, 33880
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS
4075 Bedford Avenue, $300k–$500k for sale in Winter Haven
$349,001 New
2 bd · 2 ba · 1,888 sq ft · built 2018
4075 Bedford Avenue, 33884
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES
5369 San Pietro Drive, $300k–$500k for sale in Winter Haven
$346,890 New
4 bd · 2.5 ba · 2,226 sq ft · built 2026
5369 San Pietro Drive, 33884
Listing courtesy of CASA FRESCA REALTY

The most expensive $300k–$500k homes in Winter Haven

ListingAskingSq ftCommunity
100 Alachua Drive$499,9002,002—
44 Brevard Drive$495,5002,269—
154 2Nd Street #Unit 7$495,0001,640polk county
3158 Beauchamp Court$484,9002,552—
1818 6Th Street$479,0002,006—
4123 Island Lakes Drive$470,0001,990—
315 Lanceolate Drive$469,0002,153—
405 Valley Court$465,0002,463—
1814 Sandhill Lane$462,0002,550—
900 Lake Martha Drive$460,0003,408—

$300K–$500K Homes by price

BandFor saleShare
$300K–$500K263100%

Winter Haven homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

CommunityHomes $300K–$500KNew buildMedian listFrom
Villa Mar1313$346,890$309,999
Villamar109$328,995$312,900
Seasons At Annabelle Estates99$339,999$309,999
Ashton Covey88$372,412$323,965
Lake Ashton West Ph 0180$334,950$315,000
Harbor At Lake Henry77$335,560$320,480
Peace Crk Reserve72$315,000$303,000
Willowbrook North66$350,652$309,990
Harmony On Lake Eloise66$347,945$302,000
Villamar Phase 755$325,990$309,990
Traditions Ph 0150$309,900$309,000
Traditions Ph 0240$372,500$349,001
Lucerne Park Reserve40$367,950$300,000
Pinnacle Point40$364,500$340,000
38Th Street Subdivision44$350,000$350,000
Peach Crossings44$339,900$314,900
Crescent Pointe43$327,728$304,016
Cypresswood30$425,000$355,000
Lake Ashton West Ph Ii South30$422,999$355,000
Island Lakes30$410,000$379,000
Lake Lucerne Ii30$395,000$345,000
Harmony/Lk Eloise Ph 130$380,000$336,000
Buckeye Pointe30$369,900$309,990
Residences At Winter Haven33$359,900$342,900
Ridge Acres Ph 0230$350,000$349,900
Squires Grove Ph 230$350,000$329,000
Fla Highlands Co Sub30$340,000$309,000
Inman Grvs Ph 230$340,000$329,999
Harmony On Lake Eloise Phase 433$333,990$329,990
Lake Smart Pointe30$325,990$324,900
Lakeside Landings Ph 0130$319,900$300,000
Villamar Ph 230$319,900$300,000
Villamar Ph 430$309,900$300,000
Eloise Woods Lake Mariam Unit20$497,700$495,500
Southeast Terrace20$439,500$400,000
Winterset Gardens 1St Add20$424,950$399,900
Lake Mariam Hills Rep20$407,499$399,999
Overlook Estates East20$389,950$370,000
Buckeye Rdg20$387,499$360,000
Terranova Ph 0420$374,950$370,000
Lake Lucerne Ph 520$368,500$338,000
Lake Elbert Heights Unit 01 02 Rep20$364,950$329,900
Jace Lndg20$362,450$339,900
Inman Groves20$359,950$340,000
Estates/Lk Florence20$355,000$335,000
Villamar Ph 2A20$336,000$305,000
Eagle Lndg Ph Ii20$334,750$324,500
Summerhaven Shores20$332,500$320,000
Villamar Ph 6 & Ph 6D21$322,450$315,000
Peace Creek Reserve21$317,995$315,990
Lakes At Lucerne Park Ph 0220$317,000$315,000
Willowbrook South22$314,445$301,900
Plaza Sub20$309,999$309,999
St James Xing20$307,000$305,000
Villa Mar 40'S22$305,490$305,490
Raingarden10$495,000$495,000
Cypresswood Plantations10$484,900$484,900
Village/Spirit Lake Ph 0110$469,000$469,000
Ruby Lake Sub Ph Ii10$465,999$465,999
Lake Mariam Hills10$465,000$465,000

Also with homes $300K–$500K for sale

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Winter Haven?
As of October 2, 2026, 318 Winter Haven, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 164 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Winter Haven?
The median asking price today is $349,450, with listings from $300,000 to $499,900. Winter Haven listings without that feature have a median of $239,999.
Which Winter Haven community has the most homes $300K–$500K for sale?
Villa Mar has the most right now (13), followed by Villamar (10), Seasons At Annabelle Estates (9), Ashton Covey (8).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Winter Haven

Homes $300K–$500K in nearby Polk County cities

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Winter Haven, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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