Lucerne Park Reserve
Homes for Sale in Winter Haven, FL
All 850 homes for sale in Winter Haven, FL · median $280,000 · 260 homes for sale in 33881 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Lucerne Pk Reserve in Winter Haven, FL has 11 homes for sale, asking from $230,000 to $395,000 (median $279,900). Homes listed or recently sold were built 2020 - 2022; 23 of 23 report an HOA (median $17/mo); none of the 23 geocoded homes sit in a FEMA special flood hazard zone (median elevation 160 ft).
Last 30 days in Lucerne Park Reserve: 4 new listings (median asking $289,900). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Lucerne Park Reserve
Live MLS inventory for Lucerne Park Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 194 daysTop listing
Active · 9 days
Active · 1 days
Active · 121 days
Active · 252 days
Active · 1 days
Active · 111 days
Active · 76 days
Active · 169 days
Active · 14 days
Active · 62 daysActive and pending Lucerne Park Reserve listings as of 2026-10-06, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2025. Tap any home to ask about it.
Lucerne Park Reserve right now
🟢 Buyer-leaning market. 13.8 months of supply and 6% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: High (16 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Lucerne Park Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Lucerne Park ReserveLucerne Park ReserveLucerne Park ReserveLucerne Park ReserveLucerne Park ReserveLucerne Park ReserveLucerne Park ReserveLucerne Park ReservePhotos from Stellar MLS listings in Lucerne Park Reserve; content deemed reliable but not guaranteed.
The market around Lucerne Park Reserve
Lucerne Park Reserve is a small community — 6 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33881, 339 homes are on the market and 24% are under contract — a steady corner of Winter Haven.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
The housing mix here is 63% ?, 37% single family residence.
ZIP and county figures describe the wider market, not Lucerne Park Reserve specifically. Momentum Research analysis of MLS records.
Lucerne Park Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Lucerne Park Reserve
- Pool · reported on 18 of 18 listings
- Playground · reported on 15 of 18 listings
- Deed Restrictions · reported on 4 of 18 listings
- Park · reported on 3 of 18 listings
- Clubhouse · reported on 3 of 18 listings
- Community Mailbox · reported on 3 of 18 listings
- Recreation Facilities · reported on 1 of 18 listings
- Buyer Approval Required · reported on 1 of 18 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Lucerne Park Reserve listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lucerne Park Reserve address.
The Lucerne Park Reserve buying strategy.
If we were buying in Lucerne Park Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lucerne Park Reserve.
A closer look at the Lucerne Park Reserve market
Inventory runs at 13.8 months of supply, a buyer-leaning market.
The housing stock is 354 homes built between 2020 and 2023, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lucerne Park Reserve. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Lucerne Park Reserve
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $2,690/yr in CDD or special-district assessments on the tax bill (21 listings, MLS, 2026-10-16). 100% of the 21 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $17/month across 624 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Polk County is $1,931/yr (5,380 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 22 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2021 across 23 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Lucerne Park Reserve
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lucerne Park Reserve
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lucerne Park Reserve will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $17/month · median of 624 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $17 per month - the median AssociationFee across 624 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lucerne Park Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lucerne Park Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lucerne Park Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lucerne Park Reserve home worth?
Get a no-obligation home value based on real comparable sales in Lucerne Park Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Haven →
Recently off market in LUCERNE PK RESERVE
Homes in LUCERNE PK RESERVE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.
- 109 Andreas Street · off market
- 270 Meadowbrook Boulevard · off market
- 305 Meadowbrook Boulevard · off market
- 326 Meadowbrook Boulevard · off market
- 441 Mckenna Drive · off market
- 445 Mckenna Drive · off market
- 528 Mckenna Drive · off market
- 832 Cambridge Drive · off market
| Location | Winter Haven, Polk County, FL · ZIP 33881 |
|---|---|
| Homes in the community | 354 (FL DOR 2025 assessment roll) |
| Years built | 2020–2023 (median 2021) |
| Typical living area | 2,308 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Deed Restrictions, Community Mailbox, Clubhouse, Park |
| For sale right now | 15 active, 1 pending · median asking $329,900 · 13.8 months of supply |
| Owner-occupied (homestead) share | 72% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lucerne Park Reserve key facts,” movewithmomentum.com/neighborhoods/lucerne-pk-reserve, data as of August 2, 2026.
Housing distress & ownership in LUCERNE PK RESERVE, Winter Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Lucerne Park Reserve
The newest homes for sale in Lucerne Park Reserve right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1020 Cambridge Drive $279,900 · 4 bd · 2 ba · 1,500 sq ft · 1 day on market Courtesy of CAPITAL HOMES INC
- 210 Meadowbrook Boulevard $380,000 · 5 bd · 3 ba · 2,696 sq ft · 9 days on market Courtesy of HOMELIFE REALTY COASTAL PROPERTIES LLC
- 1040 Cambridge Drive $243,500 · 3 bd · 2 ba · 1,727 sq ft · 14 days on market Courtesy of EXP REALTY LLC
- 428 Mckenna Drive $260,000 · 4 bd · 2 ba · 1,840 sq ft · 76 days on market Courtesy of KELLER WILLIAMS ADVANTAGE III
- 297 Meadowbrook Boulevard $230,000 · 3 bd · 2 ba · 1,426 sq ft · 85 days on market Courtesy of LPT REALTY, LLC
- 884 Cambridge Drive $279,000 · 4 bd · 2.5 ba · 2,368 sq ft · 111 days on market Courtesy of FOUNDATION REALTY GROUP
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Lucerne Pk Reserve Right Now (11)
All 11 active and pending Lucerne Pk Reserve listings with a detail page, newest first, refreshed twice a day from the MLS.
- 270 Meadowbrook Boulevard · $355,900 · 5 bd / 3 ba · listed Sep 10, 2026 · listed by 3% Real E$Tate
- 1020 Cambridge Drive · $279,900 · 4 bd / 2 ba · listed Sep 10, 2026 · listed by Capital Homes Inc
- 210 Meadowbrook Boulevard · $380,000 · 5 bd / 3 ba · listed Sep 1, 2026 · listed by Homelife Realty Coastal Properties Llc
- 1040 Cambridge Drive · $243,500 · 3 bd / 2 ba · listed Aug 31, 2026 · listed by Exp Realty Llc
- 297 Meadowbrook Boulevard · $230,000 · 3 bd / 2 ba · listed Aug 17, 2026 · listed by Lpt Realty, Llc
- 428 Mckenna Drive · $260,000 · 4 bd / 2 ba · listed Aug 1, 2026 · listed by Keller Williams Advantage Iii
- 884 Cambridge Drive · $279,000 · 4 bd / 2.5 ba · listed Jul 16, 2026 · listed by Foundation Realty Group
- 125 Andreas Street · $300,000 · 4 bd / 2 ba · listed Jul 16, 2026 · listed by Deniz Realty Partners Llc
- 909 Cambridge Drive · $251,900 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Axen Realty, Llc
- 953 Cambridge Drive · $395,000 · 4 bd / 2.5 ba · listed Jul 16, 2026 · listed by Real Broker, Llc
- 257 Meadowbrook Boulevard · $279,975 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Keller Williams Realty Smart 1
Recently sold in Lucerne Pk Reserve
- 832 Cambridge Drive · sold $336,000
- 305 Meadowbrook Boulevard · sold $330,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Cambridge Drive (46 homes on record)
- Meadowbrook Boulevard (39 homes on record)
- Mckenna Drive (30 homes on record)
- Andreas Street (22 homes on record)
- Peyton Brooke Way (21 homes on record)
- Cambridge Drive (12 homes on record)
- Mckenna Drive (6 homes on record)
- Peyton Brooke Way (4 homes on record)
- Andreas Street (2 homes on record)
- Meadowbrook Boulevard (1 homes on record)
0% of homes for sale in Lucerne Park Reserve are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Lucerne Park Reserve Market Scorecard
Lucerne Park Reserve is currently a strong buyer's market. About 11.0 months of supply, a median asking price of $279,900, and homes go under contract in about 85 days.
Typical home value in the 33881 ZIP is $262,601, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Lucerne Park Reserve a buyer's or seller's market right now?
How many homes are in Lucerne Park Reserve?
What share of Lucerne Park Reserve is owner-occupied?
When were the homes in Lucerne Park Reserve built?
Do cash buyers compete in Lucerne Park Reserve?
What schools serve Lucerne Park Reserve?
Who is the best real estate agent for Lucerne Park Reserve?
How do I find a top Winter Haven real estate agent who knows Lucerne Park Reserve?
Can Momentum Realty connect me with an agent for Lucerne Park Reserve?
Where is Lucerne Park Reserve, and what county is it in?
Is Lucerne Park Reserve in a flood zone?
Is Lucerne Park Reserve a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2021 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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See how LUCERNE PK RESERVE fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Lucerne Park Reserve
- Find an agent · How to choose the best real estate agent in Lucerne Park Reserve
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