Pool Homes for Sale in Winter Haven, FL

Buyers who want a pool search for the pool first. This page tracks every Winter Haven listing whose MLS record reports a private pool, by community, with live counts and asking prices, and what the pool adds to the cost of ownership.

110 homes with a private pool are for sale or pending in Winter Haven, FL today across 84 communities. The median asking price is $399,000, from $79,000 to $1,399,900. Listings in Winter Haven without that feature have a median of $275,000. Most listings right now: Waterford Oaks (4), Eloise Woods Lake Mariam Unit (3), Lake Mariam Hills Rep (3). Updated September 27, 2026 from the MLS.

Winter Haven pool homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most pool homes listed are tabled; the rest follow.

CommunityPool HomesNew buildMedian listFrom
Waterford Oaks40$769,950$725,000
Eloise Woods Lake Mariam Unit30$495,500$299,900
Lake Mariam Hills Rep30$399,999$389,000
Eloise Woods East Lake Mariam Unit30$290,000$250,000
Magnolia Shores20$1,024,900$649,900
Lesnick Park20$749,950$349,900
Hamilton Pointe20$649,000$533,000
Southeast Terrace20$439,500$400,000
Buckeye Pointe20$399,950$369,900
Overlook Estates20$367,450$304,900
Berryhill20$287,500$260,000
Jan Phyl Village20$264,450$219,000
Mirro Mac10$899,000$899,000
Lake Eloise Sub10$880,000$880,000
Gaines Cove10$765,000$765,000
Waters Lake Mariam10$750,000$750,000
Orchid Springs Unrecorded10$750,000$750,000
Cypresswood Palma Ceia10$749,000$749,000
Hamilton Ridge10$699,900$699,900
Hart Lake Hills Ph 0110$699,000$699,000
Eloise Pointe Ests Phase Two10$655,000$655,000
Lake Ashton West Ph 0110$599,900$599,900
Sand Hill Lane10$574,900$574,900
Lake Ashton West Ph Ii North10$565,000$565,000
Cypresswood Plantation10$563,900$563,900
Estates/Lk Florence11$549,500$549,500
Orleans10$525,000$525,000
Harbour Estates10$524,900$524,900
Tuscany At Winterset10$519,990$519,990
Pinnacle Point10$475,900$475,900
Village/Spirit Lake Ph 0110$469,000$469,000
Ruby Lake Sub Ph Ii10$465,999$465,999
Lake Mariam Hills10$465,000$465,000
Lake Thomas Woods Eighth Add10$440,000$440,000
Overlook Ests Ph 310$439,000$439,000
Island Lakes10$434,900$434,900
Lake Winterset Acres Unit #210$430,000$430,000
Sun Rdg Village East10$425,000$425,000
Lake Ashton West Ph Ii South10$422,999$422,999
Lake Lucerne Ph 110$419,000$419,000
Lake Eloise Place10$415,000$415,000
Cypress Grove Ph 02 Stage 0110$410,000$410,000
Winterset Gardens10$399,000$399,000
Pine Terrace Rep10$399,000$399,000
Summer Haven Shores10$389,900$389,900
Eloise Woods Lake Roy Un10$389,000$389,000
Terranova Ph 0110$385,000$385,000
Lakewood Community Association10$385,000$385,000
Lake Thomas Woods Sixth Add10$385,000$385,000
College Estates10$379,900$379,900
Eloise Cove10$363,500$363,500
Cypresswood10$355,000$355,000
Homewood Sub10$350,000$350,000
Terranova Ph Iv10$350,000$350,000
Summit East Ph 0210$340,000$340,000
Cypresswood Fairway Patio Homes10$337,000$337,000
Almeda Park10$330,000$330,000
Lake Elbert Heights Unit 01 02 Rep10$329,900$329,900
Mandolin10$320,000$320,000
Haven Place10$314,999$314,999

Also with pool homes for sale

What a private pool actually costs to own

Budget three things beyond the price: the pool itself (chemicals, pump electricity and a service if you do not want to do it yourself typically run $150 to $300 a month), the screen enclosure where there is one (a full re-screen every 8 to 12 years; a replacement enclosure is a five-figure job after a storm), and insurance, where a pool adds liability exposure and many carriers require a fence, self-latching gate or approved alarm. Florida’s Residential Swimming Pool Safety Act requires at least one safety feature on a new pool, and lenders and insurers ask about it on older ones. Have the pool inspected separately from the house: the pump, heater, surface finish and deck are the expensive items. Our true cost of ownership calculator puts insurance, taxes and upkeep into one monthly number.

Questions to ask about any pool listing

How old are the pump, filter and heater, and is there a warranty? When was the surface last refinished? Is the enclosure permitted and when was it last re-screened? Is there a barrier or alarm that satisfies the insurer? What did the seller pay for homeowners insurance last year, and did the carrier require anything for the pool? A local agent who works the area will know which enclosures came through the last storm.

Common questions

How many homes with a private pool are for sale in Winter Haven?
As of September 27, 2026, 110 Winter Haven, FL listings whose MLS record reports a private pool are active or pending, across 84 communities. The count updates with every MLS refresh.
What do pool homes cost in Winter Haven?
The median asking price today is $399,000, with listings from $79,000 to $1,399,900. Winter Haven listings without that feature have a median of $275,000.
Which Winter Haven community has the most pool homes for sale?
Waterford Oaks has the most right now (4), followed by Eloise Woods Lake Mariam Unit (3), Lake Mariam Hills Rep (3), Eloise Woods East Lake Mariam Unit (3).
Does a pool raise homeowners insurance in Florida?
Usually modestly on premium but meaningfully on requirements: most carriers want a barrier, self-latching gate or approved alarm, and a screen enclosure is often excluded or sub-limited for wind. Get the quote before you offer and ask specifically how the enclosure is covered.

Keep exploring Winter Haven

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Winter Haven, FL whose MLS record reports a private pool. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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