Celadon Beach in Panama City Beach

Celadon Beach
Condos for Sale in Panama City Beach, FL

All 726 homes for sale in Panama City Beach, FL · median $369,000 · 686 condos for sale in Panama City Beach · 667 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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Photo via CPAR MLS

Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, Celadon Beach in Panama City Beach, FL has 14 homes for sale and 1 pending, asking from $395,000 to $850,000 (median $534,000). Homes listed or recently sold were built 2004–2004; 15 of 15 report an HOA (median $930/mo); 13 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).

Last 30 days in Celadon Beach: 4 new listings (median asking $564,500), 1 under contract right now. As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Celadon Beach Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
7%
Under contract
Bay: 15% (434 of 2,840)
14 · 1
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Celadon Beach

Live MLS inventory for Celadon Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Celadon Beach listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Celadon Beach is a thin-volume market right now — the current snapshot is built on just 5 closings, so a median price of $530,000 and a year-over-year gain of 27.7% should be read as a signal of a small, recent sales cluster rather than a broad repricing of the community. A handful of transactions can swing the median hard in either direction, and that's likely what's happening here.

The market heat score of 38 tells the more grounded story: this isn't a community with heavy competitive pressure or fast absorption. Median days on market at 51 backs that up — homes are sitting over seven weeks before going under contract, which is a normal-to-slower pace, not a bidding-war environment. For sellers, that means pricing to the specific comp, not to the headline year-over-year number. For buyers, it means there's room to negotiate on time and terms.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Celadon Beach sits in Panama City Beach, Bay County, and the current MLS picture shows a small, low-volume slice of the market — enough closings to establish a median, not enough to call the trend settled.

CPAR sales records identify 60 homes in Celadon Beach that have changed hands since 2004, built between 2004 and 2004 (median 2004), with a median living area of about 1,157 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Celadon Beach: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in a V-series coastal high-hazard zone. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a median-price entry point near the mid-$500s who are comfortable evaluating each listing individually
  • Buyers with flexible timing who can use a 51-day median market pace to negotiate on price or terms
  • Long-horizon buyers focused on the multi-decade appreciation trend in this Panama City Beach corridor rather than short-term swings

Probably not for

  • Buyers who need confirmed on-site amenities before committing, since none are currently identified in MLS data
  • Anyone relying on the year-over-year percentage as a stable trend line given the small closings sample
  • Buyers expecting a fast-moving, high-competition market — the current heat score points to a slower absorption pace

The market around Celadon Beach

Celadon Beach is too small for its own price trend, so here is the market around it.

In ZIP 32413, 735 homes are on the market and 13% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

In ZIP 32413 (Panama City Beach), 262 homes closed in the last 12 months at a median of $499K, with a median 71 days on market. Right now 336 active and 61 pending listings put supply at about 15.4 months — a soft market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Celadon Beach specifically. Momentum Research analysis of MLS records.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Celadon Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Celadon Beach.

Best Buy
Buyers or sellers dealing in a low-volume segment of Panama City Beach who want a specific, comp-by-comp read rather than a broad market average.
Biggest Risk
With just 5 closings behind the current numbers, the reported price and year-over-year swing are thinly supported and can move sharply with the next handful of sales.
Sweet Spot
Buyers comfortable evaluating a property on its own merits, since amenities data isn't currently established in the MLS record.
Avoid If
You need amenity-backed community features confirmed before you shop — that information isn't currently listed here.

A market defined by thin data, not heat

The long-run number worth sitting with is the 221% change since 2012 — a reminder that this is a community that has repriced substantially over more than a decade, even if the short-term figures are noisy. That kind of long-arc move usually reflects the surrounding Panama City Beach market and broader coastal demand pressure more than anything specific to a single street or building here.

No community amenities are currently identified from active MLS listings, which is worth noting rather than ignoring. That doesn't mean the community lacks features — it may simply mean listing agents haven't populated that field, or the property type here doesn't lean on shared amenities as a selling point. Buyers should treat amenities as a verify-in-person item rather than assume anything either way.

“

The location and the amenities are priced into every listing in Celadon Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 5 closings feeding the current snapshot, pricing this community well means pulling the actual comps and reading them individually rather than trusting an aggregate percentage. That's the kind of granular work a thin market demands, and it's where a local read matters more than a headline stat.

Celadon Beach in 15 seconds.

Best forBuyers or sellers dealing in a low-volume segment of Panama City Beach who want a specific, comp-by-comp read rather than a broad market average.
Biggest advantageA median days-on-market of 51 gives buyers negotiating room that faster-moving coastal markets don't offer.
Biggest riskWith just 5 closings behind the current numbers, the reported price and year-over-year swing are thinly supported and can move sharply with the next handful of sales.
Sweet spotBuyers comfortable evaluating a property on its own merits, since amenities data isn't currently established in the MLS record.
Avoid ifYou need amenity-backed community features confirmed before you shop — that information isn't currently listed here.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Celadon Beach sales matched to your home.

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Real comps, not an automated estimate.
Buyers targeting a median-price entry point near the mid-$500s who are comfortable evaluating each listing individuallyExcellent fit
Buyers with flexible timing who can use a 51-day median market pace to negotiate on price or termsExcellent fit
Long-horizon buyers focused on the multi-decade appreciation trend in this Panama City Beach corridor rather than short-term swingsExcellent fit
Buyers who need confirmed on-site amenities before committing, since none are currently identified in MLS dataProbably not
Anyone relying on the year-over-year percentage as a stable trend line given the small closings sampleProbably not
Buyers expecting a fast-moving, high-competition market — the current heat score points to a slower absorption paceProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Celadon Beach, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 36 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Celadon Beach Right Now (15)

All 15 active and pending Celadon Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Celadon Beach with Momentum Realty’s local guides.

Splash Condo0.1 mi away · 6 for salePeachtree Place0.1 mi away · 4 for saleSands Of Laguna0.2 mi away · 21 homes, built 1960–21Seagull Beach0.2 mi awayWells Gulf Beach Estates0.2 mi away · 32 homes, built 1960–21, 2 for saleSouthern Exposures0.2 mi away · 1 for saleSouthwind 3 Condo0.2 mi away · 4 for saleSouthwind Condo0.2 mi away · 1 for sale

Browse all neighborhood guides →

More on Celadon Beach Condos for Sale in Panama City Beach

What it really costs to own in Celadon Beach

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $6,095/yr across 22 listings here (MLS tax records, 2026-11-12).
HOA duesMedian $975/month across 16 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 0% sit outside the high-risk zone and 100% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2004 across 30 listings. An original roof here would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $1,644/month (tax $508, HOA $975, insurance $161). An estimate from the sources above, not a quote.

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