4 bedroom Single Family Residence at 1978 BRISTA DE MAR Circle, Selva Norte, Atlantic Beach — photo 1Front elevation
4 bedroom Single Family Residence at 1978 BRISTA DE MAR Circle, Selva Norte, Atlantic Beach — photo 2Living space
4 bedroom Single Family Residence at 1978 BRISTA DE MAR Circle, Selva Norte, Atlantic Beach — photo 3Kitchen
4 bedroom Single Family Residence at 1978 BRISTA DE MAR Circle, Selva Norte, Atlantic Beach — photo 4Owner's suite
4 bedroom Single Family Residence at 1978 BRISTA DE MAR Circle, Selva Norte, Atlantic Beach — photo 5Exterior / yardView all 51 photos →
69 days on market Single Family Residence
$1,500,000
4-Bedroom Pool Home in Selva Norte

1978 BRISTA DE MAR Circle, Atlantic Beach, FL 32233

Single Family Residence in Selva Norte, Atlantic Beach · No CDD
Selva Norte · Atlantic Beach, FL 32233 · Duval
Listing data updated September 11, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
3,364Sq Ft
1986Year Built
$446Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$446 here vs $449 median sold (12 mo)
Buyer leverage
Seller-leaning
69 days on market
No active listings
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~10 ft elevation
$7k–$14k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 4
Price vs recent sales
Asking $1.50M tops 4 of the last 4 closed sales; also one of the largest homes here at 3,364 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 11, 2026, 1978 BRISTA DE MAR Circle in Selva Norte, Atlantic Beach is listed at $1,500,000 (3,364 sq ft, about $446 per sq ft). That is 32% above Selva Norte's median closed sale of $1,137,500 over the last 12 months (4 recorded sales). It has been 69 days on market, longer than the community's typical 9 days to contract. Listing facts: built in 1986, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1986 · 40 yrs
  • 3,364 sq ft of living area
  • 2-car garage
  • Listed at $1,500,000 — recent neighborhood median sale price ~$1,137,500 (nearby sales; deemed reliable, not an appraisal)
  • 69 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Selva Norte

Pricing & the Selva Norte market

How this home is priced against recent nearby sales, and where Selva Norte has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2028 SELVA MADERA Court2028 SELVA MADERA Court: $362/sq ft$3622028 SELVA MADERA Court2028 SELVA MADERA Court: $443/sq ft$443This homeThis home: $446/sq ft$4461810 SELVA GRANDE Drive1810 SELVA GRANDE Drive: $454/sq ft$4541963 COLINA Court1963 COLINA Court: $464/sq ft$464Community median $449

Price vs. size in Selva Norte

Each dot is a closed sale since 2001 (97 total). This home is the gold marker.

$133k$1.2M$2.3M1,5372,7203,903This home: $1,500,000, 3,364 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $446/sq ft.

$121$362$6022013: $17820132014: $1682015: $19120152016: $2092017: $21520172018: $2192019: $23920192020: $2622021: $28820212023: $4342025: $55520252026: $4492026

Median sale price by year

12-month median closed price, 2013–2026.

$276k$898k$1.5M2013: $396k20132014: $415k2015: $438k20152016: $532k2017: $606k20172018: $570k2019: $605k20192020: $642k2021: $765k20212023: $1.1M2025: $1.4M20252026: $1.1M2026

Market Heat by year (0–100)

Momentum Market Heat, 2014–2026. Now 64 (hot).

3152732014: 3620142015: 4420152016: 6320162017: 4920172018: 3520182019: 5120192020: 6920202021: 4520212026: 642026
Property timeline

This home’s history

  • 1986BuiltPer public record
  • Jul 10, 2026First trackedObserved at $1,500,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$10,040/mo
  • Principal & interest $7,751/mo 77%
  • Taxes $1,425/mo 14%
  • Insurance $814/mo 8%
  • HOA $50/mo 0%

$10,040/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$25,900/yr
$2,158/mo·effective rate ~1.73%
Estimated from today’s asking price and current Duval County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $20,600/yr ($1,717/mo)
+$5,300 more each year
(+26%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$74,725
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,227,263
Market value
$1,152,538
Assessed
$1,152,538
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

55/100
Strongest on: Market liquidity (93), Flood safety (90)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area52
This home $446/sq ft vs the community 12-month median $449/sq ft.
Affordability0
List price $1,500,000 vs the community median $1,137,500. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~10 ft elevation. Verify the parcel with FEMA.
Insurance cost59
From FEMA Zone X and a 1986 build. Obtain a property-specific quote.
Market liquidity93
Community median 9 days on market (12-month record).
Renovation upside66
From a 1986 build and $446/sq ft vs the community median $449/sq ft. Not a condition assessment.
Pricing power42
Recent sales closed at about 99.6% of original asking (~0.4% below). More room below asking generally favors buyers.
Market timing36
Momentum Market Heat is 64/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 0.0 months of supply in the surrounding market and 69 days on market for this home, against a 9-day area median.Days on market:this home 69Area median:  9 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 10, 2026.

🟡 Asking $446 per square foot, about in line with the community’s $449 median. Selva Norte’s 12-month median sold price per square foot is $449. Median sold price per square foot is down 18.8% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

88% of homes in Selva Norte are owner-occupied. An estimated 12% are non-owner-occupied, including 19% held in a company or trust and 0% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 32 homes matched. Community-level context.

Recent Selva Norte sales closed near 99.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 10, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Location: the only thing you cannot change! Welcome Home to this well appointed open floor plan private pool oasis with tons of natural light to bring nature into your home. Vaulted ceilings, large living room, formal dining room, offering split floor plan, and circular driveway perfect for a growing family or entertaining.

Boasting an attached but separate 1 bedroom 1 bath suite with private entrance and driveway multipurpose flex space. Situated in an established neighborhood with oak lined streets perfect for a stroll, easy bike down Ocean Avenue to the bustling Atlantic Beach town center with restaurants, nightlife, and shopping, or join the country club for a round of golf, tennis, gym session, or community pool activities. 0.4 Mile walk to the ocean to catch the sunset!

Great neighborhood with local farmers market, art walks, and community center nearby this is the tucked away private retreat you are looking for! Photos have been virtually staged. Showings by appointment only.

Description provided by HOVER GIRL PROPERTIES and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,500,000
Bed / bath4 / 3
Living area3,364 sq ft
Year built1986
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2153675
Listing status69 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~10 ft
Windstorm exposureModerate
CountyDuval
Area listings0 active · 3 under contract
Estimated first-year tax~$17,100/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$446
Estimated monthly payment$10,040
Insurance (illustrative)$7k–$14k/yr
Comparable-sales median$1,137,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of HOVER GIRL PROPERTIESProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,328,780the mess$1,692,092

Actual list price: $1,500,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1986 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 69 days on market vs. a 9-day community median
  • 0 active listings competing, 3 under contract
  • 4 closed here in the last 12 months

For reference, this home is listed at $1,500,000 ($446/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,364 sq ft × $395–$503/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.

Keep looking

Similar homes for sale near Selva Norte

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,500,000Momentum Realty · on market 69 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$17,100/yr

A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$7k–$14k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~10 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1978 BRISTA DE MAR Circle?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by HOVER GIRL PROPERTIES · MLS # 2153675

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or call (904) 351-6461
Market data · public records

Recent sales activity in Selva Norte

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Selva Norte neighborhood guide for more.

Comparable sales found
4

Recent nearby closings in the data set.

Community median sale price
$1,137,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$449

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Selva Norte

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Duncan Fletcher High School (Duval County Public Schools)High · Duval County School District
Mayport Middle School (verify by address)Middle · Duval County School District
GRADEA
Atlantic Beach Elementary School (verify by address)Elementary · Duval County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $449/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$6,875 – $10,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,368 – −$556At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1978 BRISTA DE MAR Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1986 (40 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 3,364 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $17,100/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 11, 2026)
Community market statsrealMLS closed sales, as of September 10, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1978 BRISTA DE MAR Circle and when was it built?

Per the listing record, 1978 BRISTA DE MAR Circle was built in 1986 and has 3,364 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1978 BRISTA DE MAR Circle in?

1978 BRISTA DE MAR Circle is in Selva Norte in Atlantic Beach, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Selva Norte from the same MLS data.

Does 1978 BRISTA DE MAR Circle have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1978 BRISTA DE MAR Circle differ from the current owner's?

The estimate on this page (about $17,100 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1978 BRISTA DE MAR Circle in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1978 BRISTA DE MAR Circle in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.