listed Mar 27, 2026 Single Family Residence ▼ Price cut: $30,000 (10/30)
$1,095,000
4-Bedroom Pool Home in Palm Crest At Nocatee

431 Palm Crest Drive, Ponte Vedra, FL 32081

Single Family Residence in Palm Crest At Nocatee, Ponte Vedra · Built 2024
Palm Crest At Nocatee · Ponte Vedra, FL 32081 · St. Johns County
Listing data checked against the MLS November 2, 2026 at 3:48 PM ET · rechecked hourly
4Bedrooms
3Bathrooms
2,565Sq Ft
2024Year Built
$427Per Sq Ft
Private pool3-car garageFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
48% above
$/sq ft vs community
$427 here vs $289 median sold (12 mo)
Buyer leverage
Strong buyer advantage
220 days on market
8.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~41 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $1.09M tops 10 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

431 PALM CREST Drive in Palm Crest At Nocatee, Ponte Vedra is listed at $1,095,000 (2,565 sq ft, about $427 per sq ft). That is 61% above Palm Crest At Nocatee's median closed sale of $681,950 over the last 12 months (40 recorded sales). Per square foot it is above the community's recent $289/sq ft by about 48%. It has been listed Mar 27, 2026, longer than the community's typical 144 days to contract. Listing facts: built in 2024, a private pool, HOA dues of $106/mo, a CDD assessment of about $2,300/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$2,300/yr
  • Built 2024 · 2 yrs
  • 2,565 sq ft of living area
  • 3-car garage
  • Listed at $1,095,000 — recent neighborhood median sale price ~$681,950 (nearby sales; deemed reliable, not an appraisal)
  • listed Mar 27, 2026
  • HOA $106/mo (per listing)
School district: Intracoastal employment corridor and the beaches. Schools Schools are the single biggest reason families pay the Nocatee premium. The community is served by the St. Johns County SchoolCommunity built 2011–2026Nocatee Farmers' Market · 3 min driveNocatee Community Park (Public) · 3 min driveBluewater Bar & Grill · 4 min drive
Listing description

About this home

Sellers offering buy down incentive or credit towards closing costs with acceptable offer. Welcome to 431 Palm Crest Drive, a beautifully appointed ICI Homes Costa Mesa floor plan in the highly sought-after Palm Crest community of Nocatee. This home showcases exceptional upgrades, quality finishes, and thoughtful details throughout.

From the moment you step inside, you'll notice the expansive feel created by large-format tile flooring throughout, dramatic custom light fixtures, and a striking accent wall in the dining room. Natural light fills the home, complemented by high-efficiency DC fans that enhance comfort in every room. The kitchen is a true focal point, featuring premium countertops, a custom tile backsplash that extends to the ceiling, double-stacked cabinetry with glass display and lighting, under-cabinet lighting, pull-out shelving, a Kohler composite sink, and upgraded LG appliances including a combo microwave/oven with air fryer functionality.

The nearby laundry room is equally impressive, offering built-in cabinetry, a sink, and front-load LG washer and dryer The primary suite provides a relaxing retreat with a custom closet organization system and a beautifully finished bathroom featuring full-height tile, niches, and a custom walk-in shower with dual shower heads and a bench. Additional bathrooms continue the elevated finishes with floor-to-ceiling tile and upgraded details. A pocket door creates a private guest suite with direct access to the lanai, ideal for visitors or extended stays.

Everyday convenience is enhanced with a custom built-in mudroom bench, while smart features such as a front door lock, doorbell, and lanai camera add ease and security. Outdoor living is just as impressive, with a heated pool, full screen enclosure, and extended lanai with a privacy wall. The built-in summer kitchen includes a Blaze gas grill, sink, and refrigerator, perfect for entertaining.

The backyard is further enhanced with low-voltage landscape lighting, a drip irrigation system, and a Rachio smart irrigation controller. Additional features include a whole-house water filtration and softener system, EV charging outlet, upgraded attic insulation, a utility sink in the garage, and a relocated AC compressor positioned with the pool equipment for reduced noise. Located in one of Nocatee's premier neighborhoods, this home offers convenient access to top-rated schools, scenic trails, and world-class amenities, all just minutes from shopping, dining, and the beach.

431 Palm Crest Drive is a standout home with extensive upgrades and exceptional attention to detail throughout.

All 61 photos

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Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.

Listing courtesy of COMPASS FLORIDA LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $681,950 ($289/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,095,000
Bed / bath4 / 3
Living area2,565 sq ft
Year built2024
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2136570
Listing statuslisted Mar 27, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~41 ft
CountySt. Johns
Area listings29 active · 9 under contract
Estimated first-year tax~$14,075/yr
CDD assessment~$2,300/yr
HOA$106/mo

Calculated estimates

Price per sq ft$427
Estimated monthly payment$7,743
Insurance (illustrative)$2k–$6k/yr
Messtimate range$533,520 – $651,510
Comparable-sales median$681,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,743/mo
  • Principal & interest $5,970/mo 77%
  • Taxes $1,173/mo 15%
  • Insurance $303/mo 4%
  • HOA $106/mo 1%
  • CDD $192/mo 2%

$7,743/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$14,075/yr
≈ $1,173/mo·effective rate ~1.29%
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $11,425/yr ($952/mo) — taxable value $849,039 × 13.47 mills
$2,650 more each year
(+23%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$899,761
Market value
$899,761
Assessed
$849,039
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 431 Palm Crest Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $11,425/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,095,000 and the first-year bill resets to about $14,075/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 13.47 mills); Save Our Homes caps later increases at 3%/yr.
CDD / special assessmentsAbout $2,300/yr, the figure on file for this community; the listing record does not state its own.
HOA dues$106/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,500–$5,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2024. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.

Estimated carrying cost at the asking price, before the mortgage: about $1,585/month (tax $1,173, CDD $192, HOA $106, insurance $115). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
~$2,300/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$106/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~41 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Nocatee

Pricing & the Nocatee market

How this home is priced against recent nearby sales, and where Nocatee has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales612 PICASSO Avenue612 PICASSO Avenue: $165/sq ft$165285 W SILVERTHORN Lane285 W SILVERTHORN Lane: $208/sq ft$20868 BRIAR RIDGE Court68 BRIAR RIDGE Court: $242/sq ft$242334 SUTTON Drive334 SUTTON Drive: $251/sq ft$251342 SUTTON Drive342 SUTTON Drive: $254/sq ft$254210 CAIDEN Drive210 CAIDEN Drive: $330/sq ft$330This homeThis home: $427/sq ft$427Community median $289

Price vs. size in Nocatee

Each dot is a closed sale since 2026 (40 total). This home is the gold marker.

$275k$708k$1.1M1,1472,2323,316This home: $1,095,000, 2,565 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Property timeline

This home’s history

  • 2024BuiltPer public record
  • About Mar 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Mar 27, 2026)
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $1,175,000
  • Aug 8, 2026Price cut$1,135,000 (-$40,000, -3.4%)
  • Oct 15, 2026Price cut$1,125,000 (-$10,000, -0.9%)
  • Oct 30, 2026Price cut$1,095,000 (-$30,000, -2.7%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,095,000COMPASS FLORIDA LLC · listed Mar 27, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

41/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $427/sq ft vs the community 12-month median $289/sq ft.
Affordability0
List price $1,095,000 vs the community median $681,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~41 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity15
Community median 144 days on market, ~8.7 months of supply (12-month record).
Pricing power54
Recent sales closed at about 97.1% of original asking (~2.9% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 8.7 months of supply in the surrounding market and 220 days on market for this home, against a 144-day area median.Days on market:this home 220Area median:  144 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of November 1, 2026.

🟡 Asking $427 per square foot, about 48% above the community’s $289 median. Nocatee’s 12-month median sold price per square foot is $289. Confidence: Very High · 40 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

22% of homes in Nocatee are owner-occupied. An estimated 78% are non-owner-occupied, including 43% held in a company or trust and 19% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 149 homes matched. Community-level context.

Recent Nocatee sales closed near 97.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending November 1, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 29 active listings in Nocatee.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COMPASS FLORIDA LLC · MLS # 2136570

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Keep looking

Similar homes for sale near Palm Crest At Nocatee

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Palm Crest At Nocatee

  • 71 Canary Palm Court · $349,900 · 3 bd / 2.5 ba · listed October 29, 2026 (courtesy of PURSUIT REAL ESTATE, LLC)
  • 832 Caiden Drive · $689,900 · 4 bd / 3.5 ba · listed October 14, 2026 (courtesy of RICK WOOD & ASSOCIATES INC)

Recently off market in Palm Crest At Nocatee

The street

Every home on Palm Crest Drive: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Nocatee news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Civic

PARC Group seeks court review of the county's denial of the 4,462 acre Palm Valley enclave

The Nocatee developer filed a petition for judicial review on Oct. 19 after commissioners declined on Sept. 15 to certify 4,462 privately owned acres north of Nocatee Parkway as an agricultural enclave at up to one home per acre. PARC also launched a website addressing traffic and conservation questions and says certification would not by itself authorize construction.

Why it matters: The outcome could shape whether a large new supply pipeline eventually emerges next to Nocatee, which may influence long range resale competition in the area.

St. Johns Citizen

Oct 2026 · Retail Dining

Pre-application filed to turn the former Nocatee Wendy's into a drive thru coffee shop

GEMCAP Development, which bought the 1.19 acre former Wendy's site at 153 Capital Green Drive for 2.1 million dollars, filed a pre-application for a Nocatee Coffee Shop. The plan reuses the existing 3,948 square foot building with dual ordering lanes, a bypass lane and 15 parking spaces. No tenant has been named, and a pre-application is an early, informal step.

Why it matters: Steady reuse of Town Center outparcels may indicate continued retail demand near Nocatee's commercial core.

St. Johns Citizen

Sep 2026 · Development

Five building professional and medical office complex planned on Crosswater Parkway at Nocatee Town Center

Crosswater Professional Offices is proposed at 51 Crosswater Parkway on about 3.4 acres, with a county application filed Sept. 10 and a stormwater permit issued by the water management district on Sept. 23. Units of roughly 1,700 to 8,900 square feet are offered for sale or lease, with delivery targeted for 2027.

Why it matters: More office and medical space near the Town Center could bring additional services close to Nocatee homes.

St. Johns Citizen

Sep 2026 · Retail Dining

Permits enter review for The Hub at Nocatee retail, dining and entertainment center

Center Connect Development III has permits in review for seven shell buildings ranging from about 5,056 to 13,534 square feet, at a combined estimated cost of 7.2 million dollars, for The Hub at Nocatee. The 63,225 square foot project sits on 8.07 acres at 28 Sawston Road in the Marketplace at Nocatee near Publix. The developer has said it expects to open in 2028.

Why it matters: Another retail and dining node inside Nocatee's Marketplace could add convenience for homes in the surrounding villages as the community continues to build out.

Jacksonville Daily Record

Go deeper

More on Palm Crest At Nocatee

Go deeper on Palm Crest At Nocatee

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Sabal Crest AcademyAssigned elementary school · St. Johns County School District
Sabal Crest AcademyAssigned middle school · St. Johns County School District
GRADEA
Allen D. NeaseAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Nocatee Farmers' Market 3 min

Dining

  • Bluewater Bar & Grill 4 min

Shopping

  • Panther Plaza 11 min

Parks

  • Nocatee Community Park (Public) 3 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 431 PALM CREST Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $106/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • A CDD assessment of about $2,300/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,565 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $14,075/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,650 more per year than the current owner’s estimated bill (+23%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: November 2, 2026)
Comparable salesrealMLS closed sales within about 3 miles, last 18 months, as of November 1, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 431 PALM CREST Drive and when was it built?

Per the listing record, 431 PALM CREST Drive was built in 2024 and has 2,565 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 431 PALM CREST Drive in?

431 PALM CREST Drive is in Palm Crest At Nocatee in Ponte Vedra, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 431 PALM CREST Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $106 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,300 per year; confirm the exact figure with the county.

Why might property taxes on 431 PALM CREST Drive differ from the current owner's?

The estimate on this page (about $14,075 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,650 more per year than the current owner’s estimated bill (+23%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed at 431 PALM CREST Drive?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 431 PALM CREST Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.