4 bedroom Single Family Residence at 431 PALM CREST Drive, Palm Crest At Nocatee, Ponte Vedra — photo 1Front elevation
4 bedroom Single Family Residence at 431 PALM CREST Drive, Palm Crest At Nocatee, Ponte Vedra — photo 2Living space
4 bedroom Single Family Residence at 431 PALM CREST Drive, Palm Crest At Nocatee, Ponte Vedra — photo 3Kitchen
4 bedroom Single Family Residence at 431 PALM CREST Drive, Palm Crest At Nocatee, Ponte Vedra — photo 4Owner's suite
4 bedroom Single Family Residence at 431 PALM CREST Drive, Palm Crest At Nocatee, Ponte Vedra — photo 5Exterior / yardView all 61 photos →
<<<<<<< HEAD 110 days on market ======= 105 days on market >>>>>>> origin/main Single Family Residence
$1,175,000
4-Bedroom Pool Home in Palm Crest At Nocatee

431 PALM CREST Drive, Ponte Vedra, FL 32081

Single Family Residence in Palm Crest At Nocatee, Ponte Vedra · Built 2024
Palm Crest At Nocatee · Ponte Vedra, FL 32081 · St. Johns
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Listing data updated July 15, 2026 · refreshed twice daily
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Listing data updated July 10, 2026 · refreshed twice daily
>>>>>>> origin/main
4Bedrooms
3Bathrooms
2,565Sq Ft
2024Year Built
$458Per Sq Ft
Private pool3-car garageFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
83% above
$/sq ft vs community
$458 here vs $250 median sold (12 mo)
Buyer leverage
Balanced market
110 days on market
2.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~41 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 1
Price vs recent sales
Asking $1.18M tops 1 of the last 1 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
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  • CDD assessment ~$2,300/yr
  • Built 2024 · 2 yrs
  • 2,565 sq ft of living area
  • 3-car garage
  • Listed at $1,175,000 — recent neighborhood median sale price ~$705,000 (nearby sales; deemed reliable, not an appraisal)
  • 110 days on market
  • HOA ~$50/mo (estimate; confirm)
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  • CDD assessment ~$2,300/yr
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2024 · 2 yrs
  • 2,565 sq ft of living area
  • 3-car garage
  • $458/sq ft — compared with the displayed median of $335 from recent nearby sales
  • Listed at $1,175,000 — recent neighborhood median sale price ~$1,015,000 (nearby sales; deemed reliable, not an appraisal)
  • 105 days on market
  • HOA ~$50/mo (estimate; confirm)
>>>>>>> origin/main
School district: Intracoastal employment corridor and the beaches. Schools Schools are the single biggest reason families pay the Nocatee premium. The community is served by the St. Johns County SchoolCommunity built 2011–2026Nocatee Farmers' Market · 3 min driveNocatee Community Park (Public) · 3 min driveBluewater Bar & Grill · 4 min drive
Momentum Research · Oakwood At Nocatee

Pricing & the Oakwood At Nocatee market

How this home is priced against recent nearby sales, and where Oakwood At Nocatee has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales658 PALM CREST Drive658 PALM CREST Drive: $369/sq ft$369This homeThis home: $458/sq ft$458Community median $250

Price vs. size in Oakwood At Nocatee

Each dot is a closed sale since 2017 (129 total). This home is the gold marker.

$173k$702k$1.2M1,0662,9034,740This home: $1,175,000, 2,565 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2019–2026. This home lists at $458/sq ft.

$144$222$3002019: $17320192020: $15920202021: $17520212022: $23020222023: $28520232024: $25220242025: $25020252026: $2502026

Median sale price by year

12-month median closed price, 2019–2026.

$330k$538k$745k2019: $370k20192020: $402k20202021: $407k20212022: $507k20222023: $550k20232024: $582k20242025: $507k20252026: $705k2026

Market Heat by year (0–100)

Momentum Market Heat, 2019–2026. Now 60 (hot).

648902019: 3320192020: 5520202021: 6020212022: 8220222023: 4620232024: 4720242025: 1420252026: 602026
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Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms4
Bathrooms3
Living area2,565 sq ft
Year built2024
Property typeSingle Family Residence

Financial

Est. monthly payment$7,537
Est. taxes / yr~$10,105
Est. insurance / yr~$3,899
HOA$50/mo
CDD~$2,300/yr
Price / sq ft$458

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~41 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,899/yr

Market

Days on market105
Neighborhood median DOM108
Active listings (area)36
Months of supply2.7
Comparable-sales median$1,015,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$3,899/yr
Estimated homeowners premium; get a real quote.
Months of supply
2.7 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
39/100
Balanced market — from supply, under-contract share, and days on market.

Estimated monthly payment

$7,537/mo
  • Principal & interest $6,128/mo 81%
  • Taxes $842/mo 11%
  • Insurance $325/mo 4%
  • HOA $50/mo 1%
  • CDD $192/mo 3%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

44/100
Strongest on: Flood safety (95), Insurance cost (80)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area0
This home $458/sq ft vs area median $335/sq ft from recent nearby sales.
Affordability24
List price $1,175,000 vs area median $1,015,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~41 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity44
Area median 108 days on market, ~2.7 months of supply.
Investment metrics54
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2024 build and $458/sq ft vs area $335/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$1,175,000
List price
As listed in the MLS
4 / 3
Bed / bath
Per the listing
2,565
Living area
Sq ft (approx.)
$458
Price / sq ft
List ÷ living area

The home

Year built2024
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessment~$2,300/yr
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$10,105/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~41 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of COMPASS FLORIDA LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Price benchmark

Pricing & market trend in Palm Crest At Nocatee

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales716 PALM CREST Drive716 PALM CREST Drive: $301/sq ft$301658 PALM CREST Drive658 PALM CREST Drive: $369/sq ft$369This homeThis home: $458/sq ft$458Median $335
The Messtimate™

The Messtimate: $756,675 – $961,875

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$756,675the mess$961,875

Actual list price: $1,175,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 105 days on market vs. a ~108-day neighborhood median
  • 36 active listings competing in Palm Crest At Nocatee
  • 25 under contract now
  • 41% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 2.7 months of supply (one market-context metric; should not be used alone)
  • 22 new-construction homes competing
  • Median sale price is up 96% over the last 147 months
  • Homes here sell at about 97.3% of list price
  • 162 closed here in the last 12 months

For reference, this home is listed at $1,175,000 ($458/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,565 sq ft × $295–$375/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.

>>>>>>> origin/main
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Jul 2, 2026First trackedObserved at $1,175,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$7,362/mo
  • Principal & interest $5,954/mo 81%
  • Taxes $842/mo 11%
  • Insurance $325/mo 4%
  • HOA $50/mo 1%
  • CDD $192/mo 3%

$7,362/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

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Momentum Scores

Momentum Property Score

47/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $458/sq ft vs the community 12-month median $250/sq ft.
Affordability0
List price $1,175,000 vs the community median $705,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~41 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity74
Community median 26 days on market, ~2.5 months of supply (12-month record).
Renovation upside10
From a 2024 build and $458/sq ft vs the community median $250/sq ft. Not a condition assessment.
Buyer competition67
33% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power58
Recent sales closed at about 96.3% of original asking (~3.7% below). More room below asking generally favors buyers.
Market timing40
Momentum Market Heat is 60/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

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Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,175,000
Bed / bath4 / 3
Living area2,565 sq ft
Year built2024
Property typeSingle Family Residence
MLS #2136570
Listing status105 days on market
Days on market105

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~41 ft
CountySt. Johns
Estimated first-year tax~$10,105/yr
CDD assessment~$2,300/yr
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$458
Estimated monthly payment$7,537
Estimated insurance~$3,899/yr
Messtimate rangeNot available on this page
Comparable-sales median$1,015,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
>>>>>>> origin/main
Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.5 months of supply in the surrounding market and 110 days on market for this home, against a 26-day area median.Days on market:this home 110Area median:  26 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.

🟡 Asking $458 per square foot, about 83% above the community’s $250 median. Oakwood At Nocatee’s 12-month median sold price per square foot is $250. Median sold price per square foot is up 39.1% year over year. Confidence: Medium · 14 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Oakwood At Nocatee sales closed near 96.3% of original asking. Cash paid for about 33% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 33 active listings in Oakwood At Nocatee.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$10,105/yr

The seller likely pays less due to the homestead cap. At a $1,175,000 purchase, expect your first full-year St. Johns bill near $10,105 before exemptions.

CDD assessment
~$2,300/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance
~$3,899/yr

Estimate for a 2024 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~41 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in Palm Crest At Nocatee

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Palm Crest At Nocatee neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Median sale price (set)
$1,015,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$335

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$458

List price divided by living area. Provided as data, not a value judgment.

Go deeper on Palm Crest At Nocatee

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Nocatee Farmers' Market 3 min

Dining

  • Bluewater Bar & Grill 4 min

Shopping

  • Panther Plaza 11 min

Parks

  • Nocatee Community Park (Public) 3 min
In the area

Recent Nocatee news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Retail Dining

The Hub at Nocatee, a 63,225 square foot retail and dining marketplace, announced for 2028

Tampa based Center Connect Development announced The Hub at Nocatee, a 63,225 square foot open air marketplace planned next to the Publix at Marketplace at Nocatee, west of Valley Ridge Boulevard South. Plans center on an open air courtyard with outdoor seating, event space, golf cart parking and a mix of restaurant, retail and service tenants, with opening targeted for 2028.

Why it matters: A sizable new commercial anchor inside the community could broaden daily conveniences, and added retail has historically supported buyer interest in surrounding villages.

Nocatee News

Jun 2026 · Retail Dining

Catullo's Italian to close its Nocatee Town Center location

Catullo's Italian announced it will close its Nocatee location after three years, with June 25 as the final day, and said the space has been sold to another restaurant group. The operator's separate San Pablo Road location in Jacksonville remains open.

Why it matters: Turnover of a Town Center restaurant space could shift the near term dining mix, though a reported sale to another operator may limit how long the storefront stays vacant.

Action News Jax

Jun 2026 · Retail Dining

New Crosswater Parkway retail strip to add primary care and dining across from Splash park

A new six-storefront commercial strip is rising along Crosswater Parkway across from Nocatee's Splash Water Park, in front of a nearly completed CubeSmart storage facility. Ascension St. Vincent's is expected to take three of the six bays for a primary care center, with a Monkey Juice and two undetermined restaurants filling the rest. The site sits near an incoming Turner Home store and a proposed Big Blue Marble Academy childcare center.

Why it matters: Added medical and everyday retail close to homes could be a modest convenience draw for buyers as the community approaches buildout, though plans at this stage may shift before opening.

St. Johns Citizen

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Palm Valley AcademyK-8 · St. Johns County School District
Pine Island AcademyK-8 · St. Johns County School District
Valley Ridge AcademyK-8 · St. Johns County School District
Allen D. Nease High School9-12 · St. Johns County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $335/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near Palm Crest At Nocatee

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
>>>>>>> origin/main
Listing description

About this home

Welcome to 431 Palm Crest Drive, a beautifully appointed ICI Homes Costa Mesa floor plan in the highly sought-after Palm Crest community of Nocatee. This home showcases exceptional upgrades, quality finishes, and thoughtful details throughout. From the moment you step inside, you'll notice the expansive feel created by large-format tile flooring throughout, dramatic custom light fixtures, and a striking accent wall in the dining room.

Natural light fills the home, complemented by high-efficiency DC fans that enhance comfort in every room. The kitchen is a true focal point, featuring premium countertops, a custom tile backsplash that extends to the ceiling, double-stacked cabinetry with glass display and lighting, under-cabinet lighting, pull-out shelving, a Kohler composite sink, and upgraded LG appliances including a combo microwave/oven with air fryer functionality. The nearby laundry room is equally impressive, offering built-in cabinetry, a sink, and front-load LG washer and dryer.

The primary suite provides a relaxing retreat with a custom closet organization system and a beautifully finished bathroom featuring full-height tile, niches, and a custom walk-in shower with dual shower heads and a bench. Additional bathrooms continue the elevated finishes with floor-to-ceiling tile and upgraded details. A pocket door creates a private guest suite with direct access to the lanai, ideal for visitors or extended stays.

Everyday convenience is enhanced with a custom built-in mudroom bench, while smart features such as a front door lock, doorbell, and lanai camera add ease and security. Outdoor living is just as impressive, with a heated pool, full screen enclosure, and extended lanai with a privacy wall. The built-in summer kitchen includes a Blaze gas grill, sink, and refrigerator, perfect for entertaining.

The backyard is further enhanced with low-voltage landscape lighting, a drip irrigation system, and a Rachio smart irrigation controller. Additional features include a whole-house water filtration and softener system, EV charging outlet, upgraded attic insulation, a utility sink in the garage, and a relocated AC compressor positioned with the pool equipment for reduced noise. Located in one of Nocatee's premier neighborhoods, this home offers convenient access to top-rated schools, scenic trails, and world-class amenities, all just minutes from shopping, dining, and the beach.

431 Palm Crest Drive is a standout home with extensive upgrades and exceptional attention to detail throughout.

Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.

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Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,175,000
Bed / bath4 / 3
Living area2,565 sq ft
Year built2024
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2136570
Listing status110 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~41 ft
Windstorm exposureModerate
CountySt. Johns
Area listings33 active · 29 under contract
Estimated first-year tax~$10,105/yr
CDD assessment~$2,300/yr
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$458
Estimated monthly payment$7,362
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$705,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
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The full spec sheet

Property details & features

Interior

  • Bedrooms4
  • Bathrooms3
  • Living area2,565 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built2024
  • Age2 yrs

Listing

  • MLS #2136570
  • StatusActive
  • Days on market105
>>>>>>> origin/main
Listing courtesy of COMPASS FLORIDA LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$564,300the mess$718,200

Actual list price: $1,175,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 110 days on market vs. a 26-day community median
  • 33 active listings competing, 29 under contract
  • 2.5 months of supply
  • 160 closed here in the last 12 months

For reference, this home is listed at $1,175,000 ($458/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,565 sq ft × $220–$280/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.

Keep looking

Similar homes for sale near Palm Crest At Nocatee

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

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Listed for $1,175,000Momentum Realty · on market 110 days
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Listed for $1,175,000Momentum Realty · on market 105 days
>>>>>>> origin/main
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$10,105/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$2,300/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~41 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Palm Crest At Nocatee

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Palm Crest At Nocatee neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$705,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$250

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Palm Crest At Nocatee

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent Nocatee news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Retail Dining

The Hub at Nocatee, a 63,225 square foot retail and dining marketplace, announced for 2028

Tampa based Center Connect Development announced The Hub at Nocatee, a 63,225 square foot open air marketplace planned next to the Publix at Marketplace at Nocatee, west of Valley Ridge Boulevard South. Plans center on an open air courtyard with outdoor seating, event space, golf cart parking and a mix of restaurant, retail and service tenants, with opening targeted for 2028.

Why it matters: A sizable new commercial anchor inside the community could broaden daily conveniences, and added retail has historically supported buyer interest in surrounding villages.

Nocatee News

Jun 2026 · Retail Dining

Catullo's Italian to close its Nocatee Town Center location

Catullo's Italian announced it will close its Nocatee location after three years, with June 25 as the final day, and said the space has been sold to another restaurant group. The operator's separate San Pablo Road location in Jacksonville remains open.

Why it matters: Turnover of a Town Center restaurant space could shift the near term dining mix, though a reported sale to another operator may limit how long the storefront stays vacant.

Action News Jax

Jun 2026 · Retail Dining

New Crosswater Parkway retail strip to add primary care and dining across from Splash park

A new six-storefront commercial strip is rising along Crosswater Parkway across from Nocatee's Splash Water Park, in front of a nearly completed CubeSmart storage facility. Ascension St. Vincent's is expected to take three of the six bays for a primary care center, with a Monkey Juice and two undetermined restaurants filling the rest. The site sits near an incoming Turner Home store and a proposed Big Blue Marble Academy childcare center.

Why it matters: Added medical and everyday retail close to homes could be a modest convenience draw for buyers as the community approaches buildout, though plans at this stage may shift before opening.

St. Johns Citizen

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Nocatee Farmers' Market 3 min

Dining

  • Bluewater Bar & Grill 4 min

Shopping

  • Panther Plaza 11 min

Parks

  • Nocatee Community Park (Public) 3 min
Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Palm Valley AcademyK-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pine Island AcademyK-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Valley Ridge AcademyK-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
Allen D. Nease High School9-12 · St. Johns County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $250/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$5,385 – $7,833/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,144 – +$59At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 15, 2026)
Community market statsrealMLS closed sales, as of July 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 431 PALM CREST Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.