95462 ORCHID BLOSSOM Trail, Fernandina Beach, FL 32034
Single Family Residence in Amelia Concourse, Fernandina Beach · No CDD · Built 2021
Amelia Concourse · Fernandina Beach, FL 32034 · Nassau
Listing data updated September 11, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,492Sq Ft
2021Year Built
$251Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
21% above
$/sq ft vs community
$251 here vs $207 median sold (12 mo)
Buyer leverage
Balanced market
4.5-month supply
4.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $375k is at or below all 12 recent closed sales
As of September 11, 2026, 95462 ORCHID BLOSSOM Trail in Amelia Concourse, Fernandina Beach is listed at $375,000 (1,492 sq ft, about $251 per sq ft). That is 23% below Amelia Concourse's median closed sale of $488,500 over the last 12 months (16 recorded sales). Per square foot it is above the community's recent $207/sq ft by about 21%. It came to market within the past week. Listing facts: built in 2021, HOA dues of $6/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2021 · 5 yrs
1,492 sq ft of living area
2-car garage
Listed at $375,000 — recent neighborhood median sale price ~$488,500 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $6/mo (per listing)
School district: Schools Amelia Concourse is in the Nassau County SchoolCommunity built 2011–2022Dick's Wings and Grill · 6 min driveEllianos Coffee · 6 min driveWinn Dixie · 8 min drive
Momentum Research · Amelia Concourse
Pricing & the Amelia Concourse market
How this home is priced against recent nearby sales, and where Amelia Concourse has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Amelia Concourse
Each dot is a closed sale since 2009 (367 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $251/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 30 (cold).
Property timeline
This home’s history
2021BuiltPer public record
Sep 10, 2026First trackedObserved at $375,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,349/mo
Principal & interest $1,938/mo82%
Taxes $294/mo13%
Insurance $112/mo5%
HOA $6/mo0%
$2,349/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Estimated from today’s asking price and current Nassau County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $2,825/yr ($235/mo)
+$1,500 more each year
(+53%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$88,921
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
48/100
Strongest on: Affordability (89), Market timing (70)
0 limited50100 exceptional
48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $251/sq ft vs the community 12-month median $207/sq ft.
Affordability89
List price $375,000 vs the community median $488,500. Not a measure of personal affordability.
Market liquidity57
Community median 41 days on market, ~4.5 months of supply (12-month record).
Renovation upside10
From a 2021 build and $251/sq ft vs the community median $207/sq ft. Not a condition assessment.
Pricing power64
Recent sales closed at about 95.3% of original asking (~4.7% below). More room below asking generally favors buyers.
Market timing70
Momentum Market Heat is 30/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $251 per square foot, about 21% above the community’s $207 median. Amelia Concourse’s 12-month median sold price per square foot is $207. Median sold price per square foot is down 5.1% year over year. Confidence: Medium · 16 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
71% of homes in Amelia Concourse are owner-occupied. An estimated 29% are non-owner-occupied, including 13% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 227 homes matched. Community-level context.
Recent Amelia Concourse sales closed near 95.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in Amelia Concourse, no CDD assessment.
Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to your new home in the desirable Amelia Concourse community! This beautiful home offers a flexible and inviting floor plan designed for comfortable everyday living, entertaining, and relaxing at home. Enjoy peaceful water views from the spacious backyard with an evening breeze, while the covered patio and additional paver area provide the perfect setting for outdoor living, dining, and entertaining.
Conveniently located near shopping and dining, with easy access to Jacksonville, Kings Bay, and the beautiful beaches of Amelia Island, this home offers both comfort and convenience. Amelia Concourse residents enjoy exceptional community amenities, including a resort-style pool, children's splash park, playground, clubhouse, green space, and walking paths. Don't miss the opportunity to enjoy a beautiful home, scenic water views, and outstanding community amenities in a highly desirable location!
All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells.
Photos are digitally enhanced and could be altered, please verify
Description provided by DJ & LINDSEY REAL ESTATE and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$375,000
Bed / bath3 / 2
Living area1,492 sq ft
Year built2021
Property typeSingle Family Residence
Garage2-car
MLS #2164218
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountyNassau
Area listings6 active · 4 under contract
Estimated first-year tax~$3,525/yr
CDD assessmentNone on record
HOA (per listing)$6/mo
Calculated estimates
Price per sq ft$251
Estimated monthly payment$2,349
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$488,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$271,544the mess$346,144
Actual list price: $375,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $6/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
6 active listings competing, 4 under contract
≈4.5 months of supply
16 closed here in the last 12 months
For reference, this home is listed at $375,000 ($251/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,492 sq ft × $182–$232/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.
Keep looking
Similar homes for sale near Amelia Concourse
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $375,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,525/yr
A rough first-year estimate only, applying a typical Nassau rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$6/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 95462 ORCHID BLOSSOM Trail?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by DJ & LINDSEY REAL ESTATE · MLS # 2164218
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Market data · public records
Recent sales activity in Amelia Concourse
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Amelia Concourse neighborhood guide for more.
Comparable sales found
4
Recent nearby closings in the data set.
Community median sale price
$488,500
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$207
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Amelia Concourse
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Mar 2026 · Infrastructure
Second roundabout opens on William Burgess Boulevard at Liberty Cove Parkway
Nassau County opened a new roundabout where William Burgess Boulevard meets Liberty Cove Parkway following a final inspection. It was built by developer Greg Matovina and Associates under a developer agreement, with Burnham Construction as contractor. It is the second roundabout to open along the William Burgess corridor in the same week.
Why it matters: Added roundabouts along William Burgess Boulevard may smooth traffic flow on the corridor that links the Amelia Concourse area toward Florida 200 and Interstate 95.
Roundabout opens at William Burgess Boulevard and Harts Road
A roundabout at William Burgess Boulevard and Harts Road opened after a final Nassau County inspection. It was built by developer Greg Matovina and Associates through a developer agreement, with Holland Contractors as the contractor. The county noted the project took longer than anticipated due to construction challenges.
Why it matters: Improved intersections on William Burgess Boulevard could ease travel through a corridor that has been absorbing steady residential growth near Amelia Concourse.
Wildlight names first builders for new Garden District phase in Yulee
Wildlight announced Ashton Woods, David Weekley Homes, Perry Homes, and Toll Brothers as the first builders for its Garden District in Yulee. The district spans 4,700 acres with about 2,000 acres of conservation land and is planned for roughly 4,100 homes at full build-out. First model homes are expected to open in mid 2026.
Why it matters: A new builder lineup in the Yulee area may broaden new-construction options available to buyers shopping the wider Nassau County corridor.
Mass grading application signals progress on Shoppes at Yulee
An environmental resource permit application for mass grading of about 25.71 acres at Florida 200 and Interstate 95 pointed to early site work for the proposed Shoppes at Yulee. The plan shows a roughly 175,360 square foot anchor, 701 parking spaces, and four outparcels. The project still required county review.
Why it matters: A large-format retail anchor near the Interstate 95 interchange could expand shopping options reachable from the Yulee corridor near Amelia Concourse, though approvals remained pending.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Winn Dixie 8 min
Dining
Dick's Wings and Grill 6 min
Shopping
Villages of Amelia 8 min
Parks
Melton O. Nelson Memorial Park 11 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Yulee Primary SchoolPreK-2 · Nassau County School District
GRADEA
Yulee Elementary School3-5 · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
Yulee Middle School6-8 · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
Yulee High School9-12 · Nassau County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jul 2026
$410,000
95284 ORCHID BLOSSOM Trail, Fernandina Beach
3 / 2 bd/ba · 1,492 sq ft · $275/sq ft
Courtesy of SUMMER HOUSE REALTY · View details →
Sold May 2026
$464,000
95208 SNAPDRAGON Drive, Fernandina Beach
4 / 2 bd/ba · 1,870 sq ft · $248/sq ft
Courtesy of SUMMER HOUSE REALTY · View details →
Sold Aug 2026
$411,000
95338 CORNFLOWER Drive, Fernandina Beach
3 / 2 bd/ba · 1,896 sq ft · $217/sq ft
Courtesy of AMELIA ISLAND REAL ESTATE SERVICES · View details →
Sold Apr 2026
$390,000
95197 SNAPDRAGON Drive, Fernandina Beach
3 / 2 bd/ba · 1,916 sq ft · $204/sq ft
Courtesy of REMI REALTY, LLC · View details →
Community 12-month median: $207/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,719 – $2,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$681 – +$22At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 95462 ORCHID BLOSSOM Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $6/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Nassau County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,492 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,525/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 11, 2026)
Community market stats
realMLS closed sales, as of September 10, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 95462 ORCHID BLOSSOM Trail and when was it built?
Per the listing record, 95462 ORCHID BLOSSOM Trail was built in 2021 and has 1,492 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 95462 ORCHID BLOSSOM Trail in?
95462 ORCHID BLOSSOM Trail is in Amelia Concourse in Fernandina Beach, Nassau County. The community section on this page shows recent closed sales, days on market, and active inventory for Amelia Concourse from the same MLS data.
Does 95462 ORCHID BLOSSOM Trail have an HOA, and how much are the dues?
The listing reports HOA dues of $6 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 95462 ORCHID BLOSSOM Trail differ from the current owner's?
The estimate on this page (about $3,525 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 95462 ORCHID BLOSSOM Trail in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 95462 ORCHID BLOSSOM Trail in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
