188 days on market (MLS)Single Family Residence▼ Price cut: $500 (9/14)
$449,500
5-Bedroom Home in Entrada
981 Orellana Road, St. Augustine, FL 32084
Single Family Residence in Entrada, St. Augustine · No CDD on record · Built 2024
Entrada · St. Augustine, FL 32084 · St. Johns County
Listing data updated October 12, 2026 at 3:17 AM ET · checked against the MLS hourly
5Bedrooms
3Bathrooms
2,503Sq Ft
2024Year Built
$180Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
14% below
$/sq ft vs community
$180 here vs $209 median sold (12 mo)
Buyer leverage
Buyer advantage
188 days on market
3.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~28 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $450k tops 11 of the last 12 closed sales; also one of the largest homes here at 2,503 sq ft
As of October 12, 2026, 981 ORELLANA Road in Entrada, St. Augustine is listed at $449,500 (2,503 sq ft, about $180 per sq ft). That is 18% above Entrada's median closed sale of $380,000 over the last 12 months (19 recorded sales). Per square foot it is below the community's recent $209/sq ft by about 14%. It has been 188 days on market, longer than the community's typical 43 days to contract. Listing facts: built in 2024, HOA dues of $17/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2024 · 2 yrs
2,503 sq ft of living area
2-car garage
Listed at $449,500 — recent neighborhood median sale price ~$380,000 (nearby sales; deemed reliable, not an appraisal)
188 days on market
HOA $17/mo (per listing)
Listing description
About this home
Seller offering $5,000 in closing costs with an acceptable offer! Rare 5-bedroom, 3-full bathroom home in St. Johns County featuring a highly sought-after FIRST FLOOR BEDROOM and a peaceful, private backyard with stunning water and wooded views—no rear neighbors!
Designed for modern living, the open-concept layout centers around a sleek kitchen complete with QUARTZ countertops, white shaker cabinets, stainless steel appliances, a natural GAS range, and an oversized island that overlooks the spacious family room. A flexible main-level fFLEX ROOM provides the ideal space for a home office, playroom, or formal dining area. Upstairs, you'll find an expansive LOFT alongside a private primary suite boasting a spa-like bath and a massive walk-in closet.
Located in a vibrant community with resort-style amenities, you are just minutes from I-95, local shopping and dining, historic downtown St. Augustine, and the beaches. Schedule your tour today before this exceptional opportunity is gone!
Enjoy resort-style community amenities and an unbeatable location just minutes from I-95, historic downtown St. Augustine, shopping, dining, and the area's beautiful beaches. This exceptional home is move-in ready--schedule your private showing today!
Entrada is a fantastic, lifestyle-focused community, and its resort-style amenities are a major highlight for residents. In addition to these perks, it is indeed a natural gas community, which is a significant benefit for homeowners looking for energy-efficient appliances and premium cooking options. Here is a breakdown of what the community has to offer- Resort-style pool with zero-entry and fountains Clubhouse Fitness center Kids' splash pad Playground Pickleball and basketball courts Dog park Smart Home Technology Don't miss out on this incredible opportunity~schedule your private tour and see everything this home and community have to offer!
All 37 photos
Description provided by HOMESMART and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$449,500
Bed / bath5 / 3
Living area2,503 sq ft
Year built2024
Property typeSingle Family Residence
Garage2-car
MLS #2138679
Listing status188 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~28 ft
CountySt. Johns
Area listings19 active · 4 under contract
Estimated first-year tax~$3,866/yr
CDD assessmentNone on record
HOA$17/mo
Calculated estimates
Price per sq ft$180
Estimated monthly payment$2,953
Insurance (illustrative)$1k–$2k/yr
Messtimate range$420,504 – $478,073
Comparable-sales median$380,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,953/mo
Principal & interest $2,490/mo84%
Taxes $322/mo11%
Insurance $124/mo4%
HOA $17/mo1%
$2,953/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,866/yr
Estimate: a typical St. Johns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$17/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~28 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · ENTRADA
Pricing & the ENTRADA market
How this home is priced against recent nearby sales, and where ENTRADA has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in ENTRADA
Each dot is a closed sale since 2021 (31 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $180/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
Property timeline
This home’s history
2024BuiltPer public record
About Apr 2026Listed (per MLS)MLS reports 188 cumulative days on market as of October 12, 2026
Jul 2, 2026First seen on movewithmomentum.comObserved at $450,000
Sep 14, 2026Price cut$449,500 (-$500, -0.1%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $449,500Momentum Realty · on market 188 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Entrada in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2026
$375,000
266 CAMINHA Road, St. Augustine
4 / 2.5 bd/ba · 2,231 sq ft · $168/sq ft
Courtesy of CHAD AND SANDY REAL ESTATE GROUP · View details →
Sold Aug 2026
$400,000
184 LOGRONO Court, St. Augustine
4 / 2.5 bd/ba · 2,231 sq ft · $179/sq ft
Courtesy of DOGWOOD REALTY · View details →
Sold Oct 2026
$321,000
433 JARAMA Circle, St. Augustine
4 / 2.5 bd/ba · 2,231 sq ft · $144/sq ft
Courtesy of COLDWELL BANKER BEN BATES INC · View details →
Sold Sep 2026
$410,000
943 ORELLANA Road, St. Augustine
4 / 2 bd/ba · 2,144 sq ft · $191/sq ft
Courtesy of EXP REALTY LLC · View details →
Sold Aug 2026
$481,000
87 ZANCARA Street, St. Augustine
4 / 2 bd/ba · 2,144 sq ft · $224/sq ft
Courtesy of CENTURY 21 ST AUGUSTINE PROPERTIES · View details →
Sold Oct 2026
$355,000
237 ENCANTO Way, St. Augustine
4 / 2 bd/ba · 1,856 sq ft · $191/sq ft
Courtesy of WATSON REALTY CORP · View details →
Median of these 6 sales: $380,000 ($209/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$420,504the mess$478,073
Stronger local evidence — 6 comparable closed sales in Entrada, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $449,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 14% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $17/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 188 days on market vs. a 43-day community median
16 active listings competing, 3 under contract
≈3.0 months of supply
53 closed here in the last 12 months
For reference, this home is listed at $449,500 ($180/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,503 sq ft × $168–$191/sq ft (interquartile band of 6 comparable closed sales in Entrada, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 12, 2026.
Momentum Scores
Momentum Property Score
71/100
Strongest on: Flood safety (95), Buyer competition (95)
0 limited50100 exceptional
71/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area85
This home $180/sq ft vs the community 12-month median $209/sq ft.
Affordability20
List price $449,500 vs the community median $380,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~28 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity65
Community median 43 days on market, ~3.0 months of supply (12-month record).
Buyer competition95
5% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power56
Recent sales closed at about 96.9% of original asking (~3.1% below). More room below asking generally favors buyers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 3.0 months of supply in the surrounding market and 188 days on market for this home, against a 43-day area median.Days on market:this home 188Area median: 43 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. As of August 2, 2026.
🟡 Asking $180 per square foot, about 14% below the community’s $209 median. ENTRADA’s 12-month median sold price per square foot is $209. Median sold price per square foot is down 9.7% year over year. Confidence: Medium · 19 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent ENTRADA sales closed near 96.9% of original asking. Cash paid for about 5% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 19 active listings in ENTRADA, no CDD assessment.
Updated October 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by HOMESMART · MLS # 2138679
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Keep looking
Similar homes for sale near Entrada
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Mar 2026 · Builder
Madison Capital breaks ground on 278-unit St. Augustine apartment community
Madison Capital Group began construction March 25 on Madison Seagrass, a 278-unit apartment project at 875 Florida 16 in St. Augustine. The development uses Florida's Live Local Act, with roughly 40 percent of units set aside for renters at or below 120 percent of area median income. Plans show six three-story buildings plus a clubhouse and amenities.
Why it matters: Added multifamily supply along the Florida 16 and I-95 stretch near Entrada could broaden rental options in the corridor and may influence how new for-sale homes are positioned locally.
Publix opens at Elevation Point on State Road 16 in the I-95 corridor
Publix opened a 48,387 square foot store at Elevation Point, 2875 State Road 16 in St. Augustine, on January 15, 2026. A company representative described the location as a growing section of the I-95 corridor. The store includes a full-service deli, bakery, pharmacy with a drive-thru, and an adjacent Publix Liquors.
Why it matters: A new full-size grocery anchor in the same I-95 corridor near Entrada could improve everyday shopping access for nearby households and may support further retail interest along the corridor.
County reviewing 280-unit apartment plan at Florida 207 and I-95
St. Johns County is reviewing plans for a 280-unit apartment project at Florida 207 and Interstate 95, near a separate mixed-use proposal also under review. Site plans show three four-story buildings with 65 units each and a fourth with 85 units. The county development review committee was scheduled to discuss the project January 21.
Why it matters: New rental density proposed right at the SR 207 and I-95 interchange could change the mix of housing close to Entrada and may add traffic at an interchange already drawing commercial interest.
Commissioners set top road priorities as corridor work continues
St. Johns County commissioners voted on their top regional and local road priorities to submit to the North Florida Transportation Planning Organization for state and federal funding. State Road 16 was named the top regional priority for widening and intersection work from the First Coast Expressway through past I-95. The package also included trail and sidewalk segments.
Why it matters: Prioritizing nearby corridor capacity work could shape how quickly traffic conditions evolve around Entrada, though funding and timelines still depend on state and federal decisions.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
WebsterAssigned elementary school · St. Johns County School District
MurrayAssigned middle school · St. Johns County School District
GRADEA
St. AugustineAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 981 ORELLANA Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $17/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,503 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,866/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 12, 2026)
Comparable sales
realMLS closed sales in Entrada, last 18 months, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 981 ORELLANA Road and when was it built?
Per the listing record, 981 ORELLANA Road was built in 2024 and has 2,503 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 981 ORELLANA Road in?
981 ORELLANA Road is in Entrada in St. Augustine, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 981 ORELLANA Road have an HOA, and how much are the dues?
The listing reports HOA dues of $17 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 981 ORELLANA Road differ from the current owner's?
The estimate on this page (about $3,866 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 981 ORELLANA Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 981 ORELLANA Road in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
