Luxury Communities in Martin County, FL, Ranked by Sale Price
Which are the luxury communities in Martin County, FL? Ranked below by MLS median sale price, Martin County has 25 communities with medians at or above $700,000 — topping out at $3.67M. The ranking is an objective price measure from recorded closings.
Martin County luxury market at a glance
The top 20, ranked by median sale price
| # | Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|---|
| 1 | Sailfish Point | Stuart | $3.67M | – | 186 d |
| 2 | Four Rivers | Palm City | $2.10M | – | 42 d |
| 3 | Langford Landing | Jensen Beach | $2.10M | – | 150 d |
| 4 | Fox Grove | Palm City | $1.50M | – | 15 d |
| 5 | Canopy Creek | Palm City | $1.50M | – | 48 d |
| 6 | Palm City Farms | Palm City | $1.35M | – | 103 d |
| 7 | Cobblestone | Palm City | $1.20M | – | 70 d |
| 8 | Palm Cove Golf & Yacht Club | Palm City | $1.08M | – | 66 d |
| 9 | Stuart West | Palm City | $1.05M | – | 48 d |
| 10 | Pelican Cove | Palm City | $925,000 | – | – |
| 11 | Banyan Bay | Stuart | $921,000 | – | 129 d |
| 12 | North River Shores | Stuart | $908,000 | – | 83 d |
| 13 | Seagate Harbor | Palm City | $905,000 | – | 402 d |
| 14 | Hammock Creek | Palm City | $856,000 | – | 80 d |
| 15 | Highpointe | Stuart | $842,000 | – | 139 d |
| 16 | Crane Creek Country Club | Palm City | $835,000 | – | 286 d |
| 17 | Port Sewall | Stuart | $818,000 | – | 137 d |
| 18 | Willoughby Golf Club | Stuart | $795,000 | – | 107 d |
| 19 | Piper's Landing Yacht & Country Club | Palm City | $788,000 | – | 144 d |
| 20 | The Yacht & Country Club of Stuart | Stuart | $782,000 | – | 165 d |
Ranked by MLS median sale price across recent closings. Deemed reliable but not guaranteed.
How the luxury market trades differently
Above roughly $1M, Florida deals change shape: more cash buyers, longer marketing times, bigger spreads between list and sale price, and appraisals that matter less than comparable scarcity. Sellers here win on presentation and reach — the buyer often comes from out of state — and buyers win on patience and data: days-on-market and the original-list-to-sale gap tell you who has leverage. Insurance underwriting also tightens on high-value coastal homes; get the quote before the inspection period ends, and note the documentary-stamp math on a large deal with our seller net proceeds calculator.
What it costs to own here
At Martin County’s typical combined millage of 15.47 mills, a purchase at $3,675,000 (the highest community median on this list) generates roughly $56,849 a year in property tax before exemptions — about $4,737 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Martin County average about $2,580 a year ($215 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Martin County near $2,754 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Martin County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Martin County right now
In the most recent IRS migration data (2022-2023), Martin County gained a net 1,335 people to relocation, with the largest inbound flows from NY, NJ, CT. Households moving IN reported average incomes of $142,932 versus $90,119 for those leaving — the income mix of demand, straight from tax filings. Population is up about 1.8% over the recent multi-year window. On the supply side, builders pulled 845 residential permits in Martin County in 2025 (843 single-family), up 30.8% year over year — against 1,334 at the 2022 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 13.2% versus its income-and-rent fundamentals.
The Martin County market, in context
Martin County is Stuart and the Sailfish-Capital coast — a deliberately low-density, affluent Treasure Coast county that has fought to preserve its small-town, waterfront character.
The economy behind the market: {'drivers': 'healthcare, marine industry, professional services, and agriculture', 'summary': "Martin's economy is anchored by Cleveland Clinic Martin Health (the county's largest employer), a robust marine industry — boat building, repair, and yacht services around Stuart's waterways — plus professional services tied to an affluent population and an agricultural base (citrus, cattle) in the west. The county's strict growth management deliberately limits the scale of development.", 'employers': ['Cleveland Clinic Martin Health', 'Martin County School District', 'Martin County government', 'marine-industry firms (boatbuilding, repair, yacht services)', 'Publix', 'agriculture (west county)'], 'jobNote': "Cleveland Clinic Martin Health is the county's largest employer; Stuart's marine industry — boatbuilding, repair, and yacht services — is a defining sector."}
What could change it: Martin carries Treasure Coast hurricane and storm-surge exposure on the barrier island and along the rivers, with high coastal insurance, and the Indian River Lagoon's health is an environmental concern. The county's strict growth management keeps supply tight (supporting values but limiting options), and prices run above the neighboring Treasure Coast counties.
Run the numbers in Martin County
- Find the best agent in Martin County
- Get a cash offer in Martin County
- Martin County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Shopping a different budget? See the most affordable communities in Martin County.
Common questions
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Rankings are objective MLS median-sale-price aggregates as of 2026-06-16, change over time, and are deemed reliable but not guaranteed. They describe home prices only. Equal Housing Opportunity.