Palm City Farms Homes for Sale

Established 1988 · Palm City · Martin County

Palm City's acreage and equestrian ranchettes, an old-Florida country setting with riding trails.

Acreage ranchettesEquestrian, riding trailsTop Martin schools

Live Market Pulse

39/100
Momentum

Buyer's Market

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Palm City Farms

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseBeachesMLS

$1.40M

Median Price

8mo

Supply

67days

Avg DOM

Soft

Seller Leverage

$413/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Palm City Farms is the large-acreage, equestrian alternative to Martin County's gated subdivisions, a country stretch of ranchette-style parcels west of suburban Palm City. The read is land and lifestyle: people buy here for room to keep horses and animals, an extensive riding-trail system, and an old-Florida feel, while still landing in top-rated Martin County schools and an easy reach of the highways. Zoning is Ag Ranchette (about one home per five acres), so supply is naturally limited. The deal is in the land math, usable dry acreage, access, and flood posture, far more than the house."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Palm City Farms market snapshot (as of June 25, 2026): the median sale price is about $1.4M ($413 per sq ft), with homes averaging 67 days on market and 8.0 months of supply, a buyer's market. Based on 9 recent closings in live BeachesMLS data.

Palm City Farms is a rural-residential, equestrian area of Palm City (ZIP 34990), Martin County, made up of ranchette-style parcels rather than a single subdivision (Palm City Farms area profiles).

Parcels are large. The most common lots are about five acres, with holdings typically ranging from two acres to ten or more. Zoning is generally Ag Ranchette, which allows roughly one home per five acres, with some parcels zoned for residential estate use; confirm the zoning and use for a specific parcel.

The equestrian lifestyle is the draw: Palm City Farms is known for an extensive riding-trail system, and it includes Meadow Run, a gated equestrian community of about 90 homesites of five-plus acres each. Confirm trail access and any community rules for the specific parcel.

Because this is acreage, value turns on the land. Separate usable dry acreage from wetland, confirm legal access and the well and septic, and check the flood zone, then comp on land and improvements (barns, fencing, arenas) rather than the house alone.

Quick Match

Who Palm City Farms is best for.

Best for

Buyers who want acreage to keep horses or animals with riding-trail access
Buyers who want privacy and room for trucks, trailers, and outbuildings in top Martin schools
Buyers comfortable owning a well and septic and budgeting for acreage upkeep

Probably not for

Buyers who want city water and sewer, sidewalks, and HOA-maintained common areas
Buyers who want a low-maintenance suburban home on a small lot
Buyers who need a short commute to the beach or downtown

Market Pulse

How Palm City Farms is performing right now

39/100
momentum

Buyer's Market

Seller's marketBalancedBuyer's market

8Months of supplytight

62Median days on marketdays

1 : 6Under contract vs for salestrong demand

9Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+14%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Palm City Farms listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare or Palm City. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now6 : 1active : pending

For sale6

Pending1

Sold 12mo9

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Palm City Farms buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Palm City Farms

Live MLS inventory for Palm City Farms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

6154 Sw Woodham Street home for sale in Palm City Farms

Active · 37 daysTop listing

$3,495,888

4 bd · 4.5 ba · 4,597 sqft · built 2024

6154 Sw Woodham Street, Palm City, 34990

Listed by RE/MAX Select Group

4836 Sw Savage Street home for sale in Palm City Farms

Active · 26 days

$2,899,000

5 bd · 5.5 ba · 4,349 sqft · built 2025

4836 Sw Savage Street, Palm City, 34990

Listed by One Sotheby's Intl. Realty

6161 Sw 42Nd Street home for sale in Palm City Farms

Active · 104 days

$1,995,000

5 bd · 4.5 ba · 4,169 sqft · built 2008

6161 Sw 42Nd Street, Palm City, 34990

Renovated

Listed by Keller Williams Realty/P B

7003 Sw Wisteria Terrace home for sale in Palm City Farms

Active · 64 days

$1,595,000

5 bd · 4.5 ba · 4,052 sqft · built 2002

7003 Sw Wisteria Terrace, Palm City, 34990

Reno opportunityBest value

Listed by Lee Property Sales Inc.

5023 Sw Martin Commons Way home for sale in Palm City Farms

Active · 60 days

$1,250,000

4 bd · 3 ba · 2,935 sqft · built 2018

5023 Sw Martin Commons Way, Palm City, 34990

Reno opportunityBest value

Listed by RE/MAX of Stuart

6347 Sw Travers Street home for sale in Palm City Farms

Active · 110 days

$1,080,000

3 bd · 3 ba · 2,319 sqft · built 2016

6347 Sw Travers Street, Palm City, 34990

Reno opportunityBest value

Listed by RE/MAX Masterpiece Realty

5225 Sw Ludlum Street home for sale in Palm City Farms

Pending · 109 days

$1,295,000

4 bd · 4 ba · 2,312 sqft · built 1974

5225 Sw Ludlum Street, Palm City, 34990

Listed by Charles Rutenberg Realty FTL

Active and pending Palm City Farms listings as of 2026-06-25, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Interactive Map

Palm City Farms on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Palm City Farms. They are approximate and vary with traffic and your exact start point.

Florida's Turnpike / I-95 (Martin Hwy)~10 to 20 min · via Martin Highway, approximate

Downtown Stuart~20 to 30 min · east across the river

Cleveland Clinic Martin (Stuart)~20 to 30 min · nearby hospital

Stuart and Hutchinson Island beaches~30 to 45 min · east to the coast

Palm Beach Gardens (PGA corridor)~35 to 45 min · south via I-95

Palm Beach International (PBI)~50 to 60 min · south

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Palm City Farms Homes for Sale with Momentum Realty’s local guides.

Fox Groveat Meadow Run Homes for Sale in Palm City, FLPalm City, FL · 0.9 mi

Newfield Homes for Sale in Palm City, FLPalm City, FL · 3.1 mi

Cobblestone Homes for Sale in Palm City, FLPalm City, FL · 3.2 mi

Highlands Reserve Homes for Sale in Palm City, FLPalm City, FL · 3.3 mi

Stuart West Homes for Sale in Palm City, FLPalm City, FL · 3.8 mi

Canopy Creek Homes for Sale in Palm City, FLPalm City, FL · 4.4 mi

Berry Grove Homes for Sale in Palm City, FLPalm City, FL · 4.9 mi

Hammock Creek Homes for Sale in Palm City, FLPalm City, FL · 5.2 mi

Piper's LandingYacht & Country Club Homes for Sale in Palm City, FLPalm City, FL · 5.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Palm City Farms (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Martin County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Palm City Farms is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Palm City Farms address.

The takeaway

What actually shapes value in Palm City Farms, sourced and dated. We do not publish rumor.

Recent Developments in Palm City Farms

Development Intelligence

Our read on what is being built around Palm City Farms, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural fact is supply: Ag Ranchette zoning caps density at roughly one home per five acres, so the acreage and equestrian lifestyle inside reach of Martin schools and the highways is scarce. The watch items are parcel-specific, usable dry acreage, legal access, the well and septic, and flood posture.

Ag Ranchette zoning caps density at about one home per five acres

BullishLow-density zoning limits new lot creation, keeping the acreage and equestrian inventory scarce and supporting durable value; confirm zoning per parcel. impact

SignificanceRadius: Community

Ag Ranchette zoning caps density at about one home per five acres

Extensive riding-trail system and gated Meadow Run enclave

BullishA recognized trail network and an equestrian enclave reinforce the area's horse-friendly identity, a durable draw; confirm access and rules. impact

SignificanceRadius: Community

Extensive riding-trail system and gated Meadow Run enclave

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Palm City Farms, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Established
Community
Equestrian ranchette area west of suburban Palm City
Palm City Farms is an established acreage and equestrian area of Martin County with parcels commonly two to ten-plus acres, Ag Ranchette zoning, an extensive riding-trail system, and the gated Meadow Run equestrian enclave of roughly 90 five-plus-acre homesites (area profiles). Treat figures as reported and confirm per parcel. Why it matters: The land and the equestrian access are the scarce asset; that scarcity, not the house, supports value. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Palm City Farms buying strategy.

If we were buying in Palm City Farms, this is the order of operations we would run, and the one we run for our clients.

Pull the FEMA flood zone and elevation for the exact parcel, since acreage near canals and low ground can rate very differently lot to lot.

Inspect the well and septic, not just the house. Confirm age, capacity, and condition, test the water, and budget for filtration and any drainfield work.

Confirm legal access and the zoning (Ag Ranchette versus residential estate) and any equestrian or trail rules for the specific parcel.

Separate usable dry acreage from wetland, since headline lot size is not the same as buildable, ridable land; check any agricultural classification on the tax bill.

Comp on land and improvements (dry acreage, access, barns, fencing, arenas), not the floor plan, because land quality drives value here.

The Quick Decision

Best Buy

A sound home on a few usable, dry, well-accessed acres with a workable equestrian setup, priced on the land.

Biggest Risk

Buying headline acreage that is partly wetland or poorly accessed, or inheriting an aging septic or flood exposure you did not price.

Best Lot

Dry, usable acreage with road frontage and equestrian improvements carries a clear premium over wet or landlocked land.

Smart Timing

Because acreage here is scarce and individual, a prepared, diligence-ready buyer moves quickly on the right parcel.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Palm City Farms is a rural-residential, equestrian area of Palm City (34990), Martin County, of ranchette-style parcels commonly two to ten-plus acres, generally zoned Ag Ranchette (about one home per five acres) with some residential estate parcels. It is known for an extensive riding-trail system and includes Meadow Run, a gated equestrian enclave of roughly 90 five-plus-acre homesites. Most parcels are on private well and septic with no mandatory HOA. The area is served by top-rated Martin County schools assigned by address; verify the exact assignment, zoning, and access with the county and district.

Palm City Farms Homes For Sale

What your money buys in Palm City Farms.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Palm City Farms today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller parcels and homes needing work

$800K to $1.30M

The lower end is smaller parcels (roughly two acres) or older homes needing updates. Even entry pricing reflects acreage scarcity, so confirm the well, septic, and flood posture first.

Lowest entry

Mid: home on a few usable acres

$1.30M to $1.50M

The core of the market is a home on a few dry, usable acres with a workable setup. Land quality, access, and condition separate these more than square footage.

Most inventory

High: equestrian estates on large dry acreage

$1.50M to $3.85M

The top end is larger five-plus-acre tracts with equestrian improvements (barns, stalls, arenas) or premium dry land, including the gated Meadow Run enclave. These trade on usable acreage and the quality of the setup.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$1.40M buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$800K to $1.30M

Entry: smaller parcels and homes needing work

The lower end is smaller parcels (roughly two acres) or older homes needing updates. Even entry pricing reflects acreage scarcity, so confirm the well, septic, and flood posture first.

$1.30M to $1.50M

Mid: home on a few usable acres

The core of the market is a home on a few dry, usable acres with a workable setup. Land quality, access, and condition separate these more than square footage.

$1.50M to $3.85M

High: equestrian estates on large dry acreage

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Palm City Farms, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Palm City Farms is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Palm City Farms holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Palm City locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Palm City Farms

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The acreage, the trails, and the equestrian freedom are priced into every Palm City Farms listing. The deal is in the land itself, usable dry acreage, legal access, a sound well and septic, and the flood line, not the house.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.0A- · Buy Score

Resale Strength8.4/10

Renovation Risk6.2/10

Location Efficiency7.4/10

Long-Term Defensibility8.8/10

Carrying Cost Advantage7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Palm City Farms is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take

Dry, usable acreage with legal road access carries the clear premium.
Wet or landlocked acreage is the value trap; headline size can mislead.
Equestrian improvements and frontage drive price more than the house.

In Palm City Farms the land is the asset and lot quality is the biggest driver of price after condition. Dry, usable acreage with legal access and useful equestrian improvements commands a premium, while partly wet, poorly drained, or landlocked parcels trade lower for good reason. Because headline acreage can overstate buildable, ridable land, compare a parcel against the closest sale with similar dry acreage, access, and improvements, not an area average.

The 15-Second Verdict

Palm City Farms in 15 seconds.

Best forBuyers who want real acreage for horses and animals with riding-trail access in top Martin schools.

Strong onSpace, privacy, scarcity from Ag Ranchette zoning, an extensive trail system, and an old-Florida country setting.

WatchWell and septic condition, flood zone and elevation, legal access, zoning, and wet versus dry acreage.

Not forBuyers who want city water and sewer, sidewalks, low maintenance, or a short beach commute.

The edgeScarce, individual acreage rewards a prepared buyer who reads the land and can move on the right parcel.

HOA, CDD & Fees

15-Second Take

Most parcels carry no mandatory HOA; Meadow Run is a gated exception.
Your real fixed costs are the well, the septic, and flood insurance.
Ag Ranchette zoning keeps density and supply low.
Confirm legal access and zoning for the exact parcel.
Dry, usable acreage with improvements carries the premium.

Most of Palm City Farms is acreage outside a mandatory HOA, so there are typically no community dues; the gated Meadow Run enclave is an exception with its own association. Treat any figure as reported and confirm. Budget instead for the real carrying costs of acreage: a private well and septic, access maintenance, and flood insurance on exposed parcels.

Outside an enclave like Meadow Run, there is generally no HOA and no HOA-funded services; recreation is the area's trails and the outdoors. Confirm what, if anything, applies to your parcel.

Equestrian use runs through the area's extensive riding-trail system, with Meadow Run a gated equestrian enclave of roughly 90 five-plus-acre homesites. Confirm trail access and any enclave rules for the specific parcel.

Run Your Numbers

Tools for a Palm City Farms buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxMartin County millage and the homestead picture.Rent vs buyThe breakeven on owning in Palm City Farms.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Palm City Farms

Thinking of selling in Palm City Farms?

Your buyer is comparing real acreage, so sell what is specific: usable dry acreage, legal access, the well and septic, the flood zone, and any equestrian improvements, not just the house.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Palm City Farms, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Palm City Farms, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Palm City Farms home worth?

Get a no-obligation home value based on real comparable sales in Palm City Farms matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Palm City Farms on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Martin County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,470/mo

Martin County typical true cost to own

$215/mo

Martin County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Martin County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

34% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-03).

Palm City Farms Market Scorecard

Buyer's Market

Palm City Farms is currently a buyer's market. About 6.7 months of supply, a median asking price of $1,995,000, and homes go under contract in about 68 days.

6.7

Months supply

$1,995,000

Median list

$1,400,000

Median sold

$413

Per sqft

Days on mkt

5/1/9

Active/Pend/Sold

Typical home value in the 34990 ZIP is $606,148, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Palm City Farms?

It is the rural, equestrian area of Palm City (ZIP 34990), Martin County, west of the suburban subdivisions, made up of ranchette-style acreage rather than a single development.

How big are the lots in Palm City Farms?

Large. The most common parcels are about five acres, with holdings typically from two acres to ten or more. Confirm the exact acreage and how much is usable dry land for a specific parcel.

Can I keep horses in Palm City Farms?

Yes. The area is known for its equestrian use and an extensive riding-trail system, and Ag Ranchette zoning contemplates horses subject to county rules. Confirm the rules and trail access for your specific parcel.

What is the zoning in Palm City Farms?

Generally Ag Ranchette, which allows roughly one home per five acres, with some parcels zoned for residential estate use. Confirm the zoning and permitted use for the exact parcel with Martin County.

Is Palm City Farms on city water and sewer?

Generally no. Most properties use a private well and an onsite septic system. Inspect and test both during diligence and budget for filtration and eventual septic maintenance.

Does Palm City Farms have an HOA?

Most parcels are not in a mandatory HOA, so there are typically no community dues. The gated Meadow Run enclave is an exception with its own association. Confirm what applies to your parcel.

What is Meadow Run?

A gated equestrian community within Palm City Farms of roughly 90 homesites that are five-plus acres each. Confirm the association rules and dues directly for that enclave.

What schools serve Palm City Farms?

It is served by Martin County schools, which are well regarded, assigned by home address. Assignments change, so verify the exact zoned schools with the Martin County School District.

Is Palm City Farms in a flood zone?

Parts can be. Acreage near canals and low ground can rate differently lot to lot, so pull the FEMA flood zone and elevation and a bindable insurance quote for the exact parcel.

How is the commute from Palm City Farms?

Martin Highway connects to Florida's Turnpike and I-95 roughly 10 to 20 minutes east, with downtown Stuart about 20 to 30 minutes and the beaches 30 to 45. It is a rural location, so commutes run longer than in coastal Stuart.

Is Palm City Farms a good investment?

It holds a scarce niche, acreage and equestrian land in top Martin schools with limited new supply, but value turns on parcel-specific land quality. Run the all-in cost of well, septic, flood, and access and comp on dry acreage before deciding.

Should I use the listing agent to buy in Palm City Farms?

No. The listing agent works for the seller. On acreage where land quality and access swing value, having your own representation to read the land, the zoning, and the comps is the highest-leverage decision you make.

Who is the best real estate agent for Palm City Farms?

The best agent for Palm City Farms is one who actively works Palm City and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Palm City Farms.

How do I find a top Palm City real estate agent who knows Palm City Farms?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Palm City Farms and the wider Palm City area.

Can Momentum Realty connect me with an agent for Palm City Farms?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Palm City Farms purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Palm City Farms?

An honest fit check. We will tell you when it is not your community.

You want real acreage for horses or animals with riding-trail accessExcellent fit

You want privacy and room for equipment in top Martin schoolsExcellent fit

You are comfortable owning and maintaining a well and septicExcellent fit

You want city water and sewer, sidewalks, and HOA-maintained amenitiesProbably not

You want a low-maintenance suburban home on a small lotProbably not

You need a short commute to the beach or downtownProbably not

Get the inside read on Palm City Farms

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Palm City Farms home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Palm City Farms specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Palm City Farms - what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Palm City Farms Homes for Sale

The 60-Second Overview

Who Palm City Farms is best for.

Best for

Probably not for

How Palm City Farms is performing right now

Homes For Sale Right Now in Palm City Farms

Palm City Farms on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Palm City Farms

Ag Ranchette zoning caps density at about one home per five acres

Extensive riding-trail system and gated Meadow Run enclave

Equestrian ranchette area west of suburban Palm City

The Palm City Farms buying strategy.

The full read, only if you want it.

What your money buys in Palm City Farms.

What ~$1.40M buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Palm City Farms holds value.

5 Mistakes Buyers Make in Palm City Farms

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Palm City Farms is different.

Which Lots & Views Hold Value Best

Palm City Farms in 15 seconds.

HOA, CDD & Fees

Tools for a Palm City Farms buy.

Thinking of selling in Palm City Farms?

In Palm City Farms, condition and view decide your number

What is your Palm City Farms home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Palm City Farms Market Scorecard

Frequently Asked Questions

Should you buy in Palm City Farms?

Get the inside read on Palm City Farms

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.

More Palm City & Stuart & Martin County guides