Florida Housing IntelligenceMarion County › 32134 (Fort Mccoy)
Aerial view of 32134, Florida

32134 (Fort Mccoy)
Housing Market

ZIP code market report · Marion County

Median sale price $190,000, down 29.0% year over year, with homes going under contract in about 47 days.

4 communities reporting17 sales analyzedRefreshed twice dailyMomentum Score 34
Live Market Pulse
34/100
Momentum
Soft Market
Prices are down 29% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32134 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$190K
Median sold · 12 moConfidence: Low
down 29.0% vs the prior 12 months
-29.0%
1-yr price change
n = 17 recent sales
$133/sf
Sold $/sqft · 12 mo
Marion County: $168 · -24.9% vs prior yr
89.0%
Sale vs ask
Marion County: 95.5% · -8.9pp vs prior yr
$274K
Marion County home value
Zillow ZHVI, monthly · -2.5% vs a year ago
Tempo
47days
Median DOM · closed
Marion County: 68 days · -1.0 days vs prior yr
Market context
26%
Listings with price cuts
Marion County · Zillow · -1.1pp vs prior month
3,754
County for-sale inventory
Zillow, monthly · -1.3% vs prior month
46%
Cash buyers
share of sales · peak 57% · -11.4pp vs prior yr
34/100
Momentum score
Soft Market
4
Communities reporting
of 20 tracked in 32134
Economy & people · county layer
$58,535
Median household income
U.S. Census ACS, county
387,697
County population
+11.3% since 2018
4.7×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$1,659/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 29.0% versus the prior year, but sellers are still collecting 89.0% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 34
Momentum Score
Buyer leverage66
Seller leverage34

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32134 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32134 (Fort Mccoy)

The median sale price across 32134 currently stands at $190,000, down 29.0% from a year ago. Buyers are paying a median of $133 per square foot. The typical home goes under contract in about 47 days. Sellers are capturing 89.0% of their original asking price on average.

Zillow's home value index for Marion County stands at $273,513. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32134 is 34 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Where the market is heading

Home value trend · Marion County (Zillow ZHVI)

$273K$277K$281K$274KJun '25: $281KJul '25: $280KAug '25: $279KSep '25: $278KOct '25: $277KNov '25: $276KDec '25: $276KJan '26: $276KFeb '26: $276KMar '26: $276KApr '26: $275KMay '26: $275KJun '26: $274KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

3,6273,7173,8063,754Jun '25: 3,639Jul '25: 3,655Aug '25: 3,641Sep '25: 3,631Oct '25: 3,648Nov '25: 3,669Dec '25: 3,637Jan '26: 3,636Feb '26: 3,658Mar '26: 3,767Apr '26: 3,791May '26: 3,803Jun '26: 3,754Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Marion County (MLS)

1,2302,7084,186Aug 03 · Active: 4,127Aug 04 · Active: 4,074Aug 05 · Active: 4,096Aug 03Aug 04Aug 05ActivePending
Local Economics · county layer

What’s driving 32134

Who’s moving here
+11,408 net residents/yr

Top inbound states: NY, PA, NJ, MA. Movers arriving report ~$65,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,263/yr avg premium

1,973 Citizens policies in force in Marion County — the state-backed insurer of last resort. Budget insurance into any Marion purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,985 units permitted -11% YoY

5,420 single-family · 565 multi-family · 15.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Marion

MarketMedianActiveScore
32134 ← this page$190K34
34470$297K31164Open →
34471$218K1260Open →
32179$247K857Open →
34474$297K865Open →
32113$369K649Open →
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Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32134 right now?

The data says conditions currently favor buyers in 32134 — the Momentum Score reads 34/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32134 becoming more affordable?

Yes, modestly — the median sale price in 32134 is $190,000, down 29.0% versus the prior year, while sellers still capture 89.0% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Questions

32134 (Fort Mccoy) housing market FAQ

What is the median home price in 32134?

The median sale price in 32134 is currently $190,000, down 29.0% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32134 a buyer's or seller's market right now?

The data currently favors buyers. 32134 scores 34 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32134?

The typical home in 32134 goes under contract in about 47 days, per current MLS data.

Are home prices in 32134 rising or falling?

Median sale prices are down 29.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32134 (Fort Mccoy). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.