32134 (Fort Mccoy)
Housing Market
Median sale price $190,000, up 0.8% year over year, with homes going under contract in about 48 days, 5 homes on the market.
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Housing Market Analyst
Inventory sits at 1.7 months of supply — tight by the 3-to-6-month balanced benchmark, and 0% of listed homes are already under contract. Prices are up 0.8% versus the prior year and sellers are still collecting 90.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — pressure remains upward while supply stays this thin.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 0% of inventory sits under contract.
- Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32134 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32134 (Fort Mccoy)
The median sale price across 32134 currently stands at $190,000, up 0.8% from a year ago. Buyers are paying a median of $133 per square foot. The typical home goes under contract in about 48 days. Sellers are capturing 90.0% of their original asking price on average.
There are 5 active listings on the market. At the current sales pace that works out to 1.7 months of supply — a seller-leaning market by the standard six-month benchmark. 36 homes closed here over the trailing 12 months.
Zillow's home value index for Marion County stands at $272,791. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32134 is 53 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 26, 2026.
32134 since 2012 — and where it’s heading
A median home here sold for $165,000 in 2012 and $336,395 over the last recorded year — 104% appreciation across 14 years of recorded sales. Cash buyers took 46% of recent sales, down from a 57% peak.
Median sale price · 2012–2026 (684 recorded sales)
Days on market by year
Home value trend · Marion County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Marion County (MLS)
Median price · daily recalculation
What’s driving 32134
Top inbound states: NY, PA, NJ, MA. Movers arriving report ~$65,711 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,973 Citizens policies in force in Marion County — the state-backed insurer of last resort. Budget insurance into any Marion purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
5,420 single-family · 565 multi-family · 15.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Marion
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32134 ← this page | $190K | 5 | 53 | |
| 34470 | $297K | 311 | 64 | Open → |
| 32179 | $247K | 13 | 65 | Open → |
| 34471 | $218K | 12 | 60 | Open → |
| 32113 | $369K | 11 | 51 | Open → |
| 34474 | $297K | 8 | 65 | Open → |
Neighborhoods on the move
| ACRG NONSUBOcala | $646K | 5 |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32134 right now?
The data says conditions currently favor neither side decisively in 32134 — the Momentum Score reads 53/100 with 1.7 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32134 becoming more affordable?
No — the median sale price in 32134 is $190,000, up 0.8% versus the prior year, while sellers still capture 90.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
32134 (Fort Mccoy) housing market FAQ
What is the median home price in 32134?
The median sale price in 32134 is currently $190,000, up 0.8% from a year ago, based on MLS sales data updated August 26, 2026.
Is 32134 a buyer's or seller's market right now?
The data currently is roughly balanced. 32134 scores 53 of 100 on the Momentum Score, with 1.7 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32134?
The typical home in 32134 goes under contract in about 48 days, per current MLS data.
How many homes are for sale in 32134?
There are approximately 5 active listings in 32134 as of August 26, 2026.
Are home prices in 32134 rising or falling?
Median sale prices are up 0.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32134 (Fort Mccoy). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 26, 2026 at 8:37 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.