Unrec Sub
Homes for Sale in Lutz, FL

Unrec Sub is a small, unbranded pocket of Lutz on the Pasco County side, with 69 homes spanning nearly six decades of construction. It reads less like a planned community and more like an established, varied enclave where no two properties are quite alike.

Stellar MLS sales records identify 22 homes in Unrec Sub that have changed hands since 2014, built between 1965 and 2007 (median 1987), with a median living area of about 1,440 sq ft and a typical 3-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Unrec Sub across 2024–2024, median $80,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Unrec Sub is too small for its own price trend, so here is the market around it.

In ZIP 33523, 102 homes are on the market and 28% are under contract — a steady corner of Lutz.

Across Pasco County, 4,382 homes are active and 1,285 pending (23% under contract).

In ZIP 33523 (Lutz), 444 homes closed in the last 12 months at a median of $220K ($183/sq ft), up 0.0% year over year, with a median 40 days on market. Right now 34 active and 15 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 33523 housing market and the Pasco County market.

ZIP and county figures describe the wider market, not Unrec Sub specifically. Momentum Research analysis of MLS records.

• Chester W Taylor Elemen-PO · Elementary
• Raymond B Stewart Middle-PO · Middle
• Zephryhills High School-PO · High

Zoned schools reflect the assignments reported on recent Unrec Sub listings and can change; always confirm with Pasco County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Unrec Sub address.

The defining fact here is the range: a build window from 1965 to 2024 inside a group of just 69 homes. That tells you the housing stock has been added to and reworked over time rather than delivered in a single phase. The median year built of 1985 anchors the community in older construction, but the newer end means some homes carry current systems and layouts. Understand which one you are looking at before you anchor to any number.

Owner-occupancy runs at about 66 percent homestead, a solid majority that points to a stable ownership base rather than a heavy investor footprint. Combined with the modest median size near 1,476 square feet, this is a place where turnover is measured and each listing matters. With so few homes, a single sale can shift the comparable picture, so timing and pricing precision count for more here than in a large tract.

In a 69-home pocket with a six-decade build range, generic pricing tools fall apart — the comps are thin and the condition variance is real. We price and evaluate each home on its own systems, updates, and layout rather than a neighborhood average, and we know how to read a market this small where one closing moves the needle.

Listings in this community report association dues of about $18 per month — the median AssociationFee across 30 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.