Umatilla
Housing Market
Median sale price $315,000, down 4.6% year over year, with homes going under contract in about 80 days, 22 homes on the market.
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Housing Market Analyst
Inventory sits at 4.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 29% of listed homes are already under contract. Prices are down 4.6% versus the prior year, but sellers are still collecting 95.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 29% of inventory sits under contract.
- Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Umatilla data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Umatilla is hot — and where it isn't
Each dot is a community (12 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Umatilla
The median sale price across Umatilla currently stands at $315,000, down 4.6% from a year ago. Buyers are paying a median of $186 per square foot. The typical home goes under contract in about 80 days. Sellers are capturing 95.5% of their original asking price on average.
There are 22 active listings on the market, with 6 more already under contract. At the current sales pace that works out to 4.8 months of supply — roughly balanced conditions by the standard six-month benchmark. 58 homes closed here over the trailing 12 months.
Umatilla prices sit below the Lake County median by roughly 15%. Zillow's home value index for Lake County stands at $364,339. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Umatilla is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Umatilla since 2012 — and where it’s heading
A median home here sold for $94,359 in 2012 and $332,010 over the last recorded year — 252% appreciation across 14 years of recorded sales. Cash buyers took 12% of recent sales, down from a 42% peak.
Median sale price · 2012–2026 (676 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Lake County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Lake County (MLS)
What’s driving Umatilla
Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023
3,500 Citizens policies in force in Lake County — the state-backed insurer of last resort. Budget insurance into any Lake purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Lake County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Umatilla ← this page | $315K | 22 | 49 | |
| Leesburg | $286K | 219 | 43 | Open → |
| Clermont | $438K | 194 | 63 | Open → |
| Tavares | $330K | 102 | 48 | Open → |
| Lady Lake | $225K | 96 | 56 | Open → |
| Mount Dora | $470K | 82 | 60 | Open → |
Neighborhoods on the move
| EAST UMATILLAUmatilla | $322K | ▲ -2% |
| Magnolia Pointe Phase 1Umatilla | $315K | ▲ -6% |
| SEASONS AT MAGNOLIA POINTEUmatilla | $352K | ▲ -10% |
| SEASONS AT MAGNOLIA POINTEUmatilla | $352K | ▼ 10% |
| Magnolia Pointe Phase 1Umatilla | $315K | ▼ 6% |
| EAST UMATILLAUmatilla | $322K | ▼ 2% |
| SEASONS AT MAGNOLIA POINTEUmatilla | $352K | 7 |
| EAST UMATILLAUmatilla | $322K | 6 |
| UMATILLA LAKE MARY ESTATES SUBUmatilla | $230K | 1 |
| EAST UMATILLAUmatilla | $322K | 48 days |
| Magnolia Pointe Phase 1Umatilla | $315K | 70 days |
| SEASONS AT MAGNOLIA POINTEUmatilla | $352K | 196 days |
Umatilla ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Umatilla right now?
The data says conditions currently favor neither side decisively in Umatilla — the Momentum Score reads 49/100 with 4.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Umatilla becoming more affordable?
Yes, modestly — the median sale price in Umatilla is $315,000, down 4.6% versus the prior year, while sellers still capture 95.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Umatilla?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SEASONS AT MAGNOLIA POINTE (-10%); Magnolia Pointe Phase 1 (-6%); EAST UMATILLA (-2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Umatilla neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are EAST UMATILLA (48 days); Magnolia Pointe Phase 1 (70 days); SEASONS AT MAGNOLIA POINTE (196 days) — homes there go under contract well ahead of the market-wide pace of 80 days.
How does Umatilla compare to the rest of Lake County?
Umatilla's median of $315,000 runs 15% below the county-wide median of $370,000, and homes here take 80 days to go under contract versus 53 county-wide.
Umatilla housing market FAQ
What is the median home price in Umatilla?
The median sale price in Umatilla is currently $315,000, down 4.6% from a year ago, based on MLS sales data updated August 6, 2026.
Is Umatilla a buyer's or seller's market right now?
The data currently is roughly balanced. Umatilla scores 49 of 100 on the Momentum Score, with 4.8 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Umatilla?
The typical home in Umatilla goes under contract in about 80 days, per current MLS data.
How many homes are for sale in Umatilla?
There are approximately 22 active listings in Umatilla as of August 6, 2026.
Are home prices in Umatilla rising or falling?
Median sale prices are down 4.6% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Umatilla. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.