Umatilla
Housing Market
Median sale price $313,990, down 4.7% year over year, with homes going under contract in about 91 days, 13 homes on the market.
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Housing Market Analyst
Inventory sits at 3.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are down 4.7% versus the prior year, but sellers are still collecting 95.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 32% of inventory sits under contract.
- Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Umatilla data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Umatilla is hot — and where it isn't
Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Umatilla
The median sale price across Umatilla currently stands at $313,990, down 4.7% from a year ago. Buyers are paying a median of $189 per square foot. The typical home goes under contract in about 91 days. Sellers are capturing 95.9% of their original asking price on average.
There are 13 active listings on the market, with 9 more already under contract. At the current sales pace that works out to 3.2 months of supply — a seller-leaning market by the standard six-month benchmark. 54 homes closed here over the trailing 12 months.
Umatilla prices sit below the Lake County median by roughly 13%. Zillow's home value index for Lake County stands at $363,142. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Umatilla is 55 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Umatilla since 2012 — and where it’s heading
A median home here sold for $103,595 in 2012 and $312,039 over the last recorded year — 201% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (587 recorded sales)
Days on market by year
Home value trend · Lake County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Lake County (MLS)
Median price · daily recalculation
What’s driving Umatilla
Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023
3,500 Citizens policies in force in Lake County — the state-backed insurer of last resort. Budget insurance into any Lake purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Lake County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Umatilla ← this page | $314K | 13 | 55 | |
| Leesburg | $282K | 311 | 44 | Open → |
| Clermont | $438K | 239 | 64 | Open → |
| Tavares | $330K | 125 | 50 | Open → |
| Lady Lake | $232K | 107 | 59 | Open → |
| Groveland | $373K | 71 | 58 | Open → |
Neighborhoods on the move
| East UmatillaUmatilla | $330K | ▲ 2% |
| Magnolia Pointe Phase 1Umatilla | $314K | ▲ -6% |
| Seasons At Magnolia PointeUmatilla | $348K | ▲ -9% |
| Seasons At Magnolia PointeUmatilla | $348K | ▼ 9% |
| Magnolia Pointe Phase 1Umatilla | $314K | ▼ 6% |
| East UmatillaUmatilla | $330K | ▼ 2% |
| East UmatillaUmatilla | $330K | 3 |
| Seasons At Magnolia PointeUmatilla | $348K | 3 |
| Umatilla Lake Mary Estates SubUmatilla | $230K | 1 |
| East UmatillaUmatilla | $330K | 48 days |
| Magnolia Pointe Phase 1Umatilla | $314K | 78 days |
| Seasons At Magnolia PointeUmatilla | $348K | 205 days |
Umatilla ZIP codes
Most active communities
More on Umatilla
Put this data to work
The questions people actually ask
Should I buy a house in Umatilla right now?
The data says conditions currently favor neither side decisively in Umatilla — the Momentum Score reads 55/100 with 3.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Umatilla becoming more affordable?
Yes, modestly — the median sale price in Umatilla is $313,990, down 4.7% versus the prior year, while sellers still capture 95.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Umatilla?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Seasons At Magnolia Pointe (-9%); Magnolia Pointe Phase 1 (-6%); East Umatilla (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Umatilla neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are East Umatilla (48 days); Magnolia Pointe Phase 1 (78 days); Seasons At Magnolia Pointe (205 days) — homes there go under contract well ahead of the market-wide pace of 91 days.
How does Umatilla compare to the rest of Lake County?
Umatilla's median of $313,990 runs 13% below the county-wide median of $360,000, and homes here take 91 days to go under contract versus 52 county-wide.
Umatilla housing market FAQ
How is the housing market in Umatilla right now?
As of September 15, 2026, the Umatilla housing market is roughly balanced: the median sale price is $313,990 (down 4.7% year over year), 13 homes are for sale against 54 sales in the last 12 months, which is 3.2 months of supply, and the typical home goes under contract in about 91 days.
How much is a house in Umatilla?
The median home sold for $313,990 in Umatilla over the last 12 months, about $189 per square foot; asking prices on the 13 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Umatilla?
By the numbers, sellers in Umatilla are getting 95.9% of asking price and going under contract in about 91 days with 3.2 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Umatilla housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Umatilla median sale prices are down 4.7% year over year, inventory stands at 3.2 months of supply, and 32% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Umatilla?
The median sale price in Umatilla is currently $313,990, down 4.7% from a year ago, based on MLS sales data updated September 15, 2026.
Is Umatilla a buyer's or seller's market right now?
The data currently is roughly balanced. Umatilla scores 55 of 100 on the Momentum Score, with 3.2 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Umatilla?
The typical home in Umatilla goes under contract in about 91 days, per current MLS data.
How many homes are for sale in Umatilla?
There are approximately 13 active listings in Umatilla as of September 15, 2026.
Are home prices in Umatilla rising or falling?
Median sale prices are down 4.7% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Umatilla. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.