32140 (Florahome)
Housing Market
Median sale price $269,450, up 17.2% year over year, with homes going under contract in about 61 days, 9 homes on the market.
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Housing Market Analyst
Inventory sits at 12.0 months of supply — heavy by the 3-to-6-month balanced benchmark, and 27% of listed homes are already under contract. Prices are up 17.2% versus the prior year and sellers are still collecting 96.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 27% of inventory sits under contract.
- Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32140 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32140 (Florahome)
The median sale price across 32140 currently stands at $269,450, up 17.2% from a year ago. Buyers are paying a median of $212 per square foot. The typical home goes under contract in about 61 days. Sellers are capturing 96.0% of their original asking price on average.
There are 9 active listings on the market, with 1 more already under contract. At the current sales pace that works out to 12.0 months of supply — a buyer-leaning market by the standard six-month benchmark. 10 homes closed here over the trailing 12 months.
Zillow's home value index for Putnam County stands at $219,439. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32140 is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
32140 since 2014 — and where it’s heading
A median home here sold for $41,257 in 2014 and $290,089 over the last recorded year — 603% appreciation across 12 years of recorded sales. Cash buyers took 40% of recent sales, down from a 40% peak.
Median sale price · 2014–2026 (204 recorded sales)
Days on market by year
Home value trend · Putnam County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Putnam County (MLS)
What’s driving 32140
Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023
550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Putnam
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32140 ← this page | $269K | 9 | 49 | |
| 32666 | $355K | 36 | 73 | Open → |
| 32148 | $147K | 30 | 45 | Open → |
| 32177 | $224K | 19 | 50 | Open → |
| 32189 | $150K | 15 | 42 | Open → |
| 32640 | $265K | 5 | 46 | Open → |
Neighborhoods on the move
| Lakeside HillsFlorahome | $265K | ▲ 10% |
| Lakeside HillsFlorahome | $265K | ▼ 10% |
| Lakeside HillsFlorahome | $265K | 9 |
| Lakeside HillsFlorahome | $265K | 53 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32140 right now?
The data says conditions currently favor neither side decisively in 32140 — the Momentum Score reads 49/100 with 12.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32140 becoming more affordable?
No — the median sale price in 32140 is $269,450, up 17.2% versus the prior year, while sellers still capture 96.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 32140?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Lakeside Hills (10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32140 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Lakeside Hills (53 days) — homes there go under contract well ahead of the market-wide pace of 61 days.
32140 (Florahome) housing market FAQ
What is the median home price in 32140?
The median sale price in 32140 is currently $269,450, up 17.2% from a year ago, based on MLS sales data updated August 6, 2026.
Is 32140 a buyer's or seller's market right now?
The data currently is roughly balanced. 32140 scores 49 of 100 on the Momentum Score, with 12.0 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32140?
The typical home in 32140 goes under contract in about 61 days, per current MLS data.
How many homes are for sale in 32140?
There are approximately 9 active listings in 32140 as of August 6, 2026.
Are home prices in 32140 rising or falling?
Median sale prices are up 17.2% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32140 (Florahome). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.