Aerial view of 32140, Florida

32140 (Florahome)
Homes for Sale & Housing Market

ZIP code market report · Putnam County

Median sale price $269,900, up 16.2% year over year, with homes going under contract in about 62 days, 7 homes on the market.

3 communities reporting23 sales analyzedRefreshed twice dailyMomentum Score 51
Live Market Pulse
51/100
Momentum
Balanced Market
8+ months of homes to choose from. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 32140 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$270K
Median sold · 12 moConfidence: Low
up 16.2% vs the prior 12 months
+16.2%
1-yr price change
n = 23 recent sales
$214/sf
Sold $/sqft · 12 mo
Putnam County: $164 · +19.0% vs prior yr
96.6%
Sale vs ask
Putnam County: 92.8% · +4.4pp vs prior yr
$220K
Putnam County home value
Zillow ZHVI, monthly · +0.9% vs a year ago
Tempo
8.4mo
Supply
3 to 6 months is the balanced band
62days
Median DOM · closed
Putnam County: 66 days · -16.0 days vs prior yr
22%
Under contract
Putnam County: 27%
7 · 2 ▲9
For sale · pending
live counts, refreshed twice daily
11
Sold · last 12 mo
closed across all tracked communities · +27.8% vs prior yr
Market context
26%
Listings with price cuts
Putnam County · Zillow · +0.1pp vs prior month
384
County for-sale inventory
Zillow, monthly · -1.0% vs prior month
17%
New construction
share of recent sales · -21.5pp vs prior yr
51/100
Momentum score
Balanced Market
3
Communities reporting
of 13 tracked in 32140
Economy & people · county layer
$47,256
Median household income
U.S. Census ACS, county
74,235
County population
+2.0% since 2018
4.7×
Price to income
county home value vs median income
73%
Owner-occupied
U.S. Census ACS, county
$1,196/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 8.4 months of supply — heavy by the 3-to-6-month balanced benchmark, and 22% of listed homes are already under contract. Prices are up 16.2% versus the prior year and sellers are still collecting 96.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 51
Momentum Score
Buyer leverage49
Seller leverage51

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 22% of inventory sits under contract.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32140 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32140 (Florahome)

The median sale price across 32140 currently stands at $269,900, up 16.2% from a year ago. Buyers are paying a median of $214 per square foot. The typical home goes under contract in about 62 days. Sellers are capturing 96.6% of their original asking price on average.

There are 7 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 8.4 months of supply — a buyer-leaning market by the standard six-month benchmark. 11 homes closed here over the trailing 12 months.

Zillow's home value index for Putnam County stands at $220,059. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32140 is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32140 since 2014 — and where it’s heading

A median home here sold for $38,823 in 2014 and $287,547 over the last recorded year — 641% appreciation across 12 years of recorded sales.

Median sale price · 2014–2026 (208 recorded sales)

$34K$163K$293K$288K2014: $39K2016: $80K2017: $60K2019: $140K2020: $150K2021: $178K2022: $209K2023: $269K2024: $210K2025: $249K2026: $288K20142017202120242026

Days on market by year

32d89d147d63d2014: 145d2016: 100d2017: 60d2019: 66d2020: 112d2021: 59d2022: 35d2023: 58d2024: 72d2025: 79d2026: 63d20142017202120242026

Home value trend · Putnam County (Zillow ZHVI)

$217K$220K$222K$220KJul '25: $218KAug '25: $218KSep '25: $217KOct '25: $217KNov '25: $217KDec '25: $218KJan '26: $218KFeb '26: $220KMar '26: $221KApr '26: $222KMay '26: $222KJun '26: $221KJul '26: $220KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

362399436384Jul '25: 435Aug '25: 426Sep '25: 415Oct '25: 405Nov '25: 392Dec '25: 376Jan '26: 367Feb '26: 364Mar '26: 371Apr '26: 376May '26: 382Jun '26: 388Jul '26: 384Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Putnam County (MLS)

79371663Jul 07 · Active: 399Aug 03 · Active: 403Aug 04 · Active: 400Aug 05 · Active: 399Aug 06 · Active: 394Aug 07 · Active: 397Aug 08 · Active: 400Aug 09 · Active: 400Aug 10 · Active: 393Aug 11 · Active: 389Aug 12 · Active: 387Aug 13 · Active: 387Aug 15 · Active: 397Aug 17 · Active: 397Aug 19 · Active: 398Aug 22 · Active: 392Aug 23 · Active: 392Aug 28 · Active: 395Aug 29 · Active: 399Aug 30 · Active: 396Aug 31 · Active: 393Sep 07 · Active: 643Sep 09 · Active: 643Sep 11 · Active: 652Jul 07Aug 15Sep 11ActivePending

Median price · daily recalculation

$269K$271K$273K$270KAug 06: $269KAug 08: $269KAug 09: $269KAug 10: $269KAug 11: $269KAug 12: $269KAug 13: $269KAug 15: $269KAug 17: $272KAug 18: $272KAug 19: $272KAug 20: $272KAug 21: $272KAug 22: $272KAug 23: $272KAug 24: $272KAug 26: $272KAug 28: $272KAug 29: $272KAug 30: $272KAug 31: $272KSep 01: $272KSep 04: $270KSep 05: $270KSep 06: $270KSep 07: $270KSep 08: $270KSep 09: $270KSep 10: $270KSep 11: $270KAug 06Aug 15Aug 24Sep 04Sep 11
Single-family 62%Manufactured Home - Post 1977 32%Mobile Home - Pre 1976 5%Farm 1%
Local Economics · county layer

What’s driving 32140

Who’s moving here
+1,111 net residents/yr

Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,345/yr avg premium

550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
127 units permitted +16% YoY

91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Lakeside Hills ▲ 11%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Lakeside HillsFlorahome$267K▲ 11%
FlorahomeFlorahome$270K▲ 8%
Prices cooling fastest
FlorahomeFlorahome$270K▼ 8%
Lakeside HillsFlorahome$267K▼ 11%
Most homes for sale
Lakeside HillsFlorahome$267K7
Selling fastest
Lakeside HillsFlorahome$267K60 days
FlorahomeFlorahome$270K63 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32140 right now?

The data says conditions currently favor neither side decisively in 32140 — the Momentum Score reads 51/100 with 8.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32140 becoming more affordable?

No — the median sale price in 32140 is $269,900, up 16.2% versus the prior year, while sellers still capture 96.6% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32140?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Florahome (8%); Lakeside Hills (11%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32140 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Lakeside Hills (60 days); Florahome (63 days) — homes there go under contract well ahead of the market-wide pace of 62 days.

Questions

32140 (Florahome) housing market FAQ

How is the housing market in 32140 right now?

As of September 15, 2026, the 32140 housing market is roughly balanced: the median sale price is $269,900 (up 16.2% year over year), 7 homes are for sale against 11 sales in the last 12 months, which is 8.4 months of supply, and the typical home goes under contract in about 62 days.

How much is a house in 32140?

The median home sold for $269,900 in 32140 over the last 12 months, about $214 per square foot; asking prices on the 7 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32140?

By the numbers, sellers in 32140 are getting 96.6% of asking price and going under contract in about 62 days with 8.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32140 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32140 median sale prices are up 16.2% year over year, inventory stands at 8.4 months of supply, and 22% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32140?

The median sale price in 32140 is currently $269,900, up 16.2% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32140 a buyer's or seller's market right now?

The data currently is roughly balanced. 32140 scores 51 of 100 on the Momentum Score, with 8.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32140?

The typical home in 32140 goes under contract in about 62 days, per current MLS data.

How many homes are for sale in 32140?

There are approximately 7 active listings in 32140 as of September 15, 2026.

Are home prices in 32140 rising or falling?

Median sale prices are up 16.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32140 (Florahome). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.