Aerial view of 32140, Florida

32140 (Florahome)
Housing Market & Home Values

ZIP code market report · Putnam County, FL

Median sale price $365,000, up 7.0% year over year, with homes going under contract in about 48 days.

4 communities reporting49 sales analyzedRefreshed twice dailyMomentum Score 71
Live Market Pulse
71/100
Momentum
Healthy Market
Prices up 7% over the past year. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · 32140 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$365K ▲
Median sold · 12 moConfidence: Medium
up 7.0% vs the prior 12 months
+7.0% ▲
1-yr price change
n = 49 recent sales
$180/sf ▲
Sold $/sqft · 12 mo
Putnam County: $176 · +3.4% vs prior yr
97.4% ▲
Sale vs ask
Putnam County: 92.1% · +8.6pp vs prior yr
$218K ▲
Putnam County home value
Zillow ZHVI, monthly · +0.7% vs a year ago
Tempo
48days ▼
Median DOM · closed
Putnam County: 57 days · -29.0 days vs prior yr
Market context
26% ▲
Listings with price cuts
Putnam County · Zillow · +0.7pp vs prior month
382 ▼
County for-sale inventory
Zillow, monthly · -0.8% vs prior month
6% ▼
New construction
share of recent sales · -12.7pp vs prior yr
71/100
Momentum score
Healthy Market
4
Communities reporting
of 13 tracked in 32140
Economy & people · county layer
$47,256
Median household income
U.S. Census ACS, county
74,235
County population
+2.0% since 2018
4.6×
Price to income
county home value vs median income
73%
Owner-occupied
U.S. Census ACS, county
$1,196/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are up 7.0% versus the prior year and sellers are still collecting 97.4% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 71
Momentum Score
Buyer leverage29
Seller leverage71

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32140 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32140 (Florahome)

The median sale price across 32140 currently stands at $365,000, up 7.0% from a year ago. Buyers are paying a median of $180 per square foot. The typical home goes under contract in about 48 days. Sellers are capturing 97.4% of their original asking price on average.

Zillow's home value index for Putnam County stands at $218,349. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32140 is 71 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

32140 since 2014 — and where it’s heading

A median home here sold for $35,038 in 2014 and $319,606 over the last recorded year — 812% appreciation across 12 years of recorded sales.

Median sale price · 2014–2026 (166 recorded sales)

$29K$177K$326K$320K2014: $35K2016: $70K2017: $66K2019: $119K2021: $139K2022: $199K2023: $261K2025: $251K2026: $320K20142017202120232026

Days on market by year

23d67d110d48d2014: 94d2016: 109d2017: 50d2019: 52d2021: 34d2022: 25d2023: 62d2025: 77d2026: 48d20142017202120232026

Home value trend · Putnam County (Zillow ZHVI)

$216K$219K$221K$218KAug '25: $217KSep '25: $216KOct '25: $216KNov '25: $216KDec '25: $217KJan '26: $218KFeb '26: $219KMar '26: $220KApr '26: $221KMay '26: $221KJun '26: $220KJul '26: $219KAug '26: $218KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

362395427382Aug '25: 426Sep '25: 415Oct '25: 405Nov '25: 392Dec '25: 376Jan '26: 367Feb '26: 364Mar '26: 371Apr '26: 376May '26: 382Jun '26: 388Jul '26: 385Aug '26: 382Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Putnam County (MLS)

58366673Jul 07 · Active: 399Aug 03 · Active: 403Aug 04 · Active: 400Aug 05 · Active: 399Aug 06 · Active: 394Aug 07 · Active: 397Aug 08 · Active: 400Aug 09 · Active: 400Aug 10 · Active: 393Aug 11 · Active: 389Aug 12 · Active: 387Aug 13 · Active: 387Aug 15 · Active: 397Aug 17 · Active: 397Aug 19 · Active: 398Aug 22 · Active: 392Aug 23 · Active: 392Aug 28 · Active: 395Aug 29 · Active: 399Aug 30 · Active: 396Aug 31 · Active: 393Sep 07 · Active: 643Sep 09 · Active: 643Sep 11 · Active: 652Sep 12 · Active: 652Sep 13 · Active: 651Sep 14 · Active: 651Sep 15 · Active: 657Sep 16 · Active: 658Sep 17 · Active: 653Sep 19 · Active: 642Sep 20 · Active: 645Sep 21 · Active: 641Sep 22 · Active: 643Sep 23 · Active: 644Sep 24 · Active: 646Sep 25 · Active: 646Sep 26 · Active: 651Sep 28 · Active: 653Sep 29 · Active: 266Oct 01 · Active: 645Oct 04 · Active: 647Oct 05 · Active: 652Jul 07Sep 07Oct 05ActivePending

Median price · daily recalculation

$267K$317K$367K$365KAug 06: $269KAug 08: $269KAug 09: $269KAug 10: $269KAug 11: $269KAug 12: $269KAug 13: $269KAug 15: $269KAug 17: $272KAug 18: $272KAug 19: $272KAug 20: $272KAug 21: $272KAug 22: $272KAug 23: $272KAug 24: $272KAug 26: $272KAug 28: $272KAug 29: $272KAug 30: $272KAug 31: $272KSep 01: $272KSep 04: $270KSep 05: $270KSep 06: $270KSep 07: $270KSep 08: $270KSep 09: $270KSep 10: $270KSep 11: $270KSep 16: $365KSep 17: $365KSep 19: $365KSep 20: $365KSep 21: $365KSep 22: $365KSep 23: $365KSep 24: $365KSep 25: $365KSep 26: $365KSep 28: $365KSep 29: $365KSep 30: $365KOct 01: $365KOct 03: $365KOct 04: $365KOct 05: $365KAug 06Aug 20Sep 05Sep 22Oct 05
Local Economics · county layer

What’s driving 32140

Who’s moving here
+1,111 net residents/yr

Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,345/yr avg premium

550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
127 units permitted +16% YoY

91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Florahome ▲ 8%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Putnam

MarketMedianActiveScore
32140 ← this page$365K—71
31024$393K7343Open →
32666$370K3253Open →
32177$308K1345Open →
32640$190K541Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
FlorahomeFlorahome$270K▲ 8%
Lakeside HillsFlorahome$267K▲ 6%
Prices cooling fastest
Lakeside HillsFlorahome$267K▼ 6%
FlorahomeFlorahome$270K▼ 8%
Selling fastest
Indian TrailsFlorahome$365K38 days
FlorahomeFlorahome$270K63 days
Lakeside HillsFlorahome$267K73 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32140 right now?

The data says conditions currently favor sellers in 32140 — the Momentum Score reads 71/100. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32140 becoming more affordable?

No — the median sale price in 32140 is $365,000, up 7.0% versus the prior year, while sellers still capture 97.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32140?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Lakeside Hills (6%); Florahome (8%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32140 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Indian Trails (38 days); Florahome (63 days); Lakeside Hills (73 days) — homes there go under contract well ahead of the market-wide pace of 48 days.

Momentum Realty in Florahome 32140: our agents closed 6 homes here for buyers and sellers in the last 12 months, median sale $146,250 (brokerage closed records through October 2026). Find a Momentum agent near Florahome →

Questions

32140 (Florahome) housing market FAQ

Is it a good time to sell a house in 32140?

By the numbers, sellers in 32140 are getting 97.4% of asking price and going under contract in about 48 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32140 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32140 median sale prices are up 7.0% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32140?

The median sale price in 32140 is currently $365,000, up 7.0% from a year ago, based on MLS sales data updated October 5, 2026.

Is 32140 a buyer's or seller's market right now?

The data currently favors sellers. 32140 scores 71 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32140?

The typical home in 32140 goes under contract in about 48 days, per current MLS data.

Are home prices in 32140 rising or falling?

Median sale prices are up 7.0% year over year based on a rolling comparison of MLS sales.

How many homes has Momentum Realty sold in Florahome 32140?

Momentum Realty's agents closed 6 homes in Florahome 32140 for buyers and sellers in the last 12 months, median sale $146,250 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32140 (Florahome). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.