Florida Housing Intelligence › Putnam County › 32181 (Pomona Park)
Aerial view of 32181, Florida

32181 (Pomona Park)
Housing Market & Home Values

ZIP code market report · Putnam County, FL

Median sale price $92,450, up 3.1% year over year, with homes going under contract in about 118 days.

4 communities reporting14 sales analyzedRefreshed twice dailyMomentum Score 34
Live Market Pulse
34/100
Momentum
Soft Market
Buyers are negotiating roughly 12% off asking. Recalculated every day from licensed MLS data · last refresh October 1, 2026 at 2:51 PM ET.
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Live · 32181 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$92K ▲
Median sold · 12 moConfidence: Low
up 3.1% vs the prior 12 months
+3.1% ▲
1-yr price change
n = 14 recent sales
$106/sf
Sold $/sqft · 12 mo
Putnam County: $167
87.9%
Sale vs ask
Putnam County: 92.0%
$218K ▲
Putnam County home value
Zillow ZHVI, monthly · +0.7% vs a year ago
Tempo
118days
Median DOM · closed
Putnam County: 57 days
Market context
26% ▲
Listings with price cuts
Putnam County · Zillow · +0.7pp vs prior month
382 ▼
County for-sale inventory
Zillow, monthly · -0.8% vs prior month
34/100
Momentum score
Soft Market
4
Communities reporting
of 34 tracked in 32181
Economy & people · county layer
$47,256
Median household income
U.S. Census ACS, county
74,235
County population
+2.0% since 2018
4.6×
Price to income
county home value vs median income
73%
Owner-occupied
U.S. Census ACS, county
$1,196/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 1, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are up 3.1% versus the prior year and sellers are still collecting 87.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 34
Momentum Score
Buyer leverage66
Seller leverage34

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32181 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32181 (Pomona Park)

The median sale price across 32181 currently stands at $92,450, up 3.1% from a year ago. Buyers are paying a median of $106 per square foot. The typical home goes under contract in about 118 days. Sellers are capturing 87.9% of their original asking price on average.

Zillow's home value index for Putnam County stands at $218,349. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32181 is 34 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 1, 2026.

Trends & History

Where the market is heading

Home value trend · Putnam County (Zillow ZHVI)

$216K$219K$221K$218KAug '25: $217KSep '25: $216KOct '25: $216KNov '25: $216KDec '25: $217KJan '26: $218KFeb '26: $219KMar '26: $220KApr '26: $221KMay '26: $221KJun '26: $220KJul '26: $219KAug '26: $218KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

362395427382Aug '25: 426Sep '25: 415Oct '25: 405Nov '25: 392Dec '25: 376Jan '26: 367Feb '26: 364Mar '26: 371Apr '26: 376May '26: 382Jun '26: 388Jul '26: 385Aug '26: 382Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Putnam County (MLS)

58366673Jul 07 · Active: 399Aug 03 · Active: 403Aug 04 · Active: 400Aug 05 · Active: 399Aug 06 · Active: 394Aug 07 · Active: 397Aug 08 · Active: 400Aug 09 · Active: 400Aug 10 · Active: 393Aug 11 · Active: 389Aug 12 · Active: 387Aug 13 · Active: 387Aug 15 · Active: 397Aug 17 · Active: 397Aug 19 · Active: 398Aug 22 · Active: 392Aug 23 · Active: 392Aug 28 · Active: 395Aug 29 · Active: 399Aug 30 · Active: 396Aug 31 · Active: 393Sep 07 · Active: 643Sep 09 · Active: 643Sep 11 · Active: 652Sep 12 · Active: 652Sep 13 · Active: 651Sep 14 · Active: 651Sep 15 · Active: 657Sep 16 · Active: 658Sep 17 · Active: 653Sep 19 · Active: 642Sep 20 · Active: 645Sep 21 · Active: 641Sep 22 · Active: 643Sep 23 · Active: 644Sep 24 · Active: 646Sep 25 · Active: 646Sep 26 · Active: 651Sep 28 · Active: 653Sep 29 · Active: 266Oct 01 · Active: 645Jul 07Aug 31Oct 01ActivePending

Median price · daily recalculation

$89K$92K$96K$92KSep 12: $92KSep 13: $92KSep 14: $92KSep 15: $92KSep 16: $92KSep 17: $92KSep 19: $92KSep 20: $92KSep 21: $92KSep 22: $92KSep 23: $92KSep 24: $92KSep 25: $92KSep 26: $92KSep 28: $92KSep 29: $92KSep 30: $92KOct 01: $92KSep 12Sep 16Sep 22Sep 26Oct 01
Local Economics · county layer

What’s driving 32181

Who’s moving here
+1,111 net residents/yr

Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,345/yr avg premium

550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
127 units permitted +16% YoY

91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Putnam

MarketMedianActiveScore
32181 ← this page$92K—34
31024$393K7343Open →
32666$365K3175Open →
32177$308K1344Open →
32640$190K541Open →
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32181 right now?

The data says conditions currently favor buyers in 32181 — the Momentum Score reads 34/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32181 becoming more affordable?

No — the median sale price in 32181 is $92,450, up 3.1% versus the prior year, while sellers still capture 87.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Questions

32181 (Pomona Park) housing market FAQ

Is it a good time to sell a house in 32181?

By the numbers, sellers in 32181 are getting 87.9% of asking price and going under contract in about 118 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32181 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32181 median sale prices are up 3.1% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32181?

The median sale price in 32181 is currently $92,450, up 3.1% from a year ago, based on MLS sales data updated October 1, 2026.

Is 32181 a buyer's or seller's market right now?

The data currently favors buyers. 32181 scores 34 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32181?

The typical home in 32181 goes under contract in about 118 days, per current MLS data.

Are home prices in 32181 rising or falling?

Median sale prices are up 3.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32181 (Pomona Park). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 1, 2026 at 2:51 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.