Satsuma, Florida

Satsuma
Housing Market

City market report · Putnam County, FL · 5 ZIP codes

Median sale price $185,000, down 12.9% year over year, with homes going under contract in about 59 days, 64 homes on the market.

9 communities reporting45 sales analyzedRefreshed twice dailyMomentum Score 38
Live Market Pulse
38/100
Momentum
▼6
Buyer's Opportunity
Prices are down 13% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh October 26, 2026 at 10:07 AM ET.
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Live · Satsuma Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$185K ▼
Median sold · 12 moConfidence: Medium
down 12.9% vs the prior 12 months
-12.9% ▼
1-yr price change
n = 45 recent sales
$148/sf ▼
Sold $/sqft · 12 mo
Putnam County: $180 · -14.5% vs prior yr
88.7%
Sale vs ask
Putnam County: 91.3%
$216K ▲
Putnam County home value
Zillow ZHVI, monthly · +0.7% vs a year ago
Tempo
5.2mo
Supply
3 to 6 months is the balanced band
59days
Median DOM · closed
Putnam County: 54 days
25%
Under contract
Putnam County: 26%
64 · 9 ▼8
For sale · pending
live counts, refreshed twice daily
32 ▲
Sold · last 12 mo
closed across all tracked communities · +150.0% vs prior yr
Market context
26% ▼
Listings with price cuts
Putnam County · Zillow · -0.3pp vs prior month
367 ▼
County for-sale inventory
Zillow, monthly · -3.9% vs prior month
7%
New construction
share of recent sales
38/100 ▼
Momentum score
Buyer's Opportunity · -6 vs yesterday
9
Communities reporting
of 41 tracked in Satsuma
Economy & people · county layer
$47,256
Median household income
U.S. Census ACS, county
74,235
County population
+2.0% since 2018
4.6×
Price to income
county home value vs median income
73%
Owner-occupied
U.S. Census ACS, county
$1,196/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 26, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 25% of listed homes are already under contract. Prices are down 12.9% versus the prior year, but sellers are still collecting 88.7% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 38
Momentum Score
Buyer leverage62
Seller leverage38

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 25% of inventory sits under contract.
  • Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Satsuma data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Satsuma is hot — and where it isn't

Each dot is a community (9 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Satsuma

The median sale price across Satsuma currently stands at $185,000, down 12.9% from a year ago. Buyers are paying a median of $148 per square foot. The typical home goes under contract in about 59 days. Sellers are capturing 88.7% of their original asking price on average.

There are 64 active listings on the market, with 9 more already under contract. At the current sales pace that works out to 5.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 32 homes closed here over the trailing 12 months.

Satsuma prices sit below the Putnam County median by roughly 31%. Zillow's home value index for Putnam County stands at $216,313. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Satsuma is 38 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.

Trends & History

Satsuma since 2017 — and where it’s heading

A median home here sold for $69,355 in 2017 and $186,037 over the last recorded year — 168% appreciation across 9 years of recorded sales.

Median sale price · 2017–2026 (205 recorded sales)

$67K$128K$188K$186K2017: $69K2018: $70K2019: $93K2020: $135K2021: $148K2022: $145K2025: $184K2026: $186K20172019202120252026

Home value trend · Putnam County (Zillow ZHVI)

$215K$217K$220K$216KSep '25: $215KOct '25: $215KNov '25: $215KDec '25: $215KJan '26: $216KFeb '26: $218KMar '26: $219KApr '26: $220KMay '26: $219KJun '26: $219KJul '26: $218KAug '26: $217KSep '26: $216KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

362389416367Sep '25: 415Oct '25: 405Nov '25: 392Dec '25: 376Jan '26: 367Feb '26: 364Mar '26: 371Apr '26: 376May '26: 382Jun '26: 388Jul '26: 385Aug '26: 382Sep '26: 367Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Putnam County (MLS)

60376692Jul 07 · Active: 399Aug 03 · Active: 403Aug 04 · Active: 400Aug 05 · Active: 399Aug 06 · Active: 394Aug 07 · Active: 397Aug 08 · Active: 400Aug 09 · Active: 400Aug 10 · Active: 393Aug 11 · Active: 389Aug 12 · Active: 387Aug 13 · Active: 387Aug 15 · Active: 397Aug 17 · Active: 397Aug 19 · Active: 398Aug 22 · Active: 392Aug 23 · Active: 392Aug 28 · Active: 395Aug 29 · Active: 399Aug 30 · Active: 396Aug 31 · Active: 393Sep 07 · Active: 643Sep 09 · Active: 643Sep 11 · Active: 652Sep 12 · Active: 652Sep 13 · Active: 651Sep 14 · Active: 651Sep 15 · Active: 657Sep 16 · Active: 658Sep 17 · Active: 653Sep 19 · Active: 642Sep 20 · Active: 645Sep 21 · Active: 641Sep 22 · Active: 643Sep 23 · Active: 644Sep 24 · Active: 646Sep 25 · Active: 646Sep 26 · Active: 651Sep 28 · Active: 653Sep 29 · Active: 266Oct 01 · Active: 645Oct 04 · Active: 647Oct 05 · Active: 652Oct 06 · Active: 656Oct 07 · Active: 653Oct 09 · Active: 648Oct 10 · Active: 649Oct 11 · Active: 650Oct 12 · Active: 657Oct 14 · Active: 660Oct 17 · Active: 668Oct 18 · Active: 668Oct 19 · Active: 665Oct 20 · Active: 668Oct 23 · Active: 676Oct 26 · Active: 668Jul 07Sep 16Oct 26ActivePending

Median price · daily recalculation

$149K$170K$192K$185KAug 06: $150KAug 08: $150KAug 09: $150KAug 10: $150KAug 11: $150KAug 12: $150KAug 13: $150KAug 15: $150KAug 17: $157KAug 18: $157KAug 19: $154KAug 20: $157KAug 21: $160KAug 22: $160KAug 23: $160KAug 24: $160KAug 26: $160KAug 28: $160KAug 29: $160KAug 30: $160KAug 31: $160KSep 01: $160KSep 04: $160KSep 05: $160KSep 06: $160KSep 07: $160KSep 08: $160KSep 09: $164KSep 10: $164KSep 11: $164KSep 12: $164KSep 13: $164KSep 14: $164KSep 15: $164KSep 16: $185KSep 17: $183KSep 19: $183KSep 20: $183KSep 21: $183KSep 22: $183KSep 23: $183KSep 24: $183KSep 25: $183KSep 26: $185KSep 28: $185KSep 29: $185KSep 30: $185KOct 01: $185KOct 03: $185KOct 04: $185KOct 05: $185KOct 06: $185KOct 07: $185KOct 09: $185KOct 10: $191KOct 11: $191KOct 12: $185KOct 14: $185KOct 17: $188KOct 18: $188KOct 19: $188KOct 20: $188KOct 23: $191KOct 26: $185KAug 06Aug 26Sep 14Oct 03Oct 26
Local Economics · county layer

What’s driving Satsuma

Who’s moving here
+1,111 net residents/yr

Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,345/yr avg premium

550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
127 units permitted +16% YoY

91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Putnam County

MarketMedianActiveScore
Satsuma ← this page$185K1638
Eatonton$393K7042Open →
Palatka$292K964Open →
Hawthorne$325K152Open →
Community Movers

Neighborhoods on the move

Most homes for sale
St Johns RiversideSatsuma$185K15
Hermits CoveSatsuma$146K1
Selling fastest
Hoot Owl RidgeSatsuma$168K50 days
St Johns RiversideSatsuma$185K72 days
Explore Deeper

Satsuma ZIP codes

Most active communities

More on Satsuma

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Satsuma right now?

The data says conditions currently favor buyers in Satsuma — the Momentum Score reads 38/100 with 5.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Satsuma becoming more affordable?

Yes, modestly — the median sale price in Satsuma is $185,000, down 12.9% versus the prior year, while sellers still capture 88.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Which Satsuma neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Hoot Owl Ridge (50 days); St Johns Riverside (72 days) — homes there go under contract well ahead of the market-wide pace of 59 days.

How does Satsuma compare to the rest of Putnam County?

Satsuma's median of $185,000 runs 31% below the county-wide median of $269,900, and homes here take 59 days to go under contract versus 54 county-wide.

Questions

Satsuma housing market FAQ

How is the housing market in Satsuma right now?

As of October 26, 2026, the Satsuma housing market favors buyers: the median sale price is $185,000 (down 12.9% year over year), 64 homes are for sale against 32 sales in the last 12 months, which is 5.2 months of supply, and the typical home goes under contract in about 59 days.

How much is a house in Satsuma?

The median home sold for $185,000 in Satsuma over the last 12 months, about $148 per square foot; asking prices on the 64 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Satsuma?

By the numbers, sellers in Satsuma are getting 88.7% of asking price and going under contract in about 59 days with 5.2 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Satsuma housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Satsuma median sale prices are down 12.9% year over year, inventory stands at 5.2 months of supply, and 25% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Satsuma?

The median sale price in Satsuma is currently $185,000, down 12.9% from a year ago, based on MLS sales data updated October 26, 2026.

Is Satsuma a buyer's or seller's market right now?

The data currently favors buyers. Satsuma scores 38 of 100 on the Momentum Score, with 5.2 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Satsuma?

The typical home in Satsuma goes under contract in about 59 days, per current MLS data.

How many homes are for sale in Satsuma?

There are approximately 64 active listings in Satsuma as of October 26, 2026.

Are home prices in Satsuma rising or falling?

Median sale prices are down 12.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Satsuma. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.