Shoal River Landing
Homes for Sale in Crestview, FL
All 419 homes for sale in Crestview, FL · median $325,900 · 208 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Shoal River Landing Phase 2A in Crestview, FL has 10 homes for sale and 3 pending, asking from $300,000 to $408,000 (median $349,950). Over the 12 months ending 2026-09-12, 10 recorded sales closed at a median of $335,924, a median 56 days on market, sellers accepting 96% of original asking (-1% versus the prior year). Homes listed or recently sold were built 2021–2025 with 2 new construction; none of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 137 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,330 ($3,820 with the full homestead exemption).
Homes For Sale Right Now in Shoal River Landing
Live MLS inventory for Shoal River Landing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 96 daysTop listing
Active · 26 days
Active · 242 days
Active · 193 days
Active · 42 days
Active · 115 days
Active · 293 days
Active · 200 daysActive · 20 days
Active · 320 days
Pending · 58 days
Pending · 183 days
Pending · 63 daysActive and pending Shoal River Landing listings as of 2026-09-16, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Shoal River Landing Phase 2A is a new-construction pocket in Crestview, with homes built between 2021 and 2024 and a median build year of 2023. Price here is driven less by location extras and more by the house itself: floor plan, lot, finish level, and how much builder or owner upgrade is baked in. With a median around $319,900 and a median footprint of roughly 2,107 square feet, this is recent inventory where condition and spec do most of the talking. There are no community amenities identified in current MLS listings, so don't underwrite a pool or clubhouse into your value math.
The current posture is buyer-leaning, and the numbers back it up: about 11 months of supply, 11 active listings, a median 56.5 days on market, and prices down 5.9% year over year. That combination gives buyers time to negotiate and be selective. For sellers, it means pricing to the current market, not last year's — homes that sit tend to be the ones chasing a number the data no longer supports.
Shoal River Landing right now
🟢 Buyer-leaning market. 13.2 months of supply and 21% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: High (14 active and pending listings, 10 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($336K) is down 1.2% from the prior 12 months ($340K).Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Medium (10 and 68 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 16, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Shoal River Landing market snapshot (as of September 12, 2026): the median sale price is about $336K, a median 57 days on market for closed sales, and 13.2 months of supply, a buyer-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (10 closings in the current window).
In ZIP 32539 (Crestview), 538 homes closed in the last 12 months at a median of $322K, up 7.5% year over year, with a median 67 days on market. Right now 141 active and 45 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.
Flood zones in Shoal River Landing: of 22 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov.
Shoal River Landing is a community of 249 homes in Crestview, Okaloosa County, built between 2021 and 2024 (median 2023), with a median living area of about 2,045 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a young subdivision where nearly every home is only a few years old, so buyers are largely comparing recent builds against each other rather than weighing new versus old. With inventory sitting and prices softer than a year ago, the leverage is with the patient buyer.
The setting & the homes.
Aerial and on-site photos of Shoal River Landing. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Shoal River LandingShoal River LandingShoal River LandingShoal River LandingShoal River LandingShoal River LandingShoal River LandingShoal River LandingPhotos from Emerald Coast MLS listings in Shoal River Landing; content deemed reliable but not guaranteed.
Who Shoal River Landing is best for.
Best for
- Buyers targeting a recent-construction home around the mid-$300s who value time to compare listings
- Primary-residence buyers comfortable in an owner-occupied-leaning subdivision
- Value-focused buyers ready to use current supply and softer pricing to negotiate
Probably not for
- Buyers who require resort-style amenities such as a pool or clubhouse on site
- Short-horizon buyers counting on quick appreciation after a year of softening prices
- Sellers unwilling to price to the current market rather than last year's peak
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($336K) IS the median in the snapshot above, and the move from 2025 ($340K) IS the -1.2% one-year change.
Windows contain 0 to 118 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Shoal River Landing Market Scorecard
Shoal River Landing is currently a strong buyer's market. About 13.3 months of supply, a median asking price of $349,950, and homes go under contract in about 155 days.
Typical home value in the 32539 ZIP is $284,748, about 21.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Shoal River Landing Phase 2A, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Shoal River Landing on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Riverside · Elementary
- Shoal River · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Shoal River Landing listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Shoal River Landing address.
Shop the zone: Homes zoned for Crestview High School
The Shoal River Landing buying strategy.
If we were buying in Shoal River Landing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shoal River Landing.
A new-build market that's shifted to the buyer
Out of 347 homes, 11 are actively listed and the roughly 11-month supply reads clearly as a buyer-leaning band. A median 56.5 days on market — call it just under two months — means listings are moving, but not quickly, and there's room to make a considered offer instead of a rushed one. The 5.9% year-over-year dip tells sellers the market has recalibrated off its peak.
Because the housing stock is so uniformly new, the spread in price comes down to condition, lot, and upgrades rather than age. The homestead share sits at about 57%, so a meaningful portion of the community is owner-occupied primary residence. Use the median of $319,900 as your anchor, then adjust up or down for the specific home's finish and lot — there is no amenity premium here to factor in.
The location and the amenities are priced into every listing in Shoal River Landing. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Shoal River Landing buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.7). Basis: Recent Direction -1.2% year-over-year; Liquidity & Demand 13.2 months of supply; Owner Commitment 60% owner-occupied; Pricing Power 95.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a buyer-leaning market with homes taking around eight weeks to move, the edge is in reading each listing's condition and pricing against the median honestly. We help buyers use that time and supply to negotiate, and we help sellers set a number the current data actually supports rather than one anchored to last year.
Shoal River Landing in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Shoal River Landing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shoal River Landing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Shoal River Landing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Shoal River Landing home worth?
Get a no-obligation home value based on real comparable sales in Shoal River Landing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Recently off market in Shoal River Landing Phase 2A
Homes in Shoal River Landing Phase 2A that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 522 Mary Lou Way · off market
- 720 Quintana Street · off market
Frequently Asked Questions
What is the median home price in Shoal River Landing?
How long do homes in Shoal River Landing take to sell?
Is Shoal River Landing a buyer's or seller's market right now?
How many homes are in Shoal River Landing?
What share of Shoal River Landing is owner-occupied?
When were the homes in Shoal River Landing built?
Who is the best real estate agent for Shoal River Landing?
How do I find a top Crestview real estate agent who knows Shoal River Landing?
Can Momentum Realty connect me with an agent for Shoal River Landing?
Should you buy in Shoal River Landing?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 16, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (254 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Shoal River Landing Phase 2A fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near Shoal River Landing with Momentum Realty’s local guides.