Aerial view of 32732, Florida

32732 (Geneva)
Housing Market

ZIP code market report · Seminole County

Median sale price $560,000, up 38.6% year over year, with homes going under contract in about 49 days, 6 homes on the market.

5 communities reporting21 sales analyzedRefreshed twice dailyMomentum Score 43
Live Market Pulse
43/100
Momentum
Buyer's Opportunity
Prices are up 39% in one year. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32732 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$560K
Median sold · 12 moConfidence: Low
up 38.6% vs the prior 12 months
+38.6%
1-yr price change
n = 21 recent sales
$244/sf
Sold $/sqft · 12 mo
Seminole County: $235 · -7.1% vs prior yr
89.3%
Sale vs ask
Seminole County: 96.1% · -4.3pp vs prior yr
$405K
Seminole County home value
Zillow ZHVI, monthly · -2.0% vs a year ago
Tempo
6.5mo
Supply
3 to 6 months is the balanced band
49days
Median DOM · closed
Seminole County: 34 days · +13.0 days vs prior yr
0%
Under contract
Seminole County: 37%
6 ·▲31
For sale · pending
live counts, refreshed twice daily
16
Sold · last 12 mo
closed across all tracked communities · -12.5% vs prior yr
Market context
31%
Listings with price cuts
Seminole County · Zillow · +1.1pp vs prior month
2,058
County for-sale inventory
Zillow, monthly · +2.4% vs prior month
16%
Cash buyers
share of sales · peak 33% · -2.2pp vs prior yr
43/100
Momentum score
Buyer's Opportunity
5
Communities reporting
of 27 tracked in 32732
Economy & people · county layer
$83,030
Median household income
U.S. Census ACS, county
474,912
County population
+4.4% since 2018
4.9×
Price to income
county home value vs median income
66%
Owner-occupied
U.S. Census ACS, county
$2,493/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 6.5 months of supply — heavy by the 3-to-6-month balanced benchmark, and 0% of listed homes are already under contract. Prices are up 38.6% versus the prior year and sellers are still collecting 89.3% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 43
Momentum Score
Buyer leverage57
Seller leverage43

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 0% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32732 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32732 (Geneva)

The median sale price across 32732 currently stands at $560,000, up 38.6% from a year ago. Buyers are paying a median of $244 per square foot. The typical home goes under contract in about 49 days. Sellers are capturing 89.3% of their original asking price on average.

There are 6 active listings on the market. At the current sales pace that works out to 6.5 months of supply — a buyer-leaning market by the standard six-month benchmark. 16 homes closed here over the trailing 12 months.

Zillow's home value index for Seminole County stands at $404,888. About 31% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32732 is 43 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32732 since 2015 — and where it’s heading

A median home here sold for $324,384 in 2015 and $578,238 over the last recorded year — 78% appreciation across 11 years of recorded sales. Cash buyers took 16% of recent sales, down from a 33% peak.

Median sale price · 2015–2026 (135 recorded sales)

$285K$454K$624K$578K2015: $324K2016: $420K2017: $292K2022: $570K2024: $617K2025: $581K2026: $578K20152016202220252026

Days on market by year

11d47d83d49d2015: 40d2016: 65d2017: 82d2022: 13d2024: 19d2025: 36d2026: 49d20152016202220252026

Cash buyers · share of sales

10%22%34%16%2016: 10%2017: 14%2018: 19%2019: 33%2020: 20%2021: 22%2022: 27%2024: 14%2025: 18%2026: 16%20162018202120242026

Home value trend · Seminole County (Zillow ZHVI)

$405K$409K$413K$405KJun '25: $413KJul '25: $411KAug '25: $408KSep '25: $407KOct '25: $406KNov '25: $406KDec '25: $406KJan '26: $406KFeb '26: $407KMar '26: $407KApr '26: $407KMay '26: $406KJun '26: $405KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,7972,0652,3322,058Jun '25: 2,302Jul '25: 2,322Aug '25: 2,260Sep '25: 2,176Oct '25: 2,101Nov '25: 2,016Dec '25: 1,905Jan '26: 1,836Feb '26: 1,808Mar '26: 1,874Apr '26: 1,937May '26: 2,009Jun '26: 2,058Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Seminole County (MLS)

6251,1221,619Jul 07 · Active: 1,523Aug 03 · Active: 1,600Aug 04 · Active: 1,566Aug 05 · Active: 1,597Jul 07Aug 04Aug 05ActivePending
Single-family 74%Manufactured Home - Post 1977 18%Manufactured 4%Mobile 2%Mobile Home - Pre 1976 1%
Local Economics · county layer

What’s driving 32732

Who’s moving here
-99 net residents/yr

Top inbound states: NY, NJ, TX, CA. Movers arriving report ~$62,559 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,572/yr avg premium

1,203 Citizens policies in force in Seminole County — the state-backed insurer of last resort. Budget insurance into any Seminole purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,997 units permitted -12% YoY

893 single-family · 1,104 multi-family · 4.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Seminole

MarketMedianActiveScore
32732 ← this page$560K643
32771$362K8954Open →
32773$350K6565Open →
32746$415K5968Open →
32765$460K4870Open →
32708$400K3371Open →
Community Movers

Neighborhoods on the move

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Cities in this ZIP

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Plain Answers

The questions people actually ask

Should I buy a house in 32732 right now?

The data says conditions currently favor buyers in 32732 — the Momentum Score reads 43/100 with 6.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32732 becoming more affordable?

No — the median sale price in 32732 is $560,000, up 38.6% versus the prior year, while sellers still capture 89.3% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Questions

32732 (Geneva) housing market FAQ

What is the median home price in 32732?

The median sale price in 32732 is currently $560,000, up 38.6% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32732 a buyer's or seller's market right now?

The data currently is roughly balanced. 32732 scores 43 of 100 on the Momentum Score, with 6.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32732?

The typical home in 32732 goes under contract in about 49 days, per current MLS data.

How many homes are for sale in 32732?

There are approximately 6 active listings in 32732 as of August 6, 2026.

Are home prices in 32732 rising or falling?

Median sale prices are up 38.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32732 (Geneva). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.