Aerial view of 33432, Florida

33432 (Boca Raton)
Housing Market

ZIP code market report · Palm Beach County

Median sale price $1,100,000, up 6.8% year over year, with homes going under contract in about 82 days, 61 homes on the market.

8 communities reporting141 sales analyzedRefreshed twice dailyMomentum Score 41
Live Market Pulse
41/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 9% off asking. Recalculated every day from licensed MLS data · last refresh August 31, 2026 at 7:34 AM ET.
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Live · 33432 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.10M
Median sold · 12 moConfidence: High
up 6.8% vs the prior 12 months
+6.8%
1-yr price change
n = 141 recent sales
$554/sf
Sold $/sqft · 12 mo
Palm Beach County: $305 · +5.8% vs prior yr
90.6%
Sale vs ask
Palm Beach County: 92.2% · +0.8pp vs prior yr
$475K
Palm Beach County home value
Zillow ZHVI, monthly · -0.1% vs a year ago
Tempo
5.4mo
Supply
3 to 6 months is the balanced band
82days
Median DOM · closed
Palm Beach County: 56 days · +20.0 days vs prior yr
19%
Under contract
Palm Beach County: 34%
61 · 16 ▼16
For sale · pending
live counts, refreshed twice daily
137
Sold · last 12 mo
closed across all tracked communities · +31.8% vs prior yr
Market context
22%
Listings with price cuts
Palm Beach County · Zillow · -1.0pp vs prior month
13,456
County for-sale inventory
Zillow, monthly · -4.5% vs prior month
9%
New construction
share of recent sales · +1.7pp vs prior yr
41/100
Momentum score
Buyer's Opportunity
8
Communities reporting
of 12 tracked in 33432
Economy & people · county layer
$81,115
Median household income
U.S. Census ACS, county
1,507,453
County population
+4.2% since 2018
5.8×
Price to income
county home value vs median income
70%
Owner-occupied
U.S. Census ACS, county
$3,600/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 31, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 19% of listed homes are already under contract. Prices are up 6.8% versus the prior year and sellers are still collecting 90.6% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 41
Momentum Score
Buyer leverage59
Seller leverage41

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 19% of inventory sits under contract.
  • Mortgage sensitivity — at 5.8× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33432 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.9 mo · balanced band · 10 active
$300K–$500K
4.5 mo · balanced band · 6 active
$750K+
6.0 mo · balanced band · 45 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 33432 is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 33432 (Boca Raton)

The median sale price across 33432 currently stands at $1,100,000, up 6.8% from a year ago. Buyers are paying a median of $554 per square foot. The typical home goes under contract in about 82 days. Sellers are capturing 90.6% of their original asking price on average.

There are 61 active listings on the market, with 16 more already under contract. At the current sales pace that works out to 5.4 months of supply — roughly balanced conditions by the standard six-month benchmark. 137 homes closed here over the trailing 12 months.

Zillow's home value index for Palm Beach County stands at $474,780. About 22% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33432 is 41 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 31, 2026.

Trends & History

33432 since 2012 — and where it’s heading

A median home here sold for $698,943 in 2012 and $4,014,666 over the last recorded year — 474% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (2,770 recorded sales)

$630K$2.36M$4.08M$4.01M2012: $699K2013: $728K2014: $970K2015: $1.06M2016: $994K2017: $1.15M2018: $990K2019: $1.42M2020: $1.51M2021: $2.35M2022: $1.97M2023: $1.94M2024: $3.39M2025: $3.46M2026: $4.01M20122015201920232026

Days on market by year

18d72d126d82d2012: 124d2013: 60d2014: 92d2015: 83d2016: 55d2017: 64d2018: 81d2019: 82d2020: 82d2021: 47d2022: 21d2023: 31d2024: 53d2025: 62d2026: 82d20122015201920232026

Home value trend · Palm Beach County (Zillow ZHVI)

$468K$471K$475K$475KJul '25: $475KAug '25: $471KSep '25: $469KOct '25: $468KNov '25: $468KDec '25: $468KJan '26: $469KFeb '26: $470KMar '26: $471KApr '26: $472KMay '26: $472KJun '26: $473KJul '26: $475KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

13,39714,86516,33313,456Jul '25: 16,275Aug '25: 15,590Sep '25: 15,031Oct '25: 14,793Nov '25: 14,751Dec '25: 14,638Jan '26: 14,817Feb '26: 15,056Mar '26: 15,447Apr '26: 15,250May '26: 14,782Jun '26: 14,089Jul '26: 13,456Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Palm Beach County (MLS)

3,0446,98910,934Jul 07 · Active: 10,777Aug 03 · Active: 10,265Aug 04 · Active: 10,245Aug 05 · Active: 10,210Aug 06 · Active: 10,182Aug 07 · Active: 10,209Aug 08 · Active: 10,256Aug 09 · Active: 10,244Aug 10 · Active: 10,232Aug 11 · Active: 10,175Aug 12 · Active: 10,175Aug 13 · Active: 10,181Aug 15 · Active: 10,211Aug 17 · Active: 10,170Aug 19 · Active: 10,147Aug 22 · Active: 10,181Aug 23 · Active: 10,182Aug 28 · Active: 10,129Aug 29 · Active: 10,161Aug 30 · Active: 10,168Aug 31 · Active: 10,152Jul 07Aug 12Aug 31ActivePending

Median price · daily recalculation

$1.05M$1.10M$1.15M$1.10MAug 11: $1.10MAug 12: $1.10MAug 13: $1.10MAug 15: $1.10MAug 17: $1.10MAug 18: $1.10MAug 19: $1.10MAug 20: $1.10MAug 21: $1.10MAug 22: $1.10MAug 23: $1.10MAug 24: $1.10MAug 26: $1.10MAug 28: $1.10MAug 29: $1.10MAug 30: $1.10MAug 31: $1.10MAug 11Aug 17Aug 21Aug 26Aug 31
Local Economics · county layer

What’s driving 33432

Who’s moving here
-1,374 net residents/yr

Top inbound states: NY, NJ, MA, CA. Movers arriving report ~$177,212 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,753/yr avg premium

18,387 Citizens policies in force in Palm Beach County — the state-backed insurer of last resort. Budget insurance into any Palm Beach purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,228 units permitted +3% YoY

2,495 single-family · 1,733 multi-family · 2.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
ROYAL PALM YACHT & COUNTRY CLUB ▲ 11%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$750K+: 6.0 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 33432 right now.

Biggest opportunity
Under $300K: 3.9 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Palm Beach

MarketMedianActiveScore
33432 ← this page$1.10M6141
33418$850K9867Open →
33437$448K8365Open →
33414$872K6849Open →
33458$850K6869Open →
33436$448K6161Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
ROYAL PALM YACHT & COUNTRY CLUBBoca Raton$10.0M▲ 11%
VERSAILLESWellington$1.10M▲ 10%
Royal Oak Hills Sec 01Boca Raton$919K▲ 8%
BOCA BAYOUBoca Raton$310K▲ -7%
WHISPER WALKBoca Raton$250K▲ -7%
Prices cooling fastest
WHISPER WALKBoca Raton$250K▼ 7%
BOCA BAYOUBoca Raton$310K▼ 7%
Royal Oak Hills Sec 01Boca Raton$919K▼ 8%
VERSAILLESWellington$1.10M▼ 10%
ROYAL PALM YACHT & COUNTRY CLUBBoca Raton$10.0M▼ 11%
Most homes for sale
ROYAL PALM YACHT & COUNTRY CLUBBoca Raton$10.0M22
VERSAILLESWellington$1.10M11
WHISPER WALKBoca Raton$250K10
BOCA BAYOUBoca Raton$310K6
BOCA RATON RIVIERABoca Raton$4.47M6
Selling fastest
Royal Oak Hills Sec 01Boca Raton$919K12 days
BOCA BAYOUBoca Raton$310K50 days
WHISPER WALKBoca Raton$250K52 days
BOCA RATON RIVIERABoca Raton$4.47M78 days
VERSAILLESWellington$1.10M94 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33432 right now?

The data says conditions currently favor buyers in 33432 — the Momentum Score reads 41/100 with 5.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33432 becoming more affordable?

No — the median sale price in 33432 is $1,100,000, up 6.8% versus the prior year, while sellers still capture 90.6% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 33432?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are WHISPER WALK (-7%); BOCA BAYOU (-7%); Royal Oak Hills Sec 01 (8%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33432 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Royal Oak Hills Sec 01 (12 days); BOCA BAYOU (50 days); WHISPER WALK (52 days) — homes there go under contract well ahead of the market-wide pace of 82 days.

Questions

33432 (Boca Raton) housing market FAQ

What is the median home price in 33432?

The median sale price in 33432 is currently $1,100,000, up 6.8% from a year ago, based on MLS sales data updated August 31, 2026.

Is 33432 a buyer's or seller's market right now?

The data currently favors buyers. 33432 scores 41 of 100 on the Momentum Score, with 5.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 33432?

The typical home in 33432 goes under contract in about 82 days, per current MLS data.

How many homes are for sale in 33432?

There are approximately 61 active listings in 33432 as of August 31, 2026.

Are home prices in 33432 rising or falling?

Median sale prices are up 6.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33432 (Boca Raton). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 31, 2026 at 7:34 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.